Foundation Repair #foundation #repair, #foundation #contractor, #house #leveling, #foundation #repairs, #anchor #bolts,


Why We re the Best

Experience like no other. Repairing and constructing over 7,000+ foundations. We know homes.

There are a lot of companies offering foundation repair in the Los Angeles area. How do you know which one is best? We believe experience should be the deciding factor. Julian Construction was formed in 1994, and our focus has always been on building foundations, doing repair, replacement, earthquake retrofitting and house leveling. We have inspected over 16,500 foundations .

If you also talk to another foundation contractor, ask how long they have been doing foundation repair. Not how long they have been in business. But how long they have been doing foundation work. There are some contractors in the LA area who have been doing foundation work for a year or less. Would you trust the safety of your home to them?

When the safety of your home and family are at stake, we think you ll want to go with Julian, the company that has been working under homes for nearly 20 years.

Best value. Our affordability comes from the efficiency of expertise and smooth-running crews. All equipment and vehicles are company owned. Julian Construction also offers 0% financing .

100% expert oversight. From start to finish, licensed and expert managers oversee all projects, ensuring perfection, timeliness and safety.

Most Affordable Online Nurse Practitioner Degrees, 2016, College Choice, schools to become


schools to become a nurse practitioner

What if I told you there was a health profession that allowed you to practice independently, diagnose illness, order tests, treat diseases, and earn between $100,000-$200,000 a year. Also, what if it did not require a massive amount of debt, 8-10 years of medical school + residency, and the crippling stress associated with becoming a physician? Sound too good to be true? Well, the profession I have just described is that of a nurse practitioner (NP).

According to the Bureau of Labor Statistics, NP s are part of the 7th fastest growing profession in the United States —and of the top twenty of these most in demand of occupations, NP s are second only to optometrists in their median pay. NPs are not doctors-lite. Though they do not have the education and clinical scope of full-fledged physicians, studies like this one have consistently shown that concerning primary care and patient outcomes; NPs perform just as well as doctors!

But how much does it cost to become an NP? According to a study done by American Academy of Nurse Practitioners, fulfilling the education requirements for licensure as an NP costs as much as one year of medical school! And thanks to our diligent research here at College Choice, you have access to the most affordable online NP degree programs in the country. No, you are not having a heart attack- you are just dying of excitement for a new career as an NP!

Recommended Nurse Practitioner Degrees

Bradley University Online Master of Science in Nursing – Family Nurse Practitioner

Demand for preventive care continues to rise in the U.S. especially now that millions of Americans have access to medical services through the Affordable Care Act. However, with primary care physicians in short supply, more and more individuals and families are turning to advanced practice nurses for treatment.

Kaplan University Family Nurse Practitioner Graduate Certificate

Kaplan University offers post-master s certificates in the following areas: Executive Leader (30 credit hours); Nurse Educator (30 credit hours), Adult-Gerontology Nurse Practitioner (60 credit hours), and Family Nurse Practitioner (60 credit hours). At Kaplan University, we understand why you re going back to school.

Maryville University MSN Family Nurse Practitioner

Maryville University s online Master of Science in Nursing (MSN) is designed to give active nurses the skills, confidence, and autonomy needed to become a nurse practitioner. Maryville s CCNE accredited online MSN-FNP prepares nurses to provide primary care for patients of all ages, including adults, children and the elderly.

What are the most affordable online nurse practitioner degrees?

So how do you get started? Step one is getting the education required to become a registered nurse (RN). College Choice can help you with that! After gaining valuable clinical experience, nurses can either get their Bachelor of Science in Nursing or join an accelerated program that allows them immediately to start work on an MS in Nursing or even a Doctor of Nursing Practice (DNP). Those who have earned an MS in Nursing without an NP focus can take a certificate program to get the education and experience they need to fulfill the last step in becoming an NP: sitting for licensure examinations. Voilà! You are on your way to a fulfilling and financially secure career. Now sit back and let College Choice guide you through the most affordable online NP degrees in the country. Just make sure that these professionally accredited programs meet the NP requirements for your state.

Delta State University

Total Tuition: $10,500

Program Website

Schools to become a nurse practitioner Schools to become a nurse practitioner Schools to become a nurse practitioner Schools to become a nurse practitioner

The most affordable online degree programs for those hoping to become nurse practitioners are at Delta State University- a small, public university in Cleveland, Mississippi. It offers three different options for those intending to sit for examinations as nurse practitioners. The first is a Master’s of Science program for RNs who have already completed their Bachelor of Nursing. Among its three specializations is a family nurse practitioner concentration.

For students who have completed a Master s of Science without a nursing practice specialization, Delta State offers a Post-Master s Certificate that will prepare them for national certification as a family nurse practitioner. Finally, Delta State provides a Doctor of Nursing Practice degree that allows registered nurses without any undergraduate degree to attain their doctorate in as little as four years. Delta State has been regionally accredited by the Southern Association of Colleges and Schools Commission on Colleges.

The University of Alabama

Total Tuition: $10,800

Program Website

Schools to become a nurse practitioner Schools to become a nurse practitioner Schools to become a nurse practitioner Schools to become a nurse practitioner

The University of Alabama in Tuscaloosa is a large, public, research university and flagship member of the University of Alabama system. It has been regionally accredited by the Southern Association of Colleges and Schools Commission on Colleges. UA has two different degree programs aimed at those hoping to become nurse practitioners.

The first is a blended Master s in Nursing- Nurse Practitioner Concentration degree. With only RN licensure required for admission, this degree program moves students through requirements for a bachelor and terminates with a Master s of Science degree that will allow graduates to sit for examinations as both family nurse practitioners or psychiatric mental health nurse practitioners. It also focuses on the unique needs of rural communities, making it an attractive option for those hoping to practice in smaller towns. They also offer a traditional Doctor of Nursing Practice degree.

Columbus State University

Total Tuition: $11,550

Program Website

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Columbus State University is a medium sized public university and member school of the University System of Georgia. It has two campuses in the city of Columbus. CSU’s College of Education and Nursing Professions has combined their resources with Georgia Southwestern University to offer a Master’s in Nursing with a family nurse practitioner emphasis.

Columbus State also offers an innovative Family Nurse Practitioner (FNP) program for RNs with a Bachelor of Science in Nursing. Its asynchronous content and the option to pursue the degree on a full or part-time basis makes it an attractive choice for those who want flexibility and a fast track to becoming an NP. Columbus State University has been regionally accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Total Tuition:

Program Website

Archived: Best Online MSN Programs, 2016

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Why Should I Go to Film School, should i go to film


Why Should I Go to Film School?

Should i go to film school

At this day and age, it seems like you can learn ANYTHING online. Between Google searches, Youtube tutorials, and free online courses, pretty much any knowledge you could hope to gain is at your fingertips. So the question arises, why go to Film School? I mean, you don’t need a college degree to create. If you are good enough, you’ll get recognized. So why pay all of that money to get an education you already have access to?

Well, there are a few things you might want to consider before writing college off as unnecessary.

1. Professional Equipment, Software, and Facilities

While you might be able to get your hands on some high-quality equipment or even make your own equipment, the chances are that you aren’t going to have access to everything you need. Sure, you can create great works with nothing more than a camera, but if you want to show your absolute best, you need to have access to the best equipment, facilities, and software out there. A film school can offer you sound stages, lighting kits, editing software, cinematography rigs, and pretty much anything else you could want, allowing you to practice like a professional and show the world what you can do.

2. Human Resources

Beyond equipment, software, and facilities, there is another resource film school can provide that you might not have considered. People. When you try to create on your own, you take on most of the responsibilities of the filming process. You are the director, editor, screenwriter, producer, special effects artist, audio engineer, etc. Unless you have some talented friends who are into film, you probably manage every part of the film besides the acting. And even when you only need actors, it can still be hard to find enough people to make your vision a reality.

When you go to film school, you aren’t just gaining access to great equipment, you are gaining access to like-minded peers. You’re suddenly surrounded by aspiring actors, writers, directors, cinematographers, and editors. You have the ability to focus on the aspects of film that truly matter to you while letting other students take on the things that are important to them. The headache of gathering up enough people, and taking care of EVERYTHING is gone.

3. Staff of Industry Professionals

Whether you choose to admit it or not, Youtube is not as great a teacher as. well an actual teacher. And at CCH we don’t just hire amazing professors, we hire industry professionals. Our staff knows what it is like to be starting out in the film industry because they were once just starting out as well. With personal feedback from pros (many of whom still work professionally) who put time into getting to know and understand your talents, goals, and challenges, you will receive an education that is unique to you. And t hat is something the internet can’t give you.

4. Detailed Path and Curriculum

The courses that you take in college aren’t just thrown together in some arbitrary way. The curriculum is designed to put student success before anything else and at CCH we continuously update and improve our courses and degree paths to match the ever-changing industry.

When pursuing a film career without the help of film school, you have to figure out what is important on your own. There is no guiding hand to help you along the way, just you deciding what you want to learn. This can be freeing in some ways, but there are certain things that are crucial to success. Without exposure to the industry through college, you are at risk of missing out on some of those “must know” things.

5. Networking

Networking is the key to success in any field, but it is especially important in the film world. If you don’t know anyone who is currently working on a project, if no one in the industry is aware of your skill level, or if no one is willing to give you your “big break,” it will be hard to gain any traction on your journey to becoming a professional.

Film school gives you the chance to work with industry professionals who will be cheering for you, wishing you success, and who might be able to provide you with job opportunities. In addition to this, film school gives you the opportunity to work with many other aspiring professionals who might remember you when they are in need of someone with your specific talents. If you make yourself known around your college as a talented person who is great to work with, you are bound to have opportunities come to you in the future.

Not Convinced

Film school isn’t for everyone; college isn’t for everyone, but before saying no to it, consider the above. Will you have the drive and determination to create without help? Will you be able to learn everything you need to with only your computer as a resource? Will you be able to find work experience without connections? For you, the answer could be yes. There are many artists out their who have made a name for themselves without a college education, but make sure you know what path is right for you before making your choice.

Speaking of the right path for you. have you decided which area of film you want to go into yet? At Columbia College Hollywood, we offer emphases in directing, producing, writing, acting, sound, new media, cinematography, and editing and visual effects. And we have just the tool for deciding which area you should study! Click below to take our Degree Emphases Quiz and be matched with one of our emphases based on your interestests and personality traits!

Should i go to film school

Should i go to film school

Written by CCH Staff

This blog is a collaborative effort by CCH staff and administration who want to share their knowledge with the film school community and prospective students.

Hospice Funding: Why you need to know #hospice #rn #jobs

#how is hospice funded



While the hospice’s source of funds may be the last thing on your mind, hospices are businesses. The business end of hospice can affect the care your loved one receives. Hospices receive funds from government programs or private insurance, from donations made by the public or other corporations, and from grants donated by charitable foundations. Hospices are reimbursed by Medicare, Medicaid, or private insurance for care provided to the terminally ill.

Except for continuous around-the-clock home nursing care, which is paid for on an hourly basis, all other services are reimbursed on a per-diem basis. Hospices are not reimbursed on a fee for service basis: rather, hospices are paid, on a basis of how many days the patient is enrolled in the program and received services: the per-diem basis. In return for payment, Medicare, Medicaid and private insurance companies expect the hospices to provide all services which the patient and family need which are related to the terminal illness. The Centers for Medicare Services (CMS) regulations mandate that the hospice comply with the regulations.

And the per-diem basis of payment assumes that the hospice agency will actually provide those services; this payment system places much trust in the hospice management. However, fewer services provided to a patient results in more money retained by the hospice. Obviously, the system can reward fraudulent hospices with increased income while honest, dedicated hospices provide full services as required.

Donations to Hospices

While nonprofit hospices can solicit as well as receive charitable donations, for-profit hospices can only receive donations. After the death of their loved one, some families suggest making memorial donations to the hospice they used. This is a very significant source of funds to the hospice and helps to cover expenses incurred in running the hospice.

Nonprofit charitable hospices are supposed to provide hospice services to those persons who do not have coverage and cannot afford to pay for care. So when you donate to a nonprofit hospice, there is a greater likelihood that charitable hospice services will be provided.

When you donate to a hospice, you cannot be sure that donations made to the local hospice will actually be used for the purpose you designate. Even if you designate a purpose, there are legal tricks of the trade, or accounting, which can make it possible for a hospice to shift the donated money or other money to other purposes than what you wished. Although there are laws stating that restricted donations must be used for the purpose designated by the donor, certain recent court cases have challenged the strictness with which these laws are enforced. Practically speaking, the government does not always look into what a hospice may do with any donations.

While donating directly to a nonprofit hospice allows you to claim a charitable federal tax deduction, you can only be sure that your money is used for a particular purpose if you personally buy something and donate it to the hospice. Some hospices have several branch locations covering a large area. If you donate to one hospice, the management may take the money and transfer it to a completely different location. or it may use the money to help pay for unreasonably high salaries for executives.

For-profit hospices have no obligation to provide services to anyone who does not have coverage from Medicare, Medicaid or private insurance. They can turn people away and tell people to go elsewhere. If you do choose to donate to a for-profit hospice, just remember that the for-profit corporation may take that money and pay its Chief Executive Officer many hundreds of thousands of dollars each year in salary and benefits!

No Need to Ever Pay Privately for Hospice Services

Whether or not your loved one has Medicare, Medicaid or private insurance, you should never have to pay out of your own pocket for hospice covered services. If a hospice asks you to pay for private duty nursing out of your own pocket when there are uncontrolled symptoms, when you already have Medicare, Medicaid or private insurance, it is very likely committing health care fraud illegally! It is important that you report this to your regional U.S. Office of Inspector General and U.S. Attorney’s office. Double-billing is a very real and despicable scam committed by rogue hospices taking advantage of the dying. Don’t let this happen to you!

Charitable Provision of Hospice Services

If you do not have any coverage by Medicare, Medicaid or private insurance, a nonprofit hospice can provide services to you FREE OF CHARGE as part of its charitable mission. The nonprofit status of the hospice often requires it to provide charitable services. Find a larger nonprofit hospice if you have no coverage; the nonprofit hospices are dedicated to the mission of serving those in need.

Walt Disney Co: Why You Should Buy Disney Stock Now, InvestorPlace, how


Why You Should Buy Disney Stock Now

How to buy stock in disney

The new year has arrived, and many investors are re-engaged and looking for new stocks to buy for 2015. While there are certainly a lot of great companies and exciting stocks to choose from, I believe there is one above all that you should go out and buy today.

How to buy stock in disneyAnd that s Walt Disney Co (DIS).

Disney stock is sitting just below all-time highs, but it s poised to go even higher this year. Here s why.

Why Disney Stock Is Great to Own

When you buy Disney stock, you are buying an extremely diversified company that not only operates in a number of different areas, but realizes incredible synergies in those areas.

These synergies essentially all begin with the Studio Entertainment division. Disney produces a new film, which (depending on its success) can then leverage the success of a franchise of characters to the other divisions of the company through merchandise in its Consumer Products division, new attractions and rides with its Parks and Resorts division, and even new TV shows within its Media Networks division.

But the power of Disney s diversification doesn t stop with its synergies. The company has amazing brands cash cows with wide moats.

For instance, the ESPN franchise is the clear leader in sports reporting and entertainment, while other networks like ABC and The Disney Channel are huge, successful players in television. The Media segment, which the aforementioned units all fall under, accounted for 43% of the company s $48 billion in revenue last year.

Meanwhile, Disney Parks and Resorts, which accounted for 31% of revenues, has its footprints all over the world and is a leader in the theme park industry.

While Disney s strong brands are a great argument for growth, the company does put a little bit of cash back into shareholders hands via dividends. DIS recently increased its annual payout from 86 cents per share to $1.15 a 34% increase that follows a 15% increase in 2013. While that translates into just a 1.1% yield currently, you may see a better yield on cost in the future all told, Disney s dividend has improved 187.5% in just the past five years.

