Don t Pay Until You Stay #motels #in #wildwood #nj

#book now pay later hotels

#

Hotel Guides

Don’t Pay Until You Stay

Unlike most other hotel reservation websites, we usually do not charge your credit card at the time you make a reservation.xxx

In fact 95% of our reservations do not require an advance payment of any sort.

We do ask for your credit card information to guarantee the first night of your reservation for late arrival. But in most cases, nothing is charged to your credit card until you check out of the hotel.

Some discount rates are an exception to this rule. However, all advance charges are clearly explained before you enter your credit card information. Please read this information carefully.

Debit cards. If you have a credit card, we recommend that you use it rather than a debit card.

If you use a debit card to guarantee your reservation, the hotel may charge your bank account in advance even if your reservation doesn’t require prepayment.

HotelGuides.com

7 reasons to book with us

  1. Lowest rate guarantee
  2. No booking fees
  3. We show all discounts
  4. No Advance payment for most reservations
  5. Satisfaction guarantee
  6. Prompt & personal US customer service
  7. Cash rewards

Learn More

Hotel Tips

  • Beware non-refundable hotel reservations that could cost you a lot of money if you change or cancel them.
  • Read cancellation policies carefully before you make a reservation.
  • When you make a reservation, you will receive a confirmation email. Print it and take it with you to the hotel.
  • The earlier in the day you check into a hotel, the more likely you will get a room or suite that matches your preferences.

2016 HotelGuides.com, Inc. All rights reserved.





Home – Paragould Light Water – Cable #paragould, #light, #water, #cable, #services,


#

  • JPD: sex offender arrested for failing to comply with probation JPD: sex offender arrested for failing to comply with probation Jonesboro police arrested a man after he failed to comply with his sex offender reporting requirements.

Created on: Aug 11, 2017 | 21:17 pm

Aug 11, 2017 | 21:17 pm

  • Woman leaves dog in hot car, police save it Woman leaves dog in hot car, police save it A shopping spree for one woman ended with a citation after she left her dog in a vehicle.

    Created on: Aug 11, 2017 | 20:56 pm

    Aug 11, 2017 | 20:56 pm

  • Hoxie s history to be featured at Capitol Hoxie s history to be featured at Capitol The City of Hoxie will soon be featured in an exhibit in the Capitol Building.

    Created on: Aug 11, 2017 | 18:17 pm

    Aug 11, 2017 | 18:17 pm

  • A State Welcomes Over 100 Medical Students A State Welcomes Over 100 Medical Students Over one hundred new students begin medical school at NYIT College of Osteopathic Medicine at A State.

    Created on: Aug 11, 2017 | 17:58 pm

    Aug 11, 2017 | 17:58 pm

  • A-State senior killed in Thursday night car crash A-State senior killed in Thursday night car crash The Honors community at Arkansas State University is mourning the loss of one of their own.

    Created on: Aug 11, 2017 | 17:01 pm

    Aug 11, 2017 | 17:01 pm

  • JPD swears in new officers JPD swears in new officers The Jonesboro Police Department has several new officers on the force.

    Created on: Aug 11, 2017 | 16:47 pm

    Aug 11, 2017 | 16:47 pm

  • Arkansas unveils new ways to report disabled parking spot violators Arkansas unveils new ways to report disabled parking spot violators Arkansans have a new way to report people who may misuse parking spaces for those with disabilities.

    Created on: Aug 11, 2017 | 16:08 pm

    Aug 11, 2017 | 16:08 pm

  • Trumann looks to annex more than 100 acres of land into city Trumann looks to annex more than 100 acres of land into city A Region 8 city hopes to annex more than 100 acres of land into city limits.

    Created on: Aug 11, 2017 | 15:55 pm

    Aug 11, 2017 | 15:55 pm

  • Former business owner going to prison for false disability claims Former business owner going to prison for false disability claims A former Region 8 business owner will spend two years in prison for making false disability claims.

    Created on: Aug 11, 2017 | 15:49 pm

    Aug 11, 2017 | 15:49 pm

  • Region 8 Health Inspection Report: Aug. 4-10 Region 8 Health Inspection Report: Aug. 4-10 Health inspections submitted for the week of Aug. 4-10 for all of Region 8.

