Home – Semi truck Financing #lease #purchase #truck #jobs, #semi #truck #financing #/ #semi #truck #lease #/ #bad #credit #semi #truck #finance #/ #used #semi #truck #financing #/ #semi #truck #financing #with #bad #credit #/ #high #risk #semi #truck #financing #/ #guaranteed #semi #truck #financing #/ #financing #for #semi #truck #/ #financing #a #semi #truck #/ #financing #companies #for #semi #trucks #/ #semi #truck #financing #/ #semi #truck #financing #bad #credit #/ #semi #truck #financeing #bad #credit #/ #bad #credit #semi #truck #financing #/ #bad #credit #financing #semi #truck #/ #easy #semi #truck #financing


Easy Rig Lease


Semi truck financing bad credit, semi truck financing no money down, semi truck finance florida, lease sale semi trucks guarenteed financing, semi truck financeing

    • At Easy Rig Lease we make it simple and fair. Regardless of your past credit problems we can put you behind the wheel of your OWN semi truck or procure lease or financing for a trailer or any construction equipment. Semi truck financing and leasing is our specialty. Whether you see a semi truck listed for sale on this site, or have your eye on a semi truck for sale elsewhere, we will finance it for you. Easyriglease.com can pre-approve you for semi truck financing today! Current loan and lease offers available nationwide.
      We specialize in financing people with

      • Bankruptcies
      • Repossessions
      • Tax Liens
      • Slow Pay

        Here is a sample of an application that has a good chance of getting approved

        2. Provide Copy of your last 3 bank statements

        3.Provide a letter of employment or letter of intent to hire. Need a job? www.elitedrivingjobs.net

        You can either attach these documents to the bottom of the application
        or Fax them to 631-489-0129

        The main direction of the company is the sales of trailers, Trucks, and heavy duty commercial equipment. Years of experience allows us to bring you competitive rates and sell only quality equipment. We can help with the following:
        Semi truck Financing | Semi Truck Lease | bad credit semi truck finance | used semi truck financing | semi truck financing with bad credit | high risk semi truck financing | guaranteed semi truck financing | financing for semi truck | financing a semi truck | financing companies for semi trucks | semi truck financing | semi truck financing bad credit | semi truck financeing bad credit | bad credit semi truck financing | bad credit financing semi truck | easy semi truck financing

        The year 2009 proved to be another great year for the commercial truck financing industry. How commercial truck financing works is still dominated by modes of transport, Approximately 62% of the commercial truck finance portfolio is movable property. However, since then there has been a cycle of commercial truck sales going up and down. Now we are starting to see gradual increases as the market share of commercial finance truck, machinery and industrial equipment is coming back to life. Over the last year it rose from 30.8% to 32.3% and this increase is undoubtedly the result of a clear recovery in the economy, especially when it comes to financing commercial truck. The total value of commercial financing truck last year of all vehicles exceeded 12 million (about 37% more than last year), including cars and trucks amounted to about 13 million. In this group the highest proportion of truck sales came from financing commercial trucks, about 38.6% were heavy duty trucks. After four quarters of 2006 the value of financing commercial trucks was an estimated two billion and was 45% higher than 2005. The average value of a commercial truck financing loan was over 80 thousand.
        Easy commercial truck financing is currently the fastest growing subgroup of the leasing market of road transport. Last year, over 22% of used commercial truck financing was financed through the form of leasing and the total value of financing for commercial trucks was up by an estimated 58% higher than in the last few years. These are very good results for heavy commercial truck financing. This confirms that the leases are getting better while commercial truck financing rates remain the same. The leasing sector in the market of bad commercial credit financing truck sales and service is continuing to gain popularity among most companies, especially in Tampa fl commercial truck financing is rapidly growing amongst fleet management services.
        The top companies on the leasing market of financing low commercial truck loans remain relatively low because only 10 percent increases of profit were recorded in the commercial truck loans and financing segment. According to members of the Association of leasing companies the development of the industry can use government funds to help with bad commercial credit financing truck. The high demand for owner operators is constantly growing, however it is estimated that 70 percent of owner operators do not have good credit. Owner operators are the force driving the industry that is why there has to be some form of guaranteed commercial truck financing.
        In 2006, banks that specialized in bad credit commercial truck financing lent approximately 8 billion for the purchase of over 298.3 thousand trucks. The financial result is better than that of 2005 by 2.3% and means that fewer banks sold loans (-4.4%). The average value of commercial truck financing bad credit in 2006 was 50,000 and is almost 2.5 times less than the average amount granted for car leasing. There are 2 reasons for this disparity. First, customers of banks much more often choose a mixed option (cash + credit) to finance your vehicle which is greater than leasing on its own. Second, banks have in their portfolio a significant amount of repossessed trucks that qualify for inhouse financing on commercial trucks. They are much cheaper than new ones – for example in the case of the transfer in October by Fortis Bank and fifth in the ranking of 100% share of credit provided was for repossessed trucks.
        On the market for direct financing for commercial trucks most lenders guaranteed financing on commercial trucks and successfully introduced more than 10 different promotions for new vehicles. Some of them are dedicated to selected partners while others are open for everyone.
        According to the very optimistic forecasts of commercial truck financing for bad credit sales of new trailers and trucks, including the value of their loan should be much higher than the prior year. This is mainly because too many loans were given out. A similar dynamics of growth of credit share of funding should demonstrate that bruised credit commercial truck financing is still possible, since there is no clear evidence that repossessions fell sharply and rose. Despite this, 2010 promises to be very interesting because the presidents of the largest banks, non-automotive corporations, announced a fierce competition for the lead in the market for owner operator commercial truck financing. Remember that competition is the best guarantee of high quality low price, namely the cost of credit. So it appears that they will be more accessible and hopefully give owner operators a lower interest. Taking into consideration the total number of all credit type commercial truck financing applicants that apply for loans is steadily rising, by next year there should be more commercial truck leasing financing programs because the average time for commercial financing leasing trailer truck is 36 months.


        Bad credit business loans for your trucking business. Equipment financing Credit repair help for better rates.

    Peptide hormones #peptide #synthesis #companies, #iupac #iubmb #biochemistry #peptide #hormones #nomenclature #terminology



    IUPAC-IUB Commission on Biochemical Nomenclature (CBN)

    The Nomenclature of Peptide Hormones

    World Wide Web version prepared by G. P. Moss

    These recommendations are as close as possible to the printed version [see Biochem. J., 1975, 151. 1-4; Biochemistry, 1975, 14. 2559-2560; Biochim. Biophys. Acta 1975, 404. 152-155; Eur. J. Biochem., 1975, 55. 485-486; J. Biol. Chem., 1975, 250. 3215-3216; Biochemical Nomenclature and Related Documents, 2nd edition, Portland Press, 1992, pages 82-83; copyright IUPAC and IUBMB; reproduced with the permission of IUPAC and IUBMB]. If you need to cite these rules please quote these references as their source. In the web version footnotes have been converted into notes following the paragraph to which they apply.

    Any comments should be sent to any member of the Committee

    In the last two decades, the structures of many peptide hormones have been elucidated and other peptide hormones have been obtained in pure form. However, there are presently no accepted guidelines for nomenclature in this field. Therefore, the IUPAC-IUB Commission on Biochemical Nomenclature (CBN) appointed a subcommittee consisting of R. A. Acher, R. A. Boissonnas, H. B. F. Dixon, R. Guillemin, P. Karlson (Convenor), H. Rasmussen, J. Rudinger, and N. A. Yudayev to discuss the question of the nomenclature of peptide hormones and to report to CBN. The International Union of Physiological Sciences nominated, as consultants to the subcommittee, A. Brodish, S. M. McCann, and F. Ulrich. The present Recommendations are based on the report of this subcommittee.

    1. General Principles

    Naturally occurring oligo- and polypeptides are generally referred to by trivial names; their systematic names are so cumbersome that they are of little use. Most of the peptide hormones already have well established trivial names indicating either natural source (e.g. insulin) or physiological action (e.g. relaxin, prolactin). However, some of the trivial names are so long that these hormones are known mainly by abbreviations (e.g. FSH for follicle-stimulating hormone). This is unfortunate, and it was therefore considered advisable to create suitable names for those peptide hormones not already having well established short trivial names. Three principles have been observed:

    (a) new names for hormones of the adenohypophysis bear the ending “-tropin”;

    (b) hypothalamic releasing factors (hormones) bear the ending “-liberin”;

    (c) hypothalamic release-inhibiting factors (hormones) bear the ending “-statin” (see below).

    2. Trivial Names

    The trivial names proposed for peptide hormones are given in the “Appendix.” Abbreviations of the new names are not proposed, and the use of currently fashionable abbreviations is discouraged.

    3. Species Designation

    Since peptide hormones show species variation in their amino-acid sequence, their names are essentially “generic names”, and are insufficient to specify a single chemical compound. It is therefore recommended that authors add to the name of each hormone the species from which the hormone was isolated, or at least indicate the biological source(s) where appropriate in each paper.

    4. Special Groups of Hormones

    (a) Hypothalamic Factors (Hormones) – The hypothalamic “releasing factors” or “releasing hormones” have no well established trivial names. It is recommended that the trivial names given in the “Appendix” be used for the releasing factors (hormones). They are based on the ending “-liberin” added to the prefix of the pituitary hormone released by the factor. Thus, “thyroliberin” indicates the hypothalamic peptide stimulating the release (and perhaps also the biosynthesis) of thyrotropin, the corresponding tropic hormone, from the pituitary gland. (Note that the ending “-tropin” is no longer retained in the name; it is implied in the definition of “-liberin”.)

    The names of those factors inhibiting the release (and perhaps the synthesis) of pituitary hormones are formed in a similar way with the suffix “-statin. “

    (b) Pituitary Hormones – Most of the hormones ofthe adenohypophysis have acceptable trivial names ending in -tropin. The committee has created the missing names for follicle-stimulating hormone, “follitropin,” and for luteinizing hormone, “lutropin.” It is recommended that pituitary hormones discovered in the future also be named with the ending -tropin, This suffix should be restricted to pituitary and similar hormones and should not be used for, e.g. crustacean hormones acting on pigment cells.

    Note The committee has re-evaluated the arguments for and against the suffix “-trophin,” still used by many anatomists and physiologists. Since the bioassay systems are based mostly on effects other than the trophic one, it was decided to recommend “-tropin” for general usage in biochemistry.

    Some placental hormones are physiologically very similar to pituitary hormones. They are named accordingly with the prefix “chorio-“, e.g. choriogonadotropin for chorionic gonadotropin.

    (c) Invertebrate Peptide Hormones -Though some of the invertebrate peptide hormones have been isolated in pure form and their amino-acid compositions have been determined, the field has not yet developed to a stage where a list of names seems warranted.

    It is, however, recommended that the suffixes defined above for hypothalamic and pituitary hormones not be used in a different sense in invertebrates. Thus, a crustacean color change hormone acting on, e.g. erythrophores, should not be named “erythrotropin,” a hormone causing release of eggs and/or sperm in sea urchins should not be called “gametoliberin.”

    Appendix. List of Peptide Hormonesa

    a For convenience, some biologically active peptides that may not fulfill all criteria of a hormone are included.

    b Abbreviations, old or new, are not recommended; they are given here for identification purposes only.

    c This name indicates a hypothalamic substance releasing gonadotropin. It may also be used for the decapeptide isolated from pig hypothalami and known as luteinizing hormone/follicle-stimulatinghormone releasing factor, abbreviated LH/FSH-RF, b since the peptide induces the release of both lutropin and follitropin in constant proportions and thus carries the activity of both luliberin and folliberin (see also Footnote e ).

    d The chorionic gonadotropins have in most species (including man) the action of both follitropin and lutropin and are therefore termed “gonadotropins.”

    e Gonadotropin is to be used for hormones having the activity of both follitropin and lutropin, like the gonadotropins of cold-blooded vertebrates. It may also be used for impure preparations containing lutropin and follitropin.

    f In elasmobranch fishes.

    h Two peptides have been sequenced and designated a -melanotropin and b -melanotropin.

    i In birds and reptiles.

    j The name of this hormone is derived from Greek wkntokos (OKYTOKOS = fast birth, prompt delivery), not from the Greek oxns (oxys = acid; fast). The spelling ocytocin should therefore be preferred; moreover, it avoids confusion with oxy, meaning “related to oxygen.” However, oxytocin is in wide use, especially in the English language. Therefore, both spellings are listed as optional.

    k Most work has been done on the human hormone, known as Human Menopausal Gonadotropin (HMG); it is a pituitary hormone, chemically changed during passage through the kidney. Due to its occurrence in urine, it has been termed “urogonadotropin.”

    l Parathyrin is a new name suggested here. The synonym Parathormone is a proprietary name.

    m The name “somatomedin” was suggested by a group working in the field (Nature235. 107 (1972)).

    n A polypeptide from the thymus. The name proposed was suggested in a letter to Nature (249. 863 (1974)) to avoid confusion with the earlier “thymine” from nucleic acids. “Thymin” should be abandoned.

    Email Marketing, Social Marketing and SMS Marketing #email #marketing,e-mail #marketing #software,email #newsletters,australian #email #marketing,direct #email #marketing,email #marketer,email #marketing #australia,email #marketing #companies,email #marketing #services,email #marketing #software,responsive #email #design


    Send better emails with ezymsg email marketing solutions

    ezymsg is an online database management service and email marketing agency solution that helps businesses to market their products and services more effectively to the most appropriate target audience. If you’re looking to send email newsletters, press releases, bulk email product updates or all of the above, our custom-designed, direct email marketing templates, real-time response trackers and user-friendly features ensure you impress your audience and grow your business. As one of the leading Australian email marketing companies with over 11 years experience, we re committed to delivering email marketing services that get results enquire about our effective marketing software solutions today.

    CRM tools

    Scheduled sends, CRM functionality and more! Click here to discover how the advanced features of our direct email marketing software ensure you get the most out of your campaign.

    Top Life Insurance Companies: Rates, Rankings and more Information #rank #life #insurance #companies, #top #life #insurance #companies


    Best life insurance companies

    Get Life Insurance Quotes

    1. Health Status. Preferred Plus and Standard Health
    2. Sex. Male and female
    3. Smoking. Non-smoker and smoker
    4. Age. 25, 35, 45 and 55 years old
    5. Duration. 10- and 20-year term

    Once collected, the lowest life insurance rates in each risk category are assigned a score; the scores for each company are then totaled to produce the overall rankings.

    Financial strength is an important consideration when buying term life insurance; therefore, only companies rated A- or better by A.M. Best Company. a credit rating organization, are included in the list.

    Premium life insurance companies

    If you need life insurance with a higher face value, such as a policy of $1 million or more, Budget Life also ranks the top premium life insurance companies with only the highest rating from A.M. Best.

    Life insurance companies for smokers and nonsmokers

    Among a number of factors, life insurance quotes are determined in part by your risk classification. In general, the three main underwriting classifications are preferred plus, preferred, standard and nonstandard the better your rate class the lower your premiums will be. Risk is further measured by nicotine use and gender.

    Budget Life provides a list of the life insurance companies with the most competitive rates for smokers and nonsmokers.

    Life insurance companies for those with health conditions

    For those who have health conditions, or who may have overcome a serious illness, it may seem as though life insurance is out of reach. However, some insurance agents offer services to help individuals with high-risk cases find life insurance coverage.

    Often called impaired risk specialists, these agents connect individuals to the right life insurance company. You may benefit from working with an impaired risk specialist if you have a health condition or a health history that includes:

    Impaired risk specialists can also help find life insurance for those with hazardous occupations or hobbies.

    COMPULIFE is a registered mark of Compulife Software, Inc. Nicholasville, KY

    Get Life Insurance Quotes

    Offers from Top Insurance Companies

    This widget requires JavaScript to run. Visit Site for more.

    See another State:

    Copyright 2017 Budgetlife.com. All rights reserved

    Bay area it companies #bay #area #it #companies



    Disney Princess Movie Marathons to Run at Movie Theaters Nationwide This Fall

    Back 2 School Tech On A Budget

    Steph Curry Get Destroyed on the Court!

    Toddler Sings You Are My Sunshine

    Win tickets to see Chicago at the Mountain Winery!

    Win tickets to Freska s Back to School Blast at Waterworld!

    Win tickets to Lost 80s Live!

    Freska s Back to School Blast at Waterworld

    Take Your Dog Dancing At Ft Mason Center


    Revivals of The Office, 30 Rock, The West Wing, and ER Could Actually Happen

    Almost A Third Of American s Don t Realize They Can Get FREE TV

    RECIPE: Parmesan Celery Walnut Salad

    Will Grace Revival Picked Up For a Second Season

    Kevin Can Wait Will Kill Off Erinn Hayes Character

    WATCH: Woman Receives Threatening 4 Page Letter From Driver After Pizza Delivery


    ABC s The Middle To End After Upcoming Season

    TV Commercial Production Companies in New Jersey #tv #commercials #companies



    Commercial Production Companies

    Video and tv commercial production companies that service New Jersey businesses are all the rage today. There was once a time when getting your local business on television was a tall order. Far more expensive than most small companies could afford. Thankfully for businesses owners, that is not the case anymore. It’s more affordable than ever to get your small business onto television. The first step in the process, of course, is to find a consultant or freelancer who is well versed in multimedia production. I suggest you check out this website for some great ideas on the topic.

    However, finding a firm who can create a professional looking tv commercial for you is just the first step, and in many ways it’s the easiest. After all, there are dozens of video production agencies in NJ and most can produce work that looks ok on an affordable budget. In order for your marketing effort to stand out, you’ll have to take things a step further. Learn more here .

    And that begins with great ideas.

    Great ideas don’t just spring from the ether. They come from careful planning, knowing your goals, and knowing how to reach them. If you and your chosen video production experts want a fantastic TV commercial production in New Jersey, keep these two basic concepts in mind as you head into shoot day.

    Video production concepts for New Jersey Companies

    Start With A Great Concept

    It all begins with a great idea. This may seem obvious to you, but a common denominator in local commercials is that they have no ideas! They are nothing more than moving billboards for the business in question. This may be the simple way to do things, and it will certainly keep you on budget if your commercial is little more than a narrator talking about how great your business is, but it won’t ensure you’re remembered. So first and foremost, remember that concept is kind. Come up with a great idea that will grab the attention of viewer and you’ll be well on your way to creating a TV commercial people will remember, no matter your budget.