Why You Should Buy Disney Stock Now

If Disney so clearly is a solid investment for the long term, why is it so important to buy today?

All of Disney s major divisions will likely keep on pumping out cash and growing at a healthy rate, but the studio division has the potential to post staggering numbers in 2015. In 2014, Disney s Studio Entertainment division accounted for 15% of the company s revenue (22% higher than the year before) and 12% of operating income (more than double the previous year). And this occurred in a relatively weak year for Disney movies.

However, 2015 is unlikely to go without a few blockbusters. Disney is slated to release a new iteration of Cinderella, a new Marvel Avengers film, a lesser-known Marvel comic character film, a Steven Spielberg Cold War spy thriller and two Pixar films, not to mention the latest from the mother of all franchises, Star Wars: The Force Awakens.

The revenues strictly from these new films will help boost Disney stock in the coming year, not to mention how DIS should be able to leverage their success in 2015 and beyond.

Bottom Line

With so many potential blockbuster movies set to be released in 2015, Disney should continue to rise over the next year, barring some unforeseen disaster.

But don t just buy Disney stock now for what it can do for you in 2015. Buy it for what it should do for five, 10, 15 years ahead as it reaps the reward of its own virtuous media-merchandising cycle.

As of this writing, Matt Thalman was long DIS.

Which Hospice companies are Good to work for? #the #entrance #motel

#hospice companies


Which Hospice companies are Good to work for?

Maybe it’s already been mentioned but it might be good to look at nonprofit hospice companies. They tend to be less focused on money and have more services for the patient/family.

That’s not always the case, though. Where I live, the not for profit hospice is more concerned with their public image than pt. care. I work for a for profit hospice and our administration is very concerned with pt. care. heartbeat

I don’t know that I totally agree with the profit vs non-profit and that is why I did not mention it in my last post. For-profit companies will tell you that the only difference between them and NFP companies is that the NFP companies do not have to pay taxes into the community. We have 7 competing hospices in the area that I am no more impressed by the NFP agencies than the FP’s. There is an older, national NFP here in the area and I interviewed with them at one time–wages were 80% of the market average here in the area and the benefits were horrible(the excuse was they were a NFP and couldn’t afford to pay anymore)–this company is also known for working their nursing staff into the ground (they are leaving in droves right now) and not accepting the expensive patients . They also have an inpatient unit that several in the community feel is misused to substitute for continuous care and our company has taken several of their patients that have wanted to stay at home for end of life care as they were informed that their patients are typically transferred to their inpatient center to die). As I have said, there are good and bad FP ‘s and NFP’s. If I would suggest anything to look at, it would be wheter a company is locally owned or nationally owned. Nationally owned companies are paying an entire staff at the top of the chain and the money has to come form somewhere (sometimes shows up in higher nursing caseloads or poor patient suppiles). Not that all of them are bad–some locally owned companies are started by people with intentions other than patient care. The important thing is to ask the right questions and take your time selecting the right company. I would continue to insist that your best resources are speaking with current and previous employees of the company you are considering working for. I say this because once you are trained and in a position, it becomes harder to leave if you find out the company misrepresented itself as most of this that are in this profession struggle with knowing that when we leave, there will be even less people to care for the patients.

I work for a nonprofit, part of a larger religious nonprofit. The downside is that being under senior services-which is traditionally low paid, I think we are way underpaid. Hospice should be advanced home health and pay for the years of general nursing experience you come with.

But the plus is that the focus is on compassionate care, for the most part. We would not turn down a patient with financial needs, we have resources to help those in dire need of basic comforts. Our nurses are not pushed to meet financial goals. Now, they are overworked because we are too short staffed, too short staffed because we are not paid well enough to attract the experience we need, but there are measures being taken to address those things. At least I feel that there is interest in improving our org and fundamentally many good people. We are currently changing leadership and I am hoping that they hire an outsider with strong leadership skills to both corral some of the internal management issues and better advocate for us.

Also, our org has huge hiring bonuses that can always be shared, so if looking in the NW, contact me!:wink2:

Yes Yes Yes. People, there is a nursing shortage! Good help is hard to find. Believe me when I tell you that life is too short to be working in a position or job that you don’t enjoy. If you are true of heart and want to consider hospice nursing a profession, take the time to investigate the company and the position–don’t be afraid to ask questions–you have the right to get up every day to go into a postion that is rewarding (not that some days won’t be difficult) and just as much right to be able to balance home and work and to go to bed at the end of the day with a clear conscience.

I will be graduating as an RN in May 2010. I have thought of being in Hospice for years. I am training as a hospice volunteer right now.
I will be 50 when I graduate.
Florida is looking real good with the price of home heating fuel in New England. Does anyone have information on Tidewell Hospice and Palliative care in the Sarasota area? Anywhere in Florida would be interesting. not knowing much about the state except that it is warmer than here!

Is it possible for a new RN to get into hospice without hospital training? Would oncology by a suitable specialty to start with? I think I would enjoy home care eventually. Any suggestions would be greatly appreciated!

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Welcome to Covenant Care, An Enriching Pace To Live & Work #roosevelt

#covenant hospice


Rooted in a 150 year legacy

Covenant Care is a non-profit partner in Alberta’s integrated health system serving individuals of all faiths and backgrounds. We are committed to innovative approaches to supporting seniors in a caring community where they can thrive. Rooted in a 150-year legacy of Catholic health care in the province, Covenant Care offers an enriching place to live and work, respecting dignity and individual choice, encouraging a spirit of creativity and hope and nurturing each person’s potential—body, mind and soul.

Featured Covenant Care Community

St. Marguerite Manor

St. Marguerite Manor meets the various and changing needs of 102 residents and is located in the northwest community of Evanston, Calgary. The centre features a home-like design and ensures a safe environment while promoting independence.

110 Evanspark Manor NW
Calgary, Alberta T3P 0N4

Latest News

Covenant Care Response to Medical Assistance in Dying – May 24, 2016

Covenant Care has now officially introduced its new policy to the organization, Responding to Requests for Medical Assistance in Dying

Covenant Care Accreditation Primer Survey 2016 Report – March 23, 2016

It is with great pleasure that we would like to acknowledge and express our thanks to all the staff, AHS partners, contracted providers and physicians that participated in the very successful Februar. read more

Celebrating a new contract – Villa Marie and Holy Cross – December 23, 2015

As we celebrate the blessings of Christmas I want thank all our staff for their continued dedication and care to our residents and their loved ones.

New approach to dementia care takes flight at Villa Marie – December 17, 2015

Villa Marie is taking a bold new step in dementia care. It is one of three supportive living sites in Canada piloting the Butterfly Project.

Join our team

We recruit multi-skilled professional and support staff of all faiths, traditions and cultures. As a Covenant Care staff member, you will have the opportunity to make meaningful contributions based on your skills and abilities and provide a safe and welcoming home for our residents and their families.

The Vital Beat

When is the right time to call hospice care? Hospice-Care #cheap #luxury

#when to call hospice


When is the right time to call hospice care?

Hospice care can help ease the end-of-life transition for your loved one. Many people wait to call hospice until the final days, but that might not be the best option.

Calling Hospice Care: When is the Right Time?

Making the decision to call hospice care for your loved one can be heartbreaking. But in giving your loved one the best end-of-life care possible, hospice is a very good choice. How do you know when it’s time?

What is Hospice Care?

Hospice care is designed to provide medical care, comfort, and compassion during a person’s last days. When all potential treatments have been exhausted and a person decides it is time to let nature take its course, hospice care provides pain management and emotional support. It also offers bereavement counseling for those who are left behind.

Why Hospice Care Matters

Hospice care vows to neither prolong nor hasten death. Hospice workers strive to provide the utmost dignity for a person while allowing death to occur naturally. Hospice support can ease the physical end-of-life transition, but it can also provide the immense relief that peace of mind can bring.

Hospice patients can know that their loved ones are not alone in their struggle to accept death and grieve the loss. That simple yet vital knowledge can make their last days much easier.

Is it Time to Call for Hospice Care?

Each person’s final months and days are unique to that individual. Therefore, setting a certain time frame on how long hospice care will be needed can be a difficult decision. The best way to clarify the situation is to sit down with a hospice professional as soon as a terminal illness or serious medical situation is diagnosed, and discuss what to expect in the near future.

When a patient has decided to forgo any medical treatment or search for a cure, they are probably ready for hospice care. It is important to contact hospice before pain management becomes an issue. Most insurance companies pay for hospice care during the last six months of life. Some might find hospice useful for that entire period of time, while others might prefer to wait until they are closer to the end of their life.

Hospice is Not Just for Patients

Though hospice care focuses on making the last weeks and days comfortable for patients, it is also a great relief to their loved ones. End-of-life decisions are always hard, but hospice workers are trained to help family and friends let go in a peaceful, loving atmosphere.

Hospice support continues for surviving family members after a patient’s death. Hospice care can include supportive discussions, visits, phone calls, and even provide help with funeral arrangements.

When It’s Time.

Choosing hospice is a very personal decision. Keep the lines of communication open with your loved one, and when they mention it might be time to consider hospice, take them at their word and make the call–and then trust the highly trained and compassionate hospice workers to help you with whatever comes next.

Related Articles

Click on the links below to see helpful articles and checklists on various elder care topics.

Get Free Guidance

Foreclosure Lawyers #stop #foreclosure, #bankruptcy #lawyers #in #queens, #cheap #bankruptcy #lawyers, #foreclosure


Queens Foreclosure Lawyers

Foreclosure defense in Queens, Brooklyn, Bronx and Nassau County. Our legal team will help you Stay in Your Home .

Poltielov Habib, LLP is a foreclosure defense and bankruptcy law firm servicing clients in Queens, Brooklyn, Bronx, Staten Island, Manhattan, Nassau, Suffolk and Westchester Counties. Our New York lawyers offer personalized legal representation to our clients to achieve the best results possible. We take pride in our work and strive to achieve the most for our clients.

If you have been served with a notice of foreclosure by your bank or have been served with a summons and complaint, a Queens foreclosure defense lawyer at Poltielov Habib, LLP may be able to help you. Foreclosure is a very stressful and daunting process, but you do not have to lose your home. Our foreclosure defense lawyers will take the time to explain the process of defending you in your foreclosure. By consulting a foreclosure attorney at our firm as soon as possible, you can fully understand your options and fight to stop foreclosure.

Queens, Brooklyn, Bronx, and Nassau County Bankruptcy Lawyers

Our Bankruptcy Attorneys will take the time to explain the process of filing for bankruptcy, and our low fees make it possible for most people to file and get a fresh start. Our Chapter 7 Bankruptcy Lawyers can eliminate debt, stop collections, stop wage garnishment, stop the eviction process, stop foreclosure, and get rid of old IRS debt as well as judgments. Most people file Chapter 7 bankruptcy to get rid of credit card debt and medical bills, and are surprised to learn that the benefits of filing extend far beyond wiping out that debt. Filing Bankruptcy is usually a great step towards re-building credit.

Our Chapter 13 bankruptcy attorney can immediately stop your foreclosure, eliminate your debt, stop collections, and eliminate [strip] a second lien, if possible. Filing a Chapter 13 is usually the best way to stop a foreclosure and save your home. A Chapter 13 bankruptcy can often achieve a more favorable forbearance and/or re-instatement agreement, as long as you can afford to keep paying the mortgage and get caught up on missed mortgage payments.

Future Value Annuity Calculator: Calculate FV of Equal Cash Flows, how to


Future Value Annuity Calculator to

Calculate Future Value of

Ordinary or Annuity Due

This free online Future Value Annuity Calculator will calculate how much a series of equal cash flows will be worth after a specified number years, at a specified compounding interest rate.

Plus, this online annuity calculator will calculate future value for either an ordinary annuity, or an annuity due, and display an annual growth chart so you can see the growth on a year-to-year basis.

If you are not sure what future value is, or you wish to calculate future value for a lump sum, please visit the Future Value of Lump Sum Calculator.

What is “Annuity?”

An annuity is defined as a series of equal cash amounts (cash flows, payments, deposits, etc). For example, if I were to promise to pay you $100 per year for the next 3 years, that arrangement could be considered to be an annuity.

From your perspective, the periodic amounts represent deposits, as in, you can deposit the amounts into an interest earning account as you receive them. From my perspective, the periodic amounts represent payments, as in, I must remove the amounts from an interest earning account in order to pay them to you. This explains why annuity amounts (cash flows) can be referred to as deposits and payments at the same time.

What is Future Value of An Annuity?

Using the above example, if you were to invest each of the $100 annual payments at a compounding interest rate (earning interest on interest paid), the future value of that series of cash inflows would grow with each passing compounding and payment interval. The total amount this series of equal amounts would grow to after three years would be the future value of the annuity. So what would be the future value amount? That depends on the agreed upon interest rate and on whether or not we agreed to an ordinary annuity or to an annuity due.

Annuity Due Vs. Ordinary Annuity

Continuing with our example, if I agreed to make the $100 annual payments at the beginning of each year, our arrangement would be considered to be an annuity due. On the other hand, if I made the payments to you at the end of each year, our arrangement would be considered to be an ordinary annuity.

So which is better? From your perspective, an annuity due would be better since you could earn interest on the first year’s payment for the entire year. From my perspective, an ordinary annuity would be better since I could earn interest on the $100 for a full year before I made the payment to you.

So in your case, if you were earning an annual interest rate of 6% on the deposited $100 payments, the future value of an annuity due arrangement would be $337.46, whereas the future value of an ordinary annuity arrangement would be $318.36 ($19.10 less).

Why is Future Value of An Annuity Important for You to Understand?

The understanding of future value, both for lump sums and for annuities, is absolutely critical to making financial decisions that will serve to maximize the emotional returns on the money you earn. Why? Because in order to make emotionally profitable decisions (decisions that result in more good feelings that bad feelings), you need to be aware of, and be able to accurately forecast, what you are giving up in return for what you are getting.

In terms of spending money, what you give up is referred to as financial opportunity costs, and future value calculations are what helps you to determine the financial opportunity costs of choosing one alternative financial decision over another. And of those alternatives, the ones that tend to have the biggest effects on your emotional profitability, are those that involve spending money for non-essential expenditures that lose their value with time and/or use.

Example of Opportunity Cost Using Future Value Calculations

Suppose you are considering entering into a data plan for your smart phone that will cost you $35 per month. In order to make an informed decision, you need to be aware of and give equal weight to the financial opportunity costs that will come with a monthly expenditure of $35.00 for a non-essential expendable.

If you have at least 30-years left before you can retire, and could earn 6% on the $35 payments if you invested them, future value calculations will tell you that the financial opportunity cost of paying for a data plan for the next 30-years will be $22,733.82 (future value of $35,333.82 less $12,000.00, or 360-$35 payments). That is how much interest earnings you will be giving up by paying for the data plan for the next 30-years (of course, your loss will be the data plan company’s gain).

And that’s only considering just one of the possible hundreds of the non-essential expenditures you likely make on a regular basis. After all, if you spend more for an essential than the bare minimum necessary (buying non-generic, paying finance charges on purchases, paying inflated prices, etc.), then these excess essential expenditures should be considered to be non-essentials as well.

With that, let’s use the Future Value Annuity Calculator for calculating future value and financial opportunity costs for either ordinary annuities or annuities due.

Online Payroll Services, HR Systems, Payroll Software, easy way to do payroll.#Easy


easy way to do payroll

Easy way to do payroll

Easy way to do payroll

Easy way to do payroll

Easy way to do payroll

Easy way to do payroll


Developed by PSIberWORKS, PSIberPAY delivers a truly unique Payroll system which companies from all industries and of all sizes can use.

