Deutsche Bank – Ceiling and mural painting @ Assisi Hospice #hospice #service

#assisi hospice

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September 2013 │ Singapore

On September 14, 2013, 16 Deutsche Bank Singapore volunteers visited Assisi Hospice to paint a beautiful mural on some of the walls and the entrance ceiling, with the objective of bringing additional life to its premises, and cheering the medical team and their patients. Planning took place a week before, and two trips to the hospice were required to complete the drawing of the trees on the pillars at the entrance of the Hospice. Two subsequent shopping missions were made to gather the necessary equipment.

On the actual day, the sunny and breezy weather could not be more perfect for painting. Rainbow, colourful flowers, cheerful butterflies and welcoming trees were added to some walls and the pillars of the entrance. A few hidden artistic talents emerged among the team. None of the Deutsche Bank ‘Passion’ T-shirts that the volunteers wore were spared from paint graffiti, not to mention the occasional patches on faces and limbs.

After five hours of hard work, the volunteers and hospice staff were really pleased with the outcome, especially with the entrance ceiling that now exhibits clustering clouds dispersing gently to unveil a clear blue sky. The volunteers were pleased that they were able to help and make a difference.

Assisi Hospice is an outreach service of Mount Alvernia Hospital established in 1969, founded on love and a firm belief that end-of-life care is not futile. It provides the much-needed compassionate, personalised and quality Palliative Care to adults and children with life limiting illnesses through Inpatient, Home and Day Care services. At the end of one’s life, most desire only the simple pleasures of life – the company of loved ones, open spaces and nature to uplift spirits, to soothe and to comfort.

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Business Fraud Protection #community #bank, #banking, #bank, #loans, #deposits, #savings, #financial #services,


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Business Fraud Protection

Thieves have developed increasingly sophisticated and malicious techniques to steal money. They thwart existing authentication controls, gain control of customer accounts, and transfer funds to individuals hired to help launder funds and send them overseas–often beyond the reach of local financial institutions and influence of local law enforcement.

What are corporate account takeovers?

Corporate account takeover is a fast-growing electronic crime where thieves typically use some form of malware to obtain Online Banking login credentials and then fraudulently transfer funds from those accounts. Many account takeover schemes target small- to medium-sized business customers since their account balances are generally higher than consumer accounts and their transaction activity is generally greater, making it easier to hide the fraudulent transfers.

Constant vigilance against downloads from unknown sites or clicking on banner ads may be the only ways to avoid becoming an account takeover victim.

An effective tool in the Internet thief�s arsenal is keylogging . Keyloggers can be surreptitiously installed on a computer when a customer visits an infected website, or clicks on an infected banner advertisement or email attachment. Keylogging can also be accomplished via a hardware device plugged into the computer, which stores the captured data for later use. Generally small in size and adept at hiding themselves on the user’s computer, keylogger files often go undetected by most antivirus programs.

Thieves use keyloggers to steal the Login ID, password, and/or challenge question answers of financial institution customers. This information alone, or in conjunction with stolen browser cookies loaded on the criminal�s computer, may enable the criminal to access the customer�s account(s) and transfer funds to accounts controlled by the criminal, usually through wire or ACH transactions.

Other types of more sophisticated malware allow man-in-the middle (MIM) or man-in-the browser (MIB) attacks. In one scenario, the cyber thief is able to intercept the authentication credentials submitted by the customer and access the customer’s account(s). In another scenario, they do not intercept the credentials, but modify the transaction content or insert additional transactions not authorized by the customer which, in most cases, are funds transfers to accounts controlled by the thief. Criminals conceal their actions by directing the customer to a fraudulent website that is a mirror image of the financial institution�s website, or sending the customer a message claiming that the institution�s website is unavailable and to try again later. Cyber thieves may have the capacity to delete any trace of their attack from the log files.

Avoiding Fraud

It’s important for our business customers to understand the reality of the threats that face them today. Customers are constantly being targeted by advanced malware threats.

Commerce Bank has put together this information to help you identity any weaknesses you may have at your business, and give you helpful information to help you mitigate against any loss you may incur from a fraud happening to your business.

NOTICE: Commerce Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source – The bank is not responsible for the content. Please contact us with any concerns or comments.

Copyright 2017 � All rights reserved. Commerce Bank is a registered service mark in Massachusetts of Commerce Bank & Trust Company. None of the Licensed Material on this website may be downloaded, republished, retransmitted, reproduced or used as a stand-alone file. Website powered by ProfitStars.

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15 Things You Should Know about Safe Deposit Boxes #safe #deposit #boxes,bank


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15 Things You Should Know about Safe Deposit Boxes

I ve had a safe deposit box for over a year now. When I first got mine I did some research on safe deposit boxes and thought I d share some of what I found out.

1. Safe deposit boxes are pretty affordable. I have one that is roughly four inches high by six inches wide and two feet long, which costs me $20 per year. The larger the size the higher the price. Annual fees for boxes typically range in price from $20-$150.

2. The contents of a safe deposit boxes are not covered by FDIC insurance.

3. Store copies of important documents in multiple locations. Don t leave the only copy of an important document such as a will, mortgage, title, or insurance policy in your safe deposit box.

4. Seal documents in a zip lock bag or Tupperware for added protection. According to a few articles I ve read, flooding is one of the most common hazards to safe deposit boxes.

5. If given the choice, choose a box that is higher up off the floor to give you greater protection from flooding.

6. Never store a passport or any document you might need to get a hold of in emergency in a safe deposit box. What would you do if you needed to get a hold of an important document in your box when the bank is closed.

7. When you first get your safe deposit box ask the bank if there is a number you can call to get access to your box in case of an emergency when the bank is closed.

8. Consider giving a trustworthy person such as a parent or sibling access to your safe deposit box in the event you become disabled or are out of the country and need access to an important document inside your box. This person will need to sign a signature card to gain access to your box.

9. Talk to your insurance agent to see whether your homeowners coverage extends to items in your safe deposit box.

10. Keep an inventory of what s in your safe deposit box and take a picture of the contents to help you with making a claim.

11. Make sure to pay the box rent as the contents of the box may be seized as unclaimed property by the sate if it goes unpaid.

12. When I opened up a safe deposit box the banker told me that it was illegal to store U.S. cash in your box. The banker said this is considered taking currency out of circulation which is against federal law. I read an online post by another commenter whose attorney and banker confirmed this. However, I don t believe it is widely known that you are not allowed to store cash in your safe deposit box. I asked my banker if you could store foreign currency in a safe deposit box but she didn t know. I assume it s ok.

13. Many people use safe deposit boxes to store precious metals like gold and silver. In the 1930 s it became illegal to own gold and it was confiscated by the U.S. government. When you went to your box a bank representative would have to make sure there was no gold in your box. If there was, they confiscated it and paid you the prevailing price for your gold in cash. I don t believe this will happen again, for one thing, back in the thirties the dollar was pegged to gold which was the primary driver of the policy. We have since gone completely off the gold standard and the dollar is no longer pegged to gold.

14. If you just want to store copies of important documents you might want to consider an online safe deposit box as an alternative. Some banks are starting to offer these, but check the price because they can sometimes cost more than physical safe deposit boxes which doesn t make much sense to me. If you re not too concerned with security you could also store documents with an online e-mail service like gmail or Yahoo mail.

15. Safe deposit boxes are pretty popular. At one of my local banks not one single box was available. If you are considering getting a box you may want to enquire with your local bank as to availability and move quickly if there are only a few left.

Do you have any safe deposit box tips? Please share them in the comments below.


Union First Market Bank Online Banking Information – Union First Market Bank


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Union First Market Bank Online Banking & Locations

Union First Market Bank is one of the thousands of banks licensed to do business in the United States. General and financial information for the banking operations of Union First Market Bank are provided below.

Union First Market Bank Online Banking Information

Union First Market Bank Details

  • Union First Market Bank Headquarters: Richmond, Virginia
  • Union First Market Bank U.S. Offices: 133
  • Union First Market Bank Foreign Offices: 0
  • Union First Market Bank Total Deposits: $5,649,009,000
  • Union First Market Bank Total Assets: $7,333,085,000
  • Union First Market Bank Net Income: $59,258,000 * (Bank data provided by FDIC and believed to be current as of 12/31/2014)

Union First Market Bank cards, Union First Market Bank loans, Union First Market Bank online banking, and Union First Market Bank Rewards are just some of the valuable banking services provided by Union First Market Bank.

You may also be interested in learning about other Union Bank & Trust services or information including: Union First Market Bank locations, Union First Market Bank accounts, how to get to Union Bank & Trust on line, Union First Market Bank addresses, how to get Union First Market Bank credit, Union First Market Bank mortgages, Union First Market Bank credit cards, a Union First Market Bank number, Union First Market Bank home loans, Union First Market Bank customer service, Union First Market Bank hours, Union First Market Bank 800 number, Union First Market Bank branches, Union First Market Bank checking, Union First Market Bank investing.

Click on a state to find a Union First Market Bank branch providing the banking services mentioned above and more.

Click here to view the latest bank news and blogs on Union First Market Bank.