    Before All Else, Be Honest

    When it comes to local tv commercials. a little honest can go a long way. What we mean by that is, embrace who you are and what your business is. If you want to present your mom and pop business as an austere corporate entity, or your large regional business as if it’s the tiny shop on the corner, you are making a mistake. People response to honesty! They can sense when you are putting out a false image of yourself, and will respond more favorable if the image they see is an honest one – no matter how quirky or offbeat that image is. So embrace who you are, embrace what you business is, and make that the focal point of your local commercial. The result will be viewers who will pay attention and customers who will be more likely to be loyal.

    And that’s it. It really is as simple as having a great concept and being honest about who you are. Keep those two things at the root of your video and you’ll have winning commercial every time.



    Avangate – Selling Software Online Globally, online marketing companies.#Online #marketing #companies


    Avangate Acquires 2Checkout to Expand Payment Flexibility and Broaden Market Reach

    Online marketing companies

    Combined company will bring a unique combination of eCommerce and subscription management solutions to market through various payment models across the globe.

    Online marketing companies

    Avangate Acquires 2Checkout to Expand Payment Flexibility and Broaden Market Reach

    Online marketing companies

    Online marketing companies

    to significantly increase your :

    Online marketing companies

    Online marketing companies

    Over 4,000 leading businesses trust Avangate to sell their software worldwide

    Online marketing companies

    Online marketing companies

    Online marketing companies

    Online marketing companies

    Online marketing companies

    Online marketing companies

    Why Choose Avangate?

    The global eCommerce platform that maximizes your sales

    of software, SaaS and digital solutions

    Sell More

    Digital Goods Globally

    Maximize Customer

    Accelerate Time

    Integrated Recurring Revenue

    Leverage New


    All You Need to Grow

    Your digital goods business worldwide in one easy

    to use eCommerce platform

    Online marketing companies

    eCommerce Manager

    Online marketing companies

    Subscription Billing

    Online marketing companies

    Global Payments

    Online marketing companies

    Affiliate Network

    Online marketing companies

    Channel Manager

    Online marketing companies

    Insure Mart #louisiana #auto #insurance #companies


    Auto, Home, Business Insurance

    Insurance in Houma: Terrebonne, Lafourche, and Saint Mary Parishes

    As an independent agency we aren t tied to any one brand.Our allegiance is to our customers. We shop many insurance providers to find your best deal. We carry auto, home, flood. business, motorcycle, RV, ATV, liability insurance, bonds, and more. Whether you re looking for no frills or premium auto coverage, let our experienced agents shop multiple companies and find your best rate!

    A local family owned and operated agency serving Terrebonne, Lafourche, and Saint Mary Parishes for 34 Years!

    Our insurance carriers include Progressive, Kemper, Safeway, Lighthouse, Occidental, Access Home, Imperial Fire Casualty, many more.

    We provide protection for your car, home, business (General Liability), motorcycle, motorhome, mobile home, all terrain vehicle (ATV), recreational vehicle (RV), more. Insure Mart Insurance uses new technology and good old fashioned personal customer service to better protect you. We take pride in earning our customers trust.

    We have offices in the Houma/Gray area, on Grand Caillou in East Houma.

    Think of us as your insurance concierge!

    Our #1 goal is to make you happy. As an independent agency, we aren t tied to any one brand. We shop many insurance providers to find your best deal. We explain the coverage so you know what you re getting, and are here to handle any issues that might arise in the future.

    Whether your priority is cost, the best coverage, or a healthy blend of both, one of our licensed agents can walk you through your options and find your best deal.

    Our founder Maurice Mouton has over 50 years experience in the insurance industry. As life long South Louisiana resident, he cares about the Tri-Parish community and hopes to make a positive contribution though his busines

    Roofing by Design, Inc #nashville #roofing #companies


    Roofing by Design, Inc. has been providing Nashville, Middle Tennessee, and surrounding areas with professional roofing services since 2004.

    We provide complete services for the exterior of your home including siding and gutters.

    Since 2004, we have been providing top quality roofing services to Nashville, Southern Kentucky, and Northern Alabama home owners and custom builders who still appreciate and expect excellent craftsmanship and integrity.

    As a local, family-owned and operated roofing company, we continue to work hard to keep the standards we are accustomed to for over 30 years with quality and craftsmanship we can be proud of. Our dedicated staff is committed to looking at each job as an opportunity to use their talents to provide our clients with results they can be proud of.

    There is no secret to our success – just hard work and total dedication to exceptional customer service. That’s why Roofing by Design, Inc. has consistently been awarded an A+ rating from the Better Business Bureau. Other Nashvile roofing companies cannot surpass our combination of top quality roofing products, expert craftsmanship, and exceptional customer service.

    Our partnerships with world-class manufacturers means that only Roofing by Design, Inc. can give our customers access to the highest quality roofing systems that are backed by the industry’s best warranties.

    When we say we do it right the first time – we mean it!


    Put your home in the hands of the experts in roof repair, roof replacement and roof restoration. Call Roofing by Design, Inc. today at (615) 452-0161 to schedule a FREE in-home consultation and estimate. Or use our convenient on-line Quote Request form to get started on a new roof in Nashville or Middle Tennessee.

    Schedule Consultation

    Private-Label Credit #private #label #credit #card #companies


    Private Label Credit Card

    What is a ‘Private Label Credit Card’

    A private label credit card is a store-branded credit card that can only be used at that store. A private-label credit card is a type of revolving credit plan managed by a bank or commercial finance company for either retail or wholesale manufacturers, such as department and specialty stores. Private label credit cards do not carry a credit card logo such as Visa or Mastercard and cannot be used with other merchants.

    The private label credit program allows retailers to offer more lenient and extended terms to customers than they could otherwise. Many stores offer private label credit cards to their customers to encourage them to spend more by offering the convenience of a credit card and deferred payment. In addition, when a customer makes a purchase with a private label credit card, they will usually earn loyalty rewards, such as a discount on a future purchase. In this way, a private label credit card can encourage repeat business and customer loyalty. Private label cards can also make shopping more convenient for customers through features such as receiptless returns.

    BREAKING DOWN ‘Private Label Credit Card’

    If a third party. such as a bank, manages a private-label credit program for a retailer or manufacturer, it will perform several functions. These include the issuance of cards, funding of credit and the collection of payments from customers. The criteria for credit are jointly established by the service provider and the retailer.

    Private label credit cards are similar to other credit cards in that they charge interest if you carry a balance, charge a fee if your payment is late and have a grace period if you don’t carry a balance. They are also similar to other credit cards in that while private label credit cards do not carry a payment processor’s logo, they are still backed by a payment processor such as Visa. The payment processor makes it easy for stores to offer private label credit cards by offering cards that work with the store’s existing terminals and point-of-sale equipment.

    Target is one of many retailers that offers a private label credit card as of 2014. Called the RedCard, it gives consumers 5% off all purchases at the point of sale. free shipping on all online purchases and an extra 30 days on top of the usual 90-day return window to get a refund for unwanted purchases. Similarly, Nordstrom offers a private label credit card that gives customers $20 off a $100 purchase on the day they apply plus points on each purchase that can be redeemed for future discounts. Target and Nordstrom also each offer Visa cards that offer store-specific benefits and can be used anywhere Visa is accepted.

    Telephony companies #telephony #companies


    Blue Violet Networks
    IP business phone systems and next generation network platforms from Voice to Video Surveillance Systems for small businesses to enterprises. Deploying nationally since 1979.

    American Business Communications Services
    Full service interconnect company, specializing in installing and servicing VOIP telephone and voice mail systems. Located in Hackensack, NJ, serving the Tri-State area.

    Level3 Communications
    Communications service provider offering voice and data solutions. Provides product and service descriptions plus gives access to their FTP.

    Callagenix provide telecommunications solutions including phone number services, VOIP and fax to email services. Services also include international and business phone numbers, 0870, 0800 freephone and 0845 numbers.

    UK provider of VoIP telephony, UK and international phone numbers and fax to email service. Provides product descriptions and FAQ.

    Continuous Computing Corporation
    Develops and markets hardware, software and middleware solutions for telecom equipment manufacturers. Offers services and solutions descriptions, support and company news.

    CTI Network Solutions, LLC.
    New York and New Jersey company that provides computer telephony integration, computer, LAN, WAN, and cabling expertise.

    Develops and markets IP-telephony software and applications. Offers product and technology descriptions, service plans, news and job openings. Site available in English and French.

    Manufactures ISDN and Internet connectivity products. Provides a router comparison, descriptions of VPN and wireless technologies, plus firmware downloads, a user forum and support pages.

    IP Telephony Site
    Offers IP telephony knowledge and products to both vendors and operators. Provides SIP knowledge base including tutorials, products, workshops and glossary.

    Provider of automated pay per call services including: 800, and 900 numbers, billing, collection, programming and reporting.

    Transaction Network Services
    TNS is a global provider of data communications and interoperability solutions.

    List of k companies #list #of #k #companies


    The New York Times published an article about Elizabeth Olsen. who made ravioli during their interview, and the NYT made sure to mention she fed herself. As opposed to? On second thought, I shouldn t say that. Her sisters totally look like the type who gain nourishment by employing a team of assistants to hand-feed them one morsel of sustenance at a time Lainey Gossip

    A-Rod says that JLo is a better athlete than him. He probably can t figure that one out. What s your secret? Anadrol? Oxandrin? Dianabol? Winstrol? Celebitchy

    I m sure no one at Bravo has a problem with Shannon Beador refusing to speak to Vicki Gunvalson onRHOC; after all, dirty looks are the preferred form of communication Reality Tea

    Kylie Jenner continues to transform into a sleazy lingerie store mannequin before our eyes The Nip Slip

    Here s the Skarsgårds ranked in order of hotness, and of course Alexander got the number one spot (it s never hot papa Stellan ) Pajiba

    Halsey did a topless n edgy photoshoot for Flaunt magazine Hollywood Tuna

    Bella Thorne looks like she didn t have time to clean up after a sloppy back-alley encounter with a unicorn, which was probably the look she was going for Popoholic

    The good news: Connie Britton is coming back to TV. The bad news: it s not as Tami Taylor for a delayed Friday Night Lights spin-off called Hey Y all Jezebel

    A creature of Lisa Frank s imagination is real, and it lives in Louisiana Towleroad

    Dustin Lance Black and Tom Daley released a video of their wedding, and there s not nearly enough footage of drunk people dancing Boy Culture

    A stuntwoman was tragically killed in a motorcycle accident during the filming of Deadpool 2 Just Jared

    A maybe-engaged Meghan Markle has already gotten the stamp of approval from Prince Harry s cousin s husband Popsugar

    Film and television actor Joe Bologna has died SOW

    Best Northwest Movers – Olympic Moving – Storage #moving #companies #in #seattle #wa


    The #1 Northwest Movers


    In 3 Easy Steps


    “I could probably write a book about how wonderful the team at Olympic Moving & Storage was during the move. Prior they send one of their representatives out to give you a detailed quote. Their representative is very thorough and also explains the process.
    Our team of movers showed up on time and they were super careful with everything they moved. Although our move was a short one, they still managed to complete it under the estimated time. They were personable, caring, and efficient. I’m glad we hired Olympic Movers and plan to hire them for our next move.”

    Sherri H. Olympia, WA

    “The Olympic moving and storage team of James, Doug and Andrew are a packing tornado!They had me packed up in no time, and I had a town house full of stuff. Highly recomended. I would ask for them specifically.”

    Katherine S. Bremerton, WA

    “We hired Olympic with fairly short notice in October, and they were flexible with our time schedules and showed up on time and had 3 experienced movers that worked quick and effective. The movers were professional and even helped us pack things (we only hired them to load and unload the trucks). We would not hesitate to hire them again, which in fact we did a few weeks later to help us empty out a storage unit. It was great to have them put together our furniture (beds, dining room table, desks) in our new home so that our first night in our home was enjoyable.”

    Sarah T. Federal Way, WA

    “I used Olympic Moving & Storage twice. I was referred by another company. They are very professional and my move went very smoothly. Melanie Hare was the associate who arranged everything and arranged for storage for 10 days as the place was not ready. I would highly recommend them to anyone. The crew was very respectful and on time. They made sure all my furniture was handled with care wherever it needed to be kept. They went over the list to make sure all the items were delivered. I will definitely use them again. It was a real pleasure to work with Melanie!”

    Nasreen A. Olympia, WA

    “The first week of May 2015 I found myself in a situation with two 20­foot shipping containers of personal household goods arriving from overseas at Seattle Port. I needed each container picked up, one at a time, transported to my new address, unloaded, returned to the Port, and the next container picked up the next morning following this same procedure. Alas, I was looking at HUGE à la carte expenses. Olympic Moving & Storage was the only company who allowed me to bundle all those services for a significantly lower rate. Many thanks to the very pleasant Barbara (ex­cheerleader from Oklahoma), who made it all administratively possible in spite of a bad cold.”

    Thrifty T. Tacoma, WA

    meet the management team

    About Olympic Moving Storage

    The Top Northwest Movers

    Olympic Moving Storage has been the top Northwest moving company since 1994. We’ve earned the ProMover accreditation with the American Moving and Storage Association and an A+ rating with the Better Business Bureau, relocating thousands of households and businesses within Washington and to destinations all over the world. Moving can be one of the most stressful situations that people experience in their life. It is our goal to lessen the physical and mental burden of moving by providing our customers a solid game plan, a professional pack/move team, and consistent communication throughout the moving process.

    As a top agent for Wheaton World Wide Moving, we are part of a global network of movers. With our trusted partners we can transport virtually anything domestically or internationally. Our professional Move Coordinators offer free moving estimates, tailored to fit each customer s specific needs and budget. Our experienced packers and movers are screened, trained and continually evaluated to ensure quality that meets our high standards and your expectations. Our large fleet of moving vans and moving equipment are kept clean and well maintained in order to provide secure and damage free transportation of your goods. As a full service moving and storage company, we offer safe, secure and clean storage facilities throughout the state, country or world. All of Olympic s warehouses are approved by the Department of Defense, climate controlled, strictly monitored and regularly inspected.

    At Olympic, we are dedicated to the unique needs of our clients, whatever they may be. When you’re ready to make your next move, make it an easy one by calling the top Northwest movers. Olympic Moving Storage.

    Olympic Moving Storage

    Moving Guides and Resources

    Moving to the Pacific Northwest?

    Interesting Facts!

    The Pacific Northwest is one of the most beautiful places in the world. Washington State is home to several economic juggernauts including Boeing, Microsoft, Amazon, and Starbucks ­as well as one of the wealthiest men in the world, Bill Gates. But here are some fun facts you might not know about this evergreen gem:

    1. The Northwest produces more apples than any other part of the country.
    2. There are more glaciers in the Northwest than the other 47 contiguous states combined.
    3. Jimi Hendrix, Bing Crosby, and Kurt Cobain were born in the Northwest.
    4. The oldest operating gas station in the United States is in Zillah, WA.
    5. The state insect for Washington is the Green Darner Dragonfly.
    6. The Northwest contains the only rainforest in the continental United States.
    7. By the turn of the 20th century, Aberdeen, WA had earned the distinction of being “the roughest town west of the Mississippi” because of the excessive gambling, violence, extreme drug use, and prostitution. It remained off-­limits to military personnel into the early 1980’s.
    8. The popular games Pictionary, Pickle­ball, and Cranium were all invented in the Northwest.
    9. The Northwest has the only state to be named after a U.S. President. (Washington)
    10. The world’s largest building is located in Everett, WA ­- Boeing’s final assembly plant.

    Cloud Hosting #best #cloud #hosting #companies

    Top Cloud Hosting Providers

    While choosing a Cloud hosting model for your business, it is essential to choose the best one from the list. Considering the escalating needs of the business (Small, Medium & Large), we have listed Top 10 Cloud hosting providers from our Cloud Portal that will give you the best cloud hosting environment, we also call this ranking our top 10 Infrastructure-as-a-Service (IaaS) provider. The Top 10 Cloud hosting providers are evaluated and ranked with respect to different factors including; pricing, datacenters, features, OS, interface and support etc…

    If it’s a fast and responsive website you want that is hosted in a most well fashioned and equally reliable Cloud hosting environment then you might want to look for the revolutionary Cloud Hosting provider DigitalOcean. With proactive services and fully modified infrastructure DigitalOcean promises Cloud users a highly responsive, scalable and agile environment where they can more efficiently manage their Cloud infrastructure. Read more

    Elastichosts enables customers to create servers instantly. It offers cost-effective IaaS infrastructure with instant flexibility and automatic fail over. Users can instantly resize data storage capacity, bandwidth and processing speed according to situation. Users can work on any operating system and run any software on them while using Elastichosts cloud services. Users get complete control over Cloud service usage and charges. Read more

    Atlantic.Net offers fast, flexible and easy to pay cloud service to all kinds of organizations. Its cloud solutions can be easily installed on Windows and Linux servers. Atlantic.Net offers wide range of services that include Cloud VPS, Dedicated server, Virtualization hosting and Managed hosting. It offers high cloud uptime. Its customer support is available 24/7. Customers requiring assistance can contact Atlantic.Net through Chat, Phone and E-mail. Read more

    VPS Net is a UK based Cloud service provider. Its cloud solutions are widely compatible with different operating systems and applications such as CentOS, Ubuntu, Debian, Fedora, Linux, Windows and WordPress. The cloud services can be easily integerated with Virtual Private Service (VPS). Its help desk is always open 24 hours a day. VPS Net offers cloud services through powerful cloud servers equipped with high capacity CPU and RAM. Read more

    Debit – Credit Card Skimming Fraud – Beware of Card Skimming Devices #private #label #credit #card #companies


    Debit Credit Card Skimming Fraud How to Avoid Card Skimming Devices

    Advertiser Disclosure: This post includes references to offers from our partners such as American Express. We may receive compensation when you click on links to those products. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer.

    I decided to listen to the voice message before we went in for the show. As I heard the words your bank account has suspicious activity on it, I got a little worried but figured Bank of America simply didn t like one of the transactions we had made earlier. So, I quickly took a look at our checking account transactions on the Bank of America iPhone app. That s when my stomach shot up into my throat and my heart started racing. I saw two $1,000 deductions from our account for a shady sounding website that we definitely didn t buy anything from. Our bank account had been compromised, and we were devastated.

    The bank told us that the transactions were made using my debit card number. However, the strange thing is that my debit card number was never lost or stolen. Luckily, Bank of America was great about the whole situation and, since you are never liable for unauthorized transactions in your bank account. the money was put back in our account within three business days.

