Adult Day Centers #cheap #hotels #in #chicago

#senior care

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Welcome to Active Day and Senior Care Centers of America

With more than 80 locations across the country, Active Day/Senior Care is the premier provider of adult day health services and in-home personal care. Our adult day health centers are a preferred alternative to nursing homes, assisted living facilities or institutional care, providing engaging therapeutic activities, opportunities for socialization and expert health and nursing care dedicated to helping our members improve daily functioning or delaying the onset of chronic diseases.

Our state-of-the-art centers offer a daytime program full of recreational activities, social services, meals and nursing care in a safe, caring and attentive environment. It is our primary focus to ensure that your loved one achieves an overall improvement in their quality of life through the effective management of chronic conditions, cognitive and physical stimulation, and medical management in a cost-effective environment.

Our Home Health Aides, Certified Nurse Aides, Personal Care Aides, Registered Nurses and Companions are thoroughly screened, trained, insured and bonded and are available anytime from a one hour shower visit to 24 hour care, 365 days a year. We serve members with Medicaid, long-term care insurance, self pay, workers compensation, and local elder services agencies.

For more information on our adult day health centers and home care (branches), or to find out if Active Day/Senior Care is the answer for you, please get in touch with our friendly staff today at 877-435-3372. If you wish to have our staff contact you directly, simply take a moment to fill out the contact form to your right and someone will be with you shortly.

How Do The Costs Compare?

Active Day / Senior Care centers offer many distinct advantages and the most cost-effective option for long-term care. While costs differ based on care level and geographic region, nationwide averages* show that the annual costs for adult day health services are significantly less than those for other long-term care options.

Latest News





Personal Organizer Software, Day Planner: Exstora #personal #organizer #software, #day #planner, #day


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Personal Organizer Software, Day Planner – Exstora

Does this sound familiar? You urgently need to write down something important – a telephone number or details of an important meeting – so you use whatever you can lay your hands on: a piece of paper, a scrap of newspaper or the first computer text file you come across.

The important note is recorded, and the issue seems to have been resolved. But just when you thought it was OK, you discover the note is needed again only to find that it is buried somewhere under a pile of similar scraps, while the temporary text file has been moved to trash or lost somewhere on the network disk of an unknown server.

To help prevent this situation, we have launched Personal Organizer / Notes Manager software: Exstora Pro and Exstora Freeware . designed to assist you in note taking and organizing your information.

Built-in quick note. save ideas, contacts, interesting facts

With Exstora, you can write down a thought that comes to your mind as soon as possible. To create a new note, just double-click next to the corresponding section.

Personal organizer software. plans for the future, events

Scheduling events and creating plans for the future has never been easier and more comfortable than with Exstora personal organizer (PIM ). Just select a date in the built-in calendar and double-click it to enter the scheduled event or TODO item. Gantt Chart Planner. One-time, long-lasting and repeated events are supported.

Diary. keep a diary if your life is full of events

It is really easy to create a diary in Exstora. open the Diary tab and type the interesting things that happened today.

Portable and compact software. carry your information with you

Running the program from a flash drive allows you to always have your data at hand, while the optimized code is very compact and the program will not take much space.

Sort out your thoughts and data

If you need to quick arrange notes or events, just capture the note or event you need and drag it to the necessary section (notes) or to the necessary date (events).

The built-in RSS/Atom Reader will download the news you are interested in and carefully save them to your personal database.

Keep your contacts in one place with TODO, Diary, and Events. Import contacts from your mobile phone or Outlook. Exstora supports importing vCard files (.vcf).

Reporting and communication

The report manager will allow you to print out (create a hard copy) of your plans, diary or notes, while the built-in feature of importing and exporting iCal files will allow you to synchronize your personal data from the Exstora organizer with most of the popular organizers software.


Intraday Trading Tips #intraday #trading #tips, #intraday #tips, #best #intraday #tips, #important


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Intraday Trading Rules for Day Traders in Nse Stock Market

Important Tips for Intraday Traders

When you Play Cricket / Foot ball, you have to follow the rules assign to that game. Intraday traders have to follow some important rules of intraday trading to make profits.

Our Professional experts advice,New traders as well as professional traders to follow the below mention Top 9 Tips of Intraday Trading to avoid losses as well has make smart money in Indian share market.

  • Strict Stop Loss
  • Whenever you do intraday trading, always decide a stop loss and target for that Day trade. Don’t change that stop loss during the day. If Stop loss triggers, exit from your positions and get ready for new trade as advise by our experts.

  • Positive Attitude while Intraday Trading
  • Keeps a positive attitude in Intraday trading. Always be positive while trading in stock market. Stock Market can go up and come down at any time. It may remain volatile all over the day.

  • Learn from your losses as well as profits
  • Always try to learn from your losses and also your profits that you get doing intraday trading. Our technical experts advise you to think what went wrong that day or what went right, and try to avoid mistakes that you may have done again.

  • Trade with Market Trend
  • Trade with Market Trend if market is falling, sell first and buy later.

  • Keep Daily Targets of Profits as well as Losses
  • Always keep Daily Profit and Loss Target as per your risk appetite. Exit all positions after once your targets are reached. Some traders keep profits target of 10,000 a day or a risky trader can keep a target of 1,00,000/-. Same way some Day traders keep Loss target of 2500 or 10,000/-. Once this is breached we advised you to square off your positions and close your trading software.

  • Over come your Greed
  • Don’t be Greedy, Keep Booking your Profits at regular intervals.

  • Don’t overtrade your capital.
  • Always trade in limits, don’t take excessive margins by calling brokers or depositing extra money during the day. Over trading is dangerous weapon of self destruction.

  • Always Keep Emergency Money Safe
  • You should always Keep your emergency money safe, don’t risk your emergency money in share market. As if you lose your hard earned emergency money, your life with your family can be in problem in critical circumstances when money is required to pay medicinal bills.

  • Accept Losses
  • Wining and Losing is the part of the Day trading; one can’t always make profits in in Day trading in stock market. If you make loss in trading, accept it and forget the monetary loss. You have to stop thinking about the losses but you have to always remember the trading strategy that went wrong on that day.

  • Keep Emotions Aside
  • Keep your mental emotions at a side while doing intraday trading, trade with brains not by your heart. We have always seen, if trading is done by heart, if will always be on a losing side.

    If you follow all of the above important rules while you do Day trading, our expert’s advisors are sure that you will tend to make money in nse share market

    A1 Intraday Tips give two days free trial on your mobile by sms. once take out free trial and check our past performance report.

    FAQ

    Amazing success ratio in such uncertain market and paid service is very affordable. Good job done by your team. keep it up guys

    I am trading in stock market since last 8 years; I have subscribed services from many advisory companies. Conclusion is that no one can provide 100% accuracy in this NSE market. But accuracy of intraday tips from this firm is the highest among all share tips companies

    I have taken free trial of intraday tips for 2 days and 80% call is profitable. Then I have subscribed paid membership for trading advice and now I am quite satisfied with services. Important thing is do not think more; Just trade what you are suggested

    Rajesh Desai (Ahmedabad)

    Made Good Profit in the Intraday, Jackpot Calls, F ?>

    Local News, The Wichita Eagle – The Wichita Eagle, one more day


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    Local

    Man who lived at home where 3-year-old found charged in other crimes

    Player of the Year watch list

    KU Coach Bill Self on being inducted into Hall of Fame

    Wichita State coach Kirk Hunter discusses individual champions at the JK Gold Classic

    Steven house on Maize Road to be sold

    ‘Dreamers’ protest President Trump’s DACA decision

    About 100 people, including “Dreamers,” elected officials and others gathered on the steps of the Historic County Courthouse in downtown Wichita for a rally organized by Sunflower Community Action on Tuesday, Sept. 5, 2017. (Video by Fernando Salazar/The Wichita Eagle)

    ‘Dreamers’ protest President Trump’s DACA decision

    One more day with you

    Gun found in bathroom in KU s Wescoe Hall was loaded .38 reported stolen in Olathe

    The weapon turned up in a fourth-floor bathroom in KU’s Wescoe Hall, an academic building, late Tuesday morning.

    One more day with you

    Young Wichita immigrants: This is my home

    About 100 people gathered in downtown Wichita on Tuesday for a rally supporting DACA, an Obama-era initiative that is being rescinded.

    One more day with you

    Couple refuses to remove yard lamp, so their neighborhood is suing them

    A local neighborhood’s homeowners association is suing a Wichita couple who installed a lamp outside of their home.

