DCU Insurance #dcu #insurance, #renters, #insurance, #auto #insurance, #home #insurance, #liability, #coverage,


Insurance the DCU Way

It was an easy process, great friendly service, knowledgeable and did save me quite a bit of money.

rt, Hudson, MA

Insurers We Represent

Encompass Insurance Owned by Allstate; rated A+ by AM Best

Foremost Insurance Over 50 years experience, rated A by AM Best

  • MAPFRE Insurance With more than eight hundred independent agents and two thousand local employees, MAPFRE Insurance is the number one auto and home insurer in Massachusetts. Rated A (Excellent) by AM Best.

    Main Street America Group Insurance Member of the Main Street America Group with seven operating companies; rated A by AM Best

    Safety Insurance Auto, home and business insurance, the third largest private passenger automobile carrier, the third largest commercial automobile carrier and the seventh largest homeowner carrier in MA, rated A by AM Best

    Travelers Insurance Part of the St. Paul Travelers Group; rated A+ by AM Best. Travelers also offers special personal lines insurance products on a direct basis for DCU members in states not currently serviced by DCU Insurance.

    TruStage TM Auto and Home Insurance Offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

    We also represent the Massachusetts Property Insurance Underwriting Association for MA properties that don’t qualify for our primary carriers, and Travelers and The Hartford for flood policies.

    DCU Insurance is rated 4.4 out of 5 by 60.

    Rated 5 out of 5 by Anonymous from great rates thank you for your assistance best rates around.

    Date published: 2017-03-03

    Rated 5 out of 5 by Anonymous from Yes I want to learn more about this insurance. For me is the best bank to work with That I know so far

    Date published: 2016-10-13

    Rated 5 out of 5 by Anonymous from Auto Insurance It was a great walk through, especially katie helped me a lot and saved me more than $25 in a month. Katie promptly answered my questions and even cleared all my doubts, i really appreciate her patience, though i made multiple calls in day to understand the process and quote. I trust this is the right banking way..and right set of people to make us more comfortable, thanks katie and thanks

    Date published: 2016-01-07

    Rated 5 out of 5 by Anonymous from Tremendous Savings over current insurer. Excellent customer service and communication! Product from a known National Company.

    Date published: 2015-12-10

    Rated 5 out of 5 by Anonymous from Excellent service and prices We just purchased both homeowners and automobile insurance from Liberty Mutual via an offer from DCU that came in the mail. The savings on both policies are remarkable, and the service from Liberty Mutual’s TruStage program was excellent. Thank you, DCU!

    Date published: 2015-07-15

    Rated 5 out of 5 by Anonymous from Combine Home and Auto DCU Insurance was able to save me a small bundle by combining my Home and Auto insurance policies with the same carrier.

    Date published: 2015-05-13

    Rated 5 out of 5 by Anonymous from The best insurance i have got after comparing to a wide range of other insurance providers Frank Howe, helped me a lot and provided me every detail and also made it so easy and simple to purchase my insurance. Thanks to DCU and Frank in person.

    Date published: 2014-12-05

    Rated 5 out of 5 by Anonymous from Great rates and benefits. The majority of the deals and rates DCU offers always outshine the deals from other banks. I wish DCU had other options for car insurance.

    Date published: 2014-10-01

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    • clientName_digitalfederalcreditunion

    What states does DCU offer insurance in?

    Asked by: Anonymous

    DCU Insurance offers insurance in Massachusetts, New Hampshire, Maine, Connecticut, Georgia and Colorado. However, if you re a DCU member located in a state that DCU Insurance is not licensed in you can obtain insurance through Travelers Insurance Company and Liberty Mutual.

    Answered by: Anonymous

    Date published: 2016-06-18

    pay online

    Any way to pay your bill online? I have travelers ins and would like to pay my bill online. I don t want EFT. Thank you.

    Asked by: Anonymous

    You should also be able to make a payment online by visiting Traveler s website.

    Answered by: Anonymous

    Date published: 2015-12-19

    I already have commerce insurance. Can I still qualify for the many discounts available?

    Asked by: Anonymous

    To determine your eligibility for any discounts as a DCU member through DCU Insurance, please call DCU Insurance at 800/328-8797, option 1, extension 6978 weekdays 8am to 5pm EST.

    Answered by: Anonymous

    Date published: 2013-10-23

    wthat is the insurance coverage when traveling out of MA?

    Asked by: Anonymous

    Coverage depends on your particular policy with DCU Insurance. For specific policy questions, please contact DCU Insurance at 800.328.8797, ext. 6978.

    Answered by: Anonymous

    Date published: 2013-10-23

    Do you provide business insurance?

    I need to get pricing for commercial renters insurance.

    Asked by: Anonymous

    At this time, we do not offer commercial or business insurance.

    Answered by: Anonymous

    Date published: 2013-10-23

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    DCU Financial Insurance Services, LLC.

    220 Donald Lynch Boulevard

    Marlborough, MA 01752-9130

    800.328.8797, ext. 6978

    2017 DCU Financial Insurance Services, LLC.

    Massachusetts Branches
    New Hampshire Branches

    DCU Insurance (DCU Financial Insurance Services, LLC) is an affiliate of Digital Federal Credit Union (DCU). Business conducted with DCU Insurance is separate and distinct from any business conducted with the credit union.

    Remember that any insurance required as a condition of the extension of credit by DCU need not be purchased from DCU Insurance but may, without affecting the approval of the application for credit, be purchased from an agent or insurance company of the member’s choice.

    Insurance products are not deposits of DCU and are not protected by the NCUA. They are not an obligation of or guaranteed by the credit union and may be subject to risk.

    If you have any concerns or complaints regarding this relationship, you may contact the MA Office of Consumer Affairs, or the insurance department of your state. For information on how to contact them, you may call us.

  • Free invoice template – SJD Accountancy #accountancy,limited #company,contractor #accountants,contractor #limited #company,accountants,freelancer #accountants,consultants,london,tax,inland


    FREE Invoice Template

    Whether you are a multinational limited company or a single person sole trader it is important that you have a structured approach to your invoicing or you may lose track of what payments you are waiting for.

    Invoicing your clients is a fairly straightforward and simple process, provided you have a good invoice template to work from.

    You should keep a record of all the invoices you have sent out along with when you received payment in order to keep track of your finances.

    Please use the below template which is based on a VAT rate of 20%:

    Invoice Template

    Please use the below template which is based on a VAT rate of 17.5%:

    Invoice Template

    If you are thinking of buying one of the many online accounting software packages, we’d advise you to read this report first.

    If you do choose to set up a limited company. which is exactly what our other 15,000 contractor and freelancer clients have done, you may like to chose SJD to help form your company. Last year alone, more than 3,000 contractors formed their Limited company on our website.

    SJD Accountancy

    SJD Accountancy are the UK’s largest specialist provider of fixed fee, Limited company accountancy services to contractors; we’ve been acting for contractors across the UK since 1992 and have more than 15,000 clients.

    We are the only national specialist firm of contractor accountants with offices nationwide. SJD Accountancy has more qualified staff than any other firm in our market with qualifications from the following major tax and accountancy bodies – ATT, AAT, CTA, ACCA, CA, ACA and FCCA.

    • Unlimited face to face meetings. This is a unique service only SJD Accountancy offers – unlimited face to face meetings across the UK – tax is complicated and sometimes only a meeting will do.
    • UK’s Largest contractor accountants with more qualified staff. No call centres, no outsourcing, no automated call handling. Simply telephone, email or meet your own dedicated accountant face to face.
    • Money back service guarantee . All your telephone calls and emails will be answered the same day or we will make a full refund of that months fee.
    • Outstanding reputation. We have won more awards for customer service and accountancy excellence than any other firm in our market, including: Best Acc ount ant for Contractors, Accountant of the Year and Best Professional Service Team to name just a few.
    • All inclusive low cost fixed fee accountancy package which includes completion of accounts*, payroll bureau, dividends and corporation tax computations, personal taxation, free bookkeeping software, your own dedicated accountant* and all company returns for a fixed fee starting from £120 plus VAT per month. Check our packages for more detail.

    Form your own Limited company with SJD – our same day online company formation service includes company bank account set up, VAT/PAYE registration and advice on optimum share structure.

    You may also find the following pages, guides and case studies useful:

    • Take home pay calculator – How much could you be taking home
    • Contractor FAQ – All your frequently asked questions and their answers
    • First time Contracting or Freelancing? – A summary of the alternatives along with pros