    No one ever confirmed this, but given the number of incidences in Orlando over the past year, I am convinced that my debit card was skimmed. I can t pinpoint where exactly it happened, but I have no other explanation since we rarely buy things online, and no websites have our debit card number stored.

    How Card Skimming Happens

    Here are four of the most likely ways that your credit or debit card can be skimmed:

    1. ATMs An ATM skimming device is used and fits over the real ATM card reader slot. ATM users do not know their information is being intercepted as their card is inserted into the false reader.
    2. Gasoline Pumps This skimming device is installed inside a gas pump in minutes and is not visible to users. A gas pump key can fit pump housings in multiple stations, allowing for quick and easy access. I think this could have been where my card was skimmed. I get gas in a lot of tourist areas around Orlando where criminals are more likely to go after the pumps.
    3. Handheld Devices Someone can take your credit card and quickly record the information with a swipe on these small devices. There were two different cases in Orlando recently of waitresses at restaurants swiping cards with these handheld machines. They were being paid a nominal, flat fee for every card they recorded by a middle man who was then selling them on the black market for big money. Think about it, when you send your credit or debit card off with a restaurant server, it s one of the only times your card is out of your sight and not in your possession.
    4. Keystroke Loggers This device can be attached to public-use computers, like those found at the library, or credit card point-of-sale devices to record passwords and other personal data. They can also be downloaded onto your computer as malicious spyware.

    Maybe I am being a little paranoid. I could never actually confirm that my card was skimmed. However, through researching credit card skimming in Orlando, I found quite a few instances of people caught targeting areas near where I live and work.

    How to Avoid Skimming Fraud

    I am convinced that this crime is a real threat. If you agree, here are some tips on how to avoid being a victim of credit card skimming and, ultimately, identity theft and financial fraud.

    • Go to the Bank Window If you re going to a bank during office hours, go into the bank and make a withdrawal, or drive up to the teller window rather than taking money out at the ATM.
    • Get Cash Back Take advantage of the ability to get cash back at a grocery store instead of taking money out at an ATM.
    • Pay Inside for Gas Paying for gas at the pump is convenient, but not convenient enough to risk your credit card information. Opt to pay inside rather than using the machine outside. It ll only take a couple more minutes.
    • Pay Cash Make an effort to carry cash and use it more often at gas stations and restaurants .
    • Ask for the Manager Don t be shy about requesting that your credit or debit card be run by a manager at a restaurant. Protecting your personal financial information is far too important to worry about offending people.
    • Keep Shopping and Banking on Your Private Computer Avoid doing any online shopping or banking on public use computers. If you ever do have to use a public computer for these transactions, clear the cache, cookies, and history afterward, just to be safe.

    Final Thought

    Credit card skimming can be devastating to your personal finances. I was lucky that my bank notified me quickly and was willing to work with me to counter the false charges to my card. I m sure others have lost far more to this latest trend in credit card fraud and identity theft. Make sure that you are doing everything in your power to protect yourself.

    Do you have any other tips or ideas for avoiding credit card skimming? Share your experiences and ideas in the comments below.


    Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

    Related Articles

    How To Respond To Unauthorized Transactions In Your Bank Account

    The Visa Clear Prepaid Program – Key Learnings

    Long Island Swimming Pools – Inground Pools – Custom Pools #long #island #swimming #pools,inground #pools,pool #companies,swimming #pool #designs,pool #builders,pool #company,installation,ny


    Long Island Swimming Pool Contractors – Inground Pool Design, Installation and Construction Company

    Gappsi is one of the premier backyard swimming pool companies on Long Island NY.

    Looking for a swimming pool contractor to install yourcustom inground swimming pool in your backyard? If so, then you have come to the right place.

    Gappsi’s team of expert swimming pool builders have been designing, building and installing incredible inground swimming pools on Long Island for over 25 years.

    If you seek a custom Long Island swimming pool company that can offer you an “all in one” solution for your swimming pool design and construction, then Gappsi is the swimming pool company for you.

    When you choose Gappsi you choose a team of experts that can not only introduce you to custom swimming pool designs, but can accent your yard with natural stone masonry . custom landscape design and swimming pool landscaping . This means that everything you need can be found under one roof at Gappsi.

    Trust Gappsi and experience the difference by calling us for a swimming pool consultation at (631) 543-1177.

    Swimming Pool, Pool Landscaping and Design Experts on Long Island NY

    Hiring a Swimming Pool Contractor on Long Island and Some of The Mistakes People Make:

    Shopping For A Pool Is Different Than Going To A Store To Buy An Item: Swimming pools are custom construction projects and are built by many Long Island pool contractors with different standards. All swimming pools are not built the same, unlike an automobile or electronic device which is manufactured in a factory. With a swimming pool installation, much of what you do not see will impact the cost of pool ownership.

    Not Asking Enough Questions: Do not assume every builder is going to give you an education about constructing a new swimming pool. The more you know about swimming pool construction, the better buyer you will be. Do your homework before looking for a pool and make a list of questions you may not be clear about. Use your resources wisely.

    Overwhelmed By Too Many Options: Getting too many estimates for swimming pool construction leads to not being able to make a decision. People become so confused. Gather a few estimates from reputable Long Island swimming pool companies. With this info you should be able to make your decision and just go with it.

    Not Researching Experience, Licenses, or Background of a Swimming Pool Contractor: What makes them qualified to build swimming pools? Are they licensed and insured? What about local references?

    Shopping Soley Based on Price: You get what you pay for. If you shop for price alone, you are already in trouble and headed for disaster. Bottom line: you get what you pay for!

    Shopping Over The Phone: Don’t make this silly mistake. Visit the Long Island swimming pool builder or have them come to your home to provide you with a swimming pool estimate. Visiting a pool contractor’s business will tell you a lot about the type of business it is.

    Not Thinking About Safety: Swimming pools are a great form of recreation and excersise. However, they can also be dangerous. A qualified swimming pool contractor can tell you the local codes for fencing and barriers. Make sure you protect your loved ones by following these strict guidelines.

    Gappsi’s team of swimming pool contractors and designers, can help lead you to the right path for you swimming pool installation. Call us today at (631) 543-1177.

    Which Hospice companies are Good to work for? #the #entrance #motel

    #hospice companies


    Which Hospice companies are Good to work for?

    Maybe it’s already been mentioned but it might be good to look at nonprofit hospice companies. They tend to be less focused on money and have more services for the patient/family.

    That’s not always the case, though. Where I live, the not for profit hospice is more concerned with their public image than pt. care. I work for a for profit hospice and our administration is very concerned with pt. care. heartbeat

    I don’t know that I totally agree with the profit vs non-profit and that is why I did not mention it in my last post. For-profit companies will tell you that the only difference between them and NFP companies is that the NFP companies do not have to pay taxes into the community. We have 7 competing hospices in the area that I am no more impressed by the NFP agencies than the FP’s. There is an older, national NFP here in the area and I interviewed with them at one time–wages were 80% of the market average here in the area and the benefits were horrible(the excuse was they were a NFP and couldn’t afford to pay anymore)–this company is also known for working their nursing staff into the ground (they are leaving in droves right now) and not accepting the expensive patients . They also have an inpatient unit that several in the community feel is misused to substitute for continuous care and our company has taken several of their patients that have wanted to stay at home for end of life care as they were informed that their patients are typically transferred to their inpatient center to die). As I have said, there are good and bad FP ‘s and NFP’s. If I would suggest anything to look at, it would be wheter a company is locally owned or nationally owned. Nationally owned companies are paying an entire staff at the top of the chain and the money has to come form somewhere (sometimes shows up in higher nursing caseloads or poor patient suppiles). Not that all of them are bad–some locally owned companies are started by people with intentions other than patient care. The important thing is to ask the right questions and take your time selecting the right company. I would continue to insist that your best resources are speaking with current and previous employees of the company you are considering working for. I say this because once you are trained and in a position, it becomes harder to leave if you find out the company misrepresented itself as most of this that are in this profession struggle with knowing that when we leave, there will be even less people to care for the patients.

    I work for a nonprofit, part of a larger religious nonprofit. The downside is that being under senior services-which is traditionally low paid, I think we are way underpaid. Hospice should be advanced home health and pay for the years of general nursing experience you come with.

    But the plus is that the focus is on compassionate care, for the most part. We would not turn down a patient with financial needs, we have resources to help those in dire need of basic comforts. Our nurses are not pushed to meet financial goals. Now, they are overworked because we are too short staffed, too short staffed because we are not paid well enough to attract the experience we need, but there are measures being taken to address those things. At least I feel that there is interest in improving our org and fundamentally many good people. We are currently changing leadership and I am hoping that they hire an outsider with strong leadership skills to both corral some of the internal management issues and better advocate for us.

    Also, our org has huge hiring bonuses that can always be shared, so if looking in the NW, contact me!:wink2:

    Yes Yes Yes. People, there is a nursing shortage! Good help is hard to find. Believe me when I tell you that life is too short to be working in a position or job that you don’t enjoy. If you are true of heart and want to consider hospice nursing a profession, take the time to investigate the company and the position–don’t be afraid to ask questions–you have the right to get up every day to go into a postion that is rewarding (not that some days won’t be difficult) and just as much right to be able to balance home and work and to go to bed at the end of the day with a clear conscience.

    I will be graduating as an RN in May 2010. I have thought of being in Hospice for years. I am training as a hospice volunteer right now.
    I will be 50 when I graduate.
    Florida is looking real good with the price of home heating fuel in New England. Does anyone have information on Tidewell Hospice and Palliative care in the Sarasota area? Anywhere in Florida would be interesting. not knowing much about the state except that it is warmer than here!

    Is it possible for a new RN to get into hospice without hospital training? Would oncology by a suitable specialty to start with? I think I would enjoy home care eventually. Any suggestions would be greatly appreciated!

    Moving Companies Washington DC – Maryland Mover, moving companies in washington dc.#Moving #companies #in #washington #dc


    moving companies in washington dc

    Are you in search of reliable full service movers for your commercial, residential or long distance moves in Virginia? If you want to get reasonable moving deals on moving services in Washington, DC, then Future Van Lines can be an ideal option.

    We are one of the leading movers and packers in Maryland who can easily offer you successful and hassle-free international as well as Local movers. Check out the customer reviews of our Virginia Beach movers and know how cost effective choice we can be for your home or office relocation.

    Our storage and moving company in Maryland is pro actively available to meet your moving requirements and share your moving burdens within or across the country as possible. Moreover, you don’t need to worry about any damage to your valuable belongings as we have a team of qualified movers. We are dedicated to provide you with excellent priced and quick move than other Metropolitan Movers in Rockville MD.

    Future Van Line Movers is a certified full service moving company in Washington, DC who takes ultimate interest from the beginning of your move to the end. In fact, we offer high quality packing supplies to ensure the utmost safety of your essentials. Our main motto is to provide our clients with safe and stress-free moving experience. With our Van Lines Arlington Movers, you can get a wide array of moving services including packing, loading, storage, unpacking and transporting your valuable belongings. Before taking your final decision about the relocation, discuss your preferences and requirements with us. Rest assured that you can get high-end residential and commercial moving services with our any time movers in Washington, DC or Washington DC Mover. Our moving experts are delighted waiting for you to pay specific attention to your every moving concern.

    Contact us today and request a free moving estimate for your move in Maryland(Maryland Moving Company), Washington DC.

    Bartle Brothers – Moving Company San Diego, CA, moving companies san diego ca.#Moving #companies #san #diego #ca


    (619)291-9950 • (858)547-0783 • (760)444-8514

    Moving Company San Diego, CA

    Moving companies san diego ca

    Moving companies san diego ca

    Moving companies san diego ca

    Moving companies san diego ca

    Moving companies san diego ca

    Moving companies san diego ca

    Moving companies san diego ca

    • Moving companies san diego caCall Now!
    • Moving companies san diego caRead More
    • Moving companies san diego caRead More
    • Moving companies san diego caRead More
    • Moving companies san diego caRead More
    • Moving companies san diego ca
    • Moving companies san diego ca
    • Moving companies san diego ca
    • Moving companies san diego ca
    • Moving companies san diego ca

    Professional San Diego Moving Company

    Why Choose Us Over Other San Diego Movers Near Me?

    Our 25 years in the moving business, many as a San Diego mover, some in sales and some in dispatch, has helped give us a better understanding of how to provide a safe and efficient move. To protect your goods, we take extra steps and provide items that most San Diego moving companies charge for or don t do at all. As a longtime local San Diego Moving company, our specialties include:

    Our friendly, knowledgeable, uniformed crews provide a safe and efficient move through weekly training meetings and being provided with more than the standard equipment. All of this at very reasonable rates.

    Bartle Brothers is an Accredited San Diego Local Moving and Long Distance moving company. Since 1999, Bartle Brothers has earned a reputation for being a local family owned moving company that provides value with great pricing and special care.

    Identity Theft Monitoring and other paid protection Services #identity #theft #monitoring, #identity #theft, #learn, #about, #other, #paid, #protection, #services, #offered #identity #theft #protection, #companies, #recommend, #doing #it #yourself


    For-Profit Identity Theft Services

    At IdentityTheft.info, we believe everyone can protect themselves from identity theft by taking advantage of the information provided throughout our web site. However, we recognize there are consumers who may prefer the convenience and assistance of using a for-profit or a non-profit business or agency offering professional identity theft prevention, protection and recovery services and products. If you seek a non-profit agency to assist you, please visit our non-profit category .

    As recently as five years ago, there were very few for-profit firms offering services and products specifically designed to protect consumers from identity theft or, if victimized, to assist them in recovering from the crime. Today, there are dozens of companies offering a wide-range of services from credit monitoring, to the placement of fraud alerts, to opt-out services, to identity theft insurance and recovery services.

    As with all consumer decisions, you should take the time to investigate the identity theft product or service you are interested in to be sure it actually accomplishes what you require. Many firms selling identity theft products and services offer a tiered approach where you pay higher fees for additional levels of service. But, the additional layers of service and the additional expense may be unnecessary depending upon your needs. So, consider any offer carefully in light of your specific requirements.

    Available For-Profit Services:

    NOTE: www.IdentityTheft.info does not endorse the below products/services and is not affiliated with them in any way.

    Identity Theft Prevention and Survival – Offers a variety of identity theft related services and products

    Debix – Offers a variety of identity theft related services and products

    Identity Guard – Offers a variety of identity theft related services and products

    Trusted ID – Offers a variety of identity theft related services and products

    LifeLock – Offers a variety of identity theft related services and products

    Pre-Paid Legal Services – Offers a variety of identity theft related services and products

    Equifax – Offers a variety of identity theft related services and products

    Experian – Offers a variety of identity theft related services and products

    TransUnion – Offers a variety of identity theft related services and products

    Identity Truth – Offers a variety of identity theft related services and products

    ID Watchdog – Offers a variety of identity theft related services and products

    Loud Siren – Offers a variety of identity theft related services and products

    Free Auto Shipping Rates Save $100 s, Cheap Auto Transport, Top 10 List of Best Rated Companies, best moving companies cross country.#Best #moving #companies #cross #country


    Want the Cheapest auto transport Rates? Mention ProMotion code:

    ProAutoTransport.com to the car relocation companies.

    Best moving companies cross country

    Best moving companies cross country

    Best moving companies cross country

    Best moving companies cross country

    Best moving companies cross country

    American Auto Shipping (800) 930-7417 – open 7 days a week! With our volume since 1999 we have negotiated the cheapest rates to ship your vehicle. Call now live logistics experts waiting!

    Orange Auto Transport (800) 941-6726 Why Orange? We are: Professional. Safe. Economical. Simple. Competitive pricing with excellence in service. If it has wheels, we ship it! Contact us today for a free price rate.

    National Express Auto Transport 800-284-7177 Providing safe and reliable auto shipping with the best ratings in the industry. 5 star reviews on Google, Yelp, and many more. Door-to-door service with all fees and insurance included. No Hidden Charges. Price Guarantee. Call us now and get your free quote.

    J ?>

    Digital Marketing Course Online – Certification Course, email marketing companies in bangalore.#Email #marketing #companies #in #bangalore



    Email marketing companies in bangalore

    The world in now online and popularity of Digital Marketing is increasing day by day. Every established company or a startup needs a Digital Marketing expert – which has made Digital Marketing one of the most sought after skills.


    At present, all the functions in business involve digital platforms. That’s why every individual demands the basic knowledge & techniques which are being used commonly in digital marketing. It is one of the most economical and beneficial skills you can acquire nowadays. This course has been designed to meet the expanding needs for Marketeers who are skilled in the utilization of a unique blend of technology using search engine tools & social media channels.

    Digital Marketing Course Details:

    As the name suggests, digital marketing can be termed as an approach, a strategy, or a branding and marketing exercise using digital platforms. Digital Marketing is the promotion of your brand, product or service online. It includes many channels namely SEO, Email Marketing, Social Media Marketing, Pay per click and Affiliate Marketing.

    Following topics are covered in the Online Digital Marketing course by EduPristine:

    Introduction To Digital Marketing:

    • Planning Digital Marketing Campaign
    • Website Planning and Development
    • Essentials of a website

    Google Analytics:

    • Fundamentals of Google analytics
    • Monitoring bounce rate
    • Tracking conversions
    • Monitoring Traffic Source Performance
    • Monitoring Visitor behavior
    • Setting up Dashboards

    Search Engine Optimization:

    • SEO Strategy
    • Tools to find keywords (paid & free)
    • Keyword research
    • Planning SEO of a website
    • On Page Optimization
    • Off Page Optimization
    • Google Search Console
    • Content Marketing

    Search Engine Marketing:

    • Online advertising & Ad Networks
    • Introduction to Google AdWords
    • Keyword Research
    • Creation of Search Campaigns
    • Writing Compelling Ad Copies
    • Creation of Effective Campaigns and Ad groups

    Search Engine Marketing:

    • Display Campaigns
    • Tracking & measuring ROI of online advertising
    • Optimizing Ad Performance
    • Strategy of allocate funds to various online advertising platforms

    Strategy for Social Media Marketing:

    • Defining the communication strategy
    • Setting up brand presence
    • Social Listening
    • Engaging with followers
    • Facebook Marketing

    Social Medial Marketing

    • Essentials of Writing a good email
    • Using Opt-in
    • Segmentation of subscribers
    • Scheduling sending frequency
    • Blacklisting
    • Email Service Provider
    • Split testing and A/B testing of campaign
    • Monitoring Email Campaign
    • Post Campaign Strategies
    • Going mobile & Competitor Benchmarking
    • Affiliate/Ecommerce Marketing
    • Setting up a lead management system
    • Landing Pages Optimization
    • Conversion Rate Optimization
    • Growth Hacking
    • Apply all the learnings of the course on one of the assigned websites and create a future actionable plan


    Lectures were very informative and on par with the current times. Approachable lecturers and lively environment has aided in making the course a memorable one. This course will certainly help everyone looking to make big in the Digital Industry.