    One more day with you

    Parks benefit from Hyatt sale; changes to Pawnee Prairie Park questioned

    City parks, neighborhood programs and various renovation projects will get a boost from money from the sale of the Hyatt Regency Wichita.

    One more day with you

    Former mayor confirms child found in concrete structure is his grandson

    Wichita police confirmed Tuesday the body of a 3-year-old found in a concrete structure is Evan Brewer, based on preliminary evidence.

    One more day with you

    Man who lived at home where 3-year-old found charged in other crimes

    40-year-old Stephen Bodine made his first appearance on suspicion of aggravated assault and aggravated interference with parental custody Tuesday afternoon, Sept. 5, 2017. Bodine lived at 2037 S. Vine where the body of 3-year-old Evan Brewer was discovered on Saturday.

    One more day with you

    Inside Wichita: A look at the historic Campbell Castle

    Inside Wichita takes you on a tour of the historic Campbell Castle in Riverside. It was built by Col. Burton Harvey Campbell between 1886 and 1888. In 1994, the castle was purchased by Terry and Paula Lowry and is now for sale. So if you want to own a castle you can contact Terry Lowry at 316-253-9318 or reach him by email at [email protected] (Video by Fernando Salazar/The Wichita Eagle)

    One more day with you

    Man burned in explosion at El Dorado refinery dies

    The man died overnight, hospital officials confirm.

    One more day with you

    Police investigate death of 3-year-old

    Wichita police Lt. Jeff Gilmore gives a briefing on the death of 3-year-old Evan Brewer. His body was found on Saturday. (Video by Bo Rader / The Wichita Eagle / Sept. 5, 2017) )

    One more day with you

    Kansas water rescue teams sent to Texas have returned

    Water rescue teams from Kansas agencies who were sent to Texas to assist in recovery efforts from Hurricane Harvey returned Tuesday morning.

    One more day with you

    Police arrest suspect in deadly shooting in Lawrence

    Police have arrested a suspect in a deadly shooting at a Lawrence motel.

    One more day with you

    How employment is faring at WSU s first Innovation Campus partnership

    The Airbus building on Wichita State University’s Innovation Campus opened earlier this year.

    One more day with you

    Body of child found; neighbors say a child was missing

    A few people who live near the home on South Vine where the body of a 3-year-old boy was found said they never saw the child before.

    One more day with you

    Child s death investigated as suspicious

    Police discovered the remains of a child, about 3 years old, Sunday at a house in South Wichita.

    One more day with you

    Neighbor describes police presence before child’s body was found

    Kathy Niblack said she had noticed an increase in police presence on her street before the body of a 3-year-old boy was found. (Nichole Manna/The Wichita Eagle)

    One more day with you

    They were supposed to be born two weeks apart; now they share the same birthday

    Babies are born to Wichita siblings Rick and Elizabeth Matthews on the same day, and at the same hospital.

    One more day with you

    Man critically hurt in explosion at El Dorado refinery

    A man in his 50s was taken to the hospital with second- and third-degree burns.

    One more day with you

    Some of Harvey s homeless pets find their way to Wichita

    Rescued dogs and cats from Hurricane Harvey journeying to Wichita.

    One more day with you

    Lawsuit: Toddlers abused at Emporia State child care center

    Four families have combined to file a lawsuit alleging child abuse by two former employees of an Emporia State University day care center.


    Twin Cities Calendar #calendar,now,today,day,week,month,january,february,march,april,may,june,july,august,september,october,november,december,minneapolis,st #paul,saint #paul,twin #cities,twin #cities #calendar,twin #cities #directory,twin #cities


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    Minneapolis – St. Paul prime places for Creative Odd Performances

    Minneapolis – St. Paul prime places for Science History

    History Center – St. Paul – more depth than Lake Superior or a list of dates (see history list below)
    Science Museum of Minnesota – St. Paul – galleries feature the human body and other fossils (IMAX-2D )

    Sea Life Aquarium – Bloomington – Mall of America – formerly Underwater World (coupons at Subway Cub)
    Mysteries of the Rainforest – caiman crocodiles, poison dart frogs, piranha, tortoises
    Wabasha Street Caves – storied histories of the seedier days of St. Paul and Castle Royal

    Minneapolis – St. Paul prime places for Culture

    Native American
    Mendota Mdewakanton Dakota Tribe. 340 River Road, Mendota, MN 55150 651-452-4141
    Mille Lacs Band of Ojibwe. Mille Lacs Band Gov’t Center, 43408 Oodena Drive, Onamia, MN 56359 320-532-4181
    Minneapolis American Indian Center. 1530 E Franklin Av, Minneapoli,s MN 55404 612-879-5913
    Prairie Island Mdewakanton Dakota. 5636 Sturgeon Lake Road, Welch, MN 55089
    Saint Paul American Indian Magnet School. 1075 3rd Street E, St Paul, MN 55106 651-778-3100
    Shakopee Mdewakanton Tribe. 2330 Sioux Trail NW, Prior Lake, MN 55372 952-445-8900
    Winona Dakota Unity Alliance. Box 393, Winona, MN 55987

    Hmong ( MN history )
    Hmong Academy Charter School. 1515 Brewster St, St Paul, MN 55108 651-209-8002
    Hmong American Partnership. 1075 Arcade Street, St Paul, MN 55106 651-495-9160
    Hmong Archives. 343 Michigan Street, St Paul, MN 55102 651-621-5469
    Hmong Cultural Center. 995 University Av W #214, St Paul, MN 55104 651-917-9937
    Hmong Freedom Celebration – J4, Lao Family Community of MN, 320 University Av W, St Paul 55103 651-221-0069
    Hmong Times. Box 9068, St. Paul, MN 55109 651-224-9395
    Hmong Today (Xov-Xwm Hmoob), 1552 White Bear Av, St Paul, MN 55106 651-489-0021
    Hmong Village (market, food court, shopping mall), 1001 Johnson Parkway, Saint Paul, MN 55106 651-771-7886

    Somali( MN history )
    Confederation of Somali Community. 420 15th Av S, Minneapolis, MN 55454 612-605-3222
    Ka Joog (artists), at The Southern Theater, 1420 Washington Av S, Minneapolis, MN 55454 612-460-5628
    St. Cloud Somali Radio (KVSC 88.1FM), 720 – 4th Av S, 27 Stewart Hall, SCSU, St. Cloud, MN 56301 320-308-4748
    Somali Action Alliance. 2525 Franklin Av E #100, Minneapolis, MN 55406 612-455-2185
    Somali Artifact Cultural Museum. 1516 E Lake St, Minneapolis, MN 55407 612-998-1166
    Somali Senior Center. 3015 Ceder Av S, Minneapolis, MN 55407 612-208-0636
    Suuqa Karmel Somali Mall (shopping), 2936-2944 Pillsbury Av S, Minneapolis, MN 55408 612-722-1480

    Minneapolis – St. Paul media

    Minneapolis – St. Paul best coupons (printable coupons – no signups, no installations)

    Events in Minnesota History

    January 5 – Walter Mondale born in Ceylon, MN in 1928
    January 19 – Tippi Hedren born in New Ulm in 1931
    January 21 – Largest protest (Women’s March) in 2017
    February 2 – Record cold -60 in 1996
    February 7 – Sinclair Lewis born in Sauk Centre in 1885
    February 24 – Mitch Hedberg born in St. Paul in 1968
    March 1 – 1st MN Capitol burned in 1881
    March 3 – MN becomes a territory in 1849
    March 3 – Jessica Biel born in Ely in 1982
    March 18 – Peter Graves born in Minneapolis in 1926
    March 24 – Louis Anderson born in Minneapolis in 1953
    April 20 – Jessica Lange born in Cloquet, MN in 1949
    April 21 – Prince died in 2016
    April 23 – John Dillinger shootout in Hastings in 1934
    May 11 – MN becomes 32nd state in 1858
    May 24 – Bob Dylan born in Duluth in 1941
    May 28 – Latest snow in 1965
    June 7 – Prince born in Minneapolis in 1958
    June 13 – Mick Jagger met Jimmy Hutmaker in Excelsior who said, “You can’t always get what you want,” in 1964
    July 6 – Prairie Home Companion – 1st live broadcast in 1974
    July 6 – Philando Castile was killed by a police officer in 2016
    July 10 – Edward Lowe, inventor of Kitty Litter, born in 1920
    July 15 – Jesse Ventura born in Minneapolis in 1951
    July 23 – Snowman built in North St Paul in 1974
    August 1 – I-35W bridge collapses over Mississippi River in 2007
    August 5 – Loni Anderson born in St Paul in 1945
    August 7 – Garrison Keiller born in 1942
    August 11 – Mall of America opens in 1992
    September 1 – Fire burned the pine forests of Hinckley in 1894
    September 2 – 1st open heart surgery at UofMN in 1952
    September 2 – VP Teddy Roosevelt gives Speak Softly speech at MN State Fair in 1902
    September 6 – Robert Pirsig born in Minneapolis in 1928
    September 7 – Jesse James gang attempts to rob Northfield bank in 1876
    September 15 – Earliest snow in 1916
    September 19 – Mary Tyler Moore show 1st airs in 1970
    September 24 – F Scott Fitzgerald born in St Paul in 1896
    September 24 – Kevin Sorbo born in Mound, MN in 1958
    September 25 – Cheryl Tiegs born in Breckenridge, MN in 1947
    September 30 – Mayo Clinic opens in 1889 (as St Mary’s)
    October 2 – 1st Peanuts comic strip in 1950
    October 4 – Rachael Leigh Cook born in Minneapolis in 1979
    October 6 – 1st indoor shopping mall – Southdale – opens in 1956
    October 25 – Marion Ross born in Watertown in 1928
    October 25 – MN Twins win World Series in 1987
    October 25 – Senator Paul Wellstone dies in 2002
    October 29 – Winona Ryder born in Olmsted County in 1971
    October 31 – 21 inches of snow in 24 hours in 1991
    November 13 – Steve Zahn born in Marshall, MN in 1967