LabourNet Payroll Solutions

Stand-Alone, Self-Hosted or Fully Outsourced Payroll solutions

PSIberHRM End-to-End HR Solution

The Power of PSIber for Online HR Management

PSIberLite: Lighter Payroll Solutions

Payroll Technology Designed for Small Business Domestic Employers

PSIberASSIST Tools and Information

Do you need payroll software

for your Business?

Do you need payroll software for

a Corporate Company?

Do you need payroll software to

run your Payroll Bureau?

Do you need payroll software for

your Accounting Firm?

Welcome to The Online Home of PSIberWorks

Anytime, Anywhere, Always Online

The PSIberWORKS suite, is a truly unique Online Payroll Management and Human Resource Administration innovation, which companies as well as individuals can use.

PSIberWORKS is designed in a way that is logical, intuitive and extremely easy to use.

Although the application is primarily used over the internet the product can also be configured to run in other environments for larger users who prefer to run the product in their own intranet environment with access through the internet, packaged versions of the system as well as its individual modules are also available.

This enables clients to initially start on the hosted version and as their needs change they are then able to move the system and data into an in-house environment and vice versa.

For clients using the hosted version, a world class, sophisticated hosting environment with full online and offline backups, disaster recovery facilities and 24 hours a day, 7 days a week, system monitoring services have been established to safeguard client data.

Quick Connect


Easy way to do payroll

PSIberPAY delivers a truly unique payroll system which companies of all sizes, and individuals can use.


Easy way to do payroll

PSIberHRM is a sophisticated online HR management tool that helps you unify all your HR functions.


Easy way to do payroll

PSIberLite is a versatile online payroll solution designed for small businesses and domestic employers in mind.

LabourNet Payroll Solutions (LPS)

Easy way to do payroll

LabourNet provides clients with stand-alone, self-hosted, or fully outsourced payroll solutions to clients in South Africa.

How to Act After a Car Accident (with Pictures), steps to take


How to Act After a Car Accident

A car accident can be a traumatic and scary experience, making it difficult to know what to do after it happens. It’s important to act quickly to ensure that everyone involved is safe and that all legal steps are followed. Knowing how to take action after a car accident can also protect you from frivolous lawsuits and ensure that you receive the appropriate compensation for any injuries or damage to your vehicle.

Steps Edit

Part One of Three:

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Part Two of Three:

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Part Three of Three:

Dealing with Claims and Lawsuits Edit

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Steps to take after a car accident

Nursing Programs in Ohio and Online #hondros #college, #school #of #nursing, #nursing


Hondros College of Nursing

Nursing Programs

The focus of our Nursing Programs at Hondros College of Nursing is to educate professional nurses who enter the workforce of the Ohio communities in which we serve.

Each member of our administrative, staff, and faculty team wants to see you succeed in your schooling and in your career. Hondros College of Nursing offers three distinct nursing programs:

  • LPN Licensed Practical Nursing
    This campus-based program prepares students to receive their practical nursing diploma to be certified to the Ohio Board of Nursing (OBN) who will determine the student’s eligibility to take the National Council Licensure Examination for Practical Nurses (NCLEX -PN) to become a licensed practical nurse. Students can choose the daytime or evening/weekend schedule. The program can be completed in 12 months.
  • RN Registered Nursing (Associate Degree in Nursing)
    This campus-based program lasts 15 months and prepares students to receive their Associate Degree in Nursing to be certified to the Ohio Board of Nursing (OBN) who will determine the student’s eligibility to take the National Council Licensure Examination for Registered Nurses (NCLEX -RN) to become a registered nurse.
  • RN-BSN Online Completion Program (Bachelor of Science in Nursing)
    This online completion program is designed to provide currently licensed RNs with the training needed to obtain their Bachelor of Science in Nursing degree. The program can be completed in as few as 24 months. Must be enrolled full-time at an average of 15 quarter credits per term to complete RN-BSN in 24 months.

Our unique approach to education provides an alternative to traditional two and four year degrees, and provides students more flexibility to balance work, life and family commitments.

Our Ohio nursing programs are perfect for those just getting started in the nursing field, or LPNs and RNs who are ready to take their career to the next level.

Hondros College of Nursing’s relationship with hospitals and health care facilities throughout the state of Ohio enables us to understand the skills needed to prepare you for a rewarding career in nursing.

Your success is our mission. To learn more about our nursing education, please visit us at an Information Session. stop by any of our four Ohio campuses for a tour, or complete the form on this page and we’ll contact you with additional information.

Click here to view our brochure.

Get Started

Ask about our evening and weekend program for earning your LPN license.

  • Request Info Request Info
  • Attend Information Session Info Session


Next Steps

Accreditation and Approvals
College Accreditation: Accredited member, Accrediting Council for Independent Colleges and Schools (ACICS), 750 First Street, NE Suite 980, Washington, DC 20002, (202) 336-6780. RN-BSN Programmatic Accreditation: The baccalaureate degree in nursing program at Hondros College of Nursing is accredited by the Commission on Collegiate Nursing Education, One Dupont Circle, NW, Suite 530, Washington, DC 20036, (202) 887-6791. State Approvals for the College: Ohio Board of Nursing (Practical Nursing and Associate Degree in Nursing programs) and Ohio Department of Higher Education (RN-BSN program). Registered with State Board of Career Colleges and Schools: Westerville 13-09-2024T, West Chester 13-09-2027T, Fairborn 13-09-2025T, Independence 13-09-2026T, Maumee TBD. Consumer information available at The Hondros College of Nursing online RN-BSN program is approved and offered through the Westerville Main Campus, located at 4140 Executive Parkway, Westerville, OH 43081. Hondros College of Nursing cannot guarantee employment or salary.

Contact Hondros College of Nursing at: 1-855-90-NURSE

Independence (Cleveland)
5005 Rockside Road, Suite 130
Independence, OH 44131

Campuses are located in five Ohio regions: Columbus, Cleveland, Cincinnati, Dayton, and Toledo.

Palliative Care Services – no end to caring #hospice #medicare

#hospice south africa


Palliative care is an approach that improves the quality of life of patients and their families facing problems associated with life threatening illness, through the prevention and relief of suffering, the early identification and impeccable assessment and treatment of pain and other problems, psychosocial and spiritual. (World Health Organisation’s definition of palliative care.)

Home based care: Our palliative trained nursing sisters visit patients in their own homes. The nursing sister co-ordinates the care and liases with other hospice team members such as the doctor, social worker, community care workers, volunteer caregivers and other professionals who may be involved in treating the patient.

Care consists of:

Regular visits by the Hospice Sister as is appropriate to the patient’s condition

Pain and symptom control

Nursing management such as how to deal with incontinence, wound dressing, prevention of bed sores, colostomy care

Advice regarding nutrition and feeding

Equipment such as commodes, wheelchairs, mattresses, sheepskins and walkers may be loaned by hospice patients at no charge.

Our ten Nursing Sisters visit patients residing in the Ekurhuleni Metropolitan region (Nigel, Springs, Benoni, Boksburg, Brakpan, Kempton Park, Germiston, Edenvale, Bedfordview and the township areas in these regions). Currently, on average, 425 patients per month receive our care.
Hospice Sisters are available telephonically 24 hours for emergencies.

In Patient Unit: Hospice East Rand has a 5 bedded facility situated at 218 Kemston Ave, Benoni. The Unit offers short term stay and provides 24 hour specialised care for patients who cannot be treated at home. This may be due to deterioration in the patient’s condition or the need for medical intervention for unmanageable symptoms. Patients can also be admitted to the Unit to allow family members a short period of respite.

Frail Care Centre: We are in the unique position of having a long term Care Centre attached to our In Patient Unit. It is a 5 single room facility and provides comprehensive nursing care to the residents in our care. A fixed monthly tariff is charged and this is payable in advance. Residents are encouraged to add a few personal belongings to the fully furnished rooms to create a familiar and comforting feeling.

Doctors: Hospice East Rand has three part-time doctors.

Day Care: We offer a Day Care Programme (in Benoni) and a Drop In Care Centre (in Vosloorus). These services are invaluable to patients providing an outing with a programme of interesting activities, a tasty meal and the company of other people. Hospice (Benoni) runs a day care facility each Wednesday and in Vosloorus twice weekly on Tuesday and Wednesday.

Emotional support: The changing dynamics of family life, which are brought about by terminal illness, can impair communication and cause anguish and fear. Caregivers are volunteers who have specialised training, and have the necessary counselling skills to discuss problems. This can make a meaningful difference to patients and families enabling them to be more effectively involved in all aspects of their care.

Bereavement Care: Our Hospice offers bereavement counselling to anyone who has suffered the loss of a loved one. Regular social get-togethers are organised by trained caregivers for those whose dear ones have died. Events such as bring and braais are held at our centre on a regular basis and provide a social outlet for the bereaved.

How to access hospice care and place a patient on the hospice programme. Patients needing hospice care are required to contact hospice themselves, by telephone to the Intake Officer at 011 422 1531. Alternatively contact can be made by a family member, the patient’s doctor, social worker or other appropriate person. It is a stipulation that the patient must want hospice care and be aware that we have been approached.

Once the intake documentation has been completed, and a medical report from the patient’s doctor has been received, a Nursing Sister from hospice will do an assessment visit to determine if the patient should be placed in the hospice programme.

Welcome to Agape Hospice Care #circle #of #life #hospice

#inpatient hospice


Welcome to Agap Hospice Care of South Carolina

At Agap Hospice, we provide a loving faith-based environment that offers compassionate end of life care to individuals and their families. We understand the challenges that come with having a loved one with a terminal illness, and we want to help. Selecting quality hospice care is necessary to maintaining their quality of life and easing your concerns as a patient or caregiver.

We encourage you to learn more about the wonderful benefits to choosing us as your hospice partner.

What is South Carolina Hospice Care?

Hospice care focuses on the needs and well being of those with a terminal illness, regardless of the type of disease. Unlike a hospital, which focuses on treatment of the disease, a hospice focuses on the patient as a person and helping them to live comfortably. Not only do we help with caregiver tasks, such as dressing, feeding, and bathing, we also provide emotional and spiritual support to patients and their families.

Agap Hospice Your Guide to the Hospice Journey

At Agap Hospice, you can be sure that we value our patients and give them a high standard of respect and care. It is never too early to begin the hospice journey, as many patients and their families have discovered the hospice difference for themselves and actually wished that they had enrolled sooner.

What are the benefits to receiving hospice care at Agap ? These and much more:

  • Opportunity to reflect and write down the patient s health wishes to prepare patients and their families ahead of time.
  • Patients receive care in the comfort of an assisted living/skilled nursing center.
  • Grief support and an aided transition for the family after the patient s passing.
  • Experienced physicians and care team who focus on the comfort and well being of the patient by minimizing pain and discomfort.
  • Prevents caregiver burnout and gives family members a chance to spend time with their loved one and resolve unfinished matters.
  • Improved quality of life for the patient, who is surrounded by acceptance, respect, and dignity.

Our convenient locations throughout South Carolina are ready to help you.

Marian College School of Nursing Faculty, Los Angeles & Van Nuys California


Our Faculty

Marian College Faculty:

Lourdes E. Antay, BSN, RN (part-time, LA & Van Nuys Campuses)
RN license from the California BRN
• BSN from Saint Paul University, Iloilo City, Philippines

Angeline Arrieta, BSN, RN (part-time, LA & Van Nuys Campuses)
RN license from the California BRN
• BSN from San Pablo Colleges, Laguna, Philippines

Jessica L. Bringas, BSN, LVN (part-time, LA & Van Nuys Campuses)
LVN license from the California BVNPT
• BSN from Butuan Doctors’ College, Philippines
• Graduate Nurse from Chong Hua School of Nursing, Cebu, Philippines

George L. Chua, MSN, APN, FNP-C, CLS, ASCP, RNC, CSN (part-time, LA & Van Nuys Campuses)
RN license from the California BRN
• MSN and Master of Public Health from Grand Canyon University, Phoenix, Arizona
• MSN in Family Nurse Practitioner from Charles Drew University of Medicine and Science/UCLA Mervyn M. Dymally School of Nursing, Los Angeles, California
• Credential in School Nursing from California State University, Long Beach, California
• MD from University of Fatima, Philippines
• BSN from Olivarez College of Nursing, Philippines
• BS Medical Technology from University of Santo Tomas, Philippines

PatriciaL.Francis,BSMed,LVN (part-time,LA Director of Nursing, Van Nuys Campus; part-time faculty, LA & Van Nuys Campuses)
RN license from the California BRN
• BSN from University of Phoenix, Arizona
• ASN from Los Angeles Valley College, North Hollywood, California
• VN Diploma from Concorde Career Institute, North Hollywood, California

Rosauro Don E. Parco, BSHCA, LVN (full-time, LA & Van Nuys Campuses)
LVN license from the California BVNPT
• BSHCA from West Coast University, Los Angeles, California
• VN Diploma from Marian College, Marian Health Careers Center

Oliver C. Perez, BSB, LVN (part-time, LA & Van Nuys Campuses)
LVN license from the California BVNPT
• BS in Business from the University of Phoenix, Arizona
• VN Diploma from Marian College, Marian Health Careers Center

Nenuca T. Ramirez, BSN, RN (part-time, LA & Van Nuys Campuses)
RN license from the California BRN
• BSN from the University of the East, Philippines

Leny J. Ramos, BSN, RN (part-time, LA & Van Nuys Campuses)
RN license from the California BRN
• BSN from Riverside College, Bacolod City, Philippines

Tuesday Ann B. Siao, BSN, MSN, RN (part-time, LA & Van Nuys Campuses)
RN license from the California BRN
• BS Biology from Immaculate Concepcion College, Davao City, Philippines
• Doctor of Medicine from Davao Medical School Foundation, Inc. Davao City, Philippines
• BSN from North Valley College Foundation, Inc. Kidapawan City, Philippines

Flordeliza Sortigosa, BSC, LVN (part-time, LA & Van Nuys Campuses)
LVN license from the California BVNPT
• BS in Commerce from University of Iloilo, Iloilo City, Philippines
• VN Diploma from Casa Loma College, Los Angeles, California

Kimberley A. Stotmore, LVN (part-time, LA & Van Nuys Campuses)
LVN license from the California BVNPT
• VN Diploma from North Orange County Regional Occupational Program, Anaheim, California

Yee Juan (Jennifer) Yong, ASN, BA-Psych, RN (part-time, LA & Van Nuys Campuses)
RN license from the California BRN
• BA Psychology from California State University, Los Angeles, California
• AA from East Los Angeles College, California
• ASN from Pasadena City College, Pasadena, California
• VN Diploma from Marian College, Marian Health Careers Center

How To Find Devices Connected To Your Wifi Network #how #to,find #devices,wifi


How To Find Devices Connected To Your Wifi Network

As we all know that, wifi is now used by lots of people and almost everyone is having their own personal wifi connection. However, you don t have much option to know who’s connected to your Wi-Fi network. So, we are going to share an easiest way that will help you find devices connected to your WiFi network. Go through the post to know about it.

T oday we are here with the cool trick that is How To Find Devices Connected To Your Wifi Network. Lots of people now use wifi, and almost everyone has their personal wifi networks. However, sometimes other person knows your password and can use your wifi network, and with that, your bandwidths get divided, and your network speed gets slow. So to overcome this, we have a cool method that will help you check out all the device that is being currently connected to your wifi network. So have a look at the complete guide below.

How To Find Devices Connected To your Wifi Network

The method is very simple and depends on a cool tool that will work on your PC and will scan all the devices connected to your wifi network. Just follow up the below steps to proceed.

Steps To Trace All The Devices Currently Connected To Your Wifi

Step 1. First of all in your Windows PC download and install the cool tool to scan devices at wifi network that is Wireless Network Watcher . Once you installed, you will see the screen like below.