    The Structure of the digital marketing course online is understandable and well-organized. This course is a great foundation for Digital Marketing jobs, which makes it a course worth looking out for. The Staff is co-operative, hence making it easy for us to grasp the nitty-gritties of Digital Marketing through their practical approach. I strongly recommend people to take this course..

    Trained employees from the following corporates

    Many companies agree that it’s a effective strategy to train their employee in Digital Marketing for better ROI. Following are the top industries and Companies which trained their employees to improve their skills and efficiency.

    • Bennett coleman and co.
    • Haworth India Pvt.ltd
    • Max life insurance
    • Reliance communication ltd.
    • Carwale.com
    • Oxford Brookes University – IIMT
    • The Body Shop India
    • Birla White (Aditya Birla Group)
    • Tech Mahindra Business Services Pvt. Ltd.
    • Ogilvy Mather
    • Meru Cab Company Pvt. Ltd.
    • Sahara Worldwide Ltd.
    • iBall
    • Hyundai
    • Sony
    • Webazaar
    • Samsung
    • ICICI
    • Tata Consultancy Services
    • Kotak Mahindra Bank
    • Business Standard Ltd
    • Netcore Solutions
    • Godrej
    • Renaissance Holdings Developers (P) Ltd
    • London School Of Commerce
    • KidZania India
    • Times Of India
    • Tata Sky Ltd
    • Emirates Airlines
    • Toyota

    Online Digital Marketing Training by EduPristine

    Live Online Classes are being conducted using professional grade IT conferencing system from Citrix. The students can interact with the faculty in real-time during the class using chat and voice. The students will be required to install a light-weight IT application on their device which could be a laptop, desktop, tablet or a mobile. Citrix supports Windows, iOS operating system and recommends an internet speed of 1 MBPS at the user’s end.

    Digital Marketing Career

    It is believed that Digital Marketing is the most demanding job roles of the marketing mix nowadays. It has grown rapidly in the past few years as more and more businesses are realizing the importance of a good online presence.

    According to LinkedIn, SEO/SEM Marketing is one of the top 10 skills that can get you hired globally. There is a huge shortage of specialized professionals. Digital Marketing is here to stay and everyone wants to be a part of its future. After completing digital marketing training you can work in the following digital marketing job roles

    1. Digital Marketing Manager
    2. SEO Manager
    3. SEM Specialist and Digital Sales Executive
    4. Content Manager
    5. Social Media brand manager
    6. Email Marketing Specialist
    7. Mobile Marketing expert
    8. Web Analytics Executive

    The average salary for a Digital Marketing Manager is 4 to 5 lakhs per annum. Most people move on to other job roles of digital marketing if they have more experience in this field. The highest paying skills associated with this job are Strategic Marketing, Online Marketing, Social Media Optimization, Google Analytics, and Search Engine Marketing (SEM).

    Digital Marketing Course Highlights of EduPristine

    Live Virtual Classroom

    Webinar(Live Virtual Classes) covering all topics. Learn from Digital Marketing Industry Experts and Prepare yourself for Google certification

    Online Materials

    Topic Wise study material in the form of Presentation and Case Studies

    Quiz/Assignment with detailed answers and explanation

    Doubt solving forum to interact with faculty & fellow students


    Login id and password validity for a year.


    Prepare yourself for Digital and Google certification.


    Participants get placement assistance after successful completion of the course.

    24×7 Online Access

    24×7 Access to Course Material (Unlocked Excel Models, Presentations, etc.)

    UK businesses reluctant to switch to electric fleet vehicles #companies #with #fleet #vehicles, #guardian #sustainable #business


    UK businesses reluctant to switch to electric fleet vehicles

    UK businesses reluctant to switch to electric fleet vehicles

    Wednesday 16 June 2010 09.01 BST First published on Wednesday 16 June 2010 09.01 BST

    Despite growing commitments from car manufacturers and the UK government to create an electric car infrastructure, businesses in the UK remain wary of investing in electric fleet cars, according to a new report by Corporate Vehicle Observatory.

    The independent research, sponsored by Arval, a company car fleet operator, claims that compared to fleets in 13 other countries, UK company fleets are likely to show the slowest uptake of electric vehicles over the next three years.

    The poll compared feedback from UK company fleet decision makers with those from their peers in 13 other countries. A total of 3,500 fleet decision makers were surveyed from Belgium, Brazil, The Czech Republic, France, Germany, Greece, India, Italy, Poland, Portugal, Spain, Switzerland and Turkey.

    Less than 30% of larger businesses in the UK questioned in the poll were planning to introduce electric vehicles compared to 61% opting for hybrids. For small to medium sized companies, the figures were lower with only 12% considering electric vehicles compared to 26% planning to introduce hybrids.

    Reasons cited by companies for the lack of electric car take up included worries over the limited number of recharge points, concerns that the cars would be too difficult to run over longer distances and would be too costly to buy in the first place and doubts over the vehicles’ overall green credentials over time.

    The UK government has pushed for an electric car network in an attempt to revive the country’s car manufacturing industry and lower transport emissions. Policies have included introducing regional electric car networks in the North East, London and Milton Keynes, as well as a £5,000 government subsidy on the cost of buying an electric car – a measure introduced under the previous Labour government which may be pulled under the new Conservative-Lib Dem coalition.

    Car manufacturer Nissan recently committed to manufacturing electric cars at a new UK plant, based in Sunderland, from 2013 and plans its UK launch of the electric Nissan Leaf car in February next year.

    Interest from Chinese companies

    The Leaf will cost just under £30,000, £10,000 more than its hybrid competitor, the Toyota Prius. However, manufacturers, including Nissan, PSA Peugeot Citroen and Mitsubishi, are in a race to sell electric cars on the mass market, partly fuelled by EU legislation encouraging companies to produce electric cars to offset the emissions of the manufacturers’ higher emission vehicles. Chinese companies will soon be in on the act too, bringing the possibility of lower prices and improved technology for electric cars, according to Peter Wells, director of the Centre for Automotive Industry Research at Cardiff Business School.

    Build Your Dream. a Chinese automobile manufacturer based in Shenzhen, Guangdong Province, grew from a battery company to a car manufacturer and, with its “high sophisticated” knowledge of batteries, will be battling with European and Japanese manufacturers to gain ground in the European electric car market, says Wells.

    Companies’ concerns, revealed in the fleet survey, over the environmental credentials of electric cars are yet to be resolved as car companies have not been forthcoming with figures showing the overall carbon footprints of their electric cars, including the manufacturing stage. There are also disputes over the EU’s acceptance of electric cars as ‘zero-carbon’, a ranking which excludes the carbon emitted at the electricity production stage.

    Peter Wells dismisses rumours circulated last year that over the entire lifecycle of the car, the Hummer came out as better for the environment than the Prius. but a spokesman for the Campaign for Better transport told Guardian Sustainable Business that the organisation was concerned that “[electric and hybrid] car makers will be getting parts from around the world [to manufacture batteries]” and called on electric car manufacturers to reveal the overall carbon impacts of their vehicles.

    The transport campaign is also keen to stress that sustainable transport means putting less cars on the road by encouraging alternatives, such as cycling and public transport.

    The car fleet report showed a similar appetite amongst UK businesses to decrease car use, with its conclusion that “there is an appetite for car pooling and sharing emerging over the next three years”.

    American Office Furniture, Orange County, CA, New, Used and Refurbished Office Furniture, best moving companies orange county.#Best #moving #companies #orange #county


    Quality New Used Name Brand Office Furniture


    Best moving companies orange county

    Best moving companies orange county

    • Several years ago I was tasked with setting up a new company’s offices. I had a budget of $20,000, and was crestfallen when my first bid came in at $40,000. I had 9 offices, many with two occupants, and 25 cubes to supply, along with chairs and filing . . .
    • Read More

    Best moving companies orange county Best moving companies orange county Best moving companies orange county

    Best moving companies orange county



    Best moving companies orange countyBest moving companies orange countyBest moving companies orange countyBest moving companies orange county

    Welcome to American Office Furniture, the Southern California office furniture store that specializes in used and refurbished cubicles at truly reasonable prices. We carry new and used brand name desks, chairs, file cabinets, conference room and lobby furniture, and more. Our friendly, knowledgeable staff can provide space-planning services. Whether you’re furnishing a small home office or a large corporate workplace, we’re the best value in office furniture in Southern California.

    When companies go out of business and need to liquidate their assets, we buy their gently used cubicles and office furniture and sell them to you at low prices. We also refurbish cubicles to new condition, especially in the case of brand name items. Businesses can save 50-75% buying used brand name cubicles and office furniture from American Office Furniture. We’ll install everything for you upon request.

    Whether you are a company preparing to liquidate or you’re just looking to sell your extra cubicles and office furniture, we provide asset liquidation, inventory purchasing and pickup. We’ll offer you fair compensation for your cubicles and/or furniture.

    If we don’t have what you’re looking for, we’ll find it and offer it to you at the same low prices as the rest of our inventory. So browse our website and place your order with American Office Furniture today to save 50-75% on quality cubicles and office furniture for your workspace. Please call us with any questions or special orders; we are happy to help.


    List Price: $1700

    Best moving companies orange county

    Dallas Moving, Around The Block Moving Company, moving companies in dallas.#Moving #companies #in #dallas


    moving companies in dallas

    Moving companies in dallas

    Corporate Move, the major goal is to be as time-efficient and as

    cost effective as possible. Around The Block Moving knows how to get the job done right.

    You can accomplish this by having a plan for what your new location will look like. The most helpful tool is an exact floor plan of your new office, including your employees’ names and the exact location of their new work stations and offices. The moving company representative.

    Moving companies in dallas

    The cost for a local move is based upon the number of workers and the time it takes to move. We have compared our rates with other Dallas moving companies and our prices are extremely competitive.

    1. Packing is a major issue. The more you.

    We are one of the most trusted

    Dallas movers and take complete responsibility throughout the

    Free Boxes with a

    Packing and Unpacking

    24 Hour Service, 7 Days a Week

    The Best at Local or Long Distance

    Courteous, Experienced, Professional

    A+ BBB Rating – Customer Service is

    our Number 1 Priority

    Proudly Moving Texas | Rated Number 1 in Customer Service

    Moving companies in dallas

    Whether it is a family changing its residence or a business moving to a new office, moving is a major undertaking. A residential move requires carrying large items like couches, beds and dressers. A business relocation includes the transportation of desks, file cabinets, copiers and communications equipment. In both cases, the large and heavy items have to be carefully maneuvered through doorways and stairwells.

    When hiring a moving service, there are a few easy steps that can be taken to make the process as efficient as possible. One detail that some people overlook when moving is to write the appropriate destination room for all boxes. Doing this will let the movers know exactly where to take each box, so that the items easily be unpacked and put away. Without this information, the moving company will have to pile all boxes together and you will have to sort through them later.

    It’s also a good idea to give the moving company a diagram of your intended floor plan at the new location. This will ensure that all furniture and equipment is placed in exactly the right spot. Why pay a moving company to transport everything to a new home or office, only to have to later rearrange everything?

    Around The Block Moving is top-rated and can help with any move in the DFW area; large or small – from apartments and condos to offices. We offer completely free quotes as well as moving supplies such as boxes and packing tape. Ask about our senior and internet discounts when you call!

    Moving companies in dallas

    Magento Hosting #magento #hosting #companies


    Magento Hosting

    When it comes to running your website efficiently, lots of things can go wrong. More often than not, most website administrators and owners have to deal with hosting issues but not any longer. Here at CPWebHosting, we know which services our customers need and that’s exactly why we provide the best of the best in terms of hosting.

    For some clients, we recommend magento hosting. It gets the job done, and it doesn’t matter if you’re inexperienced with running a website, either. In fact, that’s one of our top goals here at CPWebHosting to provide services that aren’t impossible to figure out, or, difficult to use on a daily basis.

    We provide services that work, and in this case, it’s magento hosting. Now, depending on which type of website you run and how much bandwidth you’ll end up using it may or may not be the right package to go with.

    But, more likely than not, it’s a good deal and that’s because it works. Never again will you have to deal with subpar technical support or a bill that’s way too high.

    Hosting doesn’t have to be confusing, at least, that’s what we think. Our magento hosting package is a great fit for some websites so check it out, and see if it works for you. We’ll make sure that online hosting isn’t a problem for your website, and we’ll ensure that our service works right from day one.

    We understand that reliable hosting is always in need that’s why we provide it. When you sign up with CPWebHosting, it’ll be the best decision you ever make. See for yourself when you start using our hosting you’ll never want to go back or deal with huge hosting companies ever again. That’s what our customers always tell us, at least.

    Magento hosting gives you the ultimate experience

    When it comes to the business of web hosting, magento hosting is a tool that most of the web hosting companies prefers. The companies that have to maintain their websites as well as servers on the internet need to think once before choosing a particular tool or software for their database management. Magento web hosting is the best choice that they can make.

    The web hosting companies that support magento hosting provides your company with a lot of benefits. The installation of this software is very easy and hassle free. There are additional resources available in this software to provide the users with a better experience. The web hosting companies provide you with experts on the magento software so that they can troubleshoot any issue that you face as soon as possible.

    Most of the reputed web developing companies provides you with exceptional features installed into the software so that working becomes easier. There is huge disk space provided along with access to many email accounts. The bandwidth provided by this software is excellent. Magento hosting also consists of MySQL language which helps one to create interactive databases. If attractive and interactive database is provided, then the clients will be better engaged in the discussions.

    Incorporated into the magento web hosting software are various attractive themes that are available for free. There are professionals available for web hosting who will help you to choose the right theme for your business. Magento hosting templates are also available which will give the users a basic idea as to how the look will be and help them to choose the right template as well. Popular web hosting companies respond to the users immediately if they face any kind of issue. Their customer service is excellent.

    With the help of magento hosting you can manage the servers required for your business with ease. The servers using magento hosting are never down and work perfectly. Special hardware installed into the server machines are monitored regularly in case there is an issue with the hardware. The servers are also regularly monitored. The

    web hosting professionals set up the system of the server perfectly well so that users do not face any problem.

    Cheap magento hosting is a point that most of the business organizations need to keep in mind. Trusted web hosting companies will provide users with cheap as well as high quality services. Their magento web hosting procedure is excellent. The support staff is very helpful. The servers using magento hosting are monitored well all the time.

    Security is a very important issue with the organizations. Magento web hosting companies look after that aspect of the installation as well. You should not only concentrate on the cost of the service provided to you but also the quality of the service. If you receive excellent support from the professionals along with cheap magento hosting, then only your mission of perfect web hosting will be successful; and you will have a great experience using the magento hosting software, be it in your computer or in the server machine.

    Share this:

    Leap Payments #high #risk #credit #card #processing #companies


    Simply Better Credit Card Processing

    Providing customers and clients with a convenient way to make credit card and debit card payments without being charged a fortune for every transaction is a challenge faced by retailers and restaurants. Let us show you a better way to handle your credit card payment processing. Learn more

    For professional service organizations such as Doctors, Lawyers, Consultants we can help you simplify your merchant services. Our credit card processing solutions allow you to accept payments in the way that your customers prefer. Learn More

    If you re an eCommerce company, it s critical that you are able to accept credit cards online without having to incur outrageous additional costs. Leap Payments can get you set up with a solution to accept online credit card payments for goods and services that is easy for your customers and affordable for you. Learn More

    When it comes to setting up credit card processing for merchant services for personal service organizations such as beauty salons, wellness and fitness businesses of every size can access to the same rates and services formerly available only to larger companies. Learn More

    For businesses that spend most of their time performing services at their customer s location, such as contractors, technology consultants, repair and maintenance industries; we can provide you with wireless access to your merchant account credit cards, so you get guaranteed payment at the end of your job. Learn More

    Some business types are deemed risky by banks processing credit cards for a variety of reasons. We believe that your business deserves a chance to prove itself and process credit cards. Learn More

    Lifetime Rate Lock

    The best merchant processing companies believe that caring for customers means keeping costs down and never increasing your rates. We guarantee that the Leap Payments rates will not increase for the life of your account. No bait and switch, no teaser rates, just simple, honest pricing and the best merchant services. In addition, we offer Interchange plus pricing, because this is the most transparent way to process credit cards available.

    Customized Solutions

    When choosing a processing solution most business owners ask: who has the best credit card processing rates? While rates are a part of the right answer you need a partner who understands your unique needs and tops the comparison lists of credit card merchant services companies, so you know you’re working with the best. Based on real credit card processing companies reviews you’ll find Leap Payments A+ Better Business Bureau rating sets us apart from the competition.

    Unique Customer Service

    Many merchant credit card processors look at your business as a mere dollar sign to cash in on and they lose sight of honest customer service. The true value of a merchant services company is revealed in an instant when you search credit card processing reviews online. Unlike our competition we’ll know you by name, not by your account number. Our support is 100% US-based and available anytime you need us.

    Cashflow is crucial to business success and for our clients we ensure that you won’t be waiting to get paid for your credit card processing. With Leap Payments you can rely on receiving your deposits promptly in order to keep your business running smoothly. Our clients attest that services like next day funding is why Leap Payments is one of the best rated credit card merchant services companies.

    Need help understanding your monthly statement?

    In addition to our commitment in being the best merchant account provider for your business, we offer fully integrated and customized solutions. We’ll explain the true costs of accepting credit and debit cards. Our experts will review your statement and show you how much you can save. Providing small business owners just like you with the personal service that you deserve is what has distinguished us from so many generic, less visionary credit card merchant processing services.

    Our merchants’ credit card processing reviews say it all!

    Salon Xia
    “A customer referred me to Leap Payments and they’ve really come through for me. Now I get next day funding, so my money is in my account much faster. My salon’s busiest day is Saturday [ ]”

    Foster, Griffith, Allen, Inc.
    “Leap Payments is our “go to” credit card and electronic check processor. Not only does our office save money every month using Leap Payments, but they’re always available to help our clients. Our account was [ ]”

    Iron Circle Martial Arts
    “We are very pleased with the customer service we receive from Leap Payments. They are so much easier to deal with than our previous provider. Very rarely do we have any problems, but when we [ ]”

    Contact us now at 800-993-6300 or complete the form below and we’ll reach out to you. We know that there are lots of credit card processing companies, but one call to us and you’ll be telling your friends about Leap Payments.