    November 24 – Mystery Science Theater airs on KTMA in 1988
    November 26 – Charles Schultz born in Minneapolis in 1922
    December 26 – Dakota executions in Mankato in 1862

    September seems the busiest month in Minnesota history. I don’t know why.


    Day Spas in Dublin, Day Spa Dublin City Centre, Dublin Spa, Luxury

    #shelbourne hotel

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    The Spa at The Shelbourne

    Soothe the senses at The Spa, located in one of the best known 5 star hotels in Ireland, The Shelbourne Dublin – a luxurious sanctuary of contemplation and tranquility. Discover the curative wonders of the earth through our natural inspired products and therapies. Reflecting the luxurious surrounds of Dublin’s internationally renowned, leading five star hotel, which first opened its doors to welcome discerning guests in 1824, This day spa, in the centre of Dublin City offers the ultimate in health. relaxation and wellbeing .

    Created over three floors, The Spa is the largest in Dublin City Centre and one of the most exclusive. Created to offer an atmosphere of calm and elegance, this luxury hotel spa in Dublin features six spa treatment rooms and an additional suite for two people to share their spa experience together, while an opulent relaxation room is the perfect place to clear the mind and relax. A specially created elegant space dedicated to manicures and pedicures completes the pampering facilities. In addition, this oasis of calm features a swimming pool, thermal facilities, a dance studio and state-of-the-art gymnasium.

    The Spa at The Shelbourne is a tranquil urban retreat where tension dissolves into serenity in a unique sanctuary set amidst the energy of the bustling city. The Spa offers guests a holistic approach to mind and body with exclusive therapies developed with natural products, including signature rituals and treatments created by world renowned brands. A complete menu of world-class spa treatments for both men and women include, facials. purifying body wraps. intense body scrubs and intricate hand and foot care. Our experienced spa therapists will nurture and care of you with dedication and pure indulgence.

    Our online shop offers spa gift vouchers and much more available to purchase immediately.

    Arrive to The Spa at The Shelbourne and allow yourself the freedom to pleasure your senses…





    Arizona Personal Injury Attorneys #personal #injury #lawyer, #injury #lawyer, #accident #lawyer, #accident


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    Zanes Law

    Tucson Phoenix Personal Injury Lawyers

    The Zanes Law injury lawyers have helped clients recover tens of millions of dollars on their personal injury claims. Over the years, we have helped thousands of clients on everything from normal everyday car accident claims to extremely complex wrongful death claims. We take an aggressive approach to how we represent our clients because we care deeply about them and understand that we are here to fight for them. Our personal injury lawyers are some of the best in Arizona and have helped clients on a variety of injury cases, which include car accidents, truck accidents, bicycle accidents, motorcycle accidents, wrongful death claims, and more. We are personal injury attorneys and car accident lawyers with years of experience.

    SERVING TUCSON, PHOENIX MORE

    We are an Arizona personal injury law firm with offices in Tucson and Phoenix, but we help clients nationally. So regardless of your location, we can help you on your personal injury or car accident case. Our Tucson and Phoenix personal injury lawyers are here to help you, regardless of where you live.

    TUCSON PHOENIX CAR ACCIDENT LAWYERS

    If you drive a car, unfortunately sooner or later you will be involved in a car accident. At least that is what the statistics show. If and when that happens, Please call a Zanes Law Phoenix car accident lawyer or Tucson personal injury attorney so that we can help you. This is important. It is important that you have a Phoenix personal injury attorney or a Tucson car accident lawyer who has the experience to get you the compensation that you deserve. Hiring the right personal injury lawyer will help to ensure that you get the highest compensation possible. Although there are many car accident law firms and personal injury lawyers to choose from, it is the Arizona car accident lawyers at Zanes Law who have a proven track record of success. Our personal injury lawyers strive to provide our clients with the best possible representation and our car accident lawyers have successfully helped thousands of clients.

    4 WAYS WE CAN HELP YOU AFTER YOUR ACCIDENT

    The attorneys at Zanes Law have helped thousands of injured people make smarter, more confident legal decisions so that they are made whole after an accident. Today it’s your turn.

    Do you have questions or concerns about health insruance, providers, and covering medical costs?

    Medical Bills

    Medical bills caused by an auto accident are a cost that should be covered by your injury settlement. If you have health insurance, you should present your insurance card to all medical providers so they will bill your health insurance. If you do not have health insurance, you will need to find a medical provider that will treat you on a lien. This is something that Zanes Law can help you with.

    *Treating on a lien: This means that you will not be charged any up-front costs for treatment and the provider will be compensated upon your settlement. This provider would require payment for their services before you receive your proceeds from the claim.

    Property Damage Insurance

    Car rentals: If you have rental car coverage through your insurance carrier, you should request your car rental through them. It’s usually an easy process and your insurance will be reimbursed if liability is accepted by the adverse party. When you do not have rental coverage, you will have to wait until liability is established with the other driver’s insurance.

    Property damage: Open a property damage claim with your insurance company (even if the accident is not your fault). If you have collision coverage on your insurance, your insurance company will fix your car and will work with the other car’s insurance to ensure they cover the costs. Please note, you may be required to pay your deductible up-front if liability has not yet been established. Once it is, your insurance company will be able to get your deductible back and reimburse you. Click here for information about property damage after a car accident.

    Bodily injury: Injury claims are completely different than property damage claims. If you are injured due to a car accident, we recommend you consult with a personal injury lawyer or accident lawyer to open your bodily injury claim for you. If you were injured in the accident, you need to seek medical care immediately and you need to speak with a personal injury attorney as soon as possible. If you are injured and choose to speak with the insurance adjuster on your own, you must make it clear to the adjuster that you are in fact injured. However, our advice is that you seek the assistance of a personal injury attorney and that you limit the conversations that you have with the insurance adjuster. Let your personal injury attorney handle all of these conversations on your behalf.

    Lost Wages Compensation

    Lost wages: If your accident has caused you to miss time from work, you are entitled to some type of compensation through your injury claim. You should document all time you took off and keep all doctor’s notes that justify your time off.

    Pain and Suffering: This is a term used in the legal industry that refers to emotional and physical stress, as well as the actual physical pain, caused by a car accident. Injury victims are entitled to compensation for pain and suffering.

    Overall compensation: Settlement amounts are directly correlated to the facts of a particular case. Some factors that determine a settlement amount are: types of injuries sustained, how long the individual sought medical treatment, total amount of medical bills, future medical bills, and many other factors. We recommend that you contact the personal injury attorneys at Zanes Law in order to find out what the actual value of your claim is.

    Everything

    Bills, property damage, medical treatment, insurance, lost wages, and compensation.

    If all of the above are concerning you right now, we recommend you speak to a personal injury attorney to answer your specific questions. Yes, a personal injury attorney. Not a general attorney who practices all case types. A personal injury attorney works on these cases all day, everyday and is more experienced when it comes to injury claims. An accident attorney can assist with motorcycle accidents, trucking accidents, construction accidents, premise accidents, bicycle accidents, mass torts, burn injury and class action lawsuits to name a few.