Step 2. Now connect to the wifi network in which you want to check the connected devices and launch the tool on your PC and click on Start Scanning

Step 3. Once you clicked on Start Scanning, you need to wait for few seconds until it finishes the search for your connected devices on your Wifi Network

Step 4. Now you will see the list of all the devices with their IP address that currently being connected to your device.

That s it now you can check out the owner of that IP address and can trace that person.

Using SoftPerfect WiFi Guard

SoftPerfect WiFi Guard will alert you if your network is used without your knowledge. WiFi Guard is a specialized network scanner that runs through your network at set intervals and reports immediately if it has found any new, unknown or unrecognized connected devices that could belong to an intruder.

Step 1. First of all, you need to download and install SoftPerfect WiFi Guard on your computer and run it.

Step 2. Now you need to go to File and then select the option Settings

Step 3. Now enable the last three options

Step 4. Now click on Scan Now.

Step 5. If any unrecognized device connects with your WiFi network, it will notify you.

Using Fing IP Network Scanner

You need to download the Fing IP Network Scanner to access the superfast and reliable Network IP and Wi-Fi Analyzer on a Windows Machine. This is actually not a tool, like SoftPerfect Wifi Guard this actually works in a command line which will give you the MAC and IP address of all connected network. Lets know how to use it.

Step 1. First of all, you need to visit and then need to download and install Windows- IP Network Scanner on your Windows computer.

Step 2. Once installed you need to right click on the Fing from the start menu and then select the option Run as administrator

Step 3. Now you will see the screen like below, here you need to select the option Discover. So, you need to type D and then hit the Enter button.

Step 4. Now it will ask you to select the network that you want to monitor by selected the assigned letters. Simply select the network that you want to scan.

Step 5. Now you will be asked to select how many rounds. Simply select 1 to continue.

Step 6. Now you will be asked some more questions like do you want to discover domain names, do you want the output in Log or text, which format do you prefer etc. simply select all according to your wish.

Step 7. After selecting all, you will be asked: Do you execute it now here you need to Type Y to continue.

Step 8. Now it will scan for the network and you will find the output file on the desktop.

That s it! You can now see all the connected devices to your Wifi network.

So above is all about How To Find Devices Connected To Your Wifi Network. With this method, you can easily trace out all the device that being currently connected to your wifi and stealing your wifi network. Hope you like this, do share with others too. Leave a comment if you have any related queries with this.


Mortgage Calculator – Mortgage & Loan Calculators – Mortgage 101, how to


how to apply for mortgage loan

How to apply for mortgage loan

A mortgage payment calculator is a great tool to help home buyers estimate the cost of monthly mortgage payments. Whether you’re interested in mortgage refinancing or looking to see how much tax you can deduct, these free mortgage calculator tools are here to help you. If you’re interested in simple calculation of your mortgage use the tool calculator above. Otherwise, look through the different mortgage calculators below.

How to apply for mortgage loan

How to apply for mortgage loan

How to apply for mortgage loan

Purchase Calculators

This calculator helps you identify how much you are able to afford when you are searching for a home.

Compare your total monthly obligations including your total mortgage payment to your monthly income.

Our Buy vs Rent Calculator help you analyze the total cost of renting versus the total cost of owning.

This calculator estimates the tax benefit of buying a home.

Estimate the Annual Percentage Rate (APR) for a mortgage loan using your mortgage rate.

Compute your initial and estimate your future payments with Mortgage 101 ARM Loan Payment Calculator.

Refinance Calculators

Helps you understand if you should pay loan points during your refinance.

Figure how long before your savings equal the cost of obtaining a new consolidation loan.

Figure your principal balance after any number of payments.

Figures how long your mortgage will last depending on how much you pay monthly.

This calculator will amortize your mortgage over the loan period based on your input.

Estimate the Annual Percentage Rate for an Adjustable Rate Mortgage based on input parameters.

The Mortgage 101 Blog

How to apply for mortgage loan

Mortgages & Home Loans – Refinance & Interest Rate Calculators, how to




American homeowners are tapping their home equity again, with the cash-out share of refinances rising to its highest rate since 2008, according to data from Bla.

Mortgage Calculator

Find out your estimated monthly payment.

Refinance Calculator

Should you refinance your mortgage? Figure your monthly savings. Compare your principal balance in years with and without refinancing.

Loan Calculator

Is home ownership the right path for you? Analyze the total cost to rent versus the total cost to own for a specific period of time.

Mortgage Payment Calculator

Tool to help home buyers estimate the cost of monthly mortgage payments.


Mortgage 101 Daily Rate Averages are collected for standard mortgage programs from over 700 companies in 50 states and the Disctrict of Columbia.

More Rates


Applying for a Mortgage after a Bankruptcy

By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.

What Are Typical Mortgage Down Payments?

Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property.

Second Mortgages: Advantages and Disadvantages

A second mortgage is a loan taken out against the value of your property, in addition to your primary mortgage. These loans can offer great benefits, but they certainly come attached with some large risks as well.

The content on this site is provided for informational purposes only and is not legal or professional advice. Advertised rates on this site are provided by the third party advertiser and not by us. We do not guarantee that the loan terms or rates listed on this site are the best terms or lowest rates available in the market. All lending decisions are determined by the lender and we do not guarantee approval, rates or terms for any lender or loan program. Not all applicants will be approved and individual loan terms may vary. Users are encouraged to use their best judgment in evaluating any third party services or advertisers on this site before submitting any information to any third party.

How to apply for home loan

Georgia RN to BSN Programs – RN to BSN Degree in Georgia


Georgia RN to BSN Programs

Registered nurses in Georgia can enjoy a comfortable lifestyle with the above average pay rates and low cost of living. To further increase their occupational status they can pursue their BSN degree while working as a registered nurse.

Many programs are currently being offered throughout Georgia to educate RNs up to a Bachelor s level. Nurses who have a BSN degree receive preference from healthcare employers and are also qualified to handle a wider range of job positions than less educated RNs. Since the term RN to BSN explicitly states that it is intended for current registered nurses, most of these programs offer flexible class schedules that fit around student s existing work schedules.

RN to BSN courses build upon the foundation that incoming students have in the practice of nursing. The course work is designed to deepen the working knowledge of registered nurses and cover topics related to the scientific aspects involved with nursing. Upon completion graduating nurses should be better educated and able to provide the highest level of care to their patients.

Georgia RN to BSN Schools

At South College we welcome students from all different stages of life and career. Whether you are pursing a degree for the first time, going back to school as an adult learner, or furthering your career with an advanced degree, our faculty and staff will partner with you to give your dreams direction.


  • BS Nursing (RN/BSN)
  • BSN to MSN with concentration in Nurse Executive

Kaplan University is focused on recognizing the achievements of military and veteran students and offers the flexibility of an online education. Eligible students can receive college credit for prior military experience and coursework—up to 75 percent of the credit needed for a Kaplan University undergraduate degree.*


  • Bachelors of Science in Nursing – RN to BSN
  • Accelerated BSN to MSN
  • Family Nurse Practitioner Graduate Certificate
  • And more.

As a student at South University, you will have the opportunity to learn from accomplished faculty members who have real-world experience in the subjects that they teach. Our small class sizes allow you to receive personalized attention from instructors, and the encouragement to recognize your goals for the future and the means to achieve them.


  • Nursing (RN to BSN)
  • Specialization in Family Nurse Practitioner (MSN)
  • Family Nurse Practitioner (PGC)
  • And more.

100% Online No Standardized Testing

We are committed to helping you achieve your goals and complete your degree as quickly as possible.

LPN to BSN Programs #lpn #to #bsn #programs #in #michigan


LPN To BSN Bridge Programs Via Credit-by-Exam

Learn How to Go From LPN to BSN for About the Same Investment as LPN to ASN

  • Use student loans to possibly defer the college fees
  • BSN salaries average about 20% higher than ASN and can reach as high as $130,000/yr
  • Why settle for your ASN when you can jump right to your BSN

Credit-by-exam Bridge Program makes it easy and affordable to go directly from LPN to BSN. The overall cost is just a fraction more than the LPN to ASN bridge, and the monthly payments are actually lower to get your BSN.

You can start in as little as one week. And to attend local classes or virtually from the comfort of home. both are LIVE classes with real qualified instructors. And financial aid available to defer college fees.

W hat is a Credit-by-Exam LPN to BSN program?

Our credit-by-exam LPN to BSN program is a test prep curriculum for LPNs who wish to become a registered nurse, and this test-out bridge program allows students to achieve their BSN or Bachelors of Science in Nursing.

Why Should You Enroll With Achieve Test Prep?

Achieve’s proven test-out LPN to BSN bridge program makes achieving your BSN fast and affordable. Our fast-track program combines the effectiveness of real classroom learning with the speed of credit-by-examination. Choose classes around your schedule with both on-site and online options available. With Achieve you can take as many or as few classes as you like, with no long term contracts. Our program is designed to ensure your success!

Ready to Learn More? Contact us for the location of local classes near you or learn more about a live, teacher-led online virtual classes you can take from the comfort of home!

Kawasaki Eyeglasses 704 Sarah Palin Glasses Kazuo Kawasaki Eyeglasses, how to select


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  • VNA Health Care – Welcome to VNA Health Care – Aurora, Illinois

    #vna hospice


    In the Spotlight

    Lack of health care is a problem for everyone. The principle of bringing affordable care to people who need help is why VNA Health Care was founded and why we partner with our community to meet these urgent funding needs.

    How You Can Help:

    • Make a donation – ask your friends and family to support
  • Host or help with a fundraiser, or a friend-raiser (i.e. cocktail/dinner party for friends, trivia night, walk-a-thon, hospice events)
  • Connect us with a new donor – Individual, Business, Corporate, Foundation
  • Spread the word-Discuss this opportunity to help as often as you can
  • Invite us to share this urgent need with your club or service group
  • Please call Chrissie Howorth, Vice President of Philanthropy and Business Relations (630) 482-8132. She would love to talk with you about how you can help! Learn More

    Art Teacher Education Degree Programs Online #online #classes #to #become #a #teacher


    Teaching Budding Artists with a Art Teacher Education Degree

    With an art teacher education degree, you will gain an understanding of the art making process whilst combining this with the joy and satisfaction of teaching by being able to share your knowledge of art history, visual arts and design to a new generation. An education degree will typically incorporate elements of human development, classroom management, education methodology and research methodology.

    A bachelor’s degree and a teaching certificate are required in order to teach art at any public school. For those looking to move into administrative and managerial positions, a Master of Education, Master of Fine Arts or other advanced degrees will help you.

    Art Teacher Education Degree Information

    People who wish to become art teachers in public schools must get at least a bachelor’s degree. Most students get their bachelor’s in art, then complement their major with education classes and student teaching. All 50 states require teachers to get teacher certification and licensure. Some states and some schools want their teachers to hold master’s degrees. A bachelor’s in Art Education focuses on both art and education. The student for this bachelor’s will take art courses in art theory and history, studio courses in drawing, painting, sculpting and printmaking. They will also take education courses in teaching methods, classroom management and lesson planning, as well as child and adolescent development and teaching diverse learners. As part of the education training, students are required to do a stint student teaching for hands-on classroom experience.

    Some students who hadn’t planned on teaching may get a bachelor’s degree in any major of their choice. To become an art teacher, these students will need to develop their art techniques as well as take a teacher training course, with the student teaching practicum. Checking to see that your chosen program is accredited ensures that you will be able to apply for certification and licensure upon graduation.

    Online Art Teacher Education Programs

    Art teacher training program are available online, both at bachelor’s and master’s level. Many online programs have the same classes as those offered in a traditional classroom setting, but at more flexible times. Current art teachers who wish to enhance their education may take online master’s courses. Artists who decide to become art teachers might also choose this route to becoming an art teacher.

    Online Art Education Curriculum

    Many online art education programs will focus on both art and education. Art courses will include art history from cave painting to Picasso and art theory and practice as well as electives in various art disciplines such as painting or sculpting or ceramics. Education classes will include psychology of education, multicultural education, educational foundations and technology. These online programs


    No state requires that you have a bachelor’s degree in the area you wish to teach, but a bachelor’s degree with a major is required. Most art teachers either earn a major in art or art history then take the necessary education classes or they get a bachelor’s in art education, which includes both art and education classes, including a student teaching program. Once graduated, the B.A. student must obtain the teaching certification by passing a state exam.


    Many art teachers go on and get their master’s degree, either a master of fine arts or a master’s in art education. A graduate degree in art education will build on the foundation laid down in the bachelor level studies. Today’s art teachers must learn the new technology of digital media and web applications and tools. While a graduate degree isn’t always necessary, it will help the art teacher expand his or her career horizons.


    Art courses for prospective art teachers will include a good basic introduction to art history and theory. Students will also take classes such as

    • Philosophy of art education
    • Artistic development of children
    • Cultural diversity
    • Art history
    • Foundations of art education
    • Art criticism

    Education classes teach the rudiments and advanced techniques of teaching, including:

    • Philosophy of education
    • Human development
    • Classroom management
    • Teaching methods
    • Psychology of learning
    • Science of education
    • Lesson planning

    Career Opportunities

    The U.S. Bureau of Labor Statistics (BLS) divides teaching into kindergarten and elementary school teachers and high school. Kindergarten and elementary school teacher employment is expected to increase by 17 percent, an average rate of growth. While no great increase in jobs is expected, there will always be a need for qualified teachers, at kindergarten and elementary schools and in middle and high schools. Art, music and drama teachers work at all levels, as well as in colleges and universities, and the rate of employment is about the same for other teachers. All teachers in the U.S. must earn at least a bachelor’s and be certified and licensed by the state in which they live and work.

    Earning Potential

    According to the BLS, the median annual salary for art teachers is between $48,000 and $51,000. Art teachers willing to work in underserved rural districts may earn more due to higher demand. Art teachers willing to relocate can also earn more as enrollment of students varies by the region. In the northwest, enrollment is falling while at the same time, students are enrolling in greater numbers in the south and west. Art teachers who can speak Spanish or another language besides English are also in greater demand due to high immigration numbers. The top 10 percents of high-earning art teachers made between $75,000 and $80,000. As with all teachers, art teachers who have worked for many years definitely earn higher salaries.

    Art Teacher Education FAQ

    What types of jobs can I expect with an art teacher degree?

    Art teachers work Monday through Fridays during school hours, although they continue to work planning lessons, gathering needed supplies and grading artwork after hours and on weekends. Like all teachers, most art teachers do not work during the summers. Some art teachers also teach summer classes at junior colleges, art centers and museums. Teaching is a profession and being an art teacher means a dedication to both art and to teaching. If a person has the passion for the job, they’ll love teaching their appreciation of art and making art to their students. Art teachers are employed at all levels from kindergarten to university.

    How long does it take to earn an art teacher degree?

    Becoming an art teacher requires at least a four year bachelor’s degree, usually with teacher training education on top of that, so count on between four and six years for all the education required.

    Where are the highest-paying art teacher jobs?

    New Jersey, California and Connecticut tend to pay higher wages for art teachers than other states. Wisconsin pays less, as does Florida. An art teacher looking for work would do well to research various states and their respective rates of pay for teachers. Teacher Portal charts teacher’s salaries by the state. The longer an art teacher has worked, generally the more money they will make. Some 10 year and up art teachers surprisingly earn six figure salaries.

    Turn Your Car Into The Public Radio Programs You Love: NPR Extra:


    Turn Your Car Into The Public Radio Programs You Love

    Peter Sagal “upgrading” from his Ford Fiesta. courtesy of Car Talkhide caption

    courtesy of Car Talk

    Paula Poundstone and Peter Sagal are in the towing business.