    © 2017 Leap Payments, Inc.
    Leap Payments is a registered MSP/ISO of Elavon, US Bank N.A.
    as well as Visa, MasterCard, Discover and American Express.

    Baltimore Roofing Companies and Roof Contractors #baltimore #roofing #companies


    Baltimore Roof Contractors and Roofing Companies

    When you’re having a problem with your roof and you need to find a roofing company, you want to work with a company that has the experience to help you, the decency to deal with you honestly, and the professionalism to do a good job at a fair price. This website showcases some of the better-known roofing contractors in Baltimore that are eager to help you.

    These local companies have expertise in installing or repairing a variety of roofing systems. Each type of roof covering has different qualities and these roofers will be happy to detail the differences in characteristics, appearance, and price of each roof system in order to help you choose the best covering for your roof within your budget.
    Some of the most common coverings:

    1. Fiberglass composition is the most common choice for residential homes. It is available in a variety of colors and styles.
    2. Metal roofing is practical and will last a long time.
    3. Wood shakes have a great natural, rustic appearance.
    4. Tile is a hard product with a unique look that can last a long time.
    5. Slate is another hard product that is used on commercial buildings or residences seeking a unique appearance.
    6. One piece vinyl and torch down coverings are used on large, commercial flat roofs.

    You want to work with a company you can depend on. These companies strive to start each roofing job on the date they stated they would start and to complete the job on time, while still performing a high quality installation. You want to be left with a dependable roof that looks good and will have a long life and may even outlast the warranty.

    Here are some local licensed, bonded, and insured roof contractors:

    Phil Dibello Family Roofing in Baltimore, Harford, Anne Arundel and Howard County Maryland, provides their customers with fast service, high quality workmanship, and fair prices.

    Fick Bros. Roofing and Exterior Remodeling Company knows that your roof and the related roof flashings are probably the most important components of your house. They are an experienced roofing contractor that can get your project done right.

    Bollinger Roofing is a family owned and operated full-service roofing contractor. They perform preventative maintenance, repairs and reroofing work on all types of roofs for residents of Baltimore and Annapolis, and the counties of Baltimore, Harford, Howard, Anne Arundel, Carroll and Frederick.

    Baltimore roof contractors are listed here in case you are interested in finding a dependable, low-cost roofer in northeast Maryland.
    Baltimore MD roof is someone to consider when you need a trusted, fully-licensed asphalt, metal or cedar shingle replacement outfit.
    Maryland roofing repair to fix your hail damaged or weathered shingles, vents and rain gutters.
    Roofer in Baltimore can get out to your house and present you with a cost estimate for replacing your roof, which includes the asphalt shingles, ventilation, waterproofing underlayment and even trusses and framing.
    Web site use agreement and privacy details and read this site’s privacy and site disclaimers.
    Communication discusses our site’s contact details.
    Bay Area Home Security to find a local home alarm monitoring service.
    DisabilityRemodeler.com can get your home renovation going fast.
    Sod for sale in Bellevue is available for installation or just delivery.

    Copyright 2016 Baltimore Roofing Company .com All rights reserved.

    Outsourcing Data Entry Services to ARDEM to Improve ROI #data #entry #outsourcing #companies #in #usa



    Accurate, Cost-Effective End to End Outsourcing Solutions

    There’s no room for error in the data that drives your business. ARDEM is committed to the accuracy of your data and passionate about delivering with precision every time. Our professional, accessible account management team works tirelessly to ensure that your custom solutions are flawlessly executed. Demand better data? Trust ARDEM to deliver data solutions to aid the growth and success of your company.


    Can I get an insurance quote for a one year policy? #car #insurance, #auto #insurance, #quote, #insurance #policy, #policy, #one #year, #six #months #6 #months, #12 #months, #annual, #annual #renewal, #how #long #policy #lasts, #insurance #companies, #guidelines, #underwriting


    Can I get an insurance quote for a one year policy?

    If you can get a quote for a policy that lasts one full year will depend upon where you live and if an insurer in your area offers a 12-month policy.

    Most car insurance companies will offer only six-month policies, but there are those that do offer 12-month policies. Some car insurance companies that offer 12-month policies include:

    • Erie Insurance
    • Infinity
    • Liberty Mutual
    • MetLife
    • National General Insurance (formerly known as GMAC Insurance)
    • The General
    • The Hartford
    • USAA

    At CarInsurance.com, we work with some of these car insurance carriers that offer 12-month policies; thus it may be possible for you to obtain an annual policy.

    Start now by finding car insurance companies in your area

    The underwriting rules and guidelines of car insurance companies vary and will determine if you re eligible to be offered a 12-month policy. This means just because an insurance company may say it offers a 12-month policy, it doesn t mean you’ll be found suitable according to a company s underwriting criteria.

    If one of our carriers finds that you qualify for a 12-month policy and offers it in your area, you will see a term of 12 months displayed on our rates page.

    If you need insurance and cannot afford a large down payment we offer many payment plans to help you purchase the policy that you need whether it’s a six-month policy or 12-month, annual policy.

    If you purchase an insurance policy through CarInsurance.com, we accept payment from checking accounts, savings account or prepaid debit card, as well as the certain credit cards including Visa and MasterCard.

    Compare car insurance rate quotes and see the what policy term we have to offer you.

    Miami Painting Contractor Company # #painting #company, #painting, #miami #painting #company, #painting #contractor #company, #miami #painting #contractor #company, #miami, #florida, #fl, #miami #painting, #residential #painting #contractor, #miami #residential #painting #contractor, #commercial #painting #contractor, #miami #commercial #painting #contractor, #paint, #paint #companies, #art, #company, #contractor #


    Miami Painting Contractor Company


    Quality and Professional Painting Contractor in Miami

    Are you looking for a Painting Contractor to update the appearance of your property?
    Gonzalez Painting Waterproofing, Inc. is a Miami based painting company with 25 years of experience. We handle any type of project, from commercial to residential jobs, always using the best quality materials and paint coating. Our sincere desire is to exceed the expectations of our customers.
    Our team of professional painters takes great pride in their craft. We pay attention to detail providing the highest quality workmanship. We handle your painting project from end to end from setup to cleanup. Our commitment is to always provide 100% satisfaction to our customers. We aren t finished painting until you are completely satisfied .

    We are #1 Miami Painting Contractor company

    Call us Today. (305) 687-0903 or (305) 970-4977

    Residential Painting Contractor

    Painting is a fine art. Your home is our canvas

    The Miami Painting Contractor you can trust

    Our team of professional painters will give your home a fresh new look. You will be pleased with the appearance. From the beginning to the end of your project, our crew will work with you to coordinate a mutually convenient work schedule. Hiring a professional and trustworthy residential painter isn t easy. That s why at Gonzalez Painting Waterproofing, Inc. we pride ourselves on making every step of your painting project smooth and pain-free. A dedicated project manager will be your single point of contact and will be there to answer questions about your project and help to schedule the work.

    Residential Painting Services:

    • Pressure washing
    • Interior Preparation and Painting
    • Exterior Preparation and Painting
    • Wall paper removal
    • Garages floors
    • Decks and fences
    • Roof coatings
    • Sealing of brick pavers
    • Wood stain applications
    • Crown molding and baseboard installations

    Go to the residential services details

    Call us Today. (305) 687-0903 or (305) 970-4977

    Go to the commercial services details

    Call us Today. (305) 687-0903 or (305) 970-4977

    Commercial Painting Contractor

    Quality, craftsmanship, and customer service

    The Commercial Miami Painting Contractor you can trust

    Whether you need painting services for a small office space, a large commercial complex, an industrial building, apartment buildings, or a condominium building, Gonzalez Painting Waterproofing, Inc. will complete the project on time and within your budget. We are fully licensed and insured. All our work is performed by skilled professionally trained painters. We work closely with paint manufacturers such as Sherwin Williams, Benjamin Moore, Behr and Coronado Paints to provide a written warranty for your painting project. We offer 5, 7, and 10-year warranties.

    Commercial Painting Projects:

    • High-rise buildings
    • Mid-rise buildings
    • Office buildings
    • Multi-family residential dwellings
    • Industrial and warehouse painting
    • Anti-slip floor painting
    • Epoxy and concrete floor painting
    • Existing Construction
    • Shopping Centers
    • Restaurants
    • Hotels
    • Schools

    Step Property Painting Process

    4 Ways to Apply For Social Security and Retirement Benefits #companies #with #best #retirement #benefits


    How to Apply For Social Security and Retirement Benefits

    The Social Security Administration pays out Retirement Insurance Benefits (RIB) to retirees, as well as administering Medicare, spousal Social Security benefits and survivors’ benefits. You can apply for benefits at your local SSA office. through the mail, by calling Immediate Claims Taking (800-772-1213) or online. Learn more about the process with this step-by-step guide.

    Steps Edit

    Method One of Four:
    Applying for Retirement Benefits Edit

    Meet the requirements. In order to retire under Social Security, you must be at least 62 years old and have sufficient quarters of coverage (QOC). Also called Social Security credit, your QOC will help determine how much benefit you’re entitled to. You must have obtained at least 1 QOC for each calendar year between 21 and the year before turning 62. You will not be required to have more than 40 QOC to qualify.

    • Be aware of how your age is calculated. SSA does not pro-rate monthly benefits. Age is calculated by English common law, in which a person obtains their age on the day before their birthday. In order to receive benefit for the month of your birth, you must be born on the 1st or 2nd of the month, making you eligible on the last day of the prior month or the 1st, respectively. If you’re born on any other day of the month, you won’t receive benefits until the following month.

    Know when to apply. Retirement Insurance Benefits (RIB) become available when you turn 62, even though that is not currently the Full Retirement Age in America. (To figure out your Full Retirement Age based on your date of birth, click here .) SSA will alter your payments based on when you choose to retire. You have a few options:

    • Retire early. File for RIB 3 months before your 62nd birthday if you want your benefits to start as soon as your birthday passes. Filing early will decrease how much money you receive each month. Use a benefit calculator to figure out the difference in your case.
    • Accrue delayed retirement credits. For each month between age 62 and age 70 that you wait to apply for RIB, Social Security will increase your benefits by a certain percentage. Consult this chart for the exact numbers.

    Be aware of how your benefit is calculated. How much money SSA will give you each month depends on a variety of factors, including how much money you contributed to the Social Security Trust Fund, the age at which you file for RIB, your current earned income and any military service. The starting point for figuring out how much benefit you’re entitled to is called the Primary Insurance Amount (PIA). This can be calculated by a few different formulas ; whichever one comes out with the highest amount will be used.

    • Watch out for the Windfall Elimination Provision. If you’ve worked in a job that contributed money to a pension fund instead of the Social Security Trust Fund, your benefits may be offset by the Windfall Elimination Provision (WEP). If you have 30 Years of Coverage (YOC), during which you contributed significantly to the Social Security Trust Fund, the WEP will be waived. If you have 21 to 29 YOC, the impact of the WEP on your benefits will be significantly reduced. There are some other cases in which the WEP will not affect your benefits; learn more here. or use the online WEP calculator .

    Submit an application. You can apply for retirement benefits online or through your local SSA office ; or over the phone at (800) 772-1213 (if you are hearing-impaired, call 800-325-0778), Monday through Friday, between 7 a.m. and 7 p.m. Eastern time.

    Applying for any type of Social Security benefit requires a lot of verification and paperwork. Make sure you gather the items listed under Things You’ll Need before you begin the application process.

    Benefits are disbursed on the 3rd day of each month, as well as the 2nd, 3rd and 4th Wednesdays of the month. The day on which you’ll receive your check depends on a number of factors, such as the date of your birth, and whether you’re receiving other benefits.

    You can receive payments outside the United States in most cases. Check this page for more information, or use this tool .

    Warnings Edit

    You may have to pay taxes on your Social Security benefits. Start here for more information.

    If you are paying court-ordered child support, alimony or a tax levy, your benefits may be garnished to meet these obligations.

    Things You’ll Need Edit

    Your Social Security number

  • Your birth certificate
  • Your W-2 forms or self-employment tax return for last year
  • Your discharge papers for any active military service
  • Your spouse’s birth certificate and Social Security number if he or she is applying for benefits
  • Children’s birth certificates and Social Security numbers, if applying for children’s benefits
  • Proof of U.S. citizenship or lawful alien status if you (or a spouse or child applying for benefits) were not born in the U.S.
  • Your marriage license (if you’re applying for spousal benefits)
  • If you are not a citizen of the U.S. and possess papers issued by INS or the Department of Homeland Security, you may be required to show these to SSA. Never send these documents or a foreign birth certificate to SSA via mail. Always physically take them to your local office, as these documents can be costly or impossible to replace.
  • Your bank routing number and your account number, so your benefits can be directly deposited into your account.

  • Top 5 IT companies in India #top #software #companies #in #india


    Top 5 IT companies in India

    Information Technology (IT) companies in India are constantly doing well for over a period of time. This industry consists of two major components: IT services and business process outsourcing. NASSCOM predicts a growth of 13-15% in export as well as 10-12% growth in domestic market which is highest growth prediction since the 2011-2012 financial year. According to them India s IT sector aggregated revenues of US$147 billion in 2015, where export revenue stood at US$99 billion and domestic at US$48 billion, growing by over 13%. The sector has increased its contribution to India s GDP from 1.2% in 1998 to 7.5% in 2012. Here is a list of top 5 IT Companies in India for the year 2015 based on revenue, profit and market capitalization.

    Top 5 IT Companies in India

    5. HCL Technologies :

    HCL Technologies Limited (often called Hindustan Computers Limited) is a global IT services company, headquartered in Noida, Uttar Pradesh, India. This compant founded in the year in 1976 by Mr. Shiv Nadar is headquartered in Noida, India. HCL Technologies offers services including IT consulting, enterprise transformation, remote infrastructure management, engineering and R D, and business process outsourcing (BPO). The company has offices in 35 countries with about 90,000 employees globally and is home to hundred thousand people. As part of their growth strategy they have alliances with nearly 100 companies in various technological areas which act as a mutual beneficial experience. HCL Technologies is on the Forbes Global 2000 list and is one of Asia’s Fab 50 Companies. It is among the top 20 largest publicly traded companies in India and had a market capitalization of $22.1 billion as of May, 2015 and easily secured the 5th position in the top 5 IT Companies in India.

    Revenue: Rs. 16497.37 Crore
    Net Profit: Rs. 5984.62 Crore
    Market Capitalization: Rs. 129933.28 Crore

    4. Wipro :

    Wipro Limited (Western India Products Limited) is an Indian multinational IT Consulting and System Integration services company. Wipro was established by Mohamed Hasham Premji in 1945 as a vegetable oil manufacturer in Amalner, Maharashtra. Its main area of business was production of sunflower vanaspati oil. Later on, it moved to soaps and other consumer care products. It was the first software company to get SEI CMMI Level 5 back in 2002. The company has 158,217 employees servicing over 900 of the Fortune 1000 corporations in 67 countries. Wipro offers services such as Systems Integration, Consulting, Information Systems outsourcing, IT-enabled services, and R D services.

    Revenue: Rs. 38757.2 Crore
    Net Profit: Rs. 7387.4 Crore
    Market Capitalization: Rs. 132380.73 Crore

    3. Infosys :

    Infosys was set up by N.R. Narayana Murthy and six other engineers in Pune in 1981 with an initial capital of $250 mostly borrowed from their spouses. Infosys employs more than 170000 people across India and the world. Infosys is the second-largest India-based IT services company by 2014 revenues. On February 2015, its market capitalization was 263,735 crores, making it India s sixth largest publicly traded company. Undoubtedly, Infosys is one the best software companies and the best place to work in India.

    Revenue: Rs. 44341 Crore
    Net Profit: Rs. 10194 Crore
    Market Capitalization: Rs. 263,735 Crore

    2. Cognizant.

    Cognizant is headquartered in Teaneck, New Jersey, United States. Over two thirds of its employees are based in India. This New Jersey-based company is the second-largest Indian IT services provider by revenue, according to global technology research and advisory company Gartner and in our top 5 IT companies in India list. It was the first software services firm listed on the Nasdaq. In 1996 Cognizant started adding third-party clients and has almost 217,700 employees.

    Revenue: 67597.44 Crore
    Net Profit: 9421.47 Crore
    Market Capitalisation: 251019.75 Crore

    1. TCS :

    Tata Consultancy Services (TCS) is one of the largest provider of information technology (IT) services, business solutions and consulting company headquartered in Mumbai. Home to more than three lakh people TCS is placed among the most valuable ‘Big4’ IT Service brand Worldwide. It has been the face of Indian IT Industry. TCS has over 319,000 employees across the globe. After the recent rally in its stock price, TCS is now the world’s second-most-valuable IT services company — ahead of Accenture and Hewlett-Packard but behind IBM. TCS was ranked number 1 IT Service provider for Manufacturing in Europe, Middle East and Africa by International Corporation in 2014.

    Revenue: Rs. 64672.93 Crore
    Net Profit: Rs. 18474.92 Crore
    Market Capitalization: Rs. 487919.14 Crore

    This article ends here and we hope that this comprehensive list of top IT companies in India, helps you.

    You can also check Software companies offering highest Salary.

    Health Insurance Information #health #care #insurance #companies #in #california


    Health Insurance Information

    We regulate health insurance policies in California to ensure vibrant markets where the health and economic security of individuals, families, and businesses are protected and insurers keep their promises.

    Health insurance is complex, confusing and often overwhelming even for the most savvy consumer. We have gathered resources to help you make decisions and direct you to the right experts to find the answers to your questions. We have divided health coverage information into the following topics:

    Google™ Translation Disclaimer

    This Google™ translation feature is provided for informational purposes only.

    The Department of Insurance is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.

    The Departmenf of Insurance is also unable to guarantee the same page layout for all the languages. Depending on the languages, the page layout may look strange from the original.

    Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.

    A copy of this disclaimer can also be found on our Disclaimer page.

    Select a Language Below / Seleccione el Idioma Abajo

    Accounts Receivable Factoring Company #small #business #factoring #companies


    Get funded in days.

    Accounts Receivables (AR) Factoring

    We offer this service as a fast and informative alternative to traditional bank loans. If your business has $25,000 or more in accounts receivables for delivered goods, services you have provided, or other company assets, you can qualify.

    Our alternative financing solutions offer you access to working capital to meet your individual business requirements and help with company growth, new hires, inventory acquisition, and generalized cash flow. Qualified applicants can receive funds from $25,000 to $4,000,000.