    Arizona Law Offices

    4222 E. Thomas Rd. #230
    Phoenix, Arizona 85018
    United States
    Phone: 602.999.9999
    Google Plus


    When Can You Claim a Tax Deduction for Health Insurance? #tax, #taxes,


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    When Can You Claim a Tax Deduction for Health Insurance?

    Each year, June 28 marks National Insurance Awareness Day, serving as a reminder that it’s a good time to review your insurance coverage and ensure that it still fits your needs.

    This is particularly true for health insurance and making sure you have the right amount of coverage at an affordable cost.

    Health insurance can be expensive, so being able to claim a tax deduction for some of your insurance costs can help you save come tax time.

    Since there are specific rules and qualifications you must follow, here’s an overview of when you can and cannot claim a tax deduction on your health insurance.

    When health insurance is not tax-deductible

    If you didn’t pay for health insurance, you can’t take a tax deduction for it. If your employer pays your health insurance premiums, you can’t deduct those costs. However, if an employer only pays for part of your premiums, you still may be able to claim a tax deduction for the portion you paid.

    If you received a subsidy or premium tax credit to purchase an insurance plan in the Health Insurance Marketplace through the Affordable Care Act, any advanced-payment subsidy that lowered the cost of your health insurance premiums cannot be claimed as a tax deduction. However, the money you paid out of your own pocket for your premiums might be tax deductible.

    You can’t take a deduction for health insurance you paid for with pre-tax money. If you have insurance through your employer, the premiums you pay are usually taken out of your paycheck before your income taxes are calculated. Since these premiums are paid with pre-tax dollars, they’re already income-tax-free, meaning you can’t claim them as a tax deduction.

    Also note, you can not deduct health insurance unless you itemize your tax deductions or you are self-employed. You don t need to know if you qualify for itemized tax deductions, TurboTax will figure it out for you.

    When health insurance is tax-deductible

    If you’re self-employed, your health insurance premiums may be tax deductible. If you’re self-employed and not eligible for an employer-sponsored health plan through a spouse’s job, you may be eligible to write-off your health insurance premiums on your taxes. However, you can’t write off more in health insurance premiums than you earned.

    Health insurance premiums paid with your own after-tax dollars are tax deductible. For example, if you purchased health insurance on your own through a health insurance exchange or directly from an insurance company, the money you paid toward your monthly premiums can be taken as a tax deduction.

    Some Medicare plans are tax deductible. This includes Medicare Part B and Part D prescription coverage.

    There are limits to the amount of your health insurance you can deduct. If you are able to write-off your health insurance, there are limits to how much of your premiums you can write off.

    If you’re able to claim your health insurance as a medical expense deduction. you can only deduct medical expenses that exceed 10% of your adjusted gross income (7.5% if you’re 65 or older). If you’re self-employed and claimed the self-employed health insurance deduction, you don’t have to exceed the 10% threshold because you’re writing the premiums off as an adjustment to your self-employment income rather than as a tax deduction deduction.

    As with all tax laws, TurboTax is up-to-date with the latest tax law changes. If you have more questions about the Affordable Care Act and how it impacts you and your taxes, you can get answers from TurboTax Health .

    Post navigation


    Picture of the Day: Open Water Roll Cloud – TwistedSifter #brazil, #clouds,


    TwistedSifter

    Picture of the Day: Open Water Roll Cloud

    Photograph by Capt. Andreas M. van der Wurff via EPOD

    This impressive (and seemingly endless) roll cloud was spotted from a ship en route from Paranagua, Brazil to Montevideo, Uruguay. The image was taken by Capt. Andreas M. van der Wurff and chosen as the Earth Science Picture of the Day for February 29, 2012.

    A cloud feature like this isn t something you would want to run into on the open sea or on a crowded highway, but roll clouds (arcus cloud) aren t necessarily a presage of severe weather. They most often form along the leading edge of a mature thunderstorm in the relatively cool air associated with the storm s downdraft; however, they re detached from the storm itself and may be seen to roll or tumble along their horizontal axis.

    This isn t the first time a roll cloud has been featured as a POTD (see here and here ) or in a standalone post. If you enjoy looking at various cloud formations, be sure to check out the clouds tag on the Sifter!


    The deadliest holiday for car accidents – CBS News #traffic #deaths, #memorial


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    The deadliest holiday for car accidents

    Drivers and passengers, beware: You are four times as likely to die in a traffic accident over the Memorial Day weekend as over a regular weekend, according to ValuePenguin.

    In assessing driving risks, the personal finance website compared traffic fatalities over all the major holidays using statistics from the National Highway Traffic Safety Administration. Memorial Day led with an average of 312 fatal accidents per year over the period 2011 to 2015. The other big summer holidays were not far behind, however. Labor Day averaged 308 fatalities and the Fourth of July, 307.

    Fatal highways: America’s 9 most dangerous places for drivers

    The clear takeaway: Driving on any of the big summer weekend holidays is much more dangerous than on a normal weekend. The most dangerous single day — rather than weekend — is July 4, perhaps because many families are driving at night to and from fireworks displays.

    More and more travelers on the road add to those dangers. AAA forecasts that 39.3 million Americans will travel more than 50 miles over this year’s Memorial Day weekend, the most 2005, reflecting the ongoing economic recovery. Of that number, an estimated 34.6 million, or 88 percent, will be driving.

    “The expected spike in Memorial Day traffic mirrors the positive growth seen throughout the travel industry this year,” said AAA senior vice president Bill Sutherland. “Higher confidence has led to more consumer spending. Many Americans are choosing to allocate their extra money on travel this Memorial Day.”

    Irina Ivanova/CBS MoneyWatch

    Other highlights of Value Penguin’s study:

    • Surprisingly, New Year’s weekend was the second-least dangerous holiday, with an average of 245 fatal accidents per year between 2011 and 2015. It may be that years of public service announcements have convinced party-goers not to drink and drive. Christmas had the lowest level of fatalities at 231.
    • As on normal weekends, the stretch of the Northeast between Washington, D.C. and New York had a high incidence of fatal accidents on most holiday weekends.
    • Texas and California shared in the carnage. The dubious distinction of being the deadliest city on individual holiday weekends was split between Houston and Los Angeles.

    Knowing these dangers probably will not deter you from driving to your holiday celebrations. But keep in mind today’s No. 1 safety tip: Texting or other distracted driving is more dangerous than driving drunk. If you need to tell your relatives you are running late, pull over.

    2017 CBS Interactive Inc. All Rights Reserved.

    View all articles by Jerry Edgerton on CBS MoneyWatch
    Jerry Edgerton, author of Car Shopping Made Easy. has been covering the car beat since Detroit companies dominated the U.S. market. The former car columnist for Money magazine and Washington correspondent for Business Week, Edgerton specializes in finding the best deals on wheels and offering advice on making your car last.


    Deaths of 2 close friends inspire Alive Hospice CEO every day #sarcee

    #alive hospice nashville

    #

    Deaths of 2 close friends inspire Alive Hospice CEO every day

    Anna-Gene O’Neal holds hands with Jim Regan, a patient at Alive Hospice. O’Neal was offered the job as CEO of Alive Hospice in 2012, on the 10-year anniversary of her close friend’s death. (Photo: John Partipilo / The Tennessean) Buy Photo

    Their husbands were longtime best friends, and the ladies, both nurses, grew very close. In the 1990s, Anna-Gene O’Neal worked in Vanderbilt’s emergency room, her friend Susan Batt in labor and delivery.

    One of their favorite hobbies was trying to turn their husbands’ stomachs with work stories.

    Then again, they tried to gross out each other, too. Just part of being nurse buddies.

    “We talked, we laughed, we could gross each other out,” O’Neal said, smiling. “There’s not a lot either one of us hasn’t seen.”

    Batt also cared deeply about her patients, which inspired her friend.

    “She was honest, loving, caring, fun, strong, and she had a passion to make delivering a baby not just a miracle but an incredibly beautiful experience,” O’Neal said.

    The diagnosis shocked them both. Batt’s family had no history of cancer.

    The four-year losing battle with breast cancer gave O’Neal her first up-close look at hospice care. A few years later, O’Neal lost another close friend, Wendy Kanter, to metastatic breast cancer.

    Those two experiences profoundly moved O’Neal, introducing her intimately to dying and death — and showing her that among pain and loss, there is beauty.

    Five years after those losses, O’Neal became president and CEO of Alive Hospice in Nashville, which provides care each day for about 400 terminally ill patients and support for their families.

    Her friends Susan and Wendy influence her leadership daily.