    Created on: Aug 11, 2017 | 14:58 pm

    Aug 11, 2017 | 14:58 pm

  • JPD ready for first day of school rush JPD ready for first day of school rush It’s not just the kids heading back to school Monday, Jonesboro Police Department is prepared for the first day of school rush.

    Created on: Aug 11, 2017 | 14:57 pm

    Aug 11, 2017 | 14:57 pm

  • Apartment manager arrested for operating drug house Apartment manager arrested for operating drug house Greene County sheriff s deputies arrested an apartment manager after they say he was caught on tape selling drugs to an informant.

    Created on: Aug 11, 2017 | 13:27 pm

    Aug 11, 2017 | 13:27 pm


  • Pay Per View #pay #services


    #

    Pay Per View

    Pay Per View

    Onstream is the industry leader in helping content owners publish and monetize their live and on demand events everyday.

    Onstream Media’s Digital Media Service Platform provides you with everything you need to deploy powerful rich media subscription and pay-per-view services.

    Onstream Media includes comprehensive tools for managing your rich media, creating custom players, and securing files with DRM. Onstream Media commerce edition™ includes the ability to create custom storefronts with integrated credit card processing in just a few clicks of a mouse. With Onstream Media, you are in total control of your business!

    Flexible Features include:

    • Multiple searchable storefronts per account
    • Flexible license pricing and coupon codes
    • Multiple sections per store (e.g. PPV Subscription)
    • Integrated optional credit card processing
    • Custom End-User License Agreements (EULA)
    • Fully integrated digital rights management (DRM)
    • Detailed usage and commerce transaction reporting

    Subscriptions

    There is no better way to have a relationship with your customers than an ongoing subscription to your content library. Unfortunately, the amount of effort required to create even a basic media subscription system has been out of the reach to all but the largest companies. until now! With Onstream Media you can create new subscriptions and even deploy new storefronts in a matter of hours.

    Pay-per-View

    Onstream Media’s flexible pay-per-view end-user licenses can expire at a specific time, or even at a certain time after first use. You can set any number of plays, and enforce these limits on both live streaming and downloaded files. For download files, digital rights management (DRM) is built in, and can be enabled with the click of a button. You can even set the number of licenses end-users can activate per purchase!

    Integrated Credit Card Processing

    Onstream Media PPV solution does far more than process credit card payments – it also provides complete outsourcing of all end-user credit card support. Already have your own merchant account? No problem, we can process payments utilizing your system.

    About Our Solutions

    • No downloads required
    • Web-based services that are easily accessible from anywhere and any device
    • Multiple security options to ensure your privacy
    • Advanced reporting available anytime and from anywhere
    • Cross-platform and device compatible
    • Integrated suite of conferencing and event technologies
    • Fully customizable interfaces to reflect your brand
    • 24 x 7 Support

    Home Equity to Consolidate Debts #home #equity #canada, #debt #consolidation #advice, #refinance


    #

    You are here

    Home Equity to Consolidate Debts – Refinance Your Home or Get a Second Mortgage

    What does using home equity to consolidate your debts mean? Essentially it is using the equity in your home / refinancing your home to consolidate your debts into one payment in order to pay off your debts.

    A “Home Equity Loan”, “Home Equity Line”,”refinancing your mortgage / re-mortgage” and getting a “second mortgage” are all different names for the same thing and are sometimes used as a debt consolidation option. These terms refer to the bank lending you money against the portion of your home that you own. So if the bank thinks that your home is worth $300,000 and your mortgage is for $250,000, then you own $50,000 of your house. This is called your “equity”.

    Increasing your mortgage is something that the bank may let you do, by taking out a second mortgage to use up some of this equity to pay off your debts. (Check out our handy mortgage and debt consolidation calculator ). You would then have two mortgages: your first mortgage and a second mortgage which could be the debt consolidation home loan . If this is something you’re interested in doing, speak with your bank or credit union to find out how it works, to get information about the mortgage rules in Canada and if this option could work for you. Sometimes if you have bad credit. it might be difficult to get a debt consolidation loan. so using home equity could be another possibility. Check with a Credit Counsellor to make sure that you choose the right option.

    Selling Your House to Pay Off Debt – Talk to a Credit Counsellor About Consolidating Debts

    You could also sell your house to pay off debts. though this should be a last resort and pertain to your situation, e.g. down-sizing in retirement. There are things to know before using your home equity line. so to choose the best way / option that fits your situation, especially if you’re retired and your income has changed, talk to a trusted, accredited non-profit Credit Counsellor.