Thank you for using USBanklist to search for information on Union First Market Bank. And, remember, in the Top Banks section of USBanklist, you can also find general bank information, bank financial information, and bank locations on other top banks like Citibank, JP Morgan Chase, 5th 3rd Bank, and more.

Union First Market Bank Locations by State

*Bank credit card rates are subject to change without notice and may vary from bank to bank. 06/08/2017

Featured Banks

The Gothenburg State Bank and Trust Company
900 Lake
Gothenburg, Nebraska 69138

TransCapital Bank
8850 W Oakland Park Blvd
Sunrise, Florida 33351

Eclipse Bank, Inc
3827 Shelbyville Road
Louisville, Kentucky 40207

The Western State Bank
1500 East Kansas Avenue
Garden City, Kansas 67846

Boonville FSB
123 N Third Street
Boonville, Indiana 47601

Bank of Santa Clarita
23780 Magic Mountain Parkway
Santa Clarita, California 91355

Mount Vernon Bank and Trust Company
206 First Street West
Mount Vernon, Iowa 52314

Touchmark National Bank
3651 Old Milton Parkway
Alpharetta, Georgia 30005

First Federal Bank of Florida
4705 West Us Highway 90
Lake City, Florida 32055

Chelten Hills Savings Bank
2 Hidden Lane
Abington, Pennsylvania 19001

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POD Bank Accounts #bank #accounts #usa


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POD Bank Accounts

Payable-on-death (POD) bank accounts can be marvelous estate planning tools. For a cost of exactly nothing, you can add POD beneficiaries to your bank accounts and CDs. A POD payee inherits whatever money is in the account at your death and doesn’t have to go through probate to claimit–all that’s required is showing up at the bank with a death certificate and identification.

How do I set up payable-on-death accounts for my bank accounts? If I establish pay-on-death for my accounts and I die, can the person I have designated on the account get access to my money right away, or is the money frozen?

If I fill out a beneficiary form for my stock, IRA, or bank account (to avoid probate), should I name the beneficiaries in my will, too? Or will that only muddy the waters? Also, does naming beneficiaries for these accounts help with the overall estate taxes if they are not listed in the will?

Payable-on-death bank accounts offer an easy ways to keep money—even large sums of it—out of probate. All you need to do is properly notify your bank of whom you want to inherit the money in the account or certificate of deposit. The bank and the beneficiary you name will do the rest, bypassing probate

Banks, savings and loans, and credit unions all offer payable-on-death accounts. They don t charge any extra fees for keeping your money this way. You can add a payable-on-death designation to any kind of new or existing account: checking, savings, or certificate of deposit. Setting up a payable-on-death

POD accounts, which let you name someone to inherit the funds in a bank account at your death–without probate–can be very useful for couples who have joint bank accounts. Accounts With a Right of Survivorship Most joint bank accounts come with what s called the right of survivorship, meaning that

If you re doing some estate planning and speak with someone at a bank about how to avoid probate for an account you have there, you may hear the term Totten trust.

Talk to a Probate attorney.


Dental Care – Valdosta, GA – Dr #cbc #bank #valdosta


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A Top Dentist Offering Comprehensive Dental Care for the Entire Family

For more than 35 years, Dr. Ron Shiver has been proudly providing exceptional, compassionate dental care to patients of all ages at his Valdosta, GA. practice. You can turn to Dr. Shiver and his team for a full range of general. restorative. and cosmetic dentistry treatments that will be custom-tailored to meet your needs and achieve your unique goals. To schedule an appointment for you or a member of your family, reach out to our practice today. Our office is open Monday through Thursday from 8 a.m. to 5 p.m. and every other Friday from 8 a.m. to noon.

Patients Are Our Priority

Dr. Shiver and our team are dedicated to treating people, not just their teeth. In order to provide you with the greatest level of care, we take a highly collaborative approach and function more like a family than a dental staff. Our team members are well-tenured, having been at our practice for a decade or more, and they work closely alongside Dr. Shiver to help support patients every step of the way.

Our Relaxing Office

Ron L. Shiver DMD Family Restorative Dentistry is centrally located near Highway-41 for convenient access. When you enter our soothing office. you will be welcomed by friendly staff members who are here to help. Our office features wide windows looking into the woods, giving you a bright, tranquil view while we provide state-of-the-art oral care treatments. In addition, Dr. Shiver believes in the importance of patient education, which is why each of our treatment rooms is equipped with a flat screen monitor. This will allow us to review x-rays, explain your diagnoses in detail, and ensure you are comfortable and confident about an upcoming treatment.

Our Oral Care Services

To help preserve your oral health, we offer a variety of general dentistry treatments, from basic cleanings and exams to more advanced procedures like root canal therapy and extractions. Dr. Shiver has more than three decades of experience in pediatric dentistry and uses a gentle touch to provide children with exceptional oral care, helping to put them on a path toward a lifetime of healthy, beautiful smiles. If you are seeking to enhance the appearance of your smile, we also offer a range of cosmetic treatments, including teeth whitening, porcelain veneers, and gum contouring. As a charter member of Advanced Dental Implant Studies, Dr. Shiver is also highly skilled in using dental implants and other restorative treatments to completely rebuild damaged smiles. We do not want financing to get in the way of maintaining your smile, which is why we proudly accept payment through CareCredit℠.

Schedule an Appointment Today

Our team can provide everything from professional cleanings to comprehensive smile makeovers. To experience our friendly, patient-focused approach to dentistry, contact us and schedule an appointment today .


NBN Providers, Unlimited NBN Internet Deals, Check Availability #primus #bank


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Internet

Offer available to new residential customers on 24 month unlimited data and home phone DSL or NBN bundles only. Service not available in all areas. Surcharges may apply to regional DSL exchanges. $100 credit will be applied to your third bill if first two bills are paid on time. Hardware provided whist service active with iPrimus ($14.95 P+H), non-return fees apply. Additional charge applies for non-standard activations. Speeds: Actual speeds may differ are affected by many factors (e.g. number of end-users, hardware, software, type/source of content).

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about NBN?

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Unlimited

Orange is the New Black, Marco Polo House of Cards: Netflix streaming membership required. Jason Bourne: ©2016 Universal Studios. All Rights Reserved. Buy or rent now. Secret Life of Pets: © 2016 Universal Sony Pictures Home Entertainment Australia Pty Limited. All Rights Reserved. Buy or rent now. Bad Moms: © 2016 Village Roadshow Ltd. All Rights Reserved. Buy or rent now. Sausage Party: © 2016 Universal Studios. All Rights Reserved. Buy or rent now. Suicide Squad: © 2016 Village Roadshow Ltd. All Rights Reserved. Buy or rent now. Game of Thrones © 2016 Home Box Office Inc. All Rights Reserved. Paw Patrol: ©2016 Spin Master Paw Productions Inc. ©2015 Viacom International. All Rights Reserved. Mickey Mouse Clubhouse Sofia the First: © Disney. Central Intelligence: Buy or rent now. © 2016 Warner Bros. Entertainment Inc. Universal City Studios Productions LLLP and Ratpac Dune Entertainment LLC. All Rights Reserved.

What is a Personal Video Recorder (PVR)?

In essence, a Personal Video Recorder (PVR) is a device that allows you to record and categorize television programs and videos in a digital format into a hard drive, therefore giving you the freedom and flexibility to access your favourite shows and titles at any time. The Fetch TV Mighty set-top box comes with 1TB of internal storage – that’s enough space for up to 585 hours of HD recordings. You can record up to 6 channels whilst watching another; keep individual episodes of a particular show; or set a Series Tag to automatically record every episode. You can also access the Movie and TV Store to watch popular movies and TV shows

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Alliant – An Online Credit Union for all your banking needs, best


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Alliant Credit Union

Best bank website

Higher savings account rates!

Earn 1.11% APY on your money with an Alliant High-Rate Savings Account.

Best bank website

Alliant Car Buying Service

Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,106 off MSRP.

Best bank website

Higher savings account rates!

Earn 1.11% APY on your money with an Alliant High-Rate Savings Account.

Best bank website

Mobile Wallets

Digital wallet payments are convenient and secure.

Online Banking

Want ATM fee rebates and free checking? Learn more s best for you. We also offer 80,000+ surcharge-free ATMs.

No more waiting in long lines and no more planning your errands around inconvenient ATM locations.

Plus, our member contact center is available 24/7 for questions, requests, and anything in between. Prefer talking to us on social media? Tweet us @AlliantCU or find us on Facebook at www.facebook.com/alliantcreditunion (no account specific info, please!).

We pride ourselves on personalized service. It’s just one way we do more for you and your money.

We’re here to help you 24/7

Best bank website

773-462-2000

Talk to a person. Any time, day or night.

Best bank website

Email Us

You’ll hear from us in one business day.

Have questions about banking with Alliant? Search our friendly help guide!

We’re here to help you with personal finance Q’s, smart spending tips and more.

Understanding how to make the most of your money should be as easy as your banking experience. That s why Alliant provides financial advice you can use every day. Visit The Money Mentor to start learning today!