    “Every decision I’m a part of, I’ve got the two of them that sit here guiding my conscience,” O’Neal said.

    A friend’s last breath

    O’Neal wasn’t part of Batt’s daily care, but Batt shared her wishes about dying with her close friend.

    “She shared her deepest inner feelings about what she wanted and didn’t want and what quality of life meant to her,” O’Neal said.

    Batt also shared her deepest fear, that her youngest daughter, Janie, wouldn’t remember her mom. In fact, Janie was 6 when her mom died and the girl never got a chance to know her mom when her mom wasn’t sick.

    Susan Batt holds Anna-Gene O’Neal’s son, Bates, in 1996. Batt worked in labor and delivery at Vanderbilt, while O’Neal worked in the emergency room. (Photo: Submitted)

    O’Neal remembers feeling moved by her friend’s vulnerability and gut-wrenching honesty.

    She kept it together in front of Batt.

    “You question a lot — how does this incredible person who gives so much of herself to humanity, how can this happen? How is this right? Why?” she said. “Every day was hard.”

    O’Neal found herself crying at home in her bedroom.

    The two friends never talked in depth about how much they loved each other. But O’Neal decided she had to share her feelings in a letter, which took a long time to write.

    “I wanted to get it perfect.”

    O’Neal delivered the letter a month before her friend died — and the two never talked about it. But O’Neal saw it open on Batt’s dresser, where it stayed until the end.

    The day Batt died, Feb. 11, 2002, the O’Neals got a call from her husband, saying she probably would pass soon.

    O’Neal was holding her friend’s hand and rubbing her arm when Batt took her last breath. The feelings came in waves.

    “It was everything from relief she’s no longer suffering to pain that a beautiful life was gone too quickly.”

    A member of the Jewish Congregation Micah, O’Neal called it a spiritual time, too.

    “It’s ours to have faith that good will come out and hopefully one day, we’ll have understanding.”

    That wasn’t easy.

    “It was awful,” O’Neal said. “And then it happened again with Wendy.”

    Susan Batt (right) with Anna-Gene O’Neal awaiting delivery of O’Neal’s son, Bates, in 1996. (Photo: Submitted)

    Wendy Kanter was a massage therapist who treated Susan Batt while she was dying.

    But Kanter, married to Congregation Micah’s founding rabbi, Ken Kanter, had had her own struggles with cancer, for more than 20 years.

    Anna-Gene and Scott O’Neal were founding members of the temple in 1993, so they became good friends with the Kanters.

    Wendy Kanter, a confident free spirit, often hosted girls’ nights of aromatherapy, mani-pedis and wine at her house. Her close friends rejoiced when her cancer went into remission around 2000.

    But the cancer came back about five years later, about the time the Kanters moved to Cincinnati.

    “All the statistics told Wendy she wasn’t going to make it, but she wasn’t willing to accept that. She fought every day and lived through horrific pain every day, convinced she wouldn’t be that statistic,” O’Neal said.

    “I felt the exact same way I felt with Susan, a life well lived, a life lived greatly cut too short. The selfish piece, I just lost Susan, I can’t lose Wendy, too.”

    Wendy Kanter with Anna-Gene O’Neal’s daughter, Ayla O’Neal, in 1994 (Photo: Submitted)

    O’Neal got the call that Wendy Kanter was about to die, and O’Neal jumped into her car and drove the five hours to Cincinnati. She met the Kanters just as a noncommunicative Wendy was being transferred from the hospital to a hospice facility — Wendy Kanter had said earlier she didn’t want to die in a hospital.

    Another friend stayed in the room while O’Neal took the rabbi to dinner.

    When they got back that day, June 23, 2007, Wendy Kanter had died.

    “It didn’t surprise me that she waited for Ken to have someone to be with before she passed,” O’Neal said.

    “I didn’t want to leave because I wanted to be there the same way I was with Susan, for her last breath. But I had to take me out of the equation.”

    Wendy Kanter, left, and Anna-Gene O’Neal ride in a pedicab in Halifax, Nova Scotia. (Photo: Submitted)

    Five years later, O’Neal was asked to be on the board of Alive Hospice, and within days, she found out there was an opening for CEO.

    On the 10th anniversary of her friend Susan Batt’s death, O’Neal got the offer.

    “I miss them every single day,” she said through tears.

    “In hospice, they were impacted at the end of life, so vulnerable, fragile, awful and beautiful at the same time. They inspire me to help others on the same journey.”

    Those who work in hospice care often are asked why they would choose to work with the dying.

    An Alive Hospice chaplain, Linda Bray, has that answer.

    “When you ask her, she says it’s a privilege to be with someone when they’re born. And it’s just as much of a privilege to be with someone when they’re dying,” O’Neal said.

    “With a baby, it’s birth of life. When we see death, it’s the birth of a soul. That’s an incredible gift to be able to help navigate and share.”

    Anna-Gene O’Neal is CEO and president of Alive Hospice in Nashville, which provides care for 400 terminally ill patients and support for their families. (Photo: John Partipilo / The Tennessean)

    Alive Hospice helps — including the indigent

    What: Alive Hospice is a nonprofit agency that provides care for terminally ill patients in Middle Tennessee and support for their families. More than 3,400 patients and families were served in 2014, regardless of their ability to pay.

    The agency also provides grief support and education on the end of life.

    Where: Most hospice care is provided in patients’ homes. The agency also operates two hospice facilities, Alive Hospice Residence Nashville and Alive Hospice at TriStar Skyline Madison Campus.

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    Perfect Day: Crossroads Hospice Ultimate Gifts Program #discounts #on #hotels

    #gifts for hospice patients

    #

    The Crossroads Hospice ultimate gift program

    Jim Stovall’s book, The Ultimate Gift, inspired Crossroads to think about hospice differently. Hospice removes the negatives—the pain, the spiritual burdens, the financial burdens, and guilt. It elevates death in many ways, but many people don’t know that. His teachings inspired us to help patients live their lives to the fullest through these unique programs: Gift of a Day and Gift of Blessings and Gratitude.

    Gift of a Day

    We develop unique plans of care that include Jim’s idea of inspiration through the Gift of a Day. Since its inception, we have helped hundreds of hospice patients experience the perfect day. That day is based on the question: “If you had one perfect day, what would it look like?” Our staff members, volunteers, and local businesses work together to bring these perfect days for hospice patients to life.
    See our stories

    Gift of Gratitude

    Jim Stovall’s concept of the Gift of Gratitude inspired us to create Life Journals for our patients to leave as legacies for family members and loved ones. The journals contain the history of the patients’ life, including their heritage, life experiences, treasured moments and advice.





    Walt Disney World Tickets, Discount Disney World Tickets #day #park #hopper #pass


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    Walt Disney World Tickets

    Walt Disney World has introduced a new ticketing option. The 4 Park Magic Ticket will cost $70 per day and give guests access to one theme park on four separate days (the same park cannot be entered more than once) from November 15, 2016-May 26, 2017.

    As always, the ticket expires 14 days after first use, or by May 26, whichever comes first. Blockout dates include: December 17, 2016-January 2, 2017 and April 10-April 21, 2017.

    These tickets can be added to either an onsite or offsite package. The onsite packages start at $1,768 for a family of 4 at Disney’s All-Star Music Resort (based on 2 adults, 1 junior, and 1 child). Travel dates are January 3-April 5 and April 22-May 22, 2017. The blockout dates for this package are April 10-21, 2017. This package must be booked by March 5, 2017.

    The offsite packages will include a stay at one of the Walt Disney World Good Neighbor Hotels and begin at $1,675 for a family of four. The same blockout, travel, and book-by dates apply.

    Ticket Planning Guides

    Disney Tickets Overview

    With the Magic Your Way Disney World tickets, you first choose the number of days you want on a base ticket. which allows you to enter one theme park each day. Then decide which option you want to add to your ticket, paying only for those features you want, such as the ability to visit multiple Disney theme parks each day (Park Hopping ) or to visit water parks, or other exciting venues (Park Hopper Plus Option ).

    The per day cost of tickets decreases if you purchase multi-Days. The most significant cost break occurs when you purchase a 4-Day or higher Disney World ticket. All Disney tickets expire 14 days after first use.

    *NOTE: All Disney ticket media for the Theme Parks require that the Ticket Tag (finger scan) system be used for both entry and re-entry. This includes any tickets issued prior the Magic Your Way program, such as Park Hopper Passes. In addition, guests with the latter will be asked to sign the ticket should they encounter difficulty using it for reentry. The Ticket Tag system is not in use for the Water Parks or Disney’s Wide World of Sports. Hand stamps will be used for readmission to these venues.