    Helping Businesses Get Working Capital

    Working capital is essential for a growing business but sometimes it can be a juggling act, particularly when you are first starting out or especially when you are experiencing a growth spurt.

    Growth can be tricky! You need capital to help you grow and it can take weeks or even months for clients to pay their B2B invoices, stifling your progress and often your ability to fill subsequent orders for them. United Capital Funding can help you in a number of ways so that you can simply do what you do best — serve your clients. Our experienced and professional is here to help.

    How? Some of the ways we serve our clients include: providing funding using your B2B Accounts Receivables as collateral, payroll funding and professional consulting services that help you leverage our expertise.

    When it comes to working capital and funding, the United Capital Funding team is experts and we are known for helping companies hit the next level in their quest for success.

    Unleash the Value and Power of your Accounts Receivables

    Our most popular professional service involves providing working capital using you Accounts Receivables. Simply put, you can sell us your B2B invoices and we provide you funding immediately.

    How can this help your business? By factoring your B2B Accounts Receivables [AR][/AR], you can put your capital to work quickly — giving you the ability to expand, hire new employees, take on the big sale instead of having to wait for getting paid, holding back your business’s growth and potentially causing problems with your with suppliers, customers, and employees.

    When your customers take their time to pay you, you are the one who waits! Entrepreneurial companies of every size in a wide range of industries have very successfully used our factoring services to grow and prosper.

    There are a variety of ways we can help above and beyond providing your business with working capital by factoring your B2b Accounts Receivables.

      • Do you need funding for a big purchase order? We can help find and secure this type of specialized funding for you.
      • Do you need cash flow to help you with expenses and payroll through a sudden growth spurt? We can help here, too.

    We are a professional proven source of working capital that can move quickly and we never ask for equity or ownership in your business. Given our unique funding structure with no minimum volume requirements, you remain in control of how much working capital you need.

    Serving Companies Nationwide since 1997

    We have a proven, impeccable track record of success serving clients of all sizes in a variety of industries. We work with government, service businesses, information technology companies, staffing organizations, and more. We proactively provide client references and have consistently recorded 95% Highest Satisfaction rating from our clients.

    Here are just some of our very satisfied client comments and Client Survey results, check them out!

    Call (877) 894-8232

    Our Professional Services Helps Firms like Yours Achieve Success

    The road to success is paved with hard work, of course, but we can shorten that road so that you aren’t waiting to get paid for weeks (or months) on end.

    Want more information? Want to know if your company qualifies for our proven menu of B2B Accounts Receivables factoring? Feel free to browse our website or get in touch for personalized assistance. Our experienced team at United Capital Funding looks forwarding to serving you soon.

    We have provided working capital to our clients by factoring Accounts Receivables from over 80% of the Fortune 500 firms in the world.

    15 Best U #solar #energy, #us #solar #energy #companies, #energy #reserves, #solar #units, #solar #technology, #solar #component, #solar #products, #pv #solar #cells, #panels


    America s Best Solar Energy Companies

    Solar Energy has gone from a fringe interest of the environmentally aware, to a viable option in new home construction and renovation. More businesses and government entities are also turning towards solar to power self-contained systems to promote energy reserves on site. Here are the best 15 US solar energy companies today. Some of them are very new, and some have been working with solar technology and construction for well over 30 years.

    15 Best U.S. Solar Energy Companies

    1. Verengo Solar – This one has become one of the top 3 residential solar installing companies in the US just based on market share. It has done so well that there is rumor it is now inviting buyers. Focused on the residential market, Verengo Solar reportedly installed over 12,000 solar units in residences since it opened for business. It is considered to be very friendly to those just beginning to explore solar lifestyles, but also scores well with business and commercial accounts too.

    2. SolarCity – Next on the list is another of the largest residential solar installation companies in the US. What really makes SolarCity a standout in the industry is it also has its own manufacturing division. While they mostly work with residences, they also can provide for government and non-profit purchase, leasing and PPA programs as they can manufacture their panels to fit the order. Their installation and financing abilities also help to make SolarCity one of the best companies to choose to get started with solar in your home or business.

    3. Sungevity – This company really makes the grade for being the pioneers in the US industry in solar leasing. They offer leasing and financing, but they are not dependent on each other. The effect of this model is it allowed for Sungevity to expand to offer solar options in underserved areas by promoting satellite distribution and installation companies under their brand logo. Their leasing has been a hit with residential, PPA and business entities; plus their other services have made them a strong and steady presence in the traditional market, including government and non-profit needs.

    4. SunPower – This company has the distinction of being a worldwide leader in solar cell and module manufacturing, as well as a leading installer of solar equipment. It is a US based company, and their primary focus was on developing the residential market. While focused on home solar use, SunPower also has a very strong commercial arm, which places them in the top 3 of the providers and installers in the 48 states for business and government use. Their product line covers everything from small DIY projects, to home conversions, new construction and corporate installations too.

    5. Sunrun – Sunrun is a relative newcomer to the industry, incorporating in 2007. They currently only serve 11 states, but within those states they have now become one of the largest solar installers. They don t do any manufacturing, but they are leasing and installation specialists. Their contracts are evenly divided over residential, commercial and government contracts. They also are one of the first choices for PPA customers and those just beginning to explore solar power.

    6. RGS Energy – RGS Energy is a division of Real Goods Solar. Real Goods Solar is the 5 th largest US residential solar installation company. Their RGS Energy division is their latest innovation to bring their products to more residences, businesses and other PPA customers. They offer both leasing and financing. RGS has been serving customers for over 35 years and are considered one of the pioneers in making solar energy a viable alternative for private homes and businesses.

    7. OneRoof Energy – One of the newer companies on the market, OneRoof Energy. this company was founded in 2011. They neither make nor sell solar modules, panels or components; they are a bespoke lease agent for other companies. The bonus for their companies is this has allowed them to carve out a niche in leased services and components that let companies and residential customers take the best advantage of industry discounts. They can also bring to an under-served area solar access through their negotiated access.

    8. PetersenDean – PetersenDean started in 1984 and have been one of the primary leaders and innovators in the US solar energy market since. They combine roofing services with solar installation. The solar component is a relatively new addition to their divisions, but their longstanding history in the roofing marker has given them the edge on what different markets need to make solar energy viable. They have a high residential service percentage, but also do commercial work and government contracts too.

    9. Vivint Solar – Right on the heels of PetersenDean is Vivint Solar. They don t have a roofing division but have divisions devoted to home security and automation. Like PetersenDean they have launched into the solar market by making the best use of their knowledge of residential and commercial needs. As of 2013, they were ranked 2 nd in the nation as a provider of solar installation. They do installation and lease products, sell components but do no manufacturing of their own. They serve residential, business and government agencies through direct sales, leasing and PPA agreements.

    10. Horizon Solar Power – Horizon is an unusual addition to this list as they are mostly centered on the Southern California area. This area does represent one of the highest ratios of solar energy use in the nation. To that end, they are a leading provider of residential solutions. Their focus is on solar inclusion in rehabs, and in new construction. With their unique price agreements with solar module and component manufacturers, they are also the leading provider of discount panels to residential customers.

    11. Solar World USA – SolarWorld is a solar pioneer, one of the world’s largest solar-technology producers and the largest U.S. solar panel manufacturer for 40 years. In its technology, manufacturing, performance, service and environmental track record, the company is a solar industry leader.

    12. Solar Universe – Headquartered in California, Solar Universe has been providing locally owned and operated solar to neighborhoods across the country since 2008 through their locally owned and operated franchise network. They ve developed a unique solar franchise network which brings energy savings to consumers and businesses through our network of locally owned and operated franchises.

    13. First Solar – First Solar is the global leader in photovoltaic (PV) solar energy solutions. First Solar has developed, financed, engineered, constructed, and currently operates many of the world’s largest grid-connected PV power plants in existence. By integrating technologies, services and expertise across the entire solar value chain, First Solar delivers bankable PV energy solutions that enable a world powered by reliable and affordable solar electricity.

    14. Trinity Solar – Trinity Solar is the leading designer and integrator of solar electric systems in the Northeast. Their mission is to provide high-performing, cost-effective, environmentally responsible solutions to address the energy needs of our customers. Trinity has installed over 7,000 solar power systems, grown to over 350 employees, has become the largest solar provider in the Northeast, and is now one of the top ten solar providers in the nation.

    15. Suniva Suniva is the leading American manufacturer of high-efficiency, cost-competitive PV solar cells and modules. The company is known worldwide for its high-quality solar products, patented low-cost manufacturing technology, and long-term reliable performance. Our ground-breaking manufacturing process ensures the combination of high power and exceptional value in every product we make, while our research milestones continue to set the standard in the global PV marketplace.

    The common thread with all of these US solar energy companies is they have recognized that there are more places solar can be applied than thought before. The new leasing and discount programs make it easier for residences and businesses to incorporate solar energy in their constructions. Rather than think that houses need to be all solar, there is more drive to put solar assistance in place for existing fossil fuel systems.

    Image credit

    Home Equity to Consolidate Debts #home #equity #canada, #debt #consolidation #advice, #refinance #home, #second #mortgage #rates, #increase #mortgage, #mortgage #rules, #sell #your #house, #pay #off #debts, #borrowing #against #equity, #mortgage #calculator, #high #interest #loans, #debt #consolidation #companies


    You are here

    Home Equity to Consolidate Debts – Refinance Your Home or Get a Second Mortgage

    What does using home equity to consolidate your debts mean? Essentially it is using the equity in your home / refinancing your home to consolidate your debts into one payment in order to pay off your debts.

    A “Home Equity Loan”, “Home Equity Line”,”refinancing your mortgage / re-mortgage” and getting a “second mortgage” are all different names for the same thing and are sometimes used as a debt consolidation option. These terms refer to the bank lending you money against the portion of your home that you own. So if the bank thinks that your home is worth $300,000 and your mortgage is for $250,000, then you own $50,000 of your house. This is called your “equity”.

    Increasing your mortgage is something that the bank may let you do, by taking out a second mortgage to use up some of this equity to pay off your debts. (Check out our handy mortgage and debt consolidation calculator ). You would then have two mortgages: your first mortgage and a second mortgage which could be the debt consolidation home loan . If this is something you’re interested in doing, speak with your bank or credit union to find out how it works, to get information about the mortgage rules in Canada and if this option could work for you. Sometimes if you have bad credit. it might be difficult to get a debt consolidation loan. so using home equity could be another possibility. Check with a Credit Counsellor to make sure that you choose the right option.

    Selling Your House to Pay Off Debt – Talk to a Credit Counsellor About Consolidating Debts

    You could also sell your house to pay off debts. though this should be a last resort and pertain to your situation, e.g. down-sizing in retirement. There are things to know before using your home equity line. so to choose the best way / option that fits your situation, especially if you’re retired and your income has changed, talk to a trusted, accredited non-profit Credit Counsellor.

    Interest Rates for Second Mortgages – Can Be Higher Than First, Talk to Your Bank About Using Your Home Equity

    Sometimes you can get the same interest rate on your second mortgage as you got on your first mortgage, but this isn’t always possible (talk to your lender to find out more). If you do have to pay a higher interest rate on your second mortgage, you can set up the due date / term to correspond with the due date / term for your first mortgage. This will allow you to combine them at the bank’s best interest rate when they need to be renewed.

    Re-mortgaging may also be an option that your lender can explain to you. It may allow you to keep a low interest rate, only have one mortgage payment and still give you funds to pay off other debts.

    History of Mortgage Rates in Canada – Declining Since 1980’s

    Ever since the early 1980’s mortgage rates have been declining in Canada. They peaked at over 20% at that time but are now typically offered in the 3% – 6% range. It is wise to remain mindful of the fact that we are currently living with historically low interest rates. This means that we cannot count on them to stay this low forever. The average five year mortgage rate over the past 60 years has been 8.95%. So if you are considering refinancing your home, make sure you can afford an “average” interest rate of 9% in the long term.

    Finance Companies and Sub Prime Lenders or Loan Companies Offering Mortgages – Higher Interest Rates than Banks

    Finance companies and sub-prime lenders also offer mortgages. Their interest rates will almost always be higher than the bank’s and can often range between 14% – 30%. These rates are a lot higher because these companies tend to lend money / cash to people in financial situations that involve more risk than banks usually want to take on.

    High interest loans like these can be used as a tool to get you from point A to point B, but you should do your best to find a better arrangement as fast as possible. It is very hard to get ahead paying really high interest rates.

    Advantages of Using a Second Mortgage to Consolidate Debt

    1. The interest rates are typically low
    2. Flexible payment arrangements. You can usually extend your amortization (the length of time required to pay back the loan) to create an ideal monthly payment

    Disadvantages of a Second Mortgage

    1. You must have enough equity in your home as well as income to make both mortgage payments
    2. You may be charged a number of fees for the costs involved in setting up a second mortgage
    3. Banks often don’t like to do small second mortgages. $10,000 may be the minimum that they will consider

    Contact Us for More Information About How to a Use Home Equity Line to Consolidate Debts

    We can give you information on how to use home equity to consolidate debts / pay off debts. Contact us by phone at 1-888-527-8999, send us an email or chat with us online right now. One of our Credit Counsellors will be happy to offer you debt consolidation advice . Our appointments are free, confidential and informative. You may have other options that are better for your situation, so before you increase your mortgage, take out a second one (at a higher interest rate) or apply for a home equity loan. give us a call.

    APPTech Mobile #app #developers #for #hire, #hire #app #developer, #hire #an #app #developer, #hire #android #app #developer, #hire #iphone #app #developer, #android #app #developers #for #hire, #app #designer #for #hire, #hire #someone #to #build #an #app, #building #an #app, #build #app, #create #a #app, #mobile #app #developers, #hire #mobile #app #developer, #custom #mobile #app #development, #mobile #app #development, #how #to #develop #mobile #apps, #mobile #app #development #india, #android #mobile #app #development, #best #mobile #app #developers, #mobile #apps #developer, #top #mobile #app #developers, #mobile #app #development #agency, #ios #mobile #app #development, #mobile #app #developers #india, #freelance #mobile #app #developers, #mobile #app #development #company, #app #development #companies, #mobile #application #developers, #mobile #applications #developer, #enterprise #mobile #application #development, #mobile #application #development, #mobile #app #design, #mobile #app #designer, #design #mobile #app, #mobile #app #design #company, #phone #app #development, #mobile #phone #app #development, #mobile #application #design, #build #a #mobile #app, #build #mobile #app, #website #developer, #develop #website, #website #development #agency, #webdesign, #webdesigning, #web #design #and #development, #web #development #and #design, #web #design #development, #web #design #websites, #web #developer #website, #web #design #website, #web #designer #website, #web #application #development, #web #application #developer, #custom #web #application #development, #application #development #services, #design #site, #web #graphic #design, #web #design #graphics, #graphic #and #web #design, #graphic #web #design, #web #agency, #web #design #agency, #web #development #agency, #web #design #agencies, #web #development #agencies, #ecommerce #website #development, #ecommerce #development, #ecommerce #website #development #company, #ecommerce #web #developers, #ecommerce #website #developers, #ecommerce #website #developer


    Our Previous Project

    Build secure and scalable web and mobile applications supported by innovative solutions, ingenious methodology and global delivery model. 3390+ web projects delivered worldwide.


    APPTech provides you certified team of web and mobile application developers who have extensive experience in providing Enterprise Solutions. The developers at APPTech have high expertise in latest designing, web and mobile technologies.


    At APPTech, We have a competitive pricing module which in turn fits the clients’ budgets and meets all requirements. Each factor is considered separately and clubbed with the whole development package that we provide to our clients.


    After detailed requirement analysis, we suggest the best development method focusing on your requirements and budget. This results into high quality solution at affordable cost and meeting strict deadlines


    Before delivering any project, we make sure a thorough check of quality and standards which meets all guidelines. We deliver tested projects which are responsive and smooth.

    Our Top Quality Service

    APPTech Mobile is one of the top android application development companies in India and USA. We work towards converting your ideas and requirement in reality. Our skilled and adept Android UX/UI designers and developers perform deep analysis before beginning the development process.

    Iphone App Development

    APPTech Mobile is one of the top iOS development companies in USA having top iOS developers team capable of developing and delivering complex iOS applications for iPhone, iPad, and all Apple devices. We host the quality-rich android app development services on the ground of clients’ custom project needs. Our iOS developers work on latest iOS technologies like Xcode, SWIFT, Objective-C.

    Java script web Development

    With cutting edge solution and growing demand on JavaScript. APPTech is among top web development companies in India and USA which works on this platform. You can hire our JavaScript web developers to develop and design web pages on the browser, server-side programs, and even mobile applications.

    AngularJS Development

    Developers at APPTech are expert in developing web applications with single page using AngularJS. Hire our AngularJS developers for developing professional high quality web and mobile applications for your business. Share your requirement with us and our analyst will come up with the best solutions suites to your requirement.

    Php Development

    APPTech is an offshore web development Company in India and USA which offers dedicated PHP website development services. We offer you best solution based on your requirement. We have excellent PHP developers for hire who are always ready for fulfill your web applications requirements with PHP & relevant to all latest technologies.

    Web and Graphics Designs

    APPTech offers high quality designs to get your product to shine; we also have experts in designing marketing materials, banners and websites with Photoshop, Corel Draw and latest tools. Hire graphic and web designers from APPTech to get a quality attraction for your business website. APPTech Mobile designing team has expertise in designing high level applications with beautiful color combination.

    Our Happy Clients

    We wanted to change the CMS and the whole website platform. I had come across multiple agencies explaining about their services, but APPTech got my clear message and we discussed the whole project and signed on it. The team always maintained a regular communication throughout the process and always deployed timely projects. I recommend APPTech Mobile Solutions for every web project there can be.

    Great to work with APPTech Mobile Solutions Team, they have done a great job for my mobile application. Their services on mobile platforms are reliable. I am looking for a long term relationship with the team as its an company with the best mobile application development team. This is the best team I have ever worked with. Apptech mobile has competitive price bandwidth. There analytical and problem solving skills are mind blowing.

    APPTech produced an amazing product for us and they have a reliable, tech savvy and creative group. We wanted to create a new design structure for our web application and we couldn’t be happier with the results. The designer got in touch with me to understand the requirement & my idea and it was his ability to literally read our minds & quick understanding that made me give my project to them. They really took on our project as it was their own and our corporate identity has changed because of the design that they delivered.