    Interest Rates for Second Mortgages – Can Be Higher Than First, Talk to Your Bank About Using Your Home Equity

    Sometimes you can get the same interest rate on your second mortgage as you got on your first mortgage, but this isn’t always possible (talk to your lender to find out more). If you do have to pay a higher interest rate on your second mortgage, you can set up the due date / term to correspond with the due date / term for your first mortgage. This will allow you to combine them at the bank’s best interest rate when they need to be renewed.

    Re-mortgaging may also be an option that your lender can explain to you. It may allow you to keep a low interest rate, only have one mortgage payment and still give you funds to pay off other debts.

    History of Mortgage Rates in Canada – Declining Since 1980’s

    Ever since the early 1980’s mortgage rates have been declining in Canada. They peaked at over 20% at that time but are now typically offered in the 3% – 6% range. It is wise to remain mindful of the fact that we are currently living with historically low interest rates. This means that we cannot count on them to stay this low forever. The average five year mortgage rate over the past 60 years has been 8.95%. So if you are considering refinancing your home, make sure you can afford an “average” interest rate of 9% in the long term.

    Finance Companies and Sub Prime Lenders or Loan Companies Offering Mortgages – Higher Interest Rates than Banks

    Finance companies and sub-prime lenders also offer mortgages. Their interest rates will almost always be higher than the bank’s and can often range between 14% – 30%. These rates are a lot higher because these companies tend to lend money / cash to people in financial situations that involve more risk than banks usually want to take on.

    High interest loans like these can be used as a tool to get you from point A to point B, but you should do your best to find a better arrangement as fast as possible. It is very hard to get ahead paying really high interest rates.

    Advantages of Using a Second Mortgage to Consolidate Debt

    1. The interest rates are typically low
    2. Flexible payment arrangements. You can usually extend your amortization (the length of time required to pay back the loan) to create an ideal monthly payment

    Disadvantages of a Second Mortgage

    1. You must have enough equity in your home as well as income to make both mortgage payments
    2. You may be charged a number of fees for the costs involved in setting up a second mortgage
    3. Banks often don’t like to do small second mortgages. $10,000 may be the minimum that they will consider

    Contact Us for More Information About How to a Use Home Equity Line to Consolidate Debts

    We can give you information on how to use home equity to consolidate debts / pay off debts. Contact us by phone at 1-888-527-8999, send us an email or chat with us online right now. One of our Credit Counsellors will be happy to offer you debt consolidation advice . Our appointments are free, confidential and informative. You may have other options that are better for your situation, so before you increase your mortgage, take out a second one (at a higher interest rate) or apply for a home equity loan. give us a call.


    Book now, pay at hotel! #ardilaun #hotel

    #book now pay later hotels

    #

    Book now, pay at hotel!

    Otel.com invites you to its brand new application! “Book Now, Pay at Hotel”

    For years, we have been dealing with the most convenient options for travellers! Now, with this new one, we offer you a very convenient and affordable travel plan. Decide on your accomodation, book the hotel you want and instead of paying beforehand, pay at Hotel!

    While you arrange your vacation, there are many things to deal with from hotel reservation. transfer to the hotel, flight tickets, booking fee and so on. Arranging everything at the same time is both tiresome and costy! Now, imagine that you keep your money until your check-in time at the hotel!

    What is important for us is your convenience and we meet your demands with pleasure! We are happy to announce this latest application to you!

    Start the search, book the best hotel for you and pay afterwards!

    You are already familiar with our other costomer-friendly applications: Easiness of online booking, hotel confirmation right away, reliable guest reviews and so on. Now, besides all these, you will keep your money longer! Until your check-in time at the hotel you don’t have to pay!

    In tune with the customer-friendly procedure, otel.com offers 22,000 hotels with this application. So, travellers with vacation plans soon, start seaching, book the hotel and keep your money until you arrive at the hotel!

    All you need to do is searching for the “Pay At Hotel”button in the hotel search result. Without paying anything in advance you can book your hotel months before your vacation dates. Don’t miss this chance, book your hotel without delay because “Pay at hotel” space is limited! Book now, pay later!