    Disney offers a payment plan for Florida residents when purchasing a Florida Annual Pass.

    Florida residents must make a down payment equal to the current price of a full price 1 day Magic your Way Base ticket. After they make the down payment the guest will make 12 recurring payments automatically and it must be charged to a credit or debit card. The first payment will be charged the same day the guest signs up. This can be done online or Florida residents that have an Annual Pass can now renew their existing AP with the monthly payment plan at a ticket window or Guest Relations location at WDW.

    Still have questions about theme park tickets? Check out this thread on the DISboards for answers on every ticket question you might have!

    Adding Days and Options onto a Ticket

    What happens if you have already started your vacation and realize you don’t have enough days on your ticket?

    As long as you are within 14 days of the ticket’s first use and have at least one unused admission left, you can add on extra days. Exceptions – no ticket can exceed 10 days. If adding additional days would make the total go above 10, you cannot do that. You can add on extra days as many times as you want, as long as the total number of days never exceeds 10. Park Hopper Plus Option entitlements are not counted in the 10.

    You will be charged the current gate price for the new days added on.

    Need to add on an option? (Park Hopper or Park Hopper Plus)

    This can be done, as long as it’s done within 14 days of the ticket’s first use. All of these options are a fixed cost, so the price is based on the original length of the ticket, not what’s left. For example, even if you only have 2 days left of a 10 day ticket, you would pay full price to add a park hopper option, not a prorated fee from the 10 day cost.

    Have an old children’s ticket, but your child is not a child any longer?

    If you have a partially used child’s ticket with remaining days on it, but your child is no longer child-age (age 3-9), you can bring the ticket and your child to Guest Relations. If the dates on the original ticket and the age of your child match (your child would have been child-age at the date of the ticket), Guest Relations will exchange the ticket for an adult ticket of the same length.

    Checking Days Left on a Used Ticket

    If you have leftover park tickets from previous visits and can’t remember how many days you have left on them, you can have your ticket checked while at Disney World at any of the ticket windows at the parks, concierge desks at the hotels or Guest Relations at Downtown Disney.

    NOTE: All park tickets before 2004 do not expire, so any unused days will still be valid. From 2004-2014, a non-expiration option was available, so some tickets from this time may still be valid. After 2014, all tickets expire after 14 days from first use.

    Walt Disney World Ticket Prices

    The BASE DISNEY TICKET

    This ticket includes admission to all 4 Walt Disney World Theme Parks (Magic Kingdom. Epcot. Disney-Hollywood Studios and Disney s Animal Kingdom ) one park per day(i.e. no park hopping) and expire 14-days after the first use. They do not include admission to the water parks, Disney Quest or Disney s Wide World of Sports Complex.

    All prices shown without tax.

    One day tickets have special pricing based on when you’ll be visiting: Regular period, Value period or Peak period. These tickets expire 14 days from first use. Unused tickets expire on December 31, 2017. Prices below are listed WITH TAX.

    Park Hopper Plus Option

    For Disney fun beyond the four theme parks, this option provides the choice of admission to Disney s Blizzard Beach water park, Disney s Typhoon Lagoon water park, the two miniature golf courses, round of golf at Disney’s nine hole Oak Trail Golf Course (Tee times required: 407-WDW-GOLF.). entry to ESPN Wide World of Sports Complex.

    Gate Ticket Price

    Discount Purchase Price

    NOTE: We’ve listed the tickets below WITH TAX.
    The Official Ticket Center also displays their prices on their website with tax.
    Adult (ages 10+) Child (ages 3-9)

    *1-Day Regular Season tickets are not valid on: March 11-31, April 1-2, May 27-31, June 1-30, July 1-23, November 20-27, December 22-31, 2016. Tickets must be used by December 31, 2017, but the amount paid for an unused ticket may be applied toward current prices.

    **1-Day Value Season tickets are not valid on: March 4-August 21, September 30-December 31, 2016. Tickets must be used by December 31, 2017, but the amount paid for an unused ticket may be applied toward current prices.

    ***Tickets and any options purchased must be used within 14 days of first use, except for Florida Resident 3-Day and 4-Day Tickets. Florida Resident 3-Day and 4-Day Tickets expire 6 months after first use or December 17, 2017, whichever comes first, and may not be used on the following blockout dates: June 6, 2016 to August 11, 2016; December 15, 2016 to December 31; 2016; January 1, 2017 to January 2, 2017; April 8, 2017 to April 21, 2017; June 5, 2017 to August 10, 2017 .

    ****Discover Disney tickets expire 6 months after first use or December 17, 2017, whichever comes first, and may not be used on the following blockout dates: January 1, 2017 to January 2, 2017; April 8, 2017 to April 21, 2017; June 5, 2017 to August 10, 2017. At Disney’s Animal Kingdom only, the following blockout dates apply: May 27, 2017 to June 9, 2017.

    Water Parks / Cirque du Soleil


    A Day in the Life – Hospice #hotel #booking #online

    #vnsny hospice

    #

    VNSNY Hospice social worker Marilyn Dos Santos with Lydia, one of her patients.

    “I just came from the house of a patient with end-stage liver cancer,” says Marilyn Dos Santos, a social worker with the Queens North team of VNSNY Hospice and Palliative Care. “The patient’s sister is helping to care for him, but they have a love-hate relationship. He’s angry that she’s trying to take over his life, and he wants to make own his decisions.”

    The patient also has hepatic encephalopathy, she adds, leaving him confused and agitated. This…

    The following letter is from the sister of a patient who was cared for at VNSNY’s Haven Hospice inpatient facility:

    I write with heartfelt thanks and gratitude for your kind assistance and support for my sister during her recent illness with cancer. She passed quietly back in July at Bellevue Hospital’s Haven Hospice Unit with my brother-in-law, niece, and me at her bedside. I wanted to take the time to let you know how much I appreciated your effort and care coordination for my sister. Each encounter left her with full…

    Mark Messier meets Daniel, Haven patient and Rangers fan. Also shown, Daniel’s wife Alejandra and Zenobia, Haven medical director.

    The VNSNY Haven Specialty Care Unit is an alternative to the hospital for hospice patients with increasing pain and symptom management needs. A 25-bed unit located in a special wing at Bellevue Hospital, Haven has a close-knit staff that works tirelessly to anticipate and fulfill the needs of patients and their families, often going the extra mile to make a difference.

    Daniel, a 38 year-old patient at the Haven, was at the end stage of…

    The Threshold Choir. Sue Ribaudo is in the middle of the back row, in the blue shirt.

    April 6-12 is National Volunteer Week, and this marks the 40 th year of recognizing the people who give their time and their talents to our organization and our communities. This week is about inspiring, recognizing and encouraging people to seek out imaginative ways to engage in their communities. A Day in the Life talked to two of VNSNY’s amazing volunteers.

    Sue Ribaudo is the Music Director of the New York City chapter of the Threshold…

    New Yorkers seem to resist hospice. Only 18% of New York City residents take advantage of hospice services, compared to 22% in New York State and 40% in the United States. It’s hard for anyone – doctors included – to have the end-of-life discussion. Doctors need to determine that a patient has less than six months to live in order for hospice services to be available.

    For Gerry, hospice has not been an end; it has been part of his life for over a year. After a debilitating stroke. Gerry declined…

    We woke him up when we arrived, well after 10 am, but it’s no surprise he needs to sleep in. Victor is 25-years-old, works at night and finds it hard to sleep because he is constantly checking on his mom who is dying of liver cancer .

    Victor told me how quickly her decline had been and how she was so full of energy and life just a short time ago. Then, the last time she went to the hospital for an emergency and before she was released, VNSNY’s hospice team approached Victor…

    Hospice care is care supported by a team of nurses, social workers, spiritual care counselors, physicians and many others and is provided to patients at the end of life. It is a philosophy of care that puts the goals and values of patients and their families first, developing plans of care tailored to their specific preferences and situations. Sometimes, figuring out which care decisions do…

    Dahlia’s experience with her mother’s passing influenced her to become a hospice nurse. She came to New York City and got a job with the Visiting Nurse Service of New York, a job she loves. She left briefly to work at another hospice and, after one day, knew she wanted to be back with VNSNY. She called her old boss who welcomed her with open arms, because in just that one day, she was already missed terribly.