    APPTech Mobile is one of the top website development company based in USA, Australia and India offering web and mobile application solutions. Our in depth core industry experience of 8+ years offer excessive amount of client centric services by enabling customers to achieve competitive advantage through flexible and next generation global delivery models.

    The Monitoring Center – Security Alarm Monitoring $ Per Month #home #security, #alarm #monitoring, #alarm #service, #emergency #response, #burglary, #crime #prevention, #home #safety, #homeowner, #security #and #savings, #adt #security, #alarm #company, #home #alarm #system, #alarm #monitoring, #security #company, #existing #alarm, #alarm #force, #adt, #home #alarm, #security #companies, #alarm #system, #home #monitoring, #burglar #alarm, #intruder #alarm, #home #security #system, #alarm #service, #burglary, #cheap #alarm, #alarmforce #

    6 month FREE Sign up BONUS

    At The Monitoring Center. we know “Every Penny Counts” and are offering you additional savings. Switchover today and take full Advantage of our 6 month FREE Give-away.

    Medical Alert at NO Extra Monthly Cost

    In recognition and respect for our Seniors, we monitor medical alarm signals at the same LOW monthly rate of ONLY $9.99/month. We monitor all of your devices at the same LOW price. Do NOT pay EXTRA for any device attached to your alarm system.

    Our Senior Rate Guarantee

    The Monitoring Center recognizes that seniors are on a fixed income. In order to assist we GUARANTEE your rate will NOT increase as long as you subscribe to our service.

    No Phone Line?

    • With the new “Lynx Touch” system combined with a “WiFi” module the presence of a phone line is no longer required

    Remote Security Services

    • Control your home alarm from your mobile device, tablet or computer.
    • Receive email or text alerts from your alarm system
    • Easily manage and control users through the online interface

    Calculate Your Savings

    Call Today

    Santa Fe Roofing – Rain Gutters, Inc #roofing #company, #commercial #roofing #contractors, #roofing, #roofing #estimates, #residential #roofing, #roofing #repair, #shingles, #mobile #home #roofing, #roofing #contractor, #roofers, #roofing #companies, #reroofing, #replace #roof, #roofing #shingles, #roof


    Top-rated roofing company since 1990, Santa Fe Roofing Rain Gutters has over 5,000 satisfied customers!

    Welcome to Santa Fe Roofing Rain Gutters

    Santa Fe Roofing Rain Gutters has been offering roofing installations and repairs plus gutter services to the San Diego, CA community since 1990. We specialize in all aspects of roof installations from new projects, re-roofing, and roof repairs. Our team is also fully prepared to handle all gutter installations and repair. Our staff offers quality and reliable expertise that you can count on.

    Santa Fe Roofing Rain Gutters s services include: hot mop, concrete and clay roof tile, roof maintenance, and roof coatings.

    Roofing Services asphalt shingles, storm damage repair, roof inspections. Light weight concrete and clay tile, asphalt shingles, hot mop, single ply, self-adhered and liquid applied low slope roof systems. Experts in roof detection and repairs.

    Gutter Services – seamless aluminum, copper and galvanized, leaf guards installations and rain gutters systems.

    Contact Santa Fe Roofing Rain Gutters today at 1-800-352-3403 to schedule your on-site construction appointment.

    Santa Fe Roofing Rain Gutters Serving San Diego’s Roofing Rain Gutter Needs for Over 20 Years

    No hassle, affordable roof and rain gutter solutions!

    You won t have to worry about your roofing project with our superior craftsmanship and exceptional customer service.

    Our staff is dedicated to great customer service and building strong, lasting relationships, roofing systems, and rain gutters. We take pride in using quality material and building exceptional roofing systems with our professional roofing specialists and their excellent craftsmanship.

    We work hard to meet and exceed your expectations in all areas of a roofing or rain gutter project, including customer service, craftsmanship, affordability, energy efficiency. quality materials, and construction. We will get the job done in a quick, efficient, and clean manner.

    Santa Fe Roofing Rain Gutters, Inc. are part of the Better Business Bureau with an A+ rating. We believe in holding ourselves to a high standard and work to ensure that every customer is satisfied with their roofing and rain gutter installation.

    Call Now! Ask about our roofing warranties!
    1-800-352-3403 Free On-site Estimate!

    Our Services Include:

    What Local Areas Do We Service?

    We are proud to be San Diego’s premier roofing and rain gutter contractor servicing areas in the city of San Diego, Alpine, Bonita, Bonsall, Borrego Springs, Bostonia, Boulevard, Camp Pendleton, Campo, Cardiff, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Crest, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Guatay, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Nestor, Ocean Beach, Oceanside, Olivenhain, Pacific Beach, Pala, Palomar Mountain, Paradise Hills, Pauma Valley, Pine Valley, Potrero, Poway, Rainbow, Ramona, Ranchita, Rancho Bernardo, Rancho Santa FE, San Diego (County Seat), San Diego State University, San Luis Rey, San Marcos, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista, and Warner Springs .

    What Local Zip Codes Do We Serve?

    We pride ourselves in serving the following cities and zip codes throughout San Diego County, California: 92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92112, 92113, 92114, 92115, 92116, 92117, 92119, 92120, 92121, 92122, 92123, 92124, 92126, 92127, 92128, 92129, 92130, 92131, 92132, 92133, 92134, 92135, 92136, 92137, 92138, 92139, 92140, 92142, 92145, 92147, 92149, 92150, 92152, 92153, 92154, 92155, 92158, 92159, 92160, 92161, 92162, 92163, 92164, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92182, 92184, 92186, 92187, 92190, 92191, 92192, 92193, 92194, 92195, 92196, 92197, 92198, 92199 .

    Whether you ve had a roofing accident, such as a falling tree or a leaky ceiling, our experts are here to provide you with a plan to complete the roof repairs that are needed. We will provide an efficient consultation to come up with the best estimate at an affordable price. There is no roofing job to large or too small for our roofing contractors.

    Other types of damages may include: fragile or brittle shingles, curling shingles, cracking due to hot temperatures, and loss of granules, and blisters. Generally, these are signs that you may need a new roof. We want to make sure that our estimates are based around your needs and budget.

    For Emergency Service Call 1-800-352-3403

    You may not think of rain gutters as an important part of protecting your home. A properly constructed and maintained gutter system is an essential part in protecting your home from water damage. Your rain gutters will protect your home during storms and downpours by drawing the water away from your home and directing the water flow to drain properly.

    Properly installed and maintenance gutters can save you $$$ when it comes to roof damage, not to mention siding and foundation repairs.

    Santa Fe Roofing Rain Gutters can help you select from the many gutter types, including seamless, copper, aluminum, steel, etc. We ll help you choose the right options, styles, and colors to match your home, your needs, and your budget.

    Santa Fe Roofing Rain Gutters has more than 20 years experience and has over 5,000 satisfied customers. Our strong professionalism produces top quality workmanship and on time construction. We are equipped to handle any size commercial roofing construction project.

    We provide the following commercial roofing services:

    • slate and tile roof
    • shingle and composite roofs
    • standing seam roofs
    • copper, metal, and flat roofing
    • steel roofing
    • sloped roofing
    • commercial roof maintenance
    • roof inspections
    • roof repair
    • roof cleaning

    When it comes to your home, a quality roof will keep your family safe and dry. Santa Fe Roofing Rain Gutters cares about our customers safety and protection. We specialize in residential roofing for new roof installation, re-roofing, roof remodeling, roof replacement, and roof repair.

    • pitched roofs
    • green roofing
    • metal roofing
    • flat roofs
    • skylights
    • gutters

    What is an EOB? #third #party #medical #billing #companies


    What is an EOB?

    At least once a week, a professional medical biller gets a phone call from a patient. “I got a bill from my insurance company,” the patient says. This is despite the fact that the top of the paper they are holding says, “THIS IS NOT A BILL.” Patients think it is a bill because it looks like a medical bill. It says that they are responsible for a set sum of money, or, sometimes, it states that a service on their healthcare claim was not covered by their insurer.

    Patients do not receive bills for medical services from their insurers. Only healthcare providers send out bills for services rendered. What the patient receives is commonly called an Explanation of Benefits (EOB). Alternative terms include Summary of Benefits, Remittance Advisory, Coverage Determination, or Beneficiary Notice. Medical billers commonly refer to these as EOBs, and they are the means by which commercial healthcare insurers and government healthcare programs notify their beneficiaries of how an individual healthcare claim was processed for payment.

    What is an EOB?

    An EOB does look like a bill. It contains the date of service, the code used to bill a particular service to an insurance company, the fee charged by the healthcare provider, the allowed amount under the third-party payers’s contractual fee schedule, the patient’s responsibility under the terms of their coverage, the payment made by the payer, and the contractual write-off. The final entry of each line item is usually the titled something along the lines of, “what you owe,” or, “your responsibility.” This is why some patients confuse an EOB with a medical bill.

    Like most medical billing transactions, EOBs consist of medical code, not only the Healthcare Common Procedure Coding System (HCPCS Level I and Level II) codes, but also explanation codes that have been established by the Healthcare Portability and Accountability Act of 1996 (HIPAA). These explanation codes are easily understood by professional medical billers who are schooled in the language of healthcare reimbursement, but they are a mystery to laypeople who only encounter them in EOBs. While each EOB normally includes a definition of the adjustment and adjudication codes, they are often in fine print and their definitions are not always apparent to a person unfamiliar with reading them.

    Adjudication Codes

    Certified medical coders are not usually familiar with the code sets that third-party payers use to communicate payment or denial information to medical billers who post payments and make financial adjustments to patient accounts. These codes fall fully within the professional domain of a medical practice’s business office rather than its compliance department. This code set is used exclusively by third-party payers, and certified medical coders do not assign these codes. They are assigned by insurance adjusters as they process healthcare claims.

    CO-16 means that required information was not receive on a healthcare claim, preventing payment for an otherwise covered service. N257 means that a third-party payer does not recognize the provider of service. CO-45 means that the fee charged exceeds the contractually agreed upon fee schedule. CO-97 means that a procedure has been bundled into a previously provided and charged, related service.

    Professional medical billers recognize these codes and adjust accounts accordingly. Some codes, such as N257, indicate that a patient’s healthcare claim was submitted with an inaccurate National Provider Number (NPI) to identify that a credentialed provider rendered covered services to a patient. The claim is then corrected by the biller and resubmitted. Other codes, such as CO-97 mean that a claim must be referred to a certified medical coder to determine if the documentation in the patient’s medical record supports modifying a charged code, or if an appeal of denied payment should be initiated by supplying appropriate documentation.

    The Role of EOBs

    Third-party payers try to keep their beneficiaries informed of what healthcare claims were submitted on their behalf by healthcare providers. They inform their patients of expected financial obligations for healthcare received, such as copays, co-insurance, and deductibles. They also inform patients that they may have received services that a payer considers medically unnecessary, experimental, or cosmetic in nature. EOBs are an important factor in identifying healthcare fraud and abuse.

    Though most patients may not be able to discern the difference between the codes 99213 and 99214, an intermediate versus an extensive office visit as defined by Common Procedural Terminology (CPT), they can tell if they received an intramuscular injection (CPT 96372). By informing patients of what was charged on their behalf, third-party payers hope to identify fraudulent charges and patterns of abuse in the billing process.

    The federal Medicare program has recognized that EOBs are a powerful fraud and abuse detection tool by actively enlisting beneficiaries to report suspected fraud and abuse. Medicare beneficiaries receive quarterly Medicare Summary Notices (MSNs) that detail all healthcare claims that have been submitted on their behalf in a three-month period. Recent changes in the format of MSNs are designed to make them more easily understood by people who are not fluent in the language of medical coding or HIPAA-standard adjudication codes. New MSNs contain plain language, and the Centers for Medicare and Medicaid Services (CMS) has undertaken an extensive public information campaign directing patients to compare their MSN to services actually received by healthcare providers.

    Clean Claims

    Professional medical billers and certified medical coders work together to ensure that accurate claims are submitted to third-party payers that clearly describe the services contained in the patient’s medical record. This includes accurate demographic information such as a patient’s date of birth, insurance identification number, or the provider’s NPI, and it also includes the correct procedural and diagnostic codes to describe services, with appropriate modifiers if applicable.

    An EOB informs a patient of what is included in their healthcare claims, and how it was processed according to the terms of their coverage. In an efficient medical practice or inpatient facility, the information has already been applied to a patient’s account before the patient calls with a query. A medical biller applies the information contained in an EOB because he or she receives it in the form of a Remittance Advice (RA) that accompanies a check or formal denial from a third-party payer. When the patient calls, a professional medical biller can refer to a patient’s account and tell the patient what their financial responsibility is, if any, or if a denied claim has been corrected and resubmitted on their behalf.

    The business side of medicine is conducted on a daily basis by professionals who are trained to negotiate the intricate transactions that govern healthcare reimbursement. Every medical code is associated with a charge and an agreed-upon fee. By applying the information contained in EOBs and RAs in an effective manner, medical billers ensure that no patient is responsible for more than is legally due for services, while medical coders ensure that no patient is responsible for more than is legally due for medically necessary services that were provided. EOBs ensure compliance with applicable statutes and contractual obligations, making patients an important component in the transparency of healthcare reimbursement. Educated and trained billers and coders strive to ensure that the only advisement code they see on an RA is CO-45.

    About Farmers Insurance: Serving families since 1928 #insurance #companies #seattle


    About Farmers

    In 1928, two men shared a dream of providing a quality insurance product at a reasonable price. In the decades that followed we ve grown and adapted to meet the changing needs of Americans. But one constant has remained: We have an unwavering commitment to uphold our founding ideals to provide industry-leading products and first-rate services to the customers we re privileged to serve.

    Different Eras, Same Exceptional Service

    Farmers not only prides itself on helping you plan wisely for the unexpected, but also on helping restore order when it occurs, so you can keep moving along the road of your life s plans.

    In 1959 a Farmers customer wrote us a letter of surprised gratitude when his car battery was replaced just an hour after it was stolen. A letter from a couple in 2002 wrote that their Farmers agent and Claims Adjuster were exceptional in their handling of our grief, what we needed to do, and helpful in many other ways. That same year, when Hurricane Rita struck Beaumont, Texas, Farmers sent 300 agents to assess damages while policy holders were evacuated. Farmers also donated $100,000 for the city s emergency operations center and two megawatt generators that restored power to Beaumont. Whatever year or decade a disaster occurs, you can count on us to be there for you.

    Today, the companies comprising the Farmers Insurance Group of Companies make up one of the country s largest insurers of vehicles, homes and small businesses and provide a wide range of other insurance and financial services products.

    Farmers is proud to serve more than 10 million households with more than 19 million individual policies across all 50 states through the efforts of over 48,000 exclusive and independent agents and nearly 21,000 employees.

    The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange) owned by their policyholders, and together with their subsidiaries and affiliates comprise the Farmers Insurance Group of Companies. Farmers Group, Inc. and its subsidiaries, in their capacity as attorneys-in-fact, provide administrative and management services to the Farmers Exchanges.

    Our Story

    Our story began with the simple goal of insuring the vehicles of rural farmers but as the world changed, so did we. Visit our timeline for a tour through the decades of Farmers.

    What Does a Title Company Do? #mortagage #companies


    What Does a Title Company Do?

    What Does a Title Company Do?

    A title company makes sure that the title to a piece of real estate is legitimate and then issues title insurance for that property. Title insurance protects the lender and/or owner against lawsuits or claims against the property that result from disputes over the title.

    Title companies also often maintain escrow accounts these contain the funds needed to close on the home to ensure that this money is used only for settlement and closing costs, and may conduct the formal closing on the home. At the closing, a settlement agent from the title company will bring all the necessary documentation, explain it to the parties, collect closing costs and distribute monies. Finally, the title company will ensure that the new titles, deeds and other documents are filed with the appropriate entities.

    Here s what potential home buyers need to know about title insurance.

    How Does a Title Company Determine That a Title is Valid?

    The title company makes sure a property title is legitimate, so that the buyer may be confident that once he buys a property, he is the rightful owner of the property. To ensure that the title is valid, the title company will do a title search, which is a thorough examination of property records to make sure that the person or company claiming to own the property does, in fact, legally own the property and that no one else could claim full or partial ownership of the property.

    Shop for mortgage rates anonymously on Zillow

    During the title search, the title company also looks for any outstanding mortgages. liens, judgments or unpaid taxes associated with the property, as well as any restrictions, easements, leases or other issues that might impact ownership. The title company may also require a property survey, which determines the boundaries of the plot of land that a home sits on, whether the home sits within those boundaries, whether there are any encroachments on the property by neighbors and any easements that may impact an ownership claim.

    Before a title company issues title insurance, it will prepare an abstract of title, which is a short summary of what it found during the title search (basically, this is the history of the ownership of the property). Then, it will issue a title opinion letter, which is a legal document that speaks to the validity of the title.

    What is Title Insurance?

    Once the title is found to be valid, the title company will likely issue a title insurance policy, which protects lenders or owners against claims or legal fees that may arise from disputes over the ownership of the property.

    There are two main types of title insurance: owner s title insurance, which protects the property owner from title issues, and lender s title insurance, which protects the mortgage company. You, the home buyer, will pay for the lender s title insurance when you close on the house, but it s also a good idea to make sure you have an owner s title insurance policy as well (in some areas of the country, sellers pay for these policies; in others, the buyer must purchase it).

    For example: You buy a home and get both lender s and buyer s title insurance, but then someone comes forward claiming they are the rightful owner of the home. If, in fact, the title was wrong and they are the rightful owner of the home, your title insurance policy will likely pay you the value of the home and the lender the amount they lent you to buy the home.

    How Do You Pick a Title Company?

    Ask your real estate agent, peers who have recently bought a home or your lender for recommendations for a title company. Then, do your homework on the title companies recommended.

    Look for a title company that has years of experience doing this (have they done hundreds or even thousands of these kinds of transactions?). Contact the Better Business Bureau to determine whether the company has any complaints against it.

    You should also shop around for the best premium rates in your area; if you buy an owner s title insurance policy, make sure you get one with as few exclusions as possible and that it covers the full purchase price of the home.

    What Does a Title Company Charge?

    The cost of title insurance depends on the size of the loan and varies greatly depending on the state. The good news is that the premium is a one-time fee you pay at closing, not an ongoing expense.

    According to the Federal Reserve, a lender s policy on a $100,000 loan can range from $175 in one state to $900 in another. You ll typically pay an additional amount usually a few hundred dollars or more, depending on the size of the loan and your state of residence for a buyer s policy.