Smart money tips for family finances
Tips for hiring a contractor for your remodeling project
6 steps to financially prepare for college

Bank Where People Come First

Why do our members love being part of Alliant? Find out below.

Best bank website

@AlliantCU love your app and support and I am such a happy customer of the credit union best financial choice I made yet so far in my 30’s

@rodionmark84

Best bank website

John in the loan department at @AlliantCU was extremely helpful and nice yesterday on the phone! Will be calling him back soon!

@mtmcwilliams

11545 West Touhy Avenue, Chicago, IL 60666

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Accounts
About Alliant
Help Support

33. Alliant Credit Union, Chicago, IL. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.

34. We may provide links to third party sites, independent from Alliant Credit Union. These links are provided only as a convenience. Alliant Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Alliant Credit Union.

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RBI to form guidelines on e-commerce, says Deputy Governor HR Khan #reserve


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RBI to form guidelines on e-commerce, says Deputy Governor HR Khan

The concerns come within days of Commerce Minister Nirmala Sitharaman saying that her department was watching the developments in the fledgling e-commerce space. (Photo: Reuters)

The Reserve Bank of India (RBI) has some concerns on e-commerce transactions and will be coming out with some guidelines on the same, Deputy Governor HR Khan said on Wednesday.

“There are some issues which we are trying to look at. E-commerce is innovative and we cannot push away, so we will see. We are looking at coming out with some guidelines on it,” Khan told reporters on the sidelines of an event orgainsed by the National Payments Corporation of India (NPCI) in Mumbai.

The Deputy Governor, however, did not elaborate what the specific concerns of the regulator are.

In August, RBI had found that US-based taxi aggregator Uber was flouting payments norms and had asked it to comply by October 31, for which the company has sought more time.

Uber was following its practice that falls short on the two-step user authentication norms as laid out by the central bank.

The concerns voiced by the senior RBI official come within days of Commerce Minister Nirmala Sitharaman saying that her department was watching the developments in the fledgling e-commerce space including some cases involving e-commerce majors in the courts over the market model.

It also comes after traditional brick-and-mortar traders approached the fair trade regulator Competition Commission of India (CII) in this regard.

Khan said the apex bank will come out with final guidelines on trade receivables discounting system, a draft of which was issued in July 2014.

“We expect it is going to be a big game changer for the receivables of small and medium industry. We are going to put the guidelines and the application will be invited to middle of February,” he added.

Under the guidelines, both factoring and reverse factoring will be allowed, he said. On the foreign investors’ caps in government securities, the deputy governor said the increase would come about but in a phased manner.

When asked about the Budget announcement of bond buy-backs to extend the maturity and reduce repayment burdens, Khan did not give an exact timeline or quantum of the mop-up and limited to saying that it will be done by March 2015.

On the recently issued guidelines for establishment of the payments banks and small finance banks, he said the new banks will not be a threat to existing banks but may increase competition.


PCI Compliance #usbank, #usbank #card, #bank #card, #bank #card #services, #card #services,


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PCI COMPLIANCE

All merchants accepting credit cards must comply with the Payment Card Industry Data Security Standard (PCI DSS) before July 2010.

What is PCI-DSS?

The Payment Card Industry Data Security Standard (PCI-DSS) is a worldwide information security standard mandated by the Payment Card Industry Security Standards Council.

Who makes up the PCI Council?

The council was formed as a collaborative effort between the five major card brands: Visa, MasterCard, American Express, Discover, and JCB. By coming together, standards were created to help organizations that process card payments prevent credit card fraud through increased controls around data and its exposure to compromises. The major card brands have allowed acquirers and processors to enforce compliance through their own means.

Why should I become compliant?

You should become PCI compliant in order to make sure you are taking the proper care to ensure that cardholder data is protected. If a breach were to happen at your location, and if you are not PCI compliant at the time, the card associations may assess a fine against you and you will be liable for all the fraudulent transactions caused by the breach. However, if you are compliant, the fine may be reduced and you may not be responsible for the fraudulent transactions.

How do I become compliant?

As a merchant, you will be responsible to become PCI compliant by PCI regulations. However, as a USBSI merchant, we offer in house PCI assistance to guide you and your business in achieving PCI compliance. Merchants are often advised to complete compliance by going online or by requesting a Self Assessment Questionnaire (SAQ). Through these outlets, USBSI’s dedicated staff will provide guidance and advice to questions you have regarding PCI compliance.

If you have further questions concerning PCI compliance and its requirements, you may contact a USBSI PCI Specialist at 888-525-8558 or visit the PCI Council’s website at http://www.pcisecuritystandards.org

USBSI PCI Compliance

Resources


Kirkwood Bank of Nevada #numerica #bank


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When it matters

Whether you re banking online or growing your business we have the people, the products and the expertise to help you accomplish your goals and live your dreams. When it matters

Kirkwood Bank of Nevada.

Online Banking Change

Effective April 11, 2017 your access to online banking may be affected if you do not use the following browsers and operating systems:

Microsoft Edge Compatible by default
Microsoft IE Desktop mobile version 11 Compatible by default
Microsoft IE Desktop versions 9 10 Capable when run in Windows 7 or newer
Firefox 27 higher Compatible by default
Google Chrome 38 higher Compatible by default
Mobile Safari versions 5 higher Compatible by default
Microsoft Windows 7, 8.0, 8.1 10 Compatible by default
Microsoft XP/Vista belowNot compatible

Phone crimes are on the increase with incidents ranging from spoofing the Caller IDs to callers impersonating the IRS, the courts systems and even relatives in need.

Spoofing is when Caller IDs are manipulated so that recipients believe it s a legitimate call, for instance from a bank, insurance company, the government or other entities one would assume could be trusted. Caller impersonators often claim they are from the IRS saying there are taxes due and asking for credit card information to make the past due payment or a bench warrant will be issued. Calls from the court systems are very similar in manner. Then there are the calls that pull at the heart strings of the recipient, stating that the caller is a relative in need of funds for one reason or another asking that money be sent, usually through Western Union or something similar.

In any of these circumstances, a good rule to follow is to never give out personal information, such as social security number, maiden names, passwords, credit card numbers or anything with which one s identity could be stolen.

Kirkwood Bank will never call our customers and ask for personal information to be divulged to the caller. If there are questions as to the legitimacy of the call, please hang up and call the bank to verify someone from the bank is trying to make contact. When our customers call the bank, we might ask for information given to us by the customer at account opening so that we might ensure the information is not given to someone impersonating that customer.

Debit card fraud has increased dramatically in the Las Vegas valley. The criminals are now utilizing blue tooth technology to capture PINs and card information. Cards and PINs are being compromised at numerous locations, especially convenience stores/gas stations and restaurants. Please be very conscious of where your card is used. Perhaps, you might want to consider using a credit card at locations such as these to further ensure the safety of your information.


Deutsche Bank cuts ties with 3, 400 clients in trading business #germany,united


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Deutsche Bank cuts ties with 3,400 clients in trading business

By Arno Schuetze | FRANKFURT

FRANKFURT Deutsche Bank’s Global Markets division will cut ties with about 3,400 clients in its debt and equities sales activities, the bank said on Friday. Deutsche Bank will immediately cease debt sales services to some financial institutions and hedge funds as well as equity sales activities, the execution of equities trading orders and equity structuring activities for some clients, a spokesman said, citing an internal memo.

Germany’s biggest bank is looking to shed clients that cost more to service than they bring in in returns as part of efforts to turn around its business and boost its capital.

Deutsche Bank Chief Executive John Cryan is stepping up the restructuring process as the bank finalises talks with U.S. justice authorities over a multi-billion dollar fine related to U.S. mortgages.

In October 2015, Cryan had said at a strategy presentation that Deutsche Bank would reduce the number of clients in its Global Markets and Corporate & Investment Banking divisions by about 50 percent.

“We expect to off-board about half of the current list of clients as the economic returns in these relationships are inadequate to us,” he said at the time. He also said that 80 percent of the investment bank’s income came from 30 percent of clients.

Deutsche Bank is still among the top 5 trading houses in debt and top 10 in equities globally, according to research firm Coalition. But the bank has lost market share as it retreats from a period of expansion, in which it had focused mainly on revenue growth and less on profitability.


New York Yankees 2200mAh Credit Card Power Bank #new #york #yankees #2200mah


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About this item

Disclaimer: While we aim to provide accurate product information, it is provided by manufacturers, suppliers and others, and has not been verified by us. See our disclaimer.

Never be the one with out the power again. This small, but powerful portable USB charger helps your mobile devices last as long as you do. Just plug your favorite device in to give it the charge it needs on the go. Not only will you turn heads because of your tech-savvy battery rescue abilities, but the officially licensed design from your beloved New York Yankees will really add some energy the next time you need to charge up. Designed and printed in Portland, OR, all Keyscaper gear is officially licensed and comes with a 1-year warranty against manufacturer s defects.
New York Yankees 2200mAh Credit Card Power Bank:

  • Officially licensed by MLB
  • Designed and printed in Portland, Oregon
  • Convenient credit card-sized power bank for all your charging needs
  • Enough juice to give you a full charge while on the go or to get you through the rest of that movie

Specifications

Walmart Product Care Plans

A limited product warranty is included free for most items. With an optional Walmart Care Plan you can enhance the manufacturer s coverage from the date of purchase. Walmart Product Care Plans cover 100% of the cost for repair or replacement, including shipping charges for the exchange.