    When I had asked VNSNY blogger and hospice manager, Vince Corso. if he knew of…

    I was honored to meet Dahlia Nichols, a VNSNY hospice nurse who has been with the company for many years. I followed her around for a day within her service area – Washington Heights in Upper Manhattan – and I learned so much about how hospice and end-of-life care.

    Dahlia Nichols’s mom always thought she would be a great nurse, but Dahlia resisted. She was widowed and had two small children. Nursing school was not in her future.

    She was living with her mom in upstate New York when her mom got sick.…





    Bancroft School #pre-k-12 #independent #school, #private #school, #day #school, #coed, #academics, #music,


    #

    • June 2017
      • Tue Jun 06 LS Closing Ceremony 9:00 AM to 10:00 AM
      • Tue Jun 06 MS Closing Ceremony 2:00 PM to 3:00 PM
      • Fri Jun 09 Commencement 5:30 PM to 7:00 PM
      • Tue Jun 13 Admission Tour Tuesday 9:00 AM to 10:30 AM
      • Tue Jun 20 Admission Tour Tuesday 9:00 AM to 10:30 AM
    • July 2017
      • Tue Jul 11 Admission Tour Tuesday 9:00 AM to 10:30 AM
      • Tue Jul 18 Admission Tour Tuesday 9:00 AM to 10:30 AM

    Bancroft History Students Memorialize Soldiers Who Gave Their Lives

    Faculty Honors Friend and Colleague Who ‘Seizes the Day’

    Bancroft Robodogs Earn 3 of the 15 Spots Available in the Region

    Lisa Baker Will Assume the Leadership Role on July 1, 2017

    Senior Basketball Guard Surpasses Milestone That Few Ever Achieve

    14 Honorable Mentions Round Out the Talent Pool

    Lower School

    PreK to Grade 5

    At Bancroft School, we are not only knowledgeable about education, we are smart about kids. We know that every child is unique, so we base our teaching on flexibility and creativity. In the Lower School, small group and one-to-one learning grants teachers the opportunity to connect with students personally and adapt lessons to their individual learning styles, levels of mastery, and even their interests.

    Middle School

    Grades 6 to 8

    Bancroft Middle School provides students with an education that s unsurpassed in excellence. From our individualized teaching approach to our interdisciplinary, globally focused curriculum to our broad range of extracurricular options, Bancroft students enjoy the full range of experiences they need to grow as self-aware, confident learners ready to thrive when they reach the Upper School.

    Upper School

    Grades 9 to 12

    Bancroft s Upper School fosters much more than academic achievement it prepares students for the full range of intellectual, ethical, personal, and professional challenges they will face in college and beyond. Our rigorous liberal arts curriculum combined with countless opportunities for scholarly, athletic, artistic, social, workplace, and global engagement gives students the broad education they need to succeed in the world s top colleges and build meaningful careers and fulfilling lives.

    Hope Graham Program

    LBLD/Dyslexia

    Building upon Bancroft’s commitment to nurture, respect, and educate diverse learners, the Hope Graham Program (HGP) at Bancroft School is designed for students with diagnosed language-based learning differences (LBLD), such as dyslexia, in Grades 2 through 8.


    Term deposits Vs savings accounts What s best for you? #savings #accounts,


    #

    Term deposits Vs savings accounts: What’s best for you?

    Where should one stash their cash: savings accounts or term deposits?Andrea Sophocleous investigates.

    September 7, 2009

    Saving hasn t always been fashionable. Before the global financial crisis began taking its toll on years of economic prosperity and consumer hedonism, excessive spending was a national in fact, global pastime.

    Australia may have escaped the full grunt of the GFC, but the new mood of thrifty restraint appears to be hanging around a little longer. This is the perfect environment in which to begin saving for that next rainy day or home loan deposit. And with interest rates set to rise further, so could your savings.

    Higher interest rates won t just increase your mortgage repayments ; on the plus side, they could also increase the interest you earn on your high interest savings account .

    Savings accounts differ from day-to-day transactional accounts by being designed to help you save for a long-term goal. While you can access your everyday account for all your spending needs using debit cards, ATMs or the internet, any money you deposit in a savings account remains out of everyday reach and accrues interest on the growing balance.

    You can make withdrawals whenever you like, but this would make a dent in the amount of interest you are paid. A more prudent option, therefore, is to make regular fortnightly or monthly deposits but no withdrawals.

    A high interest savings account, however, is not your only option if you want to get serious about saving. If you are easily tempted into spending rather than saving, a term deposit may be a more suitable path for you to take.

    Like savings accounts, term deposits are a low-risk, convenient way to earn higher interest on your money, but because you cannot withdraw any money during the life of your term deposit, your cash will remain safely tucked away, growing at a healthy rate.

    Term deposits require a minimum opening balance usually at least $5,000 and can last anywhere from 30 days to five years. The rate is fixed for the duration of the term deposit, so you know exactly how much money you will end up with.

    If you already have a few thousand dollars saved, a term deposit is a smart choice because you will start earning a decent amount of money in interest straight away. And if you won t need access to the money too soon, opting for a longer term makes more sense because depending on the term, you could score a higher interest rate.

    For example, a 30-day term deposit with ING Direct will see you pocket interest at 3.25 percent p.a. while a two-year term deposit will deliver a more profitable 6.00 percent p.a. interest. So $10,000 will earn $26.71 in interest in 30 days, while after two years your nest egg will be up by $1,200.

    As with all financial decisions, shop around for the term deposit that suits your needs. And ensure you won t need the money before your term expires otherwise you will have to wear the cost in hefty fees. If you are starting from scratch, a high interest savings account is a better option because most do not require a minimum opening balance.

    The ING Direct Savings Maximiser account will dish out 4.75 percent p.a to new customers who signs up before November 30. This special introductory rate will last until 31 January 2010. Other generous high interest savings accounts include UBank s USaver account, which offers 5.11 percent p.a interest, and Westpac s Reward Saver with a 4.70 percent p.a rate.

    There are hundreds of savings accounts to choose from, so researching and comparing interest rates and terms and conditions is essential.

    Get expert advice about this loan now!

    We can negotiate discounts and lower rates for you

    Submit your details now and a local expert will be in touch within a few business hours. They ll compare hundreds of home loans from up to 20 lenders including the big banks to find the loan that s right for you.

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    • © 2017 RateCity
    • ABN 12122743542
    • AFSL ACL 316710

    © 2017 RateCity

    This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.


    Day Spas in Dublin, Day Spa Dublin City Centre, Dublin Spa, Luxury

    #shelbourne hotel

    #

    The Spa at The Shelbourne

    Soothe the senses at The Spa, located in one of the best known 5 star hotels in Ireland, The Shelbourne Dublin – a luxurious sanctuary of contemplation and tranquility. Discover the curative wonders of the earth through our natural inspired products and therapies. Reflecting the luxurious surrounds of Dublin’s internationally renowned, leading five star hotel, which first opened its doors to welcome discerning guests in 1824, This day spa, in the centre of Dublin City offers the ultimate in health. relaxation and wellbeing .

    Created over three floors, The Spa is the largest in Dublin City Centre and one of the most exclusive. Created to offer an atmosphere of calm and elegance, this luxury hotel spa in Dublin features six spa treatment rooms and an additional suite for two people to share their spa experience together, while an opulent relaxation room is the perfect place to clear the mind and relax. A specially created elegant space dedicated to manicures and pedicures completes the pampering facilities. In addition, this oasis of calm features a swimming pool, thermal facilities, a dance studio and state-of-the-art gymnasium.

    The Spa at The Shelbourne is a tranquil urban retreat where tension dissolves into serenity in a unique sanctuary set amidst the energy of the bustling city. The Spa offers guests a holistic approach to mind and body with exclusive therapies developed with natural products, including signature rituals and treatments created by world renowned brands. A complete menu of world-class spa treatments for both men and women include, facials. purifying body wraps. intense body scrubs and intricate hand and foot care. Our experienced spa therapists will nurture and care of you with dedication and pure indulgence.

    Our online shop offers spa gift vouchers and much more available to purchase immediately.

    Arrive to The Spa at The Shelbourne and allow yourself the freedom to pleasure your senses…





    Adult Day Centers #hospice #care #centers

    #senior care

    #

    Welcome to Active Day and Senior Care Centers of America

    With more than 80 locations across the country, Active Day/Senior Care is the premier provider of adult day health services and in-home personal care. Our adult day health centers are a preferred alternative to nursing homes, assisted living facilities or institutional care, providing engaging therapeutic activities, opportunities for socialization and expert health and nursing care dedicated to helping our members improve daily functioning or delaying the onset of chronic diseases.

