LifeBank Placental and Cord Blood Banking – FemmPro OB #femmproobgyn, #femmpro, #professionals


The time of labor and birth of your baby is a wonderful milestone in your family’s life, and a miraculous new beginning. Your baby’s birth is also the perfect time to collect your newborn’s umbilical cord and placenta blood for cryobanking and storage. While many parents are banking their babies’ cord blood, you can actually do more by banking stem cells from two usable sources of stem cell-rich blood: the umbilical cord and the placenta. This service is called placental and cord blood banking, and it is available only from LifebankUSA which is registered with the FDA.

Why is banking stem cells the right thing to do for your baby?

Banking placental blood in addition to cord blood doubles the number of segments preserved and increases the total number of stem cells available. This is important for two reasons. First, transplanting more stem cells has been shown to increase the probability of transplant success and survival if needed. Second, having multiple segments available may offer the potential to treat additional conditions that may affect your baby and/or other close family members. Whether this child is your first or an addition to your family, you want to do everything you can to provide for your newborn’s well-being now and in the future. Cord blood and placental blood and tissue banking provides you with the ability to collect and preserve potentially lifesaving stem cells and bank even more stem cells. This is accomplished by collecting them from two usable sources of stem cell-rich blood: the umbilical cord and the placenta. And, doing so could one day save the life of your child or a close family member.

FemmPro OB/GYN believes that banking the most stem cells may ensure the best possible outcome for your child or family member in case there is a need for a future transplant. Your doctor simply takes the blood and tissue in a special LifebankUSA collection kit and is sent to their local processing and storage facility in New Jersey.

With LifebankUSA, you also have the option to donate the umbilical cord and placenta to contribute to lifesaving medical breakthroughs that will help save lives through research and transplantation. LifebankUSA accepts donations from any hospital nationwide. So, please consider donating cord blood and placenta to help save lives, even if you make a personal decision not to pursue private banking.

For more information and enrollment, consult with your FemmPro OB/GYN Professional or visit .

Credit Cards With No Annual Fee #no #annual #fee #credit #cards,0 #annual


Want a credit card without paying an annual fee? While offers with annual fees can sometimes have better benefits, you can find great offers with 0% APR introductory rates and rewards without one. Below are credit card offers with no annual fee. Compare offers to find the best one to fit your needs.

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The Amex EveryDay Credit Card from American Express

  • Earn 10,000 Membership Rewards points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.99% to 23.99%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates Fees

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Citi Diamond Preferred Card 21 Month Intro Offer on BT and Purchases

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.49% – 23.49% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year.*
  • $0 liability on unauthorized purchases and Citi Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO Scores*

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Annual Assembly #mission #hospice

#hospice and palliative nurses association


The Annual Assembly

Presented by AAHPM and HPNA
February 22-25, 2017
Phoenix, AZ

The premier educational event for hospice and palliative care providers.

About the Annual Assembly

The Annual Assembly of the American Academy of Hospice and Palliative Medicine (AAHPM) and the Hospice and Palliative Nurses Association (HPNA) is designed for physicians, nurses, and other healthcare providers interested in acquiring, maintaining, or expanding the skills needed to function effectively in the field of hospice and palliative care.

This annual 3-day event brings together nearly 3,000 of your colleagues and peers to share research, clinical best practices, and practice-related guidance to advance the specialty and improve patient care.

View the intended audience, purpose, and objectives for the Annual Assembly.

Intended Audience

The Annual Assembly of the American Academy of Hospice and Palliative Medicine (AAHPM) and the Hospice and Palliative Nurses Association (HPNA) is designed for physicians, nurses, and other healthcare providers interested in acquiring, maintaining, or expanding the skills needed to function effectively in the field of hospice and palliative care.


As leaders in promoting excellence in hospice and palliative care, AAHPM and HPNA combine their expertise to advance the field, thus meeting the shared goal of improving quality of life for patients facing serious or life-threatening conditions and their families.