We ll show you Care Plan options and pricing at checkout if applicable, or go to www.walmart.com/careplans for more information.

Product warranty: 1 Years See details

Warranty Information: Keyscaper stands behind it s products 100%. If your item arrives damaged, defective or at all not how you expected will will fix it, replace it or refund it. All items carry a 1 year warranty against defect.

Gifting plans

Gift options are not available for this item.

Pricing policy

About our prices

We re committed to providing low prices every day, on everything. So if you find a current lower price from an online retailer on an identical, in-stock product, tell us and we ll match it. See more details at Online Price Match.

Returns

Returns are easy at Walmart

Not happy with a purchase? No problem. We ve made returning items as easy as possible. And, most purchases can be returned for free. Learn more about our Returns Policy.


Forensic Accounting in India #forensic #accounting #india, #frauds, #forensic #accounting #software, #journal


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Indiaforensic leads the forensic accounting certification market with 7 certification programs in digital banking, investigative accounting, compliance and money laundering. The certified members are working in 500+ MNC brands in 11 different countries. Click here to see the snapshot of the performance of Indiaforensic Certifications.

Certified Anti Money Laundering Expert is the benchmark program offered by the Indiaforensic Center of Studies. This course is updated frequently. CAME is now offered globally along with the revised handbook on Money Laundering

Money Laundering techniques are continuously changing and virtual currencies also play a significant role in facilitating money laundering. Indiaforensic Research on Laundering with Digital Currencies explain the new techniques.

This is a global program on stock market and accounting frauds across the world. This is a classic course which explains classification of the cons and tricks related to stock markets and provides modus operandi of numerous cases. Information about the Certified Stock Market Frauds Professionals is available here

Con-vey is a series of surveys on Cons in India. Con-vey is a privately funded research activity. Convey-2007 was the first study ever carried out to find out the impact of cons on Indian Banking Industry. This survey is first in the series. You can also read about the status of forensic accounting in India – which depicts the clear picture of the forensic accounting community in India

With Effect from 1st October’2008, Indiaforensic has launched the University Program for those Universities in the Asian Countries who wish to include forensic accounting in their curriculum. The course will be provided absolutely free* to the members of Indiaforensic. Know more

Indiaforensic Student Program is launched on 1st January’2009.Those who are interested in the forensic accounting activities can be a part of Indiaforensic student chapters. Know More

Corporate training programs are conducted for the organisations that wish to provide certification and trainings to 10 or more employees. We provide the customised training programs on the subject of forensic accounting, banking scams as well as computer forensic.

Certified Forensic Accounting Professional: Get the Indian Forensic Accountants Manual with this invite only program. Check out for waiver of examination also termed as the Grandfathering option for experienced professionals.

What is Forensic Accounting. Forensic Accounting is the combination of the Accounting, Auditing and Investigation skills

Forensic Accounting Education

We offer educational programs through Indiaforensic – pioneering organisation in forensic accounting education. Indiaforensic is engaged in the activities of research and education related to forensic accounting and fraud investigation. Syllabus offered by Indiaforensic Center of Studies in now approved by the Solapur University and the University Certifications are available through our partners – Fraudexpress. Totally there are five certifications offered by Indiaforensic

Banking Forensic Accounting

The course on Bank forensic accounting is solely dedicated for the banks in India. This course is also recommended by the Maharashtra Co-operative department to the co-operative banks in Maharashtra. This is the first course in India to focus on Fraud Prevention, detection and Investigations in the banking sector. Get the professional knowledge on the scams in the Indian companies and also join the team of the elite professionals who are helping the companies to combat the frauds in the corporate sector. Read more.

Indiaforensic has launched the Technology banking fraud specialisation for the professionals in technology banking. Read More .

Insurance Frauds in India

With the aim of providing the best education on forensic accounting and investigation techniques, Indiaforensic commenced the certification program on Insurance scandals in the year 2012. This course is based on the Research on the Insurance Frauds in India, which claimed that Indian insurance companies could be losing $6.25 Billion to scandals. Find more information about the course .

Information Technology Frauds in India

With the growth of BPO/KPO, India witnessed boom of the technology sector. Indian IT sector has witnessed variety of frauds from complex Financial statement tricks to simple data theft. This course consolidates the concepts and cases related to IT sector frauds in India. Get more information about this program. Certification through waiver is also possible on completion of certain criterion. Read more

Indianveshan

Nationwide search for the excellence in combating the frauds. Kindly submit us your nomination for this nation-wide contest. Submit the cases where you have investigated, detected or prevented the major frauds. We donot require the names of the organisations we need methodologies to combat the frauds. Read more

E-Cop Awards

In the 3rd Annual Antifraud conference hosted by Indiaforensic, Then-DIG VV Lakshminarayana mentioned the importance of the partnering with private sector forensic accountants. Indiaforensic decided to felicitate the economic cops who have contributed exceptionally in the forensic accounting domain. Read more

Also read

  • Know details of the Computer forensics profession in India Read more
  • Free E-learning Course on Forensic Accounting in India Start Now
  • Arise Awake – Book by acclaimed author, Rashmi Bansal, Features the story of Apurva Joshi, Director of Riskpro
  • Understand the Value of Certification for AML professionals before you Register
  • Adding CFAP after your name Read More

Quick Links:


Bank Interest Rates in India #bank #interest #rates #in #india, #indian #bank


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Bank Interest Rates: India

Here is a list of 20 bank interest rates of Indian banks. These are applicable from Jan 10th 2011, and the banks may change this anytime, so this list may not be up to date. Each bank name is linked to the website of the bank and clicking it will land you on the page which has the latest deposit rates. Click that to ensure that the data you are viewing is up to date.

Most banks have laid out terms which are not very easy to compare from one to another, and so I have taken the rates which I found on most websites. Most of these rates are for deposits of under Rs. 15 lakhs.

I stopped at 20 because each bank has listed out its terms differently and I wasn t happy with the bank interest rate comparison chart that follows. Treat this as a sort of a rough comparison chart of interest rates offered by Indian banks.

Update: Despite its limitations and lot of people found this page useful, so I decided to include a few more banks and provide you a list of 30 banks here.

I hope that the readers of onemint will find following links useful

A. Get the Highest FD Interest Rates
1. For Fixed Deposits
2. Tax Savings Fixed Deposits
3. NRI Fixed Deposits

A (a) Fixed Deposit Rates
You can get FD rates based on institution types like banks (Public Sector / Nationalized Banks, Indian Private Sector Banks, Foreign Banks, Cooperative Banks, Post Office Savings Schemes, Companies etc.). You can get interest rates selecting as per deposit period range or you can select specific deposit period for your fixed deposit. You can also search for senior citizen and non senior rates as well. Many banks pay different rates of interest for large deposits, you can select this criteria as well.

The search is broadly categorized in 4 types:

1. FD rates based on institution type/deposit period range
2. FD rates based on institution type/specific deposit period
3. FD rates in selected institutions/deposit period range
4. FD rates in selected institutions/deposit period range

You then fill your search criteria and the resulting table can runs into hundreds of pages. In many cases you have to narrow your search or you have to be specific in your search so that the table may not run in many pages.

You can sort this table as per you choice as per alphabetical list of institutions, period of deposit and rate of interest (highest to lowest) by clicking on the first row of the table.

Fixed Deposit Interest Calculator Calculate how much interest payments you can get based on your fixed deposit amount, interest rate and interest payment period.

FD Maturity Calculator Calculate the maturity amount and effective yield (compound interest rate) of your fixed deposit based on your deposit amount, interest rate and duration

C. Find Bank IFSC Codes, MICR Codes, Postal Addresses

I d like to monitor my FD figures and am plannning to calculate my FD maturity figures myself. So I am keen to know whether interest is compounded quaterly or monthly by Canara Bank.

It should be quarterly, but you could just check with them and be a 100% sure.

I am Looking For Tax Saving Fixed Deposit 5Yr or more(Under the Exemption of 80C).
Please tell me the current Interest Rates for various Banks(in Tabulated Format) for 5yrs more time Fixed Deposit.

Thanks Regards
Sheetal Jain
8904179802

Sheetal here is a full post on the topic that has a list of banks with relatively higher interest rates on tax saving fixed deposits.

let me know banking fd interest since 1990 to 2011


Best Interest Rate on Senior Citizens Bank Fixed Deposits- July 2017 #fd


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Best Interest Rate on Senior Citizens Bank Fixed Deposits July 2017

Highest Interest Rate on Bank Fixed Deposits for Senior Citizens July 2017

The post lists down the rate of interest on Bank fixed deposits for Senior Citizens as of July 4, 2017.

You might want to bookmark this page as the FD interest rates would be updated every month. Would help you in better decision making.