    Our state-of-the-art centers offer a daytime program full of recreational activities, social services, meals and nursing care in a safe, caring and attentive environment. It is our primary focus to ensure that your loved one achieves an overall improvement in their quality of life through the effective management of chronic conditions, cognitive and physical stimulation, and medical management in a cost-effective environment.

    Our Home Health Aides, Certified Nurse Aides, Personal Care Aides, Registered Nurses and Companions are thoroughly screened, trained, insured and bonded and are available anytime from a one hour shower visit to 24 hour care, 365 days a year. We serve members with Medicaid, long-term care insurance, self pay, workers compensation, and local elder services agencies.

    For more information on our adult day health centers and home care (branches), or to find out if Active Day/Senior Care is the answer for you, please get in touch with our friendly staff today at 877-435-3372. If you wish to have our staff contact you directly, simply take a moment to fill out the contact form to your right and someone will be with you shortly.

    How Do The Costs Compare?

    Active Day / Senior Care centers offer many distinct advantages and the most cost-effective option for long-term care. While costs differ based on care level and geographic region, nationwide averages* show that the annual costs for adult day health services are significantly less than those for other long-term care options.

    Latest News





    Day Spas in Dublin, Day Spa Dublin City Centre, Dublin Spa, Luxury

    #shelbourne hotel

    #

    The Spa at The Shelbourne

    Soothe the senses at The Spa, located in one of the best known 5 star hotels in Ireland, The Shelbourne Dublin – a luxurious sanctuary of contemplation and tranquility. Discover the curative wonders of the earth through our natural inspired products and therapies. Reflecting the luxurious surrounds of Dublin’s internationally renowned, leading five star hotel, which first opened its doors to welcome discerning guests in 1824, This day spa, in the centre of Dublin City offers the ultimate in health. relaxation and wellbeing .

    Created over three floors, The Spa is the largest in Dublin City Centre and one of the most exclusive. Created to offer an atmosphere of calm and elegance, this luxury hotel spa in Dublin features six spa treatment rooms and an additional suite for two people to share their spa experience together, while an opulent relaxation room is the perfect place to clear the mind and relax. A specially created elegant space dedicated to manicures and pedicures completes the pampering facilities. In addition, this oasis of calm features a swimming pool, thermal facilities, a dance studio and state-of-the-art gymnasium.

    The Spa at The Shelbourne is a tranquil urban retreat where tension dissolves into serenity in a unique sanctuary set amidst the energy of the bustling city. The Spa offers guests a holistic approach to mind and body with exclusive therapies developed with natural products, including signature rituals and treatments created by world renowned brands. A complete menu of world-class spa treatments for both men and women include, facials. purifying body wraps. intense body scrubs and intricate hand and foot care. Our experienced spa therapists will nurture and care of you with dedication and pure indulgence.

    Our online shop offers spa gift vouchers and much more available to purchase immediately.

    Arrive to The Spa at The Shelbourne and allow yourself the freedom to pleasure your senses…





    Peace Hospice Care explains why Every Day Matters #last #minute #hotel #reservations

    #peace hospice watford

    #

    Peace Hospice Care explains why Every Day Matters

    Thursday, 23 June 2016

    In April, Peace Hospice Care and the Watford Observer launched the Every Day Matters appeal.

    The aim – to raise 120,000 towards their nurses’ salaries and much needed modernisation of the Inpatient Unit (IPU) bedrooms and bathrooms.

    Director of Fundraising, Ropinder Gill, explained. “Our patients are with us at the most vulnerable time of their lives and we need to maintain the ‘home-from-home’ environment they need and deserve.

    “Our nurses are indispensable and we pride ourselves on having one nurse for every two patients. If we had fewer nurses, they simply couldn’t give the level of care that they do. We’re very grateful to the Watford Observer and their readers for their support. If you can give a donation today, even a small gift will help.”

    On average, patients stay in the Inpatient Unit for 13 days and 60% of those spend their final hours at the Hospice.

    Every day it costs over 4,000 to run the Hospice Inpatient Unit and 170 to fund a specialist nurse.

    Liz Kennedy, Inpatient Unit Matron, said: “We are immensely proud of the fantastic care that our specialist team continues to provide in the face of financial constraints and increasing demand.

    “The bedrooms and bathrooms have not been renovated in over 15 years – understandably they have become tired and dated. In particular, the shower and toilet facilities can be difficult to use when a person needs assistance. The refurbishment is to reflect the standards we would like to provide for all our patients and their families.

    “We want our patients to have access to the best facilities possible and so it is crucial that we raise enough money to have the bedrooms and bathrooms updated, so we can better support our patients’ needs.”

    Every year Peace Hospice Care need to raise over 5 million in order to run and develop their services. It is only due to the continued generosity from the public that they are able to reach their target.

    Every day really does matter to the families the Hospice help. To donate to the appeal please click here or call 01923 330340.





    Louth Hospice, Home Support and Day Care Lincolnshire UK #discount #hotel #websites

    #blackrock hospice

    #

    Hospice New Build

    Building of the new Day Care Hospice commenced on Monday 28 th May 2012, with the hot sun gleaming down on us, Trustees, Staff, Volunteers and friends/supporters of the Hospice attended the site to see the first turf cut by Councillor Stan Avison, Chairman of East Lindsey District Council.

    You can see the progression of the building by viewing photographs on this site, plus the preview of the completed building in August 2013.

    Click on any image to open gallery

    First Turf Cut 28th May 2012

    5th July 2012

    BACKGROUND:

    This Policy applies as between you, the User of this Website and Louth Hospice the owner and provider of this Website. This Policy applies to our use of any and all Data collected by us in relation to your use of the Website.

    Definitions and Interpretation

    In this Policy the following terms shall have the following meanings:

    Data

    means collectively all information that you submit to the Louth Hospice via the Website. This definition shall, where applicable, incorporate the definitions provided in the Data Protection Act 1998.

    Louth Hospice

    means Louth & District Hospice, Unit 7 Bolingbroke Road, Fairfield Industrial Estate, Louth, Lincolnshire, LN11 0WA.

    User

    means any third party that accesses the Website and is not employed by Louth Hospice and acting in the course of their employment and

    Website

    means the website that you are currently using www.louth-hospice.co.uk expressly excluded by their own terms and conditions.

  • Scope of this Policy

    This Policy applies only to the actions of Louth Hospice and Users with respect to this Website. It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites.

  • Data Collected

    3.1 This Website does not collect Data about our Users by any means unless you contact Louth Hospice via a contact form link which is included in the Website.
    3.2 This Website is built using a programme called WordPress and it uses session cookies which are stored temporarily and destroyed when you close the link. This is simply a functionality cookie and does not store data or download to the user’s computer.
    3.3 From emails we may collect your name, your email address and any other information which you opt to supply.
    3.4 Google Analytics
    These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited.
    3.5 Cookies

    Zen Cart requires that the visitor’s computer accept a session cookie. This session cookie contains simply the session ID number which identifies the visitor to the store, as separate from other visitors. The session cookie contains no personal identity information, and in itself is thus anonymous as a 3rd-party cannot use anything in the cookie to identify the visitor in any way. In a traditional configuration, and by definition, this session cookie expires at the end of the visitor’s session in the browser, or at a predefined time (typically 24 minutes) after their last click , whichever is sooner.
    3.6 Sessions
    The session ID is used only to recognize what the visitor has done during their visit to the store. This includes things like: whether the visitor has put something in their shopping basket, whether they have logged in, and allows them to proceed through checkout.

    Our Use of Data

    3.7 Louth Hospice will use your Data for the following purposes:
    3.7.1 [responding to the contents of your email to us;]
    3.7.2 [internal record keeping;]
    3.7.3 [improvement of our products / services;]
    3.7.4 [transmission by email of promotional materials that may be of interest to you;]
    3.7.5 [contact for market research purposes which may be done using email. Such information may be used to customise or update the Website.]

  • Links to Other Websites

    This Website may, from time to time, provide links to other websites. Louth Hospice has no control over such websites and is in no way responsible for the content thereof. This Policy does not extend to your use of such websites. Users are advised to read the privacy policy or statement of other websites prior to using them.

  • Accessing your own Data

    You have the right to ask for a copy of any of your personal Data held by Louth Hospice (where any such data is held) on payment of a small fee which will not exceed 10.00.

  • Security

    Data security is of great importance to Louth Hospice and to protect your Data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure Data collected via this Website.

  • Changes to this Policy

    Louth Hospice reserves the right to change this Policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the Policy on your first use of the Website following the alterations.