The participant will be able to

  • translate advances in clinical and scientific knowledge of advanced disease processes, symptoms, and symptom management into improved patient care
  • assess patient pain and other symptoms and side effects and recommend a care plan based upon best available evidence
  • identify psychological, spiritual, social, and cultural aspects of patient care and integrate support of those aspects of patient care into an overall plan of care
  • apply sound communication principles with patients, families, and interdisciplinary teams
  • develop patient plans of care that incorporate interdisciplinary assessments and symptom management across all domains of care that are ultimately based on the expressed values, goals, and needs of the patient and family
  • identify ethical, regulatory, and legal concerns related to hospice and palliative care
  • discuss effective strategies and challenges for the delivery and advocacy of hospice and palliative care in diverse settings
  • identify new contacts for future collaboration
  • facilitate future research in hospice and palliative care
  • identify opportunities for enhanced self-care and resilience
  • apply effective strategies using the hospice and palliative care competencies in teaching and learning situations
  • identify opportunities and strategies for effective leadership within the field of hospice and palliative medicine
  • identify opportunities to influence, initiate, maintain, and advance the practice and sustainability of hospice and palliative care within the changing healthcare environment.

Calls for Proposals

Are you interested in presenting at the 2017 Annual Assembly in Phoenix? There is one remaining call for proposals, during which you can submit your proposal for the sessions.

Call for Case Submissions

Learn more about this call. Case submissions will be accepted October 3 – November 1.

*Presenters of accepted proposals are required to register for the Annual Assembly and pay appropriate fees related to their attendance as well as travel and expenses.

Learn more about how abstracts are reviewed and selected.

2016 Annual Assembly

CE and Handouts

Access the handouts from the 2016 Annual Assembly.


Recordings from the Annual Assembly are available through Rollin’ Recordings. See the full list of sessions that are included.

Upcoming Assemblies

March 14-17, 2018
Marriott Boston Copley Place
Sheraton Boston
Boston, MA

March 13-16, 2019
Hyatt Regency Orlando
Orlando, FL

March 18-21, 2020
Headquarters hotel: Hilton San Diego
Omni San Diego Hotel
Hard Rock Hotel San Diego
San Diego, CA

The Annual Assembly

Hospice & Palliative Care

February 22-25, 2017 | Phoenix, AZ

Can I get an insurance quote for a one year policy? #car


Can I get an insurance quote for a one year policy?

If you can get a quote for a policy that lasts one full year will depend upon where you live and if an insurer in your area offers a 12-month policy.

Most car insurance companies will offer only six-month policies, but there are those that do offer 12-month policies. Some car insurance companies that offer 12-month policies include:

  • Erie Insurance
  • Infinity
  • Liberty Mutual
  • MetLife
  • National General Insurance (formerly known as GMAC Insurance)
  • The General
  • The Hartford
  • USAA

At, we work with some of these car insurance carriers that offer 12-month policies; thus it may be possible for you to obtain an annual policy.

Start now by finding car insurance companies in your area

The underwriting rules and guidelines of car insurance companies vary and will determine if you re eligible to be offered a 12-month policy. This means just because an insurance company may say it offers a 12-month policy, it doesn t mean you’ll be found suitable according to a company s underwriting criteria.

If one of our carriers finds that you qualify for a 12-month policy and offers it in your area, you will see a term of 12 months displayed on our rates page.

If you need insurance and cannot afford a large down payment we offer many payment plans to help you purchase the policy that you need whether it’s a six-month policy or 12-month, annual policy.

If you purchase an insurance policy through, we accept payment from checking accounts, savings account or prepaid debit card, as well as the certain credit cards including Visa and MasterCard.

Compare car insurance rate quotes and see the what policy term we have to offer you.