    Free invoice template – SJD Accountancy #accountancy,limited #company,contractor #accountants,contractor #limited #company,accountants,freelancer #accountants,consultants,london,tax,inland


    #

    FREE Invoice Template

    Whether you are a multinational limited company or a single person sole trader it is important that you have a structured approach to your invoicing or you may lose track of what payments you are waiting for.

    Invoicing your clients is a fairly straightforward and simple process, provided you have a good invoice template to work from.

    You should keep a record of all the invoices you have sent out along with when you received payment in order to keep track of your finances.

    Please use the below template which is based on a VAT rate of 20%:

    Invoice Template

    Please use the below template which is based on a VAT rate of 17.5%:

    Invoice Template

    If you are thinking of buying one of the many online accounting software packages, we’d advise you to read this report first.

    If you do choose to set up a limited company. which is exactly what our other 15,000 contractor and freelancer clients have done, you may like to chose SJD to help form your company. Last year alone, more than 3,000 contractors formed their Limited company on our website.

    SJD Accountancy

    SJD Accountancy are the UK’s largest specialist provider of fixed fee, Limited company accountancy services to contractors; we’ve been acting for contractors across the UK since 1992 and have more than 15,000 clients.

    We are the only national specialist firm of contractor accountants with offices nationwide. SJD Accountancy has more qualified staff than any other firm in our market with qualifications from the following major tax and accountancy bodies – ATT, AAT, CTA, ACCA, CA, ACA and FCCA.

    • Unlimited face to face meetings. This is a unique service only SJD Accountancy offers – unlimited face to face meetings across the UK – tax is complicated and sometimes only a meeting will do.
    • UK’s Largest contractor accountants with more qualified staff. No call centres, no outsourcing, no automated call handling. Simply telephone, email or meet your own dedicated accountant face to face.
    • Money back service guarantee . All your telephone calls and emails will be answered the same day or we will make a full refund of that months fee.
    • Outstanding reputation. We have won more awards for customer service and accountancy excellence than any other firm in our market, including: Best Acc ount ant for Contractors, Accountant of the Year and Best Professional Service Team to name just a few.
    • All inclusive low cost fixed fee accountancy package which includes completion of accounts*, payroll bureau, dividends and corporation tax computations, personal taxation, free bookkeeping software, your own dedicated accountant* and all company returns for a fixed fee starting from £120 plus VAT per month. Check our packages for more detail.

    Form your own Limited company with SJD – our same day online company formation service includes company bank account set up, VAT/PAYE registration and advice on optimum share structure.

    You may also find the following pages, guides and case studies useful:

    • Take home pay calculator – How much could you be taking home
    • Contractor FAQ – All your frequently asked questions and their answers
    • First time Contracting or Freelancing? – A summary of the alternatives along with pros and cons
    • Choosing a contractor accountant – The factors to consider when choosing an accountant
    • Step-by-step Guide to Contracting – Download a FREE copy of our guide
    • Limited or Umbrella? Can’t decide? – We help you decide which is best for you
    • Guide to Contracting – All the best guides to contracting in one place
    • Expenses Guide – Know exactly what you can claim
    • Umbrella company guide – Everything you ever wanted to know about umbrella company services
    • IR35 Guide – A great plain English guide to IR35

    *If you would like us to complete your company year end accounts we simply ask that you have been a client of SJD for one year or have made 12 monthly payments. All accountants are part or fully qualified.


    Types of home health care that Medicare will pay for – Medicare

    #medicare hospice benefit

    #

    Types of home health care that Medicare will pay for

    Log In

    Create your free Medicare Interactive profile, and receive the following great benefits:

    • Bookmark your favorite courses and answers for quick reference, whether counseling a client, helping a family member, or simply brushing up on your Medicare knowledge
    • Receive a free exclusive resource: the New to Medicare Guide
    • Keep track of where you left off in MI Pro courses, and complete coursework at your own pace
    • Become part of a Medicare community and receive key Medicare reminders
    • Receive updates about Medicare Interactive and special discounts for MI Pro courses, webinars, and more

    If you qualify for the home health benefit, Medicare covers the following types of care:

    • Skilled nursing services and home health services provided up to seven days a week for no more than eight hours per day and 28 hours per week (Medicare can cover up to 35 hours in unusual cases).
    • Medicare pays in full for skilled nursing care, which includes services and care that can only be performed safely and effectively by a licensed nurse. Injections (and teaching patients to self-inject), tube feedings, catheter changes, observation and assessment of a patient s condition, management and evaluation of a patient s care plan, and wound care are examples of skilled nursing care that Medicare may cover.
    • Medicare pays in full for a home health aide if you require skilled services. A home health aide provides personal care services including help with bathing, using the toilet, and dressing. If you ONLY require personal care, you do NOT qualify for the Medicare home care benefit.
    • Skilled therapy services . Physical, speech and occupational therapy services that can only be performed safely by or under the supervision of a licensed therapist, and that are reasonable and necessary for treating your illness or injury. Physical therapy includes gait training and supervision of and training for exercises to regain movement and strength to a body area. Speech-language pathology services include exercises to regain and strengthen speech and language skills. Occupational therapy* helps you regain the ability to do usual daily activities by yourself, such as eating and putting on clothes. Medicare should pay for therapy services to maintain your condition and prevent you from getting worse as long as these services require the skill or supervision of a licensed therapist, regardless of your potential to improve.
    • Medical social services . Medicare pays in full for services ordered by your doctor to help you with social and emotional concerns you have related to your illness. This might include counseling or help finding resources in your community.
    • Medical supplies . Medicare pays in full for certain medical supplies provided by the Medicare-certified home health agency. such as wound dressings and catheters needed for your care.
    • Durable medical equipment. Medicare pays 80 percent of its approved amount for certain pieces of medical equipment, such as a wheelchair or walker. You pay 20 percent coinsurance (plus up to 15 percent more if your home health agency does not accept assignment accept the Medicare-approved amount for a service as payment in full).

    *If you only need occupational therapy, you will not qualify for the Medicare home health benefit. However, if you qualify for Medicare coverage of home health care on another basis, you can also get occupational therapy. When your other needs for Medicare home health end, you should still be able to get occupational therapy under the Medicare home health benefit if you still need it.

    Related Answers
    Related Courses
    • Level 2: Medicare Coverage Rules –
      Course 1: Part A (Hospital Insurance)
    • Level 2: Medicare Coverage Rules –
      Course 2: Part B (Medical Insurance)
    Links




    Don t Pay Until You Stay #dublin #hotels

    #book now pay later hotels

    #

    Hotel Guides

    Don’t Pay Until You Stay

    Unlike most other hotel reservation websites, we usually do not charge your credit card at the time you make a reservation.xxx

    In fact 95% of our reservations do not require an advance payment of any sort.

    We do ask for your credit card information to guarantee the first night of your reservation for late arrival. But in most cases, nothing is charged to your credit card until you check out of the hotel.

    Some discount rates are an exception to this rule. However, all advance charges are clearly explained before you enter your credit card information. Please read this information carefully.

    Debit cards. If you have a credit card, we recommend that you use it rather than a debit card.

    If you use a debit card to guarantee your reservation, the hotel may charge your bank account in advance even if your reservation doesn’t require prepayment.

    HotelGuides.com

    7 reasons to book with us

    1. Lowest rate guarantee
    2. No booking fees
    3. We show all discounts
    4. No Advance payment for most reservations
    5. Satisfaction guarantee
    6. Prompt & personal US customer service
    7. Cash rewards

    Learn More

    Hotel Tips

    • Beware non-refundable hotel reservations that could cost you a lot of money if you change or cancel them.
    • Read cancellation policies carefully before you make a reservation.
    • When you make a reservation, you will receive a confirmation email. Print it and take it with you to the hotel.
    • The earlier in the day you check into a hotel, the more likely you will get a room or suite that matches your preferences.

    2016 HotelGuides.com, Inc. All rights reserved.





    Book now, pay at hotel! #hospice #care

    #book now pay later hotels

    #

    Book now, pay at hotel!

    Otel.com invites you to its brand new application! “Book Now, Pay at Hotel”

    For years, we have been dealing with the most convenient options for travellers! Now, with this new one, we offer you a very convenient and affordable travel plan. Decide on your accomodation, book the hotel you want and instead of paying beforehand, pay at Hotel!

    While you arrange your vacation, there are many things to deal with from hotel reservation. transfer to the hotel, flight tickets, booking fee and so on. Arranging everything at the same time is both tiresome and costy! Now, imagine that you keep your money until your check-in time at the hotel!