    Wait, Wait. Don’t Tell Me! Host Peter Sagal and Panelist Paula Poundstone, along with Car Talk’ s Tom and Ray Magliozzi, and other NPR folks, have joined forces with Car Talk’s Vehicle Donation Program. to tow listeners’ cars in support of the programs they love.

    Here’s how it works: Car Talk sells listeners’ cars (with their permission, of course!), and the listeners’ local NPR Member Stations get the proceeds from the sale. This is Car Talk ‘s contribution to help pay the bills at stations across the country. We figure this is better than asking Carl Kasell to clean windshields for change in the NPR parking lot!

    Recently, Sagal and Poundstone shared stories with us about their first set of wheels, and we got a little insight into their relationship with their cars.

    It just so happens that back in the day when Paula Poundstone was ready for a new ride, she would leave her old car parked on the street. Yup, she’d throw her car into park and walk away with nary a tear shed. Listen to Poundstone talk about her first car:

    Peter Sagal once owned Bruce Willis’ brother’s Ford Fiesta. It’s true! Sagal’s rump shared the same naugahyde seat as the Die Hard actor himself. (To be clear, not at the same time!) Hear Sagal’s sweet memories about the Fiesta:

    And then there’s Car Talk’s Ray Magliozzi. Yes, he is a mechanical genius. But his first car, a ’62 Chevy Bel Air, was ‘er. a complete lemon. We got his confession on tape:

    Paula Poundstone and her dream car. courtesy of Car Talkhide caption

    courtesy of Car Talk

    If all of these great car stories have gotten you thinking about your own junker, consider donating it to support your local public radio station through Car Talk’s Vehicle Donation Program. Over the last 10 years we’ve collected tens of thousands of cars. Come on, you could be the next one!

    Catherine Fenollosa is a producer for Car Talk. Over the years, she’s gained invaluable knowledge of transmissions, motor mouths and Saran-Wrapped toilet seats. One day, she promises her parents she’ll get a real job.

    Car Talk Vehicle Donation Program

    Donate a vehicle online or by phone: 1 (866) 789-8627

    • Donations are tax deductible and benefit the public radio station of your choosing.
    • It’s more than cars – donate trucks, boats, planes, motorcycles, RVs and heavy farm equipment too, running or not.
    • Car Talk’s Vehicle Donation Program will pick up your vehicle anywhere in the country, with very few exceptions.

    How to Raise Funds on Facebook: 6 Steps (with Pictures) #how #to


    How to Raise Funds on Facebook

    Social networking communities are a powerful way to build awareness of your favorite cause or charitable organization. A Facebook page can establish a sense of transparency, legitimacy and trust among supporters. Every time you share news about your organization, show who it helps and how donors’ money is being spent you are building loyalty that can result in additional donations. Keeping your page current and showing where contributions are applied can create an ongoing relationship with your audience while encouraging them to give again, provided that your Facebook page has an application that enables cash donations on the spot. Here’s how to raise funds on Facebook:

    Steps Edit

    Set up a Facebook page for your fundraising cause. Whether you want to raise money for a certified non-profit charity or help pay for someone’s medical expenses, you can raise money on Facebook by creating a compelling Facebook page to share your story through pictures, video and words.

    Add a donation application to your Facebook page. Fund raising apps such as and FundRazr make it easy for people to give online.

    • Enable donation applications to access your page’s profile information. This ensures it will appear on the pages of every Facebook fan you currently have. Once installed, a special box will appear on your Facebook wall. This allows people to make charitable donations to your group without ever leaving Facebook.
    • Create a budget to pay for for fund-raising applications. Some will charge a fee of a few cents each time a transaction is processed. This fee is usually less than if you had a credit card processing merchant account that enables organizations to take credit cards. Most fees are based on a percentage of the total cash transaction but sometimes a monthly fee is charged instead.

    Investigate additional Facebook compatible fund-raising applications. Look for software that integrates your group’s page into other devices like mobile devices. Applications such as mGive are built specifically for non-profit charities to make it easy for them to reach out to donors and easily raise money through cell phones and social networks.

    • Utilize applications that save your organization money. Many are free. They can provide an interface that integrates into your Facebook fund-raising page and enable users to donate through PayPal. In return, you only pay a small fee to PayPal based on the transaction amount.

    Promote your page within Facebook. Search within Facebook for people in your existing contact list. Strategically choose those who seem close to your cause, then send a personalized message through Facebook that asks them to “like” your page.

    Bring your target audience to your Facebook page.

    • Get active in social networks that are close to your cause. Look for discussion groups, newsletters and other places where people who may be interested in your group gather.
    • Actively promote your campaign on social networking websites such as Twitter. Present concise descriptions of your most compelling news and always provide a link to visit your Facebook fund-raising page.

    Monitory your Facebook fund-raising page activity. Facebook’s free data analysis tools, called “Insights” will page administrators what people are doing on your page and how long they are staying there.

    Welcome to Hudson Valley Hospice #hotel #packages

    #hospice jobs



    When you or a loved one face the challenge of a serious illness, Hudson Valley Hospice is here to help you make informed decisions. From home-based skilled nursing visits to special cardiac programs and spiritual care, Hudson Valley Hospice will help you and your family understand and manage as the illness progresses.

    When a patient decides that curative treatment is no longer an option, it is time to call Hudson Valley Hospice.

    We provide:

    • pain management
    • specially trained nursing and social work staff
    • treatments that address comfort and quality of life
    • family support services
    • spiritual care
    • grief education, support groups, and counseling
    • and much more.

    Hospice services are covered by Medicare, Medicaid, Veterans Benefits, and most insurance plans. Financial assistance may also be available.

    Hudson Valley Hospice can provide general reference material and blank forms for Advance Care Planning and has trained staff who can answer your questions about these documents. Please contact us 845-485-2273.

    Hospice Music Therapy enhances quality of life for patients

    HV Hospice staff help celebrate 109 Year Old Patient’s Birthday

    Hudson Valley Hospice Appoints Chief Medical Officer

    Watch the Hudson Valley Hospice video testimonials “Meet John” and “Susan’s Story” along with NHPCO’s Hospice Moments of Life to learn more about hospice care.

    How to Become a Hospice Volunteer #melbourne #motel

    #hospice volunteer


    How to Become a Hospice Volunteer

    Every year, millions of Americans die from illnesses such as heart disease, cancer, stroke and diabetes. And every year, roughly 400,000 hospice volunteers help many of these people through their last few months of life [source: Hospice Foundation of America ].

    A concept introduced in the U.S. in 1963 by a British doctor who founded the first modern hospice facility in a residential suburb of London, hospice is specialized care for patients with less than six months to live. The goal of hospice is to guide terminally ill patients through the final stage of their lives without hastening or postponing death [source: American Cancer Society ].

    Volunteer Ideas

    The hospice team, including hospice volunteers, tries to keep patients as pain free and comfortable as possible while providing support for them and their families during the dying process.

    The 24-hour care is typically provided in the patient’s home, but can also be administered at a hospital, nursing home or private hospice facility [source: American Cancer Society ]. It is considered a return to older times when people died at home rather than in a hospital, before the modern age of medicine turned dying into a medical event.

    Hospice volunteers provide all kinds of support for patients and their families, including visiting, reading, watching T.V. taking walks, playing music or bringing over pets. Volunteers also help with shopping, errands, household chores, babysitting and transportation. Or they can help facilitate bereavement support groups, get involved in fundraising or provide administrative support for the hospice by filing or sending out mailings [source: Hospice Foundation of America ].

    What a hospice volunteer does depends on his or her skills and interests. Read on to find out what kind of training it takes to become one.

    Print |
    a data-track-gtm Byline href hsw-contact.htm Sarah Siddons a How to Become a Hospice Volunteer 3 June 2009. br lt http economics volunteer opportunities become-hospice-volunteer.htm gt 8 September 2016″ href=”#”>Citation Date

    Your access to this site has been limited #san #antonio #motels

    #hospice and palliative care


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    How to Become a Forensic Computer Analyst: Career Roadmap #computer #forensic #schools,


    How to Become a Forensic Computer Analyst: Career Roadmap

    Becoming a Forensic Computer Analyst?

    Forensic computer analysts work in a variety of areas, including national defense, federal and local government, law enforcement and corporate and private sector investigative organizations. Analysts retrieve encrypted or erased data from computers, smart phones and other computing devices. The information recovered must be analyzed and restored to its original, undamaged state, a task that requires specialized skills and tools. This information is recovered for use in legal proceedings or in conjunction with criminal investigations or for national security purposes.

    Forensic computer analysts usually work alone in a comfortable office setting, though they also might sometimes work in teams. They could also have to travel to serve several government offices or law enforcement agencies. Like forensic science technicians and other types of investigators, these specialists might have unpredictable work hours, since they can be on call to work cases at any time. However, like all those who contribute to solving crimes, they also have the satisfaction of knowing they are working to keep the public safe.

    Career Requirements

    Digital forensics, computer forensics, computer security, or related field

    Voluntary certifications available

    Good analytical and communication skills; comprehensive and accurate report writing; knowledge of all operating systems, digital storage devices, networking, data recovery, and evidence chain-of-custody procedures

    $68,357 (median for forensic computer analysts)

    Sources: Forensic computer analyst job listings, Computer forensics/digital forensics degree programs,

    Aspiring forensic computer analysts typically need a bachelor’s degree in a field such as digital forensics, computer forensics, or computer security. Multiple voluntary certifications are also available. These professionals should also have some key skills. such as analytical ability, comprehensive and accurate report writing, good communication skills, evidence of chain-of-custody procedures, knowledge of digital storage devices, and knowledge of all operating systems.

    According to in 2016 forensic computer analysts made a median annual salary of $68,357.

    Let’s go over, in more detail, the steps needed to enter this career.

    Step 1: Obtain a Degree

    Forensic computer analysts require an educational background that prepares them for intensive computer-based investigative work. There are associate’s and bachelor’s degree programs that cover essential digital data coursework in forensics and operating system forensics, hacking, computer and network security, law and procedure. Some bachelor’s degree programs offer digital forensics as a minor, while the student obtains a major in finance, criminal justice, law or computer science as the field where the candidate plans to conduct forensic computer investigations. Regardless of the degree level, the basic digital forensic courses remain very similar.

    Those interested in the field should also:

    • Consider takinga professional certificate program. Some schools offer professional certificate programs in digital forensics for working professionals who do not have a bachelor’s degree. These programs focus strictly on computer forensics courses, allowing the professional to obtain computer forensics skills in less than a year.

    Find schools that offer these popular programs

    • Computer and Information Sciences, General
    • Computer Programming
    • Computer Systems Analysis
    • Data Entry Processing
    • Information Technology Management
    • Networking and Telecommunications
    • Software and Computer Media Applications

    Step 2: Find Employment

    According to the U.S. Bureau of Labor Statistics (BLS), some individuals working in computer forensics learn the specifics of their job while employed by a law enforcement agency. Law enforcement agencies may sponsor forensic training programs, which newly hired analysts attend to immerse themselves in the computer forensics world.

    Agencies also employ civilians to perform forensic computer analysis. Forensic computer analysts are also hired by state and local government agencies to work in their administrative offices, which can be targeted by hackers and spyware. The legal profession makes extensive use of digital forensics experts to recover evidence from computer devices for civil litigation; companies hire digital forensic graduates to provide this service for litigation purposes.

    • Be law-abiding. This is a career field that demands high moral and ethical standards. Certifying authorities and employers will often require candidates to undergo background checks and polygraph examinations. The background checks must show no felony convictions or disqualifying misdemeanor convictions. If there are disqualifying convictions, the candidate may not be considered for employment or certification.

    Step 3: Obtain Certification

    Several digital forensic certifications are available. Some apply to specific fields of forensic analysis, while others are more generic. The Certified Forensic Computer Examiner (CFCE) certification is offered by the International Association of Computer Investigative Specialists (IACIS) and involves a peer-review phase and a certification phase that includes a practical exercise and an examination. The CyberSecurity Institute offers the CyberSecurity Forensic Analyst (CSFA) certification after passing an FBI background check, a practical examination and a written test.

    The International Society of Forensic Computer Examiners (ISFCE) offers the Certified Computer Examiner (CCE) certification to applicants who pass a four-part testing process. Global Information Assurance Certification (GIAC) offers the Certified Forensic Analyst Certification (GCFA) – which covers Linux and Windows computer systems – to candidates who pass an exam consisting of 115 questions. The Digital Forensics Certification Board (DFCB) offers certification based on an assessment of the candidate’s education and experience and the candidate passing the certification examination.

    • Choose the right certification. Some certifications carry more weight than others. Since so many certifications are offered, candidates face the risk that they may obtain a certification that is not exactly what prospective employers require. One way to decide is to review job listings offering the position for which the analyst is applying to determine the certifications that employers want.

    Step 4: Continue Training and Education

    No matter which certifications the analyst obtains, all of them will require the analyst to complete a minimum number of continuing education hours in order to re-certify. The forensic analyst who does not keep current with the latest technology will not be competitive in this field. Knowing how to use the latest tools on the latest computing devices ensures that the forensic computer analyst can continue to perform his or her data recovery duties effectively and efficiently, and maintaining certification demonstrates this knowledge to potential employers and clients.

    • Consider a master’s degree. Some universities offer Master of Science programs in computer or digital forensics. These are typically graduate programs comprised of a core computer forensics curriculum as well as a group of electives. Electives may cover extra-disciplinary topics such as criminal justice and communications law.
    • Consider graduate certificate programs. Many schools offer graduate-level certificate programs in computer forensics. These programs may be open to students pursuing a degree as well as to non-degree students who wish to learn more about the field. They require coursework in fields like network security and computer crime.

    In summary, those who aspire to work as forensic computer analysts should earn a bachelor’s degree in digital forensics or a similar field before earning experience in the field, gaining voluntary certification, and possibly even enrolling in graduate level courses to stay atop of industry changes.

    Next: View Schools

    • DBA with an Emphasis in Data Analytics
    • Bridge (Doctor of Business Administration with an Emphasis in Data Analytics)
    • Bridge to the M.S. in Information Technology Management
    • M.S. in Information Technology Management
    • M.S. in Instructional Technology
    • Master of Science in Cyber Security
    • Master of Science in Cyber Security (Bridge)
    • B.S. in Information Technology
    • B.S. in Computer Programming
    • B.S. in Information Technology with an Emphasis in Cyber Security
    • View more
    • BS in Management Information Systems
    • Diploma Program – Cisco Network Associate
    • Diploma Program – Network Technician
    • Certification – Network Technician
    • View more

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    How to Hack-proof Your Wireless Router #how #to #hack #wireless #network


    How to Hack-proof Your Wireless Router

    Updated April 22, 2017

    OK, so I know there is no such thing as hack-proof or hacker-proof , just like there is nothing out there that is completely water-proof , let s just say that in this article we re going to learn how to make your wireless router as hacker-resistant as possible. Now that we ve got that out of the way, let s get down to business.

    Your wireless router is a prime target for hackers wanting to infiltrate your network or freeload off your Wi-Fi connection.

    Here are some things you can do to make your wireless router harder to hack:

    Enable WPA2 Wireless Encryption and Create a Strong SSID Network Name and Strong Pre-shared Key

    If you aren t using Wi-Fi Protected Access (WPA2) encryption to protect your wireless network then you might as well leave your front door wide open because hackers can virtually walk right into your network. If you re using outdated Wired Equivalent Privacy (WEP) security, which is easily cracked in seconds by most hackers. you should consider upgrading to WPA2. Older routers may need a firmware upgrade to add WPA2 functionality. Check your router manufacturer s manual to learn how to enable WPA2 wireless encryption on your router.

    You will also need to make a strong SSID (wireless network name). If you are using your router s default network name (i.e. Linksys, Netgear, DLINK, etc) then you are making it easier for hackers to hack your network.

    Using a default SSID or a common one helps hackers in their quest to crack your encryption because they can use pre-built rainbow tables associated with common SSID names to crack your wireless encryption.

    Create a lengthy and random SSID name even though it might be hard to remember. You should also use a strong password for your pre-shared key to further discourage hacking attempts.

    Turn on Your Wireless Router s Firewall

    If you haven t already done so, you should consider enabling your wireless router s built-in firewall. Enabling the firewall can help to make your network less visible to hackers looking for targets on the Internet. Many router-based firewalls have a stealth mode that you can enable to help reduce your network s visibility. You will also want to test your firewall to ensure that you have configured it correctly.

    Use an encrypted personal VPN service at the router level

    Virtual Private Networks used to be a luxury that could only be afforded by large corporations. Now you can buy your own personal VPN service for a small monthly fee. A personal VPN is one of the biggest roadblocks you can throw at a hacker. A personal VPN has the capability to anonymize your true location with a proxied IP address and can also put up a wall of strong encryption to protect your network traffic. You can purchase personal VPN service from vendors such as WiTopia. StrongVPN. and others for as little as $10 a month or less.

    If your router supports personal VPN service at the router level then this would be the best way to implement a personal VPN as it allows you to encrypt all traffic entering and leaving your network without the hassle of setting up VPN client software on your computers.

    Using the personal VPN service at the router level also takes the encryption process burden off of your client PCs and other devices. If you want to use a personal VPN at the router level, check to see if your router is VPN-capable. Buffalo Technologies has several routers with this capability as do other router manufacturers.

    Disable the Admin Via Wireless feature on your router

    Another way to help prevent hackers from messing with your wireless router is to disable the admin via wireless setting. When you disable the admin via wireless feature on your router it makes it so that only someone who is physically connected to your router via an Ethernet cable can access the admin features of your wireless router.

    This helps to prevent someone from driving by your house and accessing the administrative functions of your router if they ve compromised your Wi-Fi encryption.

    Given enough time and resources a hacker might still be able to hack into your network, but taking the steps above will make your network a harder target which will hopefully frustrate a hacker and cause them to move on to an easier target.

    Show Full Article

    Sex offender registry removal #removal #from #sex #offender #registry, #get #off #sex


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    Getting off the sex offender registry

    Mr. McColl, a sex crime lawyer. has over 30 years of experience in all aspects of sex offender cases, from getting No-bills before the Grand Jury (that is, keeping an indictment from being returned); successfully trying aggravated sexual assault cases to a jury or a panel of “members” in a military court martial with resulting “not guilty” verdicts; filing successful applications for writs of habeas corpus to set aside convictions; and, preparing motions to have a client’s name removed from the sexual offender registry.

    Contact Arch McColl now for a 30 minutes of free consultation on how to get off the sex offender registry.

    Examples of sex offender registry removal cases successfully argued by Mr. McColl

    Case Study 1

    An example of sex offense lawyer McColl’s having set aside aggravated sexual assault convictions would be McColl’s getting back-to-back life sentences overturned from a State District Court in Denton County, Texas, because of an alleged sexual assault by the client of a 13-year-old.

    Sex offense attorney McColl successfully (and accurately) convinced the Court that the conviction was erroneous and was able to free the client, who would never have been outside of prison for the rest of his life.

    Case Study 2

    An example of sex offender attorney McColl’s efforts in connection with drafting legislation was to get a bill sponsored by a State Senator and a State Representative from Dallas, to introduce companion bills whose purpose was to allow for a jury trial on the issue of mistake of fact of the age of the alleged victim, where the so-called victim had already created, in advance of the offense, a tangible object (such as a website or fake driver’s license) with the obvious purpose of deceiving the public as to his/her age.

    Case Study 3

    Another example of aggressive, innovative work in a sex-related criminal case occurred where McColl, on more than one occasion, has interviewed the underage, alleged victim on videotape before the police or Child Protective Service got involved; and, got the potential Complainant/victim to acknowledge that they were mistaken and/or that the offense did not happen; and, that they were just retaliating for having been punished (by a teacher or parent) or having been spurned because of their unsuccessful romantic advances ( e.g. to a teacher). *

    Process (or how to get off sex offender registry )

    As for a client getting his name off the sex offender registry, that takes a combination of the following: A thorough knowledge of a complicated area of the law; intense scrutiny of all the case facts and the biographical facts of the client; imagination; resourcefulness; targeted persistence and a clean record of the client since the date of the entry of the judgment for the sexual offense. There is an interrelationship between the federal statutory scheme and any state statutory scheme. An effective legal strategy is to use the federal statutory scheme as leverage for the petition to get off the state registry. Under the federal statute there are three levels of severity of sexual offense:

    Tier 1 – In general, non-violent sexual contact;
    Tier 2 – Non-violent but serious commercial involvement with sex, such as sex trafficking;
    Tier 3 – Aggravated sexual assault involving violence, kidnaping, etc.

    The time periods required to stay on the federal sexual registry are as follows: Tier 1 – 15 years; Tier 2 – 25 years; Tier 3 – Lifetime. Under the federal statute (Sexual Offender Registration Act, also known as SORNA), one can file an application to reduce the period of time that one’s name must remain on the sexual offender federal registry.

    Four things are necessary in order to apply to shorten the above referenced periods of time under SORNA:

    1. The sex offender, for a ten-year period, has not committed any crime punishable by over one year’s imprisonment, since the date of his sentence ( e.g. custody, probation, supervised release), (Tier 1); or 25 years (Tier 3); the statute does not provide for a reduction of the time period of 25 years (Tier 2);
    2. The sex offender has committed no additional sex crime other than the original one;
    3. The sex offender has successfully completed a certified sexual rehabilitation course that is accepted by the federal government;
    4. The sex offender has successfully completed probation, parole or supervised release.

    A successful legal strategy a sex offender lawyer could employ is to apply for the reduction in the time period under SORNA and then, once granted, file the petition in the applicable state court for getting completely off the state sex offender registry.

    This whole process takes time and patience, but the upside is that a person doubles his chances for a successful petition in state court if he first gets the federal motion granted, as described above. The downside, of course, is that the offender may have to wait a few years. However, given the alternative ( e.g. in Texas) of lifetime registration, and the greatly improved chance of getting the state petition granted after the federal motion is granted, it is well worth any wait that may be required, and one can be productive during the waiting period, as noted below.

    During the waiting period before filing, there is much preparation that needs to be accomplished, such as the following: The Complainant can be approached and an affidavit obtained from her/him consenting to the applicant getting off probation, but this is a delicate process, and needs to be approached very cautiously; numerous letters of recommendation, especially from employers, should be obtained. However, for those letters to have maximum effect, they must contain specific comments about certain categories. Polygraphs can be taken regarding the facts and circumstances of the case and/or the rehabilitation that has been accomplished; the details and the credentials of the programs that have been taken or, in the case of a residential, enrolled in, are very important; a detailed employment history and current detailed employment, specifying the skill and level of responsibility required, are critical; past accomplishments where the offender has shown a civic responsibility to nonprofit or charitable institutions on a sustained basis is helpful; a carefully worded statement from the offender documenting his self-knowledge, his rehabilitation and his plans for the future is vital; the detailed clinical report of a Ph.D. psychologist who specializes in sex offender evaluation is a must; and, there are up to a dozen other important items that will make the federal motion, and, later, the state petition, compelling.

    Most, if not all, of the items noted above can be used in support of both the federal motion and the state petition. Once the federal motion is granted, if the items are to be used for the state petition, they should be appropriately updated. The legal relief available under both the federal SORNA and Art. 62.401, et seq. of the Texas Code of Criminal Procedure, exists for a reason: The U.S. Congress and the applicable state legislature have determined that it is appropriate to give relief to those who have earned it. The successful lawyer will present an extremely well-documented and compelling case, showing by clear and convincing evidence why the client deserves the privilege of receiving legal relief, as provided by both federal and state law.

    In conclusion

    Arch McColl, an experienced sex crime attorney. can get a client’s name removed from the sex offender registry or answer a client’s questions regarding that subject or sex offender prosecutions in general. For over 30 years, Mr. McColl has had a successful history dealing with sex-related offenses, including derailing many potential prosecutions. He has also taken clients to the legislature to testify on pending bills designed to ameliorate harsh penal code statutes relating to sexual offenses. He has also been successful in filing applications for writs of habeas corpus to get judgments in sexual assault cases completely set aside.

    Mr. McColl provides 30 minutes of free consultation. Contact Arch McColl now for a free case evaluation.

    Queens Gateway To Health Sciences Secondary School – Jamaica, New York #queens


    Queens Gateway To Health Sciences Secondary School Public School | 7th Grade – 12th Grade | 623 students

    TrueSchools Ratings

    School ratings are based on state standardized test scores and comparing those results to other schools in the same state. TrueSchools ratings range from 1 to 10, with 10 being the highest school rating and 1 being the lowest. Ratings are meant to give an overview of a school’s performance in the most recent state standardized tests TrueSchools has records for.

    Each school’s rating is determined by comparing it’s test scores to those of other schools in the same state. Composite scores are determined by combining a school’s results for each test and grade and weighting scores by the number of students taking each test. Tests taken by fewer than 10 students are not calculated in the composite score.

    Private Schools & Schools Without Ratings

    Private schools do not have ratings because private schools are not obligated to report their test scores to the public. Some public schools may not have ratings because either the school did not report its results, the results were incomplete or there was not enough data available to calculate an accurate rating.

    Other Criteria to Consider

    Keep in mind ratings are solely based on a school’s performance on its state’s standardized tests. Ratings do not take into account other important factors you should consider when evaluating a school. Such factors include class sizes and student-teacher ratios, the quality of teachers and amount of personal attention given to each student, school programs and extracurricular activities provided, amount of funding a school receives and how much is spent per student and other available resources. These are among a few of the qualities to consider when choosing a school to send your child to.
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    Queens Gateway To Health Sciences Secondary School is a public school located in Jamaica, New York. The school is coed with 623 students and includes grades 7th Grade – 12th Grade.

    This school has received a rating of 10 on a scale of 1 to 10, which reflects how Queens Gateway To Health Sciences Secondary School performed on the state’s standardized tests. See how well students performed. Learn more about this school’s test scores .

    Contact Information

    LG Get Product Support #lg #customer #service, #lg #support, #lg #firmware #update,


    Get Product Support

    Find my model #? Would you like to register a product?

    • Manuals & Documents View and download information for your LG product.
    • Software & Drivers Update your LG product with the latest version of software, firmware, or drivers.
    • Easy TV Connect Guide Step-by-step guide by device and cable, to get your new LG TV connected.
    • Easy Bluetooth Connect Guide Step-by-step guide by device pairs, to get your new Bluetooth devices connected.
    • Request a Repair Fast and easy way to submit a request online 24/7.
    • LG Bridge Move pictures, music, and other files between your phone, tablet and computer.
    • LG PC Suite Move pictures, music, and other files between your phone, tablet and computer.
    • Smart Share Connect devices to your smart TV through a Wi-Fi network or USB connection to view photos, music and videos.
    • LG Premium Care Extend your protection for years to come with the additional peace of mind of LG Premium Care.
    • LG G6 Support Find available guides, manuals, tutorials, and more for your LG G6 device.
    • Water Filter Finder Need help finding the correct Water Filter for your LG Refrigerator?
    • LG TVs Support Need support for your TV, but don’t know where to start? LG TVs Support will help.

    Product Help

    Repair Services

    Contact Us

    *NO PURCHASE NECESSARY. The LG Electronics “Product Registration” Sweepstakes is open to legal residents of the 50 United States and D.C. age 18 or older at the time of entry. Void outside the U.S. in Puerto Rico, and wherever else prohibited by law. Sweepstakes begins at 12:00:01 AM ET on 01/01/17 and ends at 11:59:59 PM ET on 12/30/17, with four (4) separate Sweepstakes Periods: Period 1 begins on 01/01/17 and ends on 03/31/17; Period 2 begins on 04/01/17 and ends on 06/30/17; Period 3 begins on 07/01/17 and ends on 09/30/17; Period 4 begins on 10/01/17 and end on 12/30/17. Click here for how to enter without purchasing or registering a product and Official Rules. Sponsor: LG Electronics Alabama, Inc. 201 James Record Road, Huntsville, AL 35824.

    Master of Science in Nursing Degree – Northwest Nazarene University #bsn #to


    Online Master of Science in Nursing

    Northwest Nazarene University s Department of Nursing offers an online Master of Science in Nursing (MSN) with an emphasis in Leadership and Education. Our program is designed to prepare the associate or baccalaureate registered nurse for the role of a nurse leader and educator. Expand your current nursing career or open a new career path that develops your nursing experience by pursuing your MSN at NNU.

    The online MSN program is designed for the working professional nurse. It is offered in a fully online learning environment, providing you with the flexibility to work and go to school full-time. You ll learn from caring faculty with over 160 years of experience. As your professors pass on their years of knowledge to you, they will prepare you to do the same for others. If a quality education based on flexibility and relationships is important to you, then the online Master of Science in Nursing degree from NNU is a great fit.

    Associate Degree?

    Want your MSN? We can do that. If you have an associate degree and your RN licensure, you are eligible to apply for NNU s Master of Science in Nursing (MSN) with an emphasis in Leadership and Education program.

    The master s degree in nursing program at Northwest Nazarene University is accredited by the Commission on Collegiate Nursing Education .


    Northwest Nazarene University, a nonprofit Christian university, offers over 60 areas of study for undergraduate and graduate students.


    Northwest Nazarene University
    623 S University Blvd, Nampa, Idaho 83686

    Welcome to Blue Wave Motel Suites #booking #cheap #hotels

    #clearwater beach motels


    of clearwater beach, florida

    Offering private one-bedroom suite accommodations with all the comforts of home! A perfect place for you to get in beach mode. So, relax, kick back, and stay a while!

    We are a newly renovated landmark motel, nestled between the Gulf of Mexico and Intra-Coastal Waterways. Always the perfect place for a cozy, romantic get-away, a fun-filled family vacation, or just turning a dreary seminar into a sensational sabbatical.

    Clearwater Beach, famous for its powdery white sand has once again been named ‘The Best Beach Community in the State of Florida’ and remain in the Top Ten Beaches in the entire United States. Our sensational sunsets rival those in Hawaii Rio.

    Our very convenient location is within walking distance to the Sunset Festival at Pier 60 (the hub of Clearwater Beach), both casual and fine dining, most local attractions, great shopping, and, of course, the Gulf of Mexico.

    honeymoon house

    Enjoy a true get-away on Palm Island at the Honeymoon House. Just you and the Gulf of Mexico!

    rainforest roof deck

    Relax, unwind, and enjoy Blue Wave’s Rainforest Roof Deck.

    beach cottages

    Experience our fun and funky 1, 2, and 3 bedroom beach cottages, just steps from sand and surf.

    Los Angeles Hotels – Planning a Trip to LA – Best Western

    #los angeles motel


    Best Western

    Los Angeles, California

    Planning a trip to Los Angeles? Our Los Angeles hotels feature premium amenities and the perfect location near some of the area’s most-famous sights, including Universal Studios Hollywood, Grauman’s Chinese Theatre, Beverly Hills, Rodeo Drive and Universal CityWalk.

    Los Angeles Hotels – Plan a trip to Los Angeles, California

    Los Angeles, California Area Travel Information

    Los Angeles is a place where people can mingle with movie stars, and shop where celebrities shop. Los Angeles is also a great place to take the family vacation as many amusement parks are just a short drive away. Los Angeles is one of the must-see destinations that offers something for travelers of any age as it features year round activities and attractions. Universal Studios Hollywood is one of the most popular Los Angeles attractions and the closest theme park to the Los Angeles area. Not only is it an amusement park but Universal Studios Hollywood is also a working movie and television studio. To get a taste of the magic of movie-making, visitors should take part in the Studio Tour which gives participants a close look at how movies are made, and Jaws might even pay you a visit as well. After a long day of enjoying all that LA has to offer, be sure to relax at one of our Los Angeles Hotels.

    The theme park portion of Universal Studios has some unique attractions not found at most other parks. For instance, there is a stunt show, 3D show as well as a 4D show. One of the more popular attractions at the park is Jurassic Park The Ride. Those brave enough to ride will encounter many dinosaurs and creatures from the films. Revenge of the Mummy is one of Universal Studios newest and thrilling rides.

    When finished taking the studio tour and riding the attractions, visitors should definitely check out Universal CityWalk which is just outside the park. The CityWalk has many shops, restaurants and movie theatres and it is extremely popular at night. In addition, Disneyland is only about a 45 minute drive from Los Angeles as is Knotts Berry Farm.

    After touring the world of movies at Universal Studios or exploring a great theme park, why not visit the place where stars are made? Situated northwest of Downtown Los Angeles, Hollywood is home to the most famous movie theatre in the world, the Grauman’s Chinese Theatre. This theater opened in 1927, and millions of movie patrons and visitors have been drawn to the theatre. Movie premieres and Hollywood parties are still held at the legendary venue. The theater is filled with exotic art from China and features a jade-green bronze roof that rises 90 feet into the air. Spectacularly lit at night, the theatre is a true Hollywood landmark.

    Once visitors have finished mingling with the stars they can shop for clothes at the same stores just a short drive away in the Beverly Hills area. Beverly Hills is a famous section of the Los Angeles area and has been immortalized in the movies and in television. Beverly Hills is home to the most recognized zip code in the world (90210) as well as some of the most expensive stores. Rodeo Drive is one of the most expensive shopping districts in the world and features some of the more famous clothing boutiques such as: Giorgio Armani, Bijan, BVLGARI, Chanel, Gucci, Cartier, Christian Dior, Geary’s, Polo Ralph Lauren, Tiffany, Versace, Louis Vuitton, and Harry Winston. Those looking for a less expensive outing can check out the La Brea Boulevard shops or the Beverly Center.

    Visit Los Angeles Hotels

    Begin your search here for more information on Los Angeles hotels. You can read more about the LA area and look for hotel deals in other California cities at the Best Western Hotels of California website. To receive more LA travel information, read more about LA vacation attractions or look for visitor guides visit the Los Angeles tourism site .

    Downtown Los Angeles Hotels

    Los Angeles Area Hotels

    Hollywood Hotels

    Welcome to the Colonial Inn Tamw #best #deals #hotels

    #tamworth motels


    Colonial Inn Motel Tamworth

    Welcome to the Colonial Inn Motel Tamworth – Australia Country Music Capital and home of the world famous Country Music Festival.

    The Colonial Inn is a family owned and operated motel that offers quiet, comfortable and clean accommodation without having to spend a fortune.

    The Colonial Inn is a 3.5 star motel (AAA rated).
    To receive a 3.5 star rating a motel must obtain between 670 and 720 points.

    Our last 2 ratings were 757 points and 777 points. well above the 3.5 star levels,

    placing us consistently amongst the highest rating 3.5 star motels in Australia.

    Situated on 3 acres of gardens overlooking the Peel River, the Colonial Inn is the ideal stop to relax and refresh after your journey. Our 60 seat licensed restaurant, ‘The Heritage’ offers a wide range of home style cooking and the biggest steaks west of the Great Divide.

    With all facilities on-site, the motel is a popular stop for travelers and corporate guests who enjoy a friendly welcome and warm hospitality.

    The motel is Tamworth’s premier coach and tour motel, specialising in catering for large groups. Visit our tour page for more information.

    Our motel like most motels has a cancellation policy. Individuals need to give us 24 hours notice. Groups need to provide 48 hours notice. This is often too late to fill rooms but at least provides us with an opportunity to be able to do so.
    Family rooms are charged based upon number of beds required made with booking, changes to bookings must occur 24 hours prior.
    Rooms are set upon basis of family requirements and groups mean setting up of rooms according to requirements.
    Please keep us informed of any changes we are here to help.
    Music Festival bookings need to be filled for refunds to be given.

    Business to Business Marketing Mix #business #to #business #marketing #mix, #b2b #marketing


    MSG Management Study Guide

    Business to Business (B2B) Marketing Mix

    Organization A sells office files, notepads, and all sorts of office stationery to organization B, C and D. Organization A does not deal with Peter – an end-user who would like to buy two pencils for his son Tom. Business to business marketing refers to the transaction of goods and services between businesses.

    Marketing mix helps to determine the unique selling points (USPs) of a brand. Marketing mix goes a long way in determining how an organization s products and services are different from the competitors.

    Marketing mix is synonymous with four Ps

    • Price
    • Place
    • Promotion
    • Product

    Business marketing is not everyone s cup of tea. One needs to understand that there is absolutely no room for emotions in business buying. Keep yourself in the client s shoes. He has all the rights of being choosy and selective; after all he would be investing in your organization.


    Offer something of value to your client .

    If you want to purchase a laptop for one of your family members, would you simply go and pick up any brand available in the market? The answer is NO.Infact nobody does that. Similarly business buyers also invest in something which would yield higher profits. The products must have right features and should stand out. Never under estimate your client. Your client will definitely find out what your competitors are offering.

    Your product must look good and function as per the requirements of the buyer.

    Organization Z sells bulk SMS service to Organization X (An educational institute) which further uses the service to send text messages to existing students and also to potential admissions. Organization X has a database of around 50,000 students (including existing and new students) where as the bulk SMS service by Organization Z can send text messages to only 10,000 students and not more than that.

    Do you think Organization X would invest in Organization Z S Services? Obviously NO.

    Every organization must take into consideration the following two points:

    Appearance of the product (Packaging, how the product looks?)

    Function of the product (must cater to the needs of the client)


    Business buyers generally pay more prices than individual consumers as they purchase in bulk. Business marketers must know how to structure their pricing, provided their brand is strong.


    Promotion refers to methods of communication, a business marketer uses to promote his brand among his clients. Remember your brand must stand apart from the rest. You really need to interact with your clients well. Promoting one s brand successfully increases the sales and eventually earns profits for the organization.

    Brands can be promoted through business meetings, web meetings, e-mails, circulating newsletters, brochures, pamphlets and so on. Organize trade shows and invite all your potential and existing clients on a common platform. Give a nice demonstration of your products and services. Interact with your clients as much as you can. Don t let them go with a single doubt in their mind. Do not forget to collect their business cards. You will definitely need their contact details later for follow ups.


    It always pays to provide the products and services at the right place which is convenient and easily accessible for the client.

    Previous Article

    The Best Ways to Book Cheaper Hotel Rates – TripIt Blog #napa

    #hotel cheap rates


    The Best Ways to Book Cheaper Hotel Rates

    Don’t hotels always seem to account for the largest portion of your travel funds? They certainly do for me. Even if you’re not booking a 4- or 5-star property, a few days stay in a hotel can easily set you back $500, if not more. I like a nice hotel as much as the next person, but when I’m on a budget, I want to make sure I have enough after airfare and lodging to actually enjoy my trip: have good meals, go sightseeing, and buy some souvenirs for my loved ones.

    After years of working in the travel industry and having lots of personal travel experience, I’ve learned a few tricks and tips on how to book cheaper hotel rates that I wanted to share. Be sure to share any tips you might have in the comments below.

    Use a Metasearch Engine

    The popularity of hotel metasearch engines is on the rise and for good reason: it’s one of the most efficient ways to find affordable accommodations. If you’re unfamiliar with this concept, a hotel metasearch engine is a website that searches multiple hotel booking sites at once. For example, instead of running a search on Expedia. Orbitz. Priceline. and the hotel’s website, you can use a metasearch engine to search multiple sites at once to see which provider offers the lowest rates and best value. Kayak. Hipmunk. Room 77. TripAdvisor. and Trivago are just a few of the options available.

    Call the Hotel Directly

    If you have a particular hotel in mind, calling the hotel directly can often result in better rates. Since you’re able to speak with someone in real time, the staff will often be privy to rates that aren’t advertised online or, at the very least, they ll be able to give you insight as to what s affecting hotel room pricing. Events like conferences, concerts, and conventions can cause hotel room prices to skyrocket, and of course, certain times of year, such as the holidays, will see more expensive rates. If I’m traveling and I’ve found out there’s an event causing hotel rooms in the city center to be more expensive, then I’ll research hotels away from the city center to find lower rates.

    Note: Be sure to call the hotel directly and not the 800 number, where you’ll just be routed through central reservations and end up speaking to someone who isn’t onsite at the property.

    Book Cancelable Rates

    Room rates can fluctuate as quickly as minute to minute because a hotel s inventory is always changing. It’s simple supply and demand: the more people booking rooms at a hotel, the more the hotel can charge. One thing I like to do if I’m flexible with my hotel choice is to book a cancelable rate. It should be fairly obvious which rates are actually cancelable; there’s usually a call-out that states something like “FREE cancellation – PAY LATER,” as seen on I’ll book this rate (I plead though – double and triple check that it’s actually cancelable) and then monitor the price, as well as prices of nearby, comparable hotels. It may take a little bit of extra legwork, but this tactic has saved me as much as $100 per night.

    Note: Not all hotels or providers offer cancelable rates. Look at a few different sites and properties to find a suitable hotel that provides a cancelable rate.

    Book Last Minute

    This is a trick best reserved for shorter trips, like romantic weekend getaways or impromptu get-togethers with friends in the city. I certainly wouldn’t advocate waiting till the last minute to book a hotel room for that expensive international trip you’ve been saving up for or leaving your lodging needs up to fate when there could be a major conference happening that results in a hotel room shortage. That being said, if you do a bit of research and are flexible, booking last minute can result in much cheaper rates. Last-minute booking apps like HotelTonight. which works with hotels to negotiate deep discounts on unsold rooms, are a great starting point, and many of the online booking sites, like Expedia and Priceline, have their own “Tonight” or “Deals Tonight” section.

    Tip: Many sites offer last-minute deals sections, but are really just pulling the available inventory for the specified locale (not that this is a bad thing), as opposed to working with hotels to provide negotiated last-minute deals. Just be aware of this and shop around before committing to any last-minute deals.

    Remember to use TripIt to organize all of your hotel confirmations (and any other trip confirmations) in one spot. You can also sign up for a free 30-day trial of TripIt Pro to try out premium features like alerts, alternate flights, seat tracker, point tracker, fare monitoring, and more.

    What to Do After a Car Accident #what #to #do #after #a


    What to Do After a Car Accident

    Each year, thousands of people are involved in traffic accidents during the Memorial Day Weekend. If you are one of these unfortunate people, will you know what to do in the aftermath of a collision? How you react can prevent further injuries, reduce costs and accelerate the clean-up and repair process.

    The Consumer Protection Association of America is increasing public awareness on this subject by designating the week before Memorial Day “National Driver Education Week.” The Association has developed a list of suggestions to help drivers anticipate what they need to know about dealing with an accident.

    “These tips can make a big difference in everything from protecting yourself and your passengers to ensuring that you won’t be without a car while yours is in the shop,” said Dr. Ray Bruce, president of the association.

    Over 6.3 million police-reported motor vehicle crashes occurred in the United States in 1998. Almost one-third of these accidents resulted in injury. In 2001, nearly 42,000 people died on America’s roadways. Clearly, accidents are a part of life in America.

    So, if you are involved in a traffic collision, try to remain calm, and follow these steps:

    Action Plan to Deal with Accidents:

    1. Keep an Emergency Kit in Your Glove Compartment. Drivers should carry a cell phone, as well as pen and paper for taking notes, a disposable camera to take photos of the vehicles at the scene, and a card with information about medical allergies or conditions that may require special attention if there are serious injuries. Also, keep a list of contact numbers for law enforcement agencies handy. Drivers can keep this free fill-in-the-blanks accident information form in their glove compartment. The DocuDent Auto Accident Kit ($19.95), supported by AAA and insurance companies, offers a comprehensive kit that includes a flashlight, reusable camera and accident documentation instructions. A set of cones, warning triangles or emergency flares should be kept in the trunk.

    2. Keep Safety First. Drivers involved in minor accidents with no serious injuries should move cars to the side of the road and out of the way of oncoming traffic. Leaving cars parked in the middle of the road or busy intersection can result in additional accidents and injuries. If a car cannot be moved, drivers and passengers should remain in the cars with seatbelts fastened for everyone’s safety until help arrives. Make sure to turn on hazard lights and set out cones, flares or warning triangles if possible.

    3. Exchange Information. After the accident, exchange the following information: name, address, phone number, insurance company, policy number, driver license number and license plate number for the driver and the owner of each vehicle. If the driver’s name is different from the name of the insured, establish what the relationship is and take down the name and address for each individual. Also make a written description of each car, including year, make, model and color and the exact location of the collision and how it happened. Finally, be polite but don’t tell the other drivers or the police that the accident was your fault, even if you think it was.

    4. Photograph and Document the Accident. Use your camera to document the damage to all the vehicles. Keep in mind that you want your photos to show the overall context of the accident so that you can make your case to a claims adjuster. If there were witnesses, try to get their contact information; they may be able to help you if the other drivers dispute your version of what happened.

    5. File An Accident Report. Although law enforcement officers in many locations may not respond to accidents unless there are injuries, drivers should file a state vehicle accident report, which is available at police stations and often on the Department of Motor Vehicles Web site as a downloadable file. A police report often helps insurance companies speed up the claims process.

    6. Know What Your Insurance Covers. The whole insurance process will be easier following your accident if you know the details of your coverage. For example, don’t wait until after an accident to find out that your policy doesn’t automatically cover costs for towing or a replacement rental car. Generally, for only a dollar or two extra each month, you can add coverage for rental car reimbursement, which provides a rental car for little or no money while your car is in the repair shop or if it is stolen. Check your policy for specifics.

    The final question in dealing with an accident is usually who will pay for the damages? If the accident was minor, you and the other drivers may decide to handle the damages yourselves without the involvement of an insurance company. But this isn’t always the best idea, for several reasons.

    While the other driver may agree to pay for the damage to your car on the day of the accident, he may see the repair bills and decide it’s too high. At this point, time has passed and your insurance company will have more difficulty piecing together the evidence if you file a claim.

    Also, keep in mind that you have no way of knowing whether another driver will change his mind and report the accident to his insurance company. He may even claim injuries that weren’t apparent at the scene of the accident. This means that your insurance company may end up paying him a hefty settlement, or worse yet, you could be dragged into a lawsuit. So make sure that your company has your version of what happened and check your policy if the damages paid out by your insurance company are below a certain amount, the accident may not be considered chargeable. And you will avoid the penalty of a premium hike.

    Auto accidents take a tremendous toll on everyone involved, both financially and emotionally. If you’re one of the lucky ones who have thus far avoided a serious accident, hopefully the tips on prevention will help keep it that way. The chances are high, though, that at some point you will be involved in a minor accident. Just keep your head and make safety your primary concern. You’ll have plenty of time to deal with the consequences later.

    To find a dealership that knows how to treat shoppers right, please visit’s Dealer Ratings and Reviews .