Fixed Deposit Highlights:

  • Most banks offer FDs for tenure of 7 Days to 10 Years.
  • The Ratnakar Bank IDBI Bank do offer fixed deposits up to 20 years too .
  • For very short Term Deposits the interest rate is similar to that of Savings Account and so you should not worry about FD. Also Interest up to Rs 10,000 in Saving Account is Tax free .
  • Most banks compound interest quarterly
  • Banks offer Loan/Overdraft against the amount available in Fixed Deposit. The interest is generally 0.5% to 1% more than that offered to FD.
  • TDS (Tax deduction at source) at the rate of 10% is deducted, if the interest income is more than Rs 10,000 in financial year per bank. You can fill Form15G/H
  • You can fill Form15G/H if you want to avoid TDS .
  • There might be penalty for pre-mature withdrawal of Fixed Deposits

Fixed Deposit Interest Rates:

The highest interest rate is offered by The Deutsche Bank at 8.25% for 1 to 2 years Fixed Deposit.

For comparing the best interest rates on fixed deposits over different duration of investment, we have it divided into following 5 slabs:

  • FD for Less than 1 Year
  • FD for 1 to 2 years
  • FD for 2 to 5 Years
  • FD for 5 to 10 years
  • FD for More than 10 years

We show the highest interest rates on fixed deposits for the above duration buckets. We have also compared the best interest rates on offer by that being offered by State Bank of India (SBI), ICICI Bank and Post Offices.

Interest Rate (Senior Citizens) for FD Less than 1 Year:

The highest interest rate is offered by The Ratnakar Bank (241 days to 364 days) at 7.60% .

Shankar Iyer says:

I suppose there has to be an extensive study before stats are pur out esp. with reference to Ratnakar Bank. If you could check Varacha Bank, Surat Peoples Bank, Sutex Bank, Sarvoday Coop Bank ( all coop banks in Surrat) whose financials are available and NPAs are available for view. These give better returns than Ratnakar. Also, see Gujarat Rajya Karmachari Coop Bank. Investments upto Rs. 1 lac is insured. Also, the investor needs to be educated on the maneouveing of applicant names while opening accounts with coop banks, so that only the benefit of sr citizen is obtained, but the deposits are also insured.

I agree with your views and you can use various combinations of names of account holders to get benefit of deposit insurance. Historically co-operative banks have been riskier and so they offer higher interest rate. Also claiming insurance in case of default is not easy and it may take time. So it s individuals call weather to take risk for slightly higher interest rates.


Apply for SBI Clerk Post Online – 11000 Vacant Jobs #state #bank


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State Bank of India Clerical Posts vacancy (11000 Posts) Apply Online

Pretty Posts

State Bank of India (SBI) has made an official announcement about it s 11000 clerical posts recently. At first you need to apply for SBI clerk post online and then SBI will intimate you about the further steps. Since unemployment is growing like nothing in India, millions of people are expected to apply for this clerical post. SBI made it very simple for people who want to apply for it via online application form.

Minimum Eligibility for SBI Clerical post

  1. Age limit. 18 to 28 years
  2. Minimum Qualification. Intermediate (10+2) pass
  3. Should be a Indian citizen

Benefits and Salary Details

  1. Salary starts from Rs. 4400 per month
  2. Other allowances as per Bank rules
  3. TA, DA, House perks as per Bank norms

Once you meet the minimum eligibility criteria and have got the salary structure idea, you should proceed and fill up SBI clerk post application form online.

Apply to SBI Clerk Post Online

  1. Go to any branch of State Bank of India and deposit Rs. 250 for Clerical exam fee (Rs. 50 for SC/ST/PWD/XS/BPL candidates)
  2. Upon depositing the exam fee, branch office will provide you a unique branch code number and deposit journal number
  3. Click here to navigate to the online SBI clerical exam application form, fill up the details and submit the form
  4. Upon submitting the online application form, you will get a registration number. Note down this no and keep safely
  5. You are done.

Useful Informations

  1. Online application form requires a valid email address. If you don t have one yet, create one for free at www.gmail.com
  2. You can find a nearest SBI branches here
  3. Cash voucher and journals can be found here
  4. Important rules and instructions can be found here
  5. Last date for online registration is 15th September 2009
  6. Written examinations will be held in between 8th November 15th November

  • Dallas Criminal Lawyer #dallas #criminal #lawyer, #dallas #federal #criminal #lawyers, #dallas #criminal


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    Ron Wells is a Criminal Defense Attorney specializing in Federal and State crimes, Bank Fraud, Mortgage Fraud, and White Collar Crimes. Ron Wells protects and defends the rights and freedom of individuals who have experienced unjust criminal conduct or charges, are involved in a criminal investigation, or have been indicted or convicted of a State or Federal crime. We provide legal expertise to individuals who require a confidential environment, intuitive strategies, time tested goals, and dedicated personalized representation with the best results for your case.

    Mr. Wells is a Board Certified Dallas Criminal Lawyer. He has a passion for victory, a respect of the Judges and Courts, a beneficial relationship with the Justice Department, DEA, FBI, ATF, the local District Attorney’s Offices, and a highly effective and experienced network of attorneys, investigators, expert witnesses and resources. With almost three decades of experience and hundreds of trials, he is constantly evolving, improving knowledge, communication, negotiation and trial strategies. He knows this is part of the winning formula, which has provided success for his past clients and is available for our future clients. We are proud of our excellent history of results and the clients we have represented. As a Dallas Criminal Lawyer, Mr. Wells has prosecuted and defended literally thousands of criminal cases from misdemeanors to murder. Experience has developed the one attribute that can most effectively impact your future: our professional judgment, knowing what to do and when to do it.

    Criminal conduct, investigation, or charges may result in significant ramifications to your current financial position and future career, reputation and liberty. It is critical that you do not talk or communicate about your case to anyone or prepare any evidence until you have the case reviewed by a Criminal Lawyer with the right mix of experience, judgment, analytical skill and knowledge. This will provide you the ability to determine your situation, what the evidence will probably prove, and identify any risks or options you have.

    After reviewing your case, there is no substitute for speed, and timing and decisions in the criminal justice system to achieve the best result possible. The government will be using every possible investigative tool to assemble the case. Prosecuting a criminal case consists of gathering crime facts in the light most prejudicial to the Defendant: i.e. putting together a case. Defending a case consists of casting doubt upon � or actually disproving � the Defendant�s responsibility for either the commission of the crime or its aggravating features: i.e. taking apart a case. Knowing exactly how to utilize and examine this process may keep you out of court system altogether, failing can cripple you for life. This requires confidence, intelligence and most importantly, experience in prosecuting and defending cases similar to yours. Without this unique ability and experience of the entire process and system you can be left without the best result in your case.

    In some cases, many offenses can be proven by the State (or, in federal cases, by the Government). Knowing this, to obtain the best result for your case requires a unique strategy. We have developed extensive expertise in punishment mitigation or �damage control.� If investigation establishes that your guilt can clearly be established upon a trial, we have the resources and credibility to create a plea to cut exposure to a minimum, or identify an acceptable alternative to confinement, or at a minimum, show why a lesser punishment is appropriate.

    If you, a business associate, client or a member of your family is in need of assistance, please contact us at the Dallas, Texas office. Allow us to review the case, at no risk or cost. Please refer to the FAQ to receive additional information.


    Platinum Credit Card – Visa Cards #hsbc,platinum #credit #card,platinum #cards,platinum,visa #cards,australia,application,apply,bank,banking,


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    HSBC Platinum Credit Card

    Visit our quick comparison page so you can decide which credit card best suits your needs.

    • Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders who apply by. Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit hsbc.com.au or call 132 152. Interest rates are valid at the time of publication and are subject to change. HSBC credit card account holders who have previously cancelled their card may be ineligible for these promotional offers.
    • Terms and conditions apply to the use of Apple Pay.
    • Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc. registered in the US and other countries. Apple Pay and Apple Watch are trademarks of Apple Inc.
    • The HSBC Platinum Credit Card was awarded Outstanding Value in the Frequent Flyer $12,000 annual spend category and the Premium $60,000 category.
    • 1 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card. The interest rate on the balance transfer applies for 22 months for the HSBC Platinum Credit Card. The balance transfer must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently. as at and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
    • 2 The Balance Transfer Fee will be calculated as a percentage of the balance being transferred to your HSBC credit card account. This fee will be applied at the time the balance is transferred and forms part of your total outstanding balance.
    • 3 $99 Annual Fee applies. This will be refunded for customers who apply between 5 May 2017 and. and spend $6000 on eligible purchases within 12 months of account approval. Refunds will be posted automatically within 30 days of eligible spend criteria being met, if your account is current and in good state. Annual fee will then be charged annually on the anniversary of the account opening date, and refunded for customers who spend $6,000 on their card within the following 12 months. Eligible purchases exclude interest free and other promotions, balance transfers, business expenses, cash advances, fees and charges, disputed transactions, BPAY and any government fee or charge.
    • 4 Rewards Plus Program terms, conditions and points capping limits apply. Eligible purchases exclude interest free and other promotions, balance transfers, business expenses, cash advances, fees and charges, disputed transactions, BPAY and any government fee or charge.
    • 5 Insurance policies are issued by AGA Assistance Australia Pty Ltd ABN 52 097 227 177(AFSL No. 245631) trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 (AFSL No. 124708)) and HSBC Bank Australia Limited (ABN 48 006 434 162) (AFSL 232595). Terms and conditions. limits and exclusions available at www.hsbc.com.au. An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This document provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Information Booklet available at hsbc.com.au or by calling 1800 648 093.
    • 6 home Away Privilege Program terms and conditions apply.
    • 7 Depending on when you make your purchases, when your statement is issued, and if you pay off the outstanding balance on your next statement of account on or before the due date. There are no interest free days for cash advances or balance transfers. You will not gain the benefit of the interest free period unless you pay the full balance (including any balance transfer or promotional purchases) by the due date.
    • 8 Facility and provider fees and charges may apply. ATM transactions fees may apply for use of non-HSBC ATMs.
    • 9 Redemption of HSBC Reward Points for Velocity Points is only available to eligible HSBC Premier or Platinum credit card holders. 1 Velocity Point will be earned for every 2 HSBC Reward Points transferred. A minimum Points transfer requirement applies; members must transfer in blocks of 5,000 or 10,000 HSBC Reward Points. To redeem HSBC Reward Points for Velocity Points, individuals must be a Velocity Member. Membership of Velocity is the Cardholder’s responsibility and is subject to the Velocity Membership Terms Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of HSBC Reward Points will be administered solely by HSBC and may take up to 5 business days or longer to transfer into the Velocity Membership Account. Once HSBC Reward Points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms Conditions and cannot be cancelled or reversed. All Velocity Points redemptions with Velocity Frequent Flyer are subject to availability which may be limited and are subject to Velocity Membership Terms Conditions available at velocityfrequentflyer.com .

    Privacy and Security | Terms of Use | Hyperlink Policy | General Advice Warning
    Copyright 2017. HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/Australian Credit Licence 232595 All rights reserved.


    Mortgages & Home Loans – Refinance & Interest Rate Calculators #bank #check


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    CHECK MORTGAGE RATES

    TODAY’S RATES

    MORTGAGE NEWS

    CALCULATORS

    SEARCH RATES

    MORTGAGE ARTICLES

    Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property.

    Mortgages default every day in the world and they are just a normal part of the business for mortgage lenders. There are a certain number of mortgages that will default every year and it is planned for accordingly. While it is common business practice for lenders, it can be devastating for you individually. If you default on a mortgage, it can ruin your credit and your financial outlook for the future. Mortgage default is a major setback for you, but it is not the end of the road. If you are faced with a default on your home, you can take measures to get back in good standing with the lender.

    The content on this site is provided for informational purposes only and is not legal or professional advice. Advertised rates on this site are provided by the third party advertiser and not by us. We do not guarantee that the loan terms or rates listed on this site are the best terms or lowest rates available in the market. All lending decisions are determined by the lender and we do not guarantee approval, rates or terms for any lender or loan program. Not all applicants will be approved and individual loan terms may vary. Users are encouraged to use their best judgment in evaluating any third party services or advertisers on this site before submitting any information to any third party.

    Mortgage101 is an Internet Brands company


    International Account #international #bank #transfer, #global #money #transfer


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    International Bank Transfer and Global Money Transfer

    The quick and easy way to manage your money

    Moving your money around the world should be straightforward, and with Citi International Personal Bank it is. With Citi International Personal Bank’s international banking services, you can make a global money transfer safely and quickly by choosing from our wide range of options below.

    Moving money into your account

    If you want to make an international money transfer into your account you can do so quickly and easily by providing the appropriate information to your current bank. For a list of these details see the ‘transferring funds internationally’ documents, on our
    fees and important documents page.

    Transfer up to £25,000 a day online

    We’ve increased the transfer limit from £10,000 to £25,000 per day for online payments.

    Transfer up to £25,000 via Citi Online or by using the Citi Mobile® UK app.

    When using the Citi Mobile® UK app you’ll need to have already registered the payee on Citi Online to transfer up to this limit.

    Citibank Global Transfers

    SWIFT

    SEPA

    BACS

    CHAPS

    Citibank Global Transfers allow you to set up an international bank transfer instantly and fee free between Citibank accounts in over 20 countries across the world.

    Funds are debited from your account straightaway and can be used immediately in the recipient’s account.

    International Money Transfer and International Money Transfer services

    Provided you have a Citi Debit Card you can use Citibank Online to make an international money transfer to other Citibank accounts free of charge to over 20 countries. You can also use Citibank ATMs or arrange Citibank Global Transfers through your Citi International Personal Bank Relationship Manager .

    Countries included in the Citibank Global Transfer service:
    • Australia
    • Bahrain
    • China
    • Colombia
    • Hong Kong
    • India* (selected locations)
    • Indonesia
    • Taiwan
    • Thailand
    • UAE (United Arab Emirates)
    • United Kingdom
    • USA (selected locations)
    • Vietnam

    *Changes affecting Citibank Global Transfers (CGT) to India: Due to a change in policy from Citibank India, effective from 1st February 2016 you can no longer make a CGT to a Citibank India domestic (Savings) account. CGTs to Non-Resident Indian (NRI) accounts are not affected by this change in policy. Read more

    You can still transfer money quickly and conveniently to domestic accounts in India via an International SWIFT funds transfer. A fee may be charged for each transfer, for more detailed information on fees see our fees schedule

    If you are unsure whether you are paying into a domestic or NRI account, please check with the recipient account holder.

    Changes affecting Citibank Global Transfers (CGT) to the Czech Republic: Citibank Czech Republic has been sold to Raiffeisenbank, therefore from 28th February 2016 CGTs to Citbank Czech Republic will no longer be possible.

    ** Please note: Citi Japan has been sold to Sumitomo Mitsui Banking Corporation (SMBC) therefore from 1st November 2015 clients will only be able to transfer money through this service if the Citibank account in Japan was opened prior to this date.

    You can still transfer money quickly and conveniently to accounts in India or the Czech Republic via an International SWIFT funds transfer. Please refer to our Fee Schedule on the fees and important documents page for more detailed information on fees.

    Make the most of our international money transfer services

    Already a client?

    Interested in joining us?

    Our SWIFT Funds Transfer service is suitable if you want to make a global money transfer to a country that is not part of our Citibank Global Transfers service, as money can be sent to most countries in most currencies.

    An international bank transfer via SWIFT Funds Transfers usually clears within five working days. A fee is charged for each transfer and Citibank exchange rates may apply. For more detailed information on fees see our fees and important documents .

    SWIFT Transfer and SWIFT Number

    Making a SWIFT Funds Transfer

    Ensure you have the following information to hand before requesting a SWIFT Funds Transfer through your Relationship Manager :

    • The Citi International Personal Bank account number you wish to transfer funds from.
    • The amount and currency you wish to transfer.
    • The BIC (Bank Identifier Code)/SWIFT Number (Code) and IBAN (International Bank Account Number, in a European country) of the account you are transferring funds to. You will need to ask the payee for this information.
    • Full name and address of the beneficiary bank.
    • Correspondent bank details for payments in currencies different to that of the receiving country e.g. if you are paying US Dollars to the UK. Some foreign currency transfers need an additional transfer bank account, which is Citibank UK’s clearing, or correspondent bank for that currency.

    For more information on how to make a SWIFT Funds Transfer, refer to the transferring funds information for London and Jersey, on the fees and important documents page.

    Please note: To view the SWIFT Funds Transfer fees please refer to our Fee Schedule on the fees and important documents page.

    Find out about making SEPA payments with our international banking services.

    Take advantage of SWIFT Funds Transfers

    Already a client?

    Interested in joining us?

    Important information

    Please note, in certain circumstances we will contact you to confirm your request before processing it – e.g. if you are making a withdrawal for a large sum of money. This is to maintain the security of your account and is designed to protect your interests.

    Costs may be incurred when transferring funds from another bank. Citi International Personal Bank does not apply a fee for receipt of incoming funds.

    Transfer funds electronically within the UK on the same day with CHAPS Transfers.

    CHAPS Funds Transfers can be arranged via your Relationship Manager for a competitive fee – for more information on fees see our fees and important documents .

    CHAPS Funds Transfers

    If you wish to send a CHAPS payment within the UK, please provide your Relationship Manager with the following information:

    • The full account name of the person or company you wish to pay
    • The name of their bank, branch and 6 digit sort code
    • Their bank account number
    • The amount to be paid
    • Payment reference (if required)

    For more information on how to make a CHAPS transfer, as part of our offshore banking services, please refer to the ‘transferring funds internationally’ documents for London and Jersey, on our fees and important documents page.

    Take advantage of CHAPS Funds Transfers

    Already a client?

    Interested in joining us?


    Tenant Insurance – RBC Insurance #tenant #insurance, #tenants #apartment #renters #property #insurance,


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    Tenant Insurance

    It depends on the type of home you live in. If you own a house, your property insurance will cover the house itself and detached structures like a fence or storage shed.

    Your insurance will also cover personal belongings such as jewellery, artwork, furniture, computers, carpets and more.