    Note that you may be able to get a discounted rate on your title insurance if the property was sold within the previous five years; just call and ask.

    When Do You Meet With the Title Company and How Often?

    You may meet with or talk to an agent from the title company on multiple occasions. First, you may decide to meet with a few agents from title companies before you buy your home to help you decide which company to go with.

    If the title company maintains an escrow account for you, the agent may reach out to you to provide details on that account or you may contact him with questions.

    If your title company handles your closing, you will meet with a settlement agent in person then. At this time, the settlement agent will explain all the documents related to the settlement before you sign anything. And, of course, if something goes wrong with regards to the title, you will likely meet with one of their agents then.

    Consumers should feel free to contact their title company at any time to get answers to their questions on title searches, title abstracts, title insurance, escrow accounts or closings.

    Air Conditioning Repair – Installation #dallas #air #conditioning #companies


    Residential Air Conditioning
    Repair Installation
    Dallas, Fort Worth

    For 25 years now, our skilled technicians have expertly handled A/C repairs and installations that leave you feeling cool, comfortable, and satisfied. Our certified professionals can successfully inspect, fix, or replace your air conditioning system in a timely manner, making your home a needed cool reprieve from the scorching Texas heat once again.

    Thermostat Tip

    Utilizing a programmable thermostat can save you up to $200 per year in energy.


    Air conditioning repair that is fast, accurate, and top quality!

    We understand how unbearable the temperature can start to feel in your house when your system isn’t operating properly. It can even be unsafe, especially if you have children or the elderly living with you. We also understand how valuable your time is. We provide reliable, same day air conditioning repair service, without overtime fees, so that you can return to enjoying the comfort of your home as soon as possible.


    Residential A/C service that is unmatched!

    Your safety and satisfaction of our A/C services are our main priorities. We never subcontract and we train and certify our technicians in-house at our own training facility. No other air conditioning company in the Dallas area does this. And soon we’ll be training technicians all across the nation, including those working for our competitors. Additionally, we use thermal imaging technology to accurately pinpoint trouble spots and find ideal installation areas before we begin any service. When choosing an air conditioning service provider to handle the comfort and safety of your home, don’t you want the best?


    Air conditioning maintenance has many benefits.

    If not properly maintained, A/C units are more susceptible to issues that can require costly repairs. A#1 Air offers a variety of affordable A/C maintenance plans that include air conditioning tune-ups. Regular, preventative maintenance helps to significantly reduce the need for expensive repairs, improves indoor air quality. and lowers your energy costs. It also helps ensures you get the full life of your system. Take a look at the A/C maintenance plans we have available and what benefits each plan offers.


    The new air conditioning system you choose, installed to meet the needs of your home and budget.

    We always keep money savings in mind, without jeopardizing quality. We offer many top of the line, trusted energy efficient products from consumer-chosen brands. Don’t forget to ask about our unbeatable warranties. On all new products, we even register the warranty for you. We also offer flexible financing. making payment options a snap. We’ll take the time to evaluate your A/C system and understand your cooling requirements in order to guide you on the best decision for you and your family. We will perform a heat load calculation that takes into account the Texas heat and humidity. Current government regulations do not account for the hotter temperatures and heavy humidity in our Dallas, Fort Worth area – but we do! If a new system is in order, we will ensure you get the best one for your personalized needs.


    Proper ductwork can make your home more energy-efficient, comfortable, and healthy.

    According to Energy Star, inefficient homes lose about 20% of air moving inside of a duct system due to holes, leaks, and poor connections. On the other hand, correctly sealed ducts help reduce the risk of dust, fumes, and pollutants, such as those found in outdoor pesticides and garden chemicals, from entering and circulating into your home’s air flow. They help keep the proper balance of moisture in the air. Proper ductwork also keeps the return air flowing smooth and clean, therefore keeping your system running more efficiently. Don’t forget to ask us about our duct cleaning services as well.

    World s top 25 software companies #top #software #companies #in #india


    World’s top 25 software companies

    Updated on: January 12, 2012 09:29 IST

    M icrosoft is undoubtedly the king of software companies.Check out the world’s top 25 software companies ranked by annual software revenues, according to Global Software Top 100 list.

    Software revenues. $54,270 mn
    Software revenue growth. 10.6%
    Total revenue. $67,383 mn
    Software revenue share: 80.5%

    Software revenues (2010) come from sale of licenses, maintenance, subscription and support.

    Click NEXT to read more.

    World’s top 25 software companies

    Updated on: January 12, 2012 09:29 IST

    Software revenues :$22,485 mn
    Software revenue growth. 5.1%
    Total revenue. $99,870 mn
    Software revenue share. 22.5%

    Click NEXT to read more.

    World’s top 25 software companies

    Updated on: January 12, 2012 09:29 IST

    Software revenues. $20,958 mn
    Software revenue growth. 12.8%
    Total revenue. $30,180 mn
    Software revenue share. 69.4%

    Click NEXT to read more.

    World’s top 25 software companies

    Updated on: January 12, 2012 09:29 IST

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    World’s top 25 software companies

    Accounts Receivable Factoring Company #ar #factoring #companies


    Get funded in days.

    Accounts Receivables (AR) Factoring

    We offer this service as a fast and informative alternative to traditional bank loans. If your business has $25,000 or more in accounts receivables for delivered goods, services you have provided, or other company assets, you can qualify.

    Our alternative financing solutions offer you access to working capital to meet your individual business requirements and help with company growth, new hires, inventory acquisition, and generalized cash flow. Qualified applicants can receive funds from $25,000 to $4,000,000.

    Helping Businesses Get Working Capital

    Working capital is essential for a growing business but sometimes it can be a juggling act, particularly when you are first starting out or especially when you are experiencing a growth spurt.

    Growth can be tricky! You need capital to help you grow and it can take weeks or even months for clients to pay their B2B invoices, stifling your progress and often your ability to fill subsequent orders for them. United Capital Funding can help you in a number of ways so that you can simply do what you do best — serve your clients. Our experienced and professional is here to help.

    How? Some of the ways we serve our clients include: providing funding using your B2B Accounts Receivables as collateral, payroll funding and professional consulting services that help you leverage our expertise.

    When it comes to working capital and funding, the United Capital Funding team is experts and we are known for helping companies hit the next level in their quest for success.

    Unleash the Value and Power of your Accounts Receivables

    Our most popular professional service involves providing working capital using you Accounts Receivables. Simply put, you can sell us your B2B invoices and we provide you funding immediately.

    How can this help your business? By factoring your B2B Accounts Receivables [AR][/AR], you can put your capital to work quickly — giving you the ability to expand, hire new employees, take on the big sale instead of having to wait for getting paid, holding back your business’s growth and potentially causing problems with your with suppliers, customers, and employees.

    When your customers take their time to pay you, you are the one who waits! Entrepreneurial companies of every size in a wide range of industries have very successfully used our factoring services to grow and prosper.

    There are a variety of ways we can help above and beyond providing your business with working capital by factoring your B2b Accounts Receivables.

      • Do you need funding for a big purchase order? We can help find and secure this type of specialized funding for you.
      • Do you need cash flow to help you with expenses and payroll through a sudden growth spurt? We can help here, too.

    We are a professional proven source of working capital that can move quickly and we never ask for equity or ownership in your business. Given our unique funding structure with no minimum volume requirements, you remain in control of how much working capital you need.

    Serving Companies Nationwide since 1997

    We have a proven, impeccable track record of success serving clients of all sizes in a variety of industries. We work with government, service businesses, information technology companies, staffing organizations, and more. We proactively provide client references and have consistently recorded 95% Highest Satisfaction rating from our clients.

    Here are just some of our very satisfied client comments and Client Survey results, check them out!

    Call (877) 894-8232

    Our Professional Services Helps Firms like Yours Achieve Success

    The road to success is paved with hard work, of course, but we can shorten that road so that you aren’t waiting to get paid for weeks (or months) on end.

    Want more information? Want to know if your company qualifies for our proven menu of B2B Accounts Receivables factoring? Feel free to browse our website or get in touch for personalized assistance. Our experienced team at United Capital Funding looks forwarding to serving you soon.

    We have provided working capital to our clients by factoring Accounts Receivables from over 80% of the Fortune 500 firms in the world.

    Kerry Wilson Insurance – Gadsden, AL – Mobile Home Insurance #cycle, #home, #low #down #payments, #insurance, #insurance #mobile #homes, #mobile #home #insurance, #insurance #companies, #by #name, #insurance #automobile, #insurance #flood, #insurance #motorcycles, #automobile #insurance, #flood #insurance


    Kerry Wilson Insurance

    Since 1991, As Low As Per Year, Automobile Rates As Low As Per Month, Call & Regquest Your Free Rate Quote Now. Corn Panies To Give, Don’t Walt Hours On Quotes We Give Free, Free Rate Quotes, Full Coverage or Liability Coverage, Get a Prefed Risk f.

    Kerry Wilson Insurance was established in 1991, in Gadsden, AL – Etowah County and is a business listed in the categories Insurance, Insurance Mobile Homes, Mobile Home Insurance, Insurance Companies, By Name, Insurance Automobile, Insurance Flood, Insurance Motorcycles, Automobile Insurance and Flood Insurance and offers CYCLE, Home and LOW DOWN PAYMENTS. If you did business with Kerry Wilson Insurance, please leave a review and help us improve and help other people. Also, don’t forget to mention Hubbiz.

    Insurance, Insurance Mobile Homes, Mobile Home Insurance, Insurance Companies, by Name, Insurance Automobile, Insurance Flood, Insurance Motorcycles, Automobile Insurance, Flood Insurance

    Insurance Rates Too High


    Credit Card, Payment Plans

    • kerrywilson.com
    • kerrywilsoninsurance.com
    • snsnet.net

    Discover Valuable Information We organize and make available for you to find over 30 million pieces of content shared by over 10 million local businesses and professionals.
    Find advice, how-tos, news, deals, videos and much more.

    Reviews for Kerry Wilson Insurance

    0 Be the first to write a review

    Explore more like Kerry Wilson Insurance

    Mobile Home Insurance

    Kerry Wilson Insurance

    Mobile Home Insurance

    Farmers Insurance – Phillip Fikes

    Insurance General Liability

    Allstate Insurance: Scott Blackstone

    Insurance General Liability

    Scott Mayo Insurance Agency

    1907 Rainbow Dr

    Ledbetter Insurance Agency

    2111 Rainbow Dr


    403 George Wallace Dr

    or embed

    For your website

    Who are the Top-rated Auto Insurance Companies? #best #rated #car #insurance #companies


    Who are the Top-rated Auto Insurance Companies?

    Updated January 09, 2017

    Who are the top-rated insurance companies? The answer to this question may be different depending on your specific situation and what you are looking for in an auto insurance company. While some consumers are looking for the lowest rates possible, others are more concerned about service and the ability of the insurance company to pay claims. By looking at some different criteria, you can identify who some of the top auto insurance carriers are in different categories for your specific needs.

    Results included are based on customer surveys conducted by A.M. Best. J.D. Power Associates, Consumer Reports and other rating organizations .

    Rated by Price

    While price is usually not the top consideration given by customers when choosing an auto insurance company, it still ranks very highly. You need an affordable insurance premium for the auto coverage you must have, especially in tough economic times. An insurance company who is top in the category of pricing will work with you to find the most affordable insurance premium possible, explaining to you about the difference things like deductibles and optional coverage such as rental reimbursement, towing and medical payments can make in your insurance premium. Some of the top-ranking auto insurers ranked by affordable premiums include:

    Rated by Service

    To be a top-rated carrier, insurance companies know they must have excellent customer service.

    For many consumers, the most important element of satisfaction in an automobile insurance company is customer satisfaction. This means that when you call, you can speak with a live person on the other end who is interested in your problems and ready to help you find a solution. Most of the companies who rank high in the customer service area also have a website that is user-friendly with many available resources to assist customers.

    In the area of customer service, consumers rank these companies the highest:

    Rated by Claims Paid

    Customer claims satisfaction is a top priority when looking for the best auto insurance company. You want a company who will stand behind you when you need it most. A company that handles claims well will assist in helping you file a claim, schedule an appraisal and work with you to have your vehicle repaired and restored to its original condition in a timely manner. Some of the top-ranking companies in the areas of claims service include:

    • USAA Auto Insurance
    • GMAC
    • Amica Mutual
    • Unitrin
    • Old Republic

    Rated by Auto Insurance Purchase Experience

    Have you ever started shopping for an auto insurance policy and felt like the whole process stressed you out? These insurance companies listed below know the importance of providing the customer with the best possible auto insurance purchasing experience. Here are the top ranking companies in the area of overall insurance purchase experience:

    • The Hartford
    • American Family
    • Amica Mutual
    • Erie Insurance
    • Liberty Mutual

    The smartest way to find an auto insurance company who is right for you is to consider all aspects: policy premium price, service record, financial stability. the ability to pay claims and the overall purchase experience.

    It takes a good insurance company report card in all of these areas to make a top auto insurance company. Finally, you have to go on your own personal experience. After buying an auto policy, pay special attention to how well the company services your policy and processes any changes you request. If you are not satisfied, you may want to consider switching coverage to an insurance company that better fits your needs.

    If you think your auto insurance company is not meeting your needs, perhaps its time to consider changing insurance companies. A great place to start looking for the right insurance policy is comparing coverage options through auto insurance comparison websites such as Compare.com or NetQuote .

    Show Full Article

    The 100 Coolest Cloud Computing Vendors Of 2016 – Page: 1 #coolest #cloud, #coolest #cloud #vendors, #coolest #cloud #companies, #cloud #infrastructure, #cloud #platforms #and #development, #cloud #security, #cloud #storage, #cloud #software


    The 100 Coolest Cloud Computing Vendors Of 2016

    In a few short years “the cloud” has gone from industry buzzword to a term thrown around in everyday conversation. While cloud computing may not be understood by the majority of laymen, it’s certainly not a mystery to tech professionals, particularly in the channel, where moving beyond traditional on-premise technology deployments to cloud-based models is becoming the new norm.

    With popularity comes crowds, and in the era of mainstream cloud computing you would be hard-pressed to find a vendor that doesn’t have some form of cloud offering. For solution providers, finding the ideal vendor partner in such a saturated space can be difficult.

    So where to begin your search?

    For the sixth straight year, CRN presents the 100 Coolest Cloud Computing Vendors, the channel’s best resource for narrowing down key vendors to partner with.

    The list is broken up into five segments: Platform and Development, Software, Security, Storage and Infrastructure.

    Many of the staples from the first Cloud 100 list released in 2010 are thriving and find themselves once again on this year’s list. But what makes the Cloud 100 so valuable each year is that it provides a look at the startups in the space satisfying a niche need or problem. This is where the true innovation is happening.

    Check out the vendors deemed cool enough to crack this year’s Cloud 100.

    The 20 Coolest Cloud Infrastructure Vendors Of The 2016 Cloud 100
    As part of the 2016 Cloud 100, here are 20 Infrastructure-as-a-Service providers CRN thinks are worth knowing.

    The 20 Coolest Cloud Software Vendors Of The 2016 Cloud 100
    When it comes to getting real work done, cloud-based software is what brings everyday users into the cloud picture. Here are 20 cloud software vendors that caught our attention for 2016.

    The 20 Coolest Cloud Security Vendors Of The 2016 Cloud 100
    Big-name vendors and startups alike are looking to capitalize on the importance of cloud security with solutions for data, containers, applications and more.

    The 20 Coolest Cloud Storage Vendors Of The 2016 Cloud 100
    As part of the 2016 Cloud 100, here is CRN’s list of the 20 coolest cloud storage vendors of 2016.

    The 20 Coolest Cloud Platform And Development Vendors Of The 2016 Cloud 100
    As more and more businesses undergo digital transformations, development and cloud management platforms have become essential components of most IT environments.

    It solutions companies #it #solutions #companies


    Wofür stehen wir?

    Marken zu kreieren, zu führen und ein Gesicht zu geben kann etwas Magisches haben. Vor allem, wenn Designer und Markenberater mit Herzblut am Werk sind und sich mit Leidenschaft jeder Aufgabe widmen. SOLUTIONS steht für die Verbindung von Markenstrategie und Design, welches verzaubert und überrascht, mit einem scharfsinnigen Blick auf das „Gesamte”.

    „Do the Magic”-Button drücken …


    Seit mehr als 2000 Jahren trinken Menschen Bier. Weil es ihnen schmeckt. Und auch, weil sie damit ein bestimmtes Lebensgefühl verknüpfen. Welches das ist, bestimmt heute im Wesentlichen das Image der Biermarke. Und das wird nicht nur durch die klassische Werbung, sondern auch über die Verpackung transportiert. Denn die eigentliche Kaufentscheidung trifft der Kunde am Regal, am so genannten Point of Sale.

    Unsere Aufgabe:
    Von zwei Säulen sollte die Marke Beck’s zukünftig getragen werden, so die Entscheidung von Anheuser-Busch InBev: Zum einen gibt es die Reihe der starken Biercharaktere, zum anderen die Biermischgetränke – adressiert an unterschiedliche Zielgruppen und damit optisch auch unbedingt zu trennen, so die Aufgabenstellung an SOLUTIONS.

    Unsere Herangehensweise:
    Nachdem SOLUTIONS bereits Beck’s Gold ein maskulineres Äußeres verpasst hatte, war es bei den Biermixen viel mehr die Aufgabe, das Design klar abzugrenzen, ohne aber die Beck’s-Identität aus den Augen zu verlieren. Die Markenführung soll deutlich erhalten bleiben, bei einer klar differenzierten Optik, um darüber unterschiedliche Zielgruppen und Verwendungsanlässe zu adressieren.

    Nicht nur die entsprechenden Umverpackungen wie Sixpacks, Logipacks und Dosen und hat SOLUTIONS dem neuen Design angepasst, sondern darüber hinaus auch einer Innovation des Mix-Segments ein attraktives Gesicht geben.

    Bereits seit 2005 ist Anheuser-Busch InBev Kunde von SOLUTIONS. Es ist insbesondere die enge Zusammenarbeit, die auch schon zum Erfolg bei anderen Marken, wie z. B. bei Haake-Beck und Löwenbräu, geführt hat. Auch in diesem Fall führt das gemeinsame Wirken zu einer perfekten Einpassung des Design-Relaunchs in die Gesamtkampagne.

    Das Ergebnis:
    Kann sich sehen lassen. Denn es hat zu einer signifikanten Absatzsteigerung der Beck’s-Produkte geführt. Und erst dann sind wir zufrieden.