    Welcome to Ocean City New Jersey, America s Greatest Family Resort #lowest

    #motels in ocean city nj


    The City of Ocean City and the Press of Atlantic City will co-sponsor a free event that will provide an opportunity for the public to ask a panel of meteorologists and emergency managers about tropical storms, nor easters and other weather-related issues. The 2016 Cape-Atlantic Severe Weather Conference is scheduled for 7 to 9 p.m. Thursday, Sept. 15, at the Ocean City Music Pier (Boardwalk between Eighth and Ninth streets). Anybody. details

    The following beaches will be guarded Tuesday, September 6 through Sunday September 18. Please remember that these beaches are guarded weekdays from 10AM to 5 PM and weekends from 10 AM to 5:30 PM. St. Charles Place Brighton Place 8th Street 9th Street 11th Street 12th Street 34th Street 58th Street No guarded beaches after Sunday Sept. 18, 2016. The Ocean City Beach Patrol strongly urges bathers to swim only. details

    The off-season schedule for trash and recycling pickup begins on Monday, Sept. 12. The new schedule moves from twice-a-week to once-a-week. The winter trash and recycling collection schedule is: Monday: South side of 34th to 59th Streets Tuesday: South side of 17th to north side of 34th Street Wednesday: South side of 9th to north side of 17th Street Thursday: South side of 3rd to north side of 9th St. details

    Ocean City is in the process of renewing its Bicycle Friendly Community certification. The BFC program is sponsored by the League of American Bicyclists, which grants awards to towns interested in improving opportunities for bicycling as a form of transportation and recreation. Ocean City was awarded a bronze level award in 2012 and hopes to improve on that rating with your help. The very brief survey linked below seeks feedback. details

    Ocean City will host an American Red Cross Blood Drive on Thursday, Sept. 15, from 9 a.m. to 2 p.m. at the Ocean City Civic Center located at 6th Street and the Boardwalk. Ocean City and the American Red Cross invite all residents, groups and businesses to donate. To be eligible to donate blood through the American Red Cross, individuals must be at least 17 years of age and in general good health, weigh at least 110 pound. details

    The City of Ocean City, New Jersey, 861 Asbury Avenue, Ocean City, New Jersey 08226, 1 800-Beach-NJ, 609.399.6111

    Cheap Accommodation in London – Where To Stay #what #is #hospice #care

    #cheap places to stay


    Cheap Accommodation in London

    More London Cheap Accommodation

    Looking for cheap accommodation in London and unsure where to stay. Keep an eye on your holiday spending and choose from all the budget accommodation London has to offer, including B Bs, hostels and serviced apartments. Browse our guide for plenty of accommodation deals, so you can make the most out of your London trip and have some cash to spend on things to do while in town.

    Our favourites

    Radisson Blu Edwardian Hotels

    Accor Hotels

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    Travelodge Hotels

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    London Partners is registered in England under no. 7493460. Registered Office: London Partners, 2 More London Riverside. London. SE1 2RR.
    London Partners is the official promotional company for London. We promote London and attract businesses, events, congresses, students and visitors to the capital.

    Places to Stay in Massachusetts #hospice #careers

    #cheap places to stay



    Where should you stay in Massachusetts? Well, we have to learn a little bit about you first. If you were in a girl band, would you have the word “posh” in your name? Are you more of a city boy or a small town girl? How important are towel warmers to you? Do you want to wake up with a view of the Boston Harbor or ready to take a morning walk along the Charles River? Use our lodging finder to find the perfect hotel, motel, B B, inn, hostel or campsite in Massachusetts. Don’t worry, the questions are much more straightforward than these; it won’t even ask you about your hypothetical girl band.

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    2016 Massachusetts Office of Travel and Tourism

    A to z leak detection #a #to #z #leak #detection


    Leak / gas detection

    This Technical Measures Document refers to issues surrounding the detection of leaks and gases and what type of containment control systems have been designed to manage unplanned releases.

    See also Technical Measures Documents on:

    The relevant Level 2 Criterion is:

    General principles

    The following aspects should be considered with respect to Leak/Gas Detection:

    • Human Factors;
    • Objectives of leak/gas detection systems;
    • Types of leak/gas detectors required;
    • Maintenance of leak/gas detectors; and
    • Management of leak/gas detector systems.

    The following issues may contribute towards a major accident or hazard:

    • Unrecognised high-risk areas, where detectors could be used;
    • No detectors or the wrong types in place in high risk areas;
    • Detectors incorrectly positioned and installed on site;
    • Poor level of maintenance and control of detection systems;
    • Too heavy a reliance on ineffective detectors.

    Contributory factors for an assessor to consider concerning leak/gas detection

    The Safety Report should address the following points:

    • The appropriateness of the types of detectors being used (UV detectors, IR detectors, smoke detectors, intrinsically safe detectors, heat detectors, specific substance detectors, explosimeters) in terms of the environment in which they are located and to perform the duty expected;
    • The effectiveness of using the detectors in terms of their positioning relative to the possible leak sources, taking account of dispersion and dilution of the released gases/vapours;
    • The effectiveness of the detectors for the types of substances to be detected (flammable substances, acid gases, smoke, explosive substances, toxic substances) at the concentrations required. Detectors may be chosen to react to more than one substance;
    • The types of protective devices linked to the detection systems (alarms, warning lights, reaction quenching systems, isolation systems, fire retardant systems, plant shutdown systems, trip devices, emergency services);
    • The reliability of each detector (range of detection, response time of detection, level of maintenance, calibration frequency, performance testing frequency, proof testing);
    • The detectors can be clearly seen, heard and understood, (appropriate warning signs, lighting, noise recognition), on plant, in the control room and off-site (if appropriate);
    • The procedures to respond to alarms, as a result of a leak/gas being detected (emergency evacuation plans, fire drills, risk assessing existing emergency evacuation plans), to confirm that the release has actually occurred and to record and investigate false alarms and take action to change the system to maintain the confidence of operators;
    • The level of risk associated with each potential leak source (risk assessments, risk-rating systems) and the reduction in that assessed risk value achieved by the use of detectors;
    • The provision and accessibility (to operators, maintenance staff etc)of a sufficient site plan which maps all potentially hazardous areas (zones 0, 1 2, segregation of compatible hazardous substances);
    • The detectors conform to British Standards such as BASEEFA (British Approved Service of Electrical Equipment in Flammable Atmospheres), if required.

    Contributory factors for an assessor to consider concerning fire detection and control

    The Safety Report should address the following points:

    • The types of fire detector systems in place (infrared detectors, ultraviolet light detectors, temperature detectors, smoke detectors);
    • The area covered by the detection system;
    • The reliability of the fire detection systems (fail-to-danger faults, spurious alarms); and
    • The types of fire protection systems in place (fire proofing, water sprays, foam/filming agents, monitor guns, combustible gas monitors, foam on tanks, fire walls/barrier walls, emergency relief venting for buildings, dust explosion control).

    Major hazards

    The Safety Report should address the following points:

    • Detector fails to detect in time (i.e. response time of instrument and/or response to high reading/alarm failing to prevent a major accident),
    • Detector fails in undetected unsafe state (reading zero),
    • Alarms, warning devices and protective devices fail to operate on demand,
    • A leak occurs which cannot be detected (due to position of sensor or weather conditions), and
    • Maintenance procedures not followed, increasing unavailability of system or rendering system ineffective.

    Guidance and Codes of Practice relating to leak/gas detection

    The following publications can be used as guidance material relating to safety issues surrounding the use of gas/leak detectors:

    • HS(G)22 Electrical apparatus for use in potentially explosive atmospheres, HSE, Not in current HSE list.
      Paragraph 6 – 18 refers to 8 types of protection against ignition in a potentially flammable atmosphere.
      Paragraph 20 refers to flameproof equipment having to meet BS 5501. Part 5. 1977. Also, all electrical apparatus must be approved by BASEEFA if used in flammable environments.
      Paragraph 51 refers to maintenance schedules listed in BS 5345 .
      Paragraph 58 refers to the relevant legislation applicable to electrical apparatus in explosive atmospheres.
    • LPGA COP 1 Bulk LPG storage at fixed installations. Part 1. Design, installation and operation of vessels located above ground, LP Gas Association, 1998.
      Supersedes HS(G)34 Storage of LPG at fixed installations, HSE, 1987.
      Part 1, Appendix A.1 recommends the use of suitably calibrated explosimeters to test for leak detection.
    • HS(G)34 Storage of LPG at fixed installations, HSE, 1987.
      Paragraph 21 refers to containment pits where it recommends that gas detectors be installed in case of leaks.
    • HS(G)176 The storage of flammable liquids in tanks. HSE, 1998.
      Paragraph 35 refers to electrical apparatus used in explosive atmospheres and refers to BS EN 60079-10 .
    • HS(G)113 Lift trucks in potentially flammable atmospheres, HSE, 1996.
      Paragraph 43 refers to the use of intrinsically safe gas detection systems which will automatically shut down a truck in the event of a spillage or release of flammable vapour in a zone 2.
      Paragraph 46 refers to gas detectors being constructed to a zone 1 standard and set to operate at 25% of the lower explosive limit of a gas or vapour.
    • CS1 Industrial use of flammable gas detectors, HSE, Not in current HSE list.
      This document highlights the accuracy, instrument errors and the safety precautions required for the use of flammable gas detectors.

    Further reading material

    • Control of Major Hazards – (3rd Report): Appendix 6 Heavy Gas Dispersion. ISBN: 0115537532 .
      Appendix 6 refers to the use of gas detectors to generate hazardous substances dispersion profile data.

    Case studies illustrating the importance of leak / gas detection


    How to Make Business Videos from Start to Finish #how #to #make


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    How to Make Business Videos from Start to Finish | with Mike Tringe

    Опубликовано: 13 авг. 2013 г.

    Want to promote your business with professional looking videos, but can’t afford to hire out a pro to help make them? Learn how to make your own professional looking business videos on a reasonable budget.

    Learn how to make professional looking business videos that inspire your customers to buy your products and services. Learn how to write your story, shoot quality visuals with a DSLR camera, and edit the video into a story with simple free software. Creating professional looking videos is a great way to help your business grow online by building your brand and differentiating your business from the competition.

    Introduction: How to Make Business Videos from Start to Finish

    “I’m excited to teach you how to make your first video for your business. This is a nuts and bolts course, and we’re going to go through the script content, what you should say in your video (Writing a Script), how do you actually make your video with your camera (Setting Up a Camera) (Setting Up a Shoot), and the last part is, how you can edit that video to tell the story that you want to tell about your business (Editing a Video). We want to talk about this in three very simple steps. We want to make it easy for you and know you don’t have a lot of time, but we’re going to show you how to do it quickly, efficiently, and get you a quality video to put on your website, or to use over and over again for more of your video marketing purposes. Good luck, it’s going to be a lot of fun, and can’t wait to get started.”

    Chapter 1: Writing a Script for a Business Video

    Lesson 1-1: How to Make an Introductory Business Video? (2:32 )
    Lesson 1-2: How to Write the Script of a Business Video? (2:31 )
    Lesson 1-3: What to Visuals to Show in a Business Video? (3:02 )

    Chapter 2: Shooting Business Videos
    Lesson 2-A: What Kind of Camera to Use? (1:28 )
    Lesson 2-1: Where to Set Up the Camera? (3:48 )
    Lesson 2-2: What Should the Camera Settings Be? (13:41 )
    Lesson 2-3: How to Set Up Lighting and Sound? (6:30 )
    Lesson 2-3: How to Shoot Your Main Script? (7:39 )
    Lesson 2-5: How to Shoot Extra Footage? (6:59 )

    Chapter 3: Editing Your Business Story
    Lesson 3-1: How to Review, Organize, and Import Your Footage Using Software? (7:26 )
    Lesson 3-2: How to Edit Your Footage to Tell a Story? (10:26 )
    Lesson 3-3: How to Publish and Upload? (10:55 )

    Bonus: How to Make a Video Emotional and Personal? (2:00 )



    Security Assessment, VAPT, ECSA Training in Bangalore, Chennai, Mumbai, Pune, Delhi, Gurgaon,


    A penetration test is done to evaluate the security of a computer system or network by simulating an attack by a malicious user / hacker. The process involves active exploitation of security vulnerabilities that may be present due to poor or improper system configuration, known and / or unknown hardware or software flaws, or operational weaknesses in process or design.

    This analysis is carried out from the position of a potential attacker, to determine feasibility of an attack and the resulting business impact of a successful exploit. Usually this is presented with recommendations for mitigation or a technical solution.

    About this workshop

    This workshop gives an in-depth perspective of penetration testing approach and methodology that covers all modern infrastructure, operating systems and application environments.

    This workshop is designed to teach security professionals the tools and techniques required to perform comprehensive information security assessment.

    Participants will learn how to design, secure and test networks to protect their organization from the threats hackers and crackers pose. This workshop will help participants to effectively identify and mitigate risks to the security of their organization s infrastructure.

    This 40 hour highly interactive workshop will help participants have hands on understanding and experience in Security Assessment.

    A proper understanding of Security Assessment is an important requirement to analyze the integrity of the IT infrastructure.

    Expertise in security assessment is an absolute requirement for a career in information security management and could be followed by management level certifications like CISA, CISSP, CISM, CRISC and ISO 27001.

    There are many reasons to understand Security Assessment:

    • Prepare yourself to handle penetration testing assignments with more clarity
    • Understand how to conduct Vulnerability Assessment
    • Expand your present knowledge of identifying threats and vulnerabilities
    • Bring security expertise to your current occupation
    • Become more marketable in a highly competitive environment

    Therefore this workshop will prepare you to handle VA / PT assignments and give you a better understanding of various security concepts and practices that will be of valuable use to you and your organization.

    This workshop will significantly benefit professionals responsible for security assessment of the network / IT infrastructure.

    • IS / IT Specialist / Analyst / Manager
    • IS / IT Auditor / Consultant
    • IT Operations Manager
    • Security Specialist / Analyst
    • Security Manager / Architect
    • Security Consultant / Professional
    • Security Officer / Engineer
    • Security Administrator
    • Security Auditor
    • Network Specialist / Analyst
    • Network Manager / Architect
    • Network Consultant / Professional
    • Network Administrator
    • Senior Systems Engineer
    • Systems Analyst
    • Systems Administrator

    Anyone aspiring for a career in Security Assessment would benefit from this workshop. The workshop is restricted to participants who have knowledge of ethical hacking countermeasures.

    The entire workshop is a combination of theory and hands-on sessions conducted in a dedicated ethical hacking lab environment.

    • The Need for Security Analysis
    • Advanced Googling
    • TCP/IP Packet Analysis
    • Advanced Sniffing Techniques
    • Vulnerability Analysis with Nessus
    • Advanced Wireless Testing
    • Designing a DMZ
    • Snort Analysis
    • Log Analysis
    • Advanced Exploits and Tools
    • Penetration Testing Methodologies
    • Customers and Legal Agreements
    • Rules of Engagement
    • Penetration Testing Planning and Scheduling
    • Pre Penetration Testing Checklist
    • Information Gathering
    • Vulnerability Analysis
    • External Penetration Testing
    • Internal Network Penetration Testing
    • Routers and Switches Penetration Testing
    • Firewall Penetration Testing
    • IDS Penetration Testing
    • Wireless Network Penetration Testing
    • Denial of Service Penetration Testing
    • Password Cracking Penetration Testing
    • Social Engineering Penetration Testing
    • Stolen Laptop, PDAs and Cell phones Penetration Testing
    • Application Penetration Testing
    • Physical Security Penetration Testing
    • Database Penetration testing
    • VoIP Penetration Testing
    • VPN Penetration Testing
    • War Dialing
    • Virus and Trojan Detection
    • Log Management Penetration Testing
    • File Integrity Checking
    • Blue Tooth and Hand held Device Penetration Testing
    • Telecommunication and Broadband Communication Penetration Testing
    • Email Security Penetration Testing
    • Security Patches Penetration Testing
    • Data Leakage Penetration Testing
    • Penetration Testing Deliverables and Conclusion
    • Penetration Testing Report and Documentation Writing
    • Penetration Testing Report Analysis
    • Post Testing Actions
    • Ethics of a Penetration Tester
    • Standards and Compliance