    Finally, your policy also includes third-party liability coverage. This protects you against personal liability if somebody is injured while on your property or if you accidentally cause damage to a neighbour’s property.

    Your coverage should begin as soon as you become the legal owner or tenant, even if your home or condo unit is still being built.

    • All Perils protects your insured property against the widest range of risks and only excludes the perils specifically listed in your policy.
    • Specified Perils protects your insured property against the most common risks, which will be listed in your policy.

    The owner of the property you’re renting almost certainly has insurance on the building itself. They may also have coverage for certain items inside your rental unit, such as the carpets, light fittings and appliances. So you may wonder why you need coverage too.

    Here are three excellent reasons:

    • Your landlord’s insurance will not cover your personal belongings. Your jewellery, artwork, furniture, entertainment equipment and other valuable belongings will not be protected.
    • Your landlord’s insurance most likely does not cover any upgrades you have made to your rental unit and paid for yourself. For example, you may have installed upgraded carpets or added built-in shelving units in the closets.
    • Finally, you need to protect yourself against personal liability for injuries to visitors to your home or for damage you accidentally cause to your neighbours’ property.

    Your condominium corporation has insurance, so you may wonder why you need your own coverage.

    Here are three excellent reasons:

    • Your condominium corporation’s policy will not cover your personal belongings. Your jewellery, artwork, furniture, entertainment equipment and other valuable belongings will not be protected.
    • Your condominium corporation’s policy only covers items that are part of the building. You need your own insurance to protect the upgrades you have made inside your unit, such as better carpets and built-in cupboards.
    • Finally, you need to protect yourself against personal liability for injuries to visitors to your home or for damage you accidentally cause to your neighbours’ property.

    The liability coverage included in a homeowners, condo or tenant insurance plan protects you financially if you unintentionally cause bodily injury or property damage to others—at your home or anywhere in the world. For example:

    • A babysitter slips on a spill on your kitchen floor and injures her back.
    • A dead tree in your yard falls and hits your neighbour’s roof, causing damage.
    • You throw a baseball on the beach while on vacation in Florida and you accidentally knock out a bystander’s tooth.

    Insurance coverage for water damage depends on a number of things, like where you live and how your home was constructed. Insurance for some types of water damage may be included automatically in your policy, and some may need to be purchased as extra.

    Examples of causes of water damage that aren’t covered under most standard home insurance plans are flooding and seepage:

    • Flooding results in damage from water that flows into your home from natural sources like lakes and rivers, or large amounts of pooled water.
    • Seepage refers to the slow movement of water or other fluid through small openings, cracks or pores in your home.

    Causes of water damage that are usually covered by most standard home insurance plans include or can be added by endorsement:

    • Sewer backup: Water is forced through the sewer system back into your home, or your sump pump fails (Sewer back can be added by endorsement).
    • Water Escape: This covers water damage that may be caused when your bath or sink overflows or a pipe or hose inside your house breaks.

    Not automatically. However, you can purchase earthquake coverage for an additional premium. For details, see Endorsements for Your Property .


    Personal Banking, NRI Banking, Personal Loan & Home Loans – IndusInd Bank


    #

    PERSONAL

    Never share your ATM PIN with anyone.

    Always collect your card and transaction slip once you have completed your transaction.

    Report the loss of a card to the bank immediately.

    Log off from Internet Banking after every online banking session. Don’t just close your browser.

    Always check the last log-in to your internet banking account.

    Always use a secure browser connection (https://) while entering your personal and financial details.

    Check on the security certificate of the site where you are sharing any information.

    Be wary of emails requesting information- Do not provide sensitive information through email, and use caution when clicking on links in email messages.

    Keep Your Passwords Secret – Online passwords, including your ‘Verified by Visa’ password or ‘MasterCard SecureCode’, should be kept secret the same way as your ATM PIN (Personal Identification Number).

    Result

    • In case of any grievance / complaint against the Depository Participant Indusind Bank Ltd:
      Please contact Compliance Officer Mr. Vishal Nayak on email-id ( reachus<>indusind.com ) and Phone No. – 91- 1860 500 5004 .
    • No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your Bank to make payment in case of allotment. No worries for refund as the money remain in investor’s account.

    Consequent to the introduction of an amendment to Section 194A of Income Tax Act vide Finance Bill 2015, TDS provisions would be applicable to Recurring Deposits (RDs) with effect from June 01,2015 and Tax At Source will be deducted as applicable.

    IndusInd Bank Limited Registration Number NSE: INE231308847. MCX Stock Exchange Limited: INE261314434 for dealing in currency derivatives segment

    Prevent unauthorized Transactions in your demat account. Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day. Issued in the interest of investors.

    Prevent unauthorised transactions in your Currency Derivative Segment(CDS) Account.Update your mobile numbers/email IDs with CDS Operations
    ( cdsops<>indusind.com ). Receive information of your transactions directly from Exchange on your mobile/email at the end of the day.Issued in the interest of Investors.

    KYC is one time exercise while dealing in securities markets – once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

    As per SEBI guidelines we are dispatching new format DIS (Delivery Instruction Slip) to those demat clients who are still using old DIS. Please note that old DIS cannot be accepted on or after January 7, 2016 as per the provisions of SEBI circular.”


    Online banking Services #online #banking, #citibank #online, #online #bank, #internet #banking, #online


    #

    Citibank Alerting Service

    Get informed by SMS on your mobile phone or by email whenever a transaction takes place on your accounts, get account balance updates and receive Credit Card and Bank account debit alerts and more!

    As part of the system upgrade, if you are subscribed to the alerts service you will now be subscribed to an alert package that will include a set of Banking/Credit Card alerts availed to your accounts.

    • You can configure preferred delivery time and the method of notification (by email and / or SMS)
    • In addition, you will receive some alerts even if you are not subscribed to any of the alerts packages to notify you about change in your contact details, ATM PIN and any failure login attempt to Citibank Online.
    • Citibank Alerting Service comes in two packages, Banking Standard and Cards Standard. which you can choose from depending on your preferences and needs.

    What types of alerts are available?

    Account BalanceOnce a day/week/month

    You will receive an alert with your checking account balance based on the frequency you select.

    Time Deposit Subscription

    Alert will inform you about your Time Deposit placement execution.

    Time Deposit Maturity

    Alert will inform you about your Time Deposit maturity.

    Time Deposit Renewal

    Alert will inform you post the Time Deposit Renewal.

    Time Deposit Redemption

    Alert will inform you at the time of redemption of a Time Deposit credit into your specific account.

    You will receive an alert notifying you when your checking account is overdrawn.

    Debit Card Transaction

    You will receive an alert when you use your Debit Card for retail purchases.

    Direct Debit Order not carried out

    You will receive an alert when Direct Debit set up on your account was not successfully completed.

    Standing Payment Order not carried out

    You will receive an alert when a Standing Instruction or a recurring transfer set up on your account was not successfully completed.

    Order Rejected eBrokerage

    You will receive an alert when your eBrokerage Order is rejected.

    You will receive an alert once your checking account is debited by any amount for (ATM Withdrawal, Loan or Card Payments, Scheduled Instructions etc.).

    Credit on Account

    You will receive an alert once any amount is credited to your account through (Cash Deposit, Online Transfer etc.).


    Singapore Time Deposit Interest Rates #deposits, #accounts, #apply, #singapore, #singaporean, #international, #comparison,


    #

    Singapore Dollar Deposit Rates

    * The Premier-exclusive rates set out in the table above shall apply only to account(s) which are subject to the terms and conditions governing the use of HSBC Premier Account Package.

    First-of-Month TMD only commences on the first business day of the subsequent month (“Start Date”) following receipt by the Bank of the duly completed instructions to place funds for First-of-Month Time Deposit and will mature on the first business day 3 months later.

    1. Interest rates are calculated on a daily basis and credited on a monthly basis.

    2. Rates are subject to change without notice at any time. You may wish to check the latest rates on our website at www.hsbc.com.sg

    3. Applicable to S$ PowerVantage, S$ HSBC Premier Account, S$Passbook and Savings Account: Interest rates are tiered and published rates for respective tiers are applicable to the deposit value specified in each tier. The effective interest rate will vary depending on the amount deposited.

    4. All conversion, foreign exchange rates and deposit rates used or provided are indicative only and subject to change by the Bank at any time (including intra day changes) without notice.

    5. Data, information, news and computation tools are provided for informational purposes only, and are not intended for trading purposes. The Bank shall not be liable for any errors or delays in the content or computation, or for any actions taken in reliance on the same.

    6. Please note that the Foreign Currency Time Deposit rates for USD and GBP are quoted for value on the same working day. All the other currencies are quoted for value on the next working day. All the other currencies are quoted for value on the next working day.

    Deposit Insurance Scheme
    Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


    Deutsche Bank – Goodie bags for terminally ill patients at Dover Park

    #dover park hospice

    #

    Goodie bags for terminally ill patients at Dover Park Hospice

    June 2014 │ Singapore

    15 Global Transaction Banking (GTB) Singapore staff visited Dover Park Hospice on June 6, 2014, to deliver sweet snacks and drinks to terminally ill patients and their families after their lunchtime meals.