Structured Settlement Buyout #structured #settlement #buyout,structured #settlement #buyout #in,lump #sum #structured #settlement

Structured Settlement Buyout

A structured settlement is a financial payout from a court case. These are set up in such a way as the court deems will best benefit the recipient of the funds. They are certain, predictable, and a means of being able to count on a specific dollar amount every month. A structured settlement buyout is not deemed to be the best financial choice that one can make, for many reasons.

Many will argue that a structured settlement buyout is a safe financial transaction that will not burden the individual with high interest rates or loan debt. What is more, is that with a structured settlement buyout the consumer will not need to be burdened with credit checks or other invasive measures to assure that they are trustworthy for a loan or credit card.

Structured Settlement Buyout Click Here

The down side to this argument for a structured settlement buyout is that the individual will still have to engage a time consuming process in order to obtain a loan or credit card. The individual will also have to fill out many forms and hope that they will get the line of credit or money that they need. Although, if it is disclosed that they have a structured settlement payment they will probably be accepted for the loan or credit card.

Financial advisers typically counsel their clients not to engage a structured settlement buyout. The reason for this is that with a structured settlement buyout, the consumer will lose money. The companies that perform a structured settlement buyout want the greatest profit margin they can get. This is not always 100% fair to the seller.

The consumer will also need to keep in mind that in the event that they choose a structured settlement buyout, the process is not a right now kind of thing. There is a lot of paperwork and a court hearing that needs to be held. This process can take up to 2 months before the structured settlement buyout is final.

The best thing to do is to never be spontaneous with the decision to get a structured settlement buyout. Get as much information on the structured settlement buyout process and the company involved. A structured settlement buyout is losing guaranteed income for an electric bill or some groceries. A structured settlement buyout is simply not worth the net gain that interest with the payments will bring you.

As a rule of thumb a structured settlement buyout is developed to benefit the company buying the payments. It is not a beneficial or wise money transaction for the recipient of the payments. The long term goals of the payments is to aid the individual in securing their financial future and a structured settlement buyout seeks to benefit the company taking over reception of the payments.

If the consumer truly needs money immediately, a better choice than a structured settlement buyout is a conventional loan through an established, trustworthy banking institution. It may take a couple of weeks to get the loan, but that will be far quicker than selling off the payments that were put in place to protect the interests of the individual. The choice of a structured settlement buyout does not make good money sense.

Structured Settlement Buyout

Lead Tracking Solutions – Financial Report #lead #tracking #solutions #annual #report, #lead


  • VC FUNDING DEALS: Full access to 91,732+ Funding Deals, including breakdowns, terms, and analysis. (View Sample VC Funding Deal. View VC Funding Search )
  • PRIVATE M A DEALS: Full access to 60,928+ M A and Private Equity Deals, including deal multiples, deal advisors, and more. (View Sample M A Deal. View M A Deal Search )
  • INVESTOR RECORDS AND EMAILS: Full access to 20,616+ Investor Profiles, including PE Firms, VC Firms, Angel Groups, & more with PARTNER & EXEC. NAMES AND DIRECT EMAILS! (View Sample Investor Report )

Lead Tracking Solutions is a privately-held lead tracking and lead management software company based in Costa Mesa, CA.

Finding information on private companies can be painful. That’s why we created PrivCo – the ultimate private company financial research database – and why we have become the private company research provider and partner for hundreds of clients worldwide

Clients often ask us how we get our data. There’s no simple answer. Collecting private company financial data takes time, hard work, and intelligence. We are composed of people who have been in your shoes and we’re obsessed with tracking private companies. More specifically, we use a technology-assisted data gathering process to pull relevant information from thousands of different sources across the following main categories:

  • Regulatory filings
  • Legal exhibits
  • Business journals trade publications
  • News sources
  • Industry research
  • Company sources

Our primary focus is on collecting revenue and employee figures of private companies. From there, we build reports with additional information such as a business summary, recent transactions, funding history, ownership details, contact information, and anything else we can find to offer you the most comprehensive insight on private companies.