    What is important for us is your convenience and we meet your demands with pleasure! We are happy to announce this latest application to you!

    Start the search, book the best hotel for you and pay afterwards!

    You are already familiar with our other costomer-friendly applications: Easiness of online booking, hotel confirmation right away, reliable guest reviews and so on. Now, besides all these, you will keep your money longer! Until your check-in time at the hotel you don’t have to pay!

    In tune with the customer-friendly procedure, otel.com offers 22,000 hotels with this application. So, travellers with vacation plans soon, start seaching, book the hotel and keep your money until you arrive at the hotel!

    All you need to do is searching for the “Pay At Hotel”button in the hotel search result. Without paying anything in advance you can book your hotel months before your vacation dates. Don’t miss this chance, book your hotel without delay because “Pay at hotel” space is limited! Book now, pay later!





    Types of home health care that Medicare will pay for – Medicare

    #medicare hospice benefit

    #

    Types of home health care that Medicare will pay for

    Log In

    Create your free Medicare Interactive profile, and receive the following great benefits:

    • Bookmark your favorite courses and answers for quick reference, whether counseling a client, helping a family member, or simply brushing up on your Medicare knowledge
    • Receive a free exclusive resource: the New to Medicare Guide
    • Keep track of where you left off in MI Pro courses, and complete coursework at your own pace
    • Become part of a Medicare community and receive key Medicare reminders
    • Receive updates about Medicare Interactive and special discounts for MI Pro courses, webinars, and more

    If you qualify for the home health benefit, Medicare covers the following types of care:

    • Skilled nursing services and home health services provided up to seven days a week for no more than eight hours per day and 28 hours per week (Medicare can cover up to 35 hours in unusual cases).
    • Medicare pays in full for skilled nursing care, which includes services and care that can only be performed safely and effectively by a licensed nurse. Injections (and teaching patients to self-inject), tube feedings, catheter changes, observation and assessment of a patient s condition, management and evaluation of a patient s care plan, and wound care are examples of skilled nursing care that Medicare may cover.
    • Medicare pays in full for a home health aide if you require skilled services. A home health aide provides personal care services including help with bathing, using the toilet, and dressing. If you ONLY require personal care, you do NOT qualify for the Medicare home care benefit.
    • Skilled therapy services . Physical, speech and occupational therapy services that can only be performed safely by or under the supervision of a licensed therapist, and that are reasonable and necessary for treating your illness or injury. Physical therapy includes gait training and supervision of and training for exercises to regain movement and strength to a body area. Speech-language pathology services include exercises to regain and strengthen speech and language skills. Occupational therapy* helps you regain the ability to do usual daily activities by yourself, such as eating and putting on clothes. Medicare should pay for therapy services to maintain your condition and prevent you from getting worse as long as these services require the skill or supervision of a licensed therapist, regardless of your potential to improve.
    • Medical social services . Medicare pays in full for services ordered by your doctor to help you with social and emotional concerns you have related to your illness. This might include counseling or help finding resources in your community.
    • Medical supplies . Medicare pays in full for certain medical supplies provided by the Medicare-certified home health agency. such as wound dressings and catheters needed for your care.
    • Durable medical equipment. Medicare pays 80 percent of its approved amount for certain pieces of medical equipment, such as a wheelchair or walker. You pay 20 percent coinsurance (plus up to 15 percent more if your home health agency does not accept assignment accept the Medicare-approved amount for a service as payment in full).

    *If you only need occupational therapy, you will not qualify for the Medicare home health benefit. However, if you qualify for Medicare coverage of home health care on another basis, you can also get occupational therapy. When your other needs for Medicare home health end, you should still be able to get occupational therapy under the Medicare home health benefit if you still need it.

    Related Answers
    Related Courses
    • Level 2: Medicare Coverage Rules –
      Course 1: Part A (Hospital Insurance)
    • Level 2: Medicare Coverage Rules –
      Course 2: Part B (Medical Insurance)
    Links




    AAHPM Physician Compensation Survey Reveals Diversity in Pay, High Job Satisfaction –

    #hospice physician salary

    #

    AAHPM Physician Compensation Survey Reveals Diversity in Pay, High Job Satisfaction

    Charles V. (Chuck) Wellman, MD FAAHPM, is Chief Medical Director of Hospice of the Western Reserve in Cleveland, OH, and chair of AAHPM’s Leadership and Workforce Strategic Coordinating Committee

    It is with great pleasure that we can finally announce the availability of the AAHPM Physician Compensation and Benefits Survey Report . Two years ago a poll of AAHPM’s members indicated a strong interest in such a survey. Earlier surveys, while helpful, suffered from a low rate of participation and from a lack of depth and refinement in the data. Consequently, the Academy’s Board of Directors charged the Business Practice Task Force to select a vendor who could help to design and implement such a survey. As a co-chair of the Task Force at the time and as current chair of our Leadership and Workforce Strategic Coordinating Committee, I can attest to the many hours that Task Force members spent on this process and the challenges we faced in dealing with the complexity and variability in our field.

    The complexity is and will continue to be a challenge. HPM practitioners come from many different backgrounds. We work fulltime and part-time. We work for hospices, hospitals, the Veterans Administration, or as independent practitioners. Some of us are on salary while others have productivity-based compensation. We measure productivity in different ways. Some of us are in academic settings, and many of us have administrative, research, and teaching responsibilities. We have great variability in titles with no consistent agreement on chief medical officer, medical director, associate medical director, and team physician. As you might imagine, each iteration of the survey resulted in further discussion, and we realized a constant tension between designing a thorough, comprehensive survey versus a survey that might be too complex or time-consuming. In the end we find ourselves very pleased and grateful that nearly 800 of us were willing to complete this survey.

    One will find that there is a wealth of data in this survey. It tells us a lot about who we are in this relatively young field. It will help to establish ranges of benefits and compensation, which will be increasingly important as we strive to attract residents and mid-career physicians to our field. The survey will give us greater flexibility in negotiating work hours, time off, productivity expectations, and CME benefits. There were also questions about job satisfaction, and it is exciting and gratifying to know 96% of us are satisfied or very satisfied with our profession and 93% of us are likely or very likely to recommend a career in HPM.

    This entry was posted by Administrator on July 18, 2011 at 12:50 PM, and is filled under Business Practice. Hospice and Palliative Medicine. Resources. Follow any responses to this post through RSS 2.0. Both comments and pings are currently closed.

    The survey of AAHPM membership on compensation, and the imminent release of its findings, surely represents a major step in the maturation of the specialty. As the practice and role of HPM physicians evolves within the larger health care system, having a deep understanding of current compensation patterns is essential to advancing the value proposition of the future HPM physician. As Dr. Wellman states, the Report tells us a lot about who we are in this relatively young field. Indeed it does. Every physician interested in advancing one s career in Hospice and Palliative Medicine would do well to purchase a copy.

    #2 written by Stacie Bering MD
    about 5 years ago

    I am delighted that this survey is available. However I question why it is so expensive. Maybe having online access to the report without acces to Mercer PayMonitor. The price is a little steep for those of us in a small team!

    #3 written by Administrator
    about 5 years ago

    Dr. Bering, thank you for your feedback.

    The survey report pricing reflects the Academy’s effort to provide fair value to all of our members while keeping our annual dues as low as possible.

    AAHPM has grown tremendously over the past 5 years (over a 100% increase in membership). As such, the organization now represents a very broad constituency with different interests and needs. When the Academy initiates projects that may not be of interest to all members, a fee is typically added to help defray these costs. In the case of the compensation survey, the product was specifically requested (via member survey) by a substantial number – but not all – of our members. So, product sales are intended to cover the costs of consultants, staff oversight, printing, marketing, and distribution so that these are not reflected in any dues increase.

    The price point on this report is actually substantially lower than other similar surveys for other specialties. AAHPM looked at 40 national medical specialty societies to determine how those groups that conduct compensation surveys priced the resulting product. While many societies refer their members to participate in the Medical Group Management Association (MGMA) compensation survey, some had conducted their own. Overall, the charge for a report of survey data, whether packaged as a printed or e-product, ranged from no cost to over $700. It was typical for organizations to charge something and to offer discounts according to whether the purchaser was a survey participant or a member of the association.

    AAHPM survey participants are receiving a discount on the purchase of the report and a free copy of the Executive Summary. AAHPM members will always benefit from a reduced rate on Academy products, and survey findings will be highlighted in the Academy’s newsletter, AAHPM Quarterly, which members will receive.

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