    Through the generosity of GTB staff, the volunteers raised donations which enabled them to assemble goodie bags with filled with bowls of ‘tau huay’ (soya beancurd) dessert, drinks, snacks and wet wipes for nearly 100 patients. The home-care patients were not forgotten either, with separate bags kept for staff to take on their next patient visits.

    It was a touching visit for the volunteers, who felt that they could make a small difference for the patients they met, while gaining a tiny insight into the suffering and difficult times the patients were going through. That afternoon, the volunteers went away feeling that they might have been able to contribute at least a little to the hospice’s aim to “make every moment matter” for the patients.

    Joey Han said, “It was comforting to see that patients at Dover Park Hospice are able to live the last days of their life in comfort and with dignity. The quality of care during this transition is made possible by the professional staff and volunteers at Dover Park Hospice.”

    Manish Thakur. another volunteer, summed up the experience: “Corporate Responsibility activities where we give back to society and community are always rewarding and blissful experiences. Dover Park Hospice is providing a noble service for the patients during the twilight of their life journey. As they say – There is a lot of difference between human being and being human. A few understand it.

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    Deutsche Bank – Singapore Executive and Operating Committees provide fresh fruit juice

    #dover park hospice

    #

    Singapore Executive and Operating Committees provide fresh fruit juice at Dover Park Hospice

    October 2014 │ Singapore

    On October 4, members from Deutsche Bank Singapore’s Executive and Operating Committees volunteered their time to brighten up an otherwise wet and dreary Saturday for Dover Park Hospice patients, families and staff.

    The mission at hand was a simple one: Deutsche Bank volunteers would provide to the patients made-to-order fresh fruit juices along with soft Swiss Rolls and some very sunny smiles.

    The visit started with a short briefing by the CEO of Dover Park Hospice, Dr. Stella Wee, telling the volunteers more about the hospice and good work that it does. This was followed by a frenzy of juicing activity. The volunteers walked the wards, accompanied by a small medical team, taking juice orders and chatting to patients while group of four Deutsche Bank volunteers got their hands (or more accurately, rubber gloves) dirty operating fruit juicers to meet the constant demand for fresh juices.

    While all of the patients are terminally ill, the majority with a life expectancy of less than three months, many were still able to enjoy the healthy and tasty addition to their late morning meal. What touched the hearts of all the volunteers were the tears of one patient, moved by the volunteers’ companionship on the day, which coincidentally was his birthday.

    All too quickly, the ward rounds were over, and the fruit and cake supplies depleted. As the volunteers said their goodbyes and went back to their own lives, they each took away some small comfort that they might just have made a little difference to someone else’s day, brought a smile, or lent some support and companionship, on a wet and grey morning. The fruit juices were only a simple token, but to many of the hospice’s patients and families, it was a tiny but important reminder that they were not alone.

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    Deutsche Bank – Ceiling and mural painting @ Assisi Hospice #springhill #hospice

    #assisi hospice

    #

    September 2013 │ Singapore

    On September 14, 2013, 16 Deutsche Bank Singapore volunteers visited Assisi Hospice to paint a beautiful mural on some of the walls and the entrance ceiling, with the objective of bringing additional life to its premises, and cheering the medical team and their patients. Planning took place a week before, and two trips to the hospice were required to complete the drawing of the trees on the pillars at the entrance of the Hospice. Two subsequent shopping missions were made to gather the necessary equipment.

    On the actual day, the sunny and breezy weather could not be more perfect for painting. Rainbow, colourful flowers, cheerful butterflies and welcoming trees were added to some walls and the pillars of the entrance. A few hidden artistic talents emerged among the team. None of the Deutsche Bank ‘Passion’ T-shirts that the volunteers wore were spared from paint graffiti, not to mention the occasional patches on faces and limbs.

    After five hours of hard work, the volunteers and hospice staff were really pleased with the outcome, especially with the entrance ceiling that now exhibits clustering clouds dispersing gently to unveil a clear blue sky. The volunteers were pleased that they were able to help and make a difference.

    Assisi Hospice is an outreach service of Mount Alvernia Hospital established in 1969, founded on love and a firm belief that end-of-life care is not futile. It provides the much-needed compassionate, personalised and quality Palliative Care to adults and children with life limiting illnesses through Inpatient, Home and Day Care services. At the end of one’s life, most desire only the simple pleasures of life – the company of loved ones, open spaces and nature to uplift spirits, to soothe and to comfort.

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    Online Transfers #online #bank #transfers


    #

    Securely send money

    Transfers

    Sending money is fast, easy and secure when you use Transfers.

    Features:

    • Transfer money to and from your Bank of America accounts or your accounts at other banks Footnote 1
    • Set up automatic transfers directly from checking to help make saving easier
    • Transfer money to pay back friends through Online Banking or your Mobile Banking App using their email address or mobile phone number Footnote 2
    • Pay your Bank of America credit card and mortgage accounts quickly and conveniently
    • Wire funds to almost anyone, almost anywhere Footnote 1

    Getting started:

    Transfers Video

    Watch the video to see how to send money using just an email address or mobile number.

    Mobile Access

    Download the Mobile App so you can send money to friends and family using your smartphone or tablet.

    A message was sent to your
    ### at ###

    The iTunes App Store is open in a new browser tab. Please download the App in the iTunes App Store.

    footnote 1 Fees apply to wires and certain transfers. See the Online Banking Service Agreement for details. Mobile transfers are available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Wireless carrier fees may apply. footnote 2 Email and mobile transfers require enrollment in the service and must be made from a Bank of America consumer checking or savings account to a domestic bank account. Recipients have 14 days to register to receive money or the transfer will be cancelled. Dollar and frequency limits apply. See the Online Banking Service Agreement for details, including cut-off and delivery times. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Wireless carrier charges may apply. footnote 3 You are not liable for fraudulent Online and Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities. See our Online Banking Service Agreement for full terms and conditions. Android is a trademark of Google Inc. Use of this trademark is subject to Google Permissions. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Bank of America is a registered trademark of Bank of America Corporation. Some accounts, services, and fees vary from state to state. Please review the Personal Schedule of Fees for your state, also available at your local financial center. Privacy Security | Advertising Practices Bank of America, N.A. Member FDIC. Equal Housing Lender Bank of America Corporation. AR9SD5VB

    Advertising Practices

    We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

    Here’s how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that’s customized to meet specific interests you may have.

    If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

    Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.

    To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs .


    Cord Blood Bank of Arkansas #cord #bank


    #

    Give Today, and Save a Life Tomorrow

    Having a child is a very special time in a woman s life, filled with many new and exciting decisions to be made. We’re glad that one of those decisions you’re considering is cord blood banking for your baby. Cord blood banking offers the gift of life for another child or maybe even an adult.

    Cord blood is often discarded as medical waste after the birth of your baby, but by donating, it can make a difference in the lives of others. There are currently dozens of diseases for which cord blood cells are being used in treatment.

    We provide a few options for what to do with your cord blood after the birth of your new family member. It can be donated to a public bank for storage and transplanted into any patient that is a match. Donations to research efforts are also available, where it will be used to look for ways to improve the transplant process and find new uses for cord blood cells. You also have the option to privately store the cord blood for use by your own family. You can find out more on our About Cord Blood page.

    The Cord Blood Bank of Arkansas is an innovator in this industry and the first of its kind in Arkansas. We would be honored to be a part of the miracle of birth you will soon experience by helping you make a difference in the lives of others.

    If you have any questions, please contact us and we will be happy to provide you with more information.

    Recent Posts

    September 23, 2016

    ©2010-2016 Cord Blood Bank of Arkansas


    Deutsche Bank – Goodie bags for terminally ill patients at Dover Park

    #dover park hospice

    #

    Goodie bags for terminally ill patients at Dover Park Hospice

    June 2014 │ Singapore

    15 Global Transaction Banking (GTB) Singapore staff visited Dover Park Hospice on June 6, 2014, to deliver sweet snacks and drinks to terminally ill patients and their families after their lunchtime meals.

    Through the generosity of GTB staff, the volunteers raised donations which enabled them to assemble goodie bags with filled with bowls of ‘tau huay’ (soya beancurd) dessert, drinks, snacks and wet wipes for nearly 100 patients. The home-care patients were not forgotten either, with separate bags kept for staff to take on their next patient visits.

    It was a touching visit for the volunteers, who felt that they could make a small difference for the patients they met, while gaining a tiny insight into the suffering and difficult times the patients were going through. That afternoon, the volunteers went away feeling that they might have been able to contribute at least a little to the hospice’s aim to “make every moment matter” for the patients.

    Joey Han said, “It was comforting to see that patients at Dover Park Hospice are able to live the last days of their life in comfort and with dignity. The quality of care during this transition is made possible by the professional staff and volunteers at Dover Park Hospice.”

    Manish Thakur. another volunteer, summed up the experience: “Corporate Responsibility activities where we give back to society and community are always rewarding and blissful experiences. Dover Park Hospice is providing a noble service for the patients during the twilight of their life journey. As they say – There is a lot of difference between human being and being human. A few understand it.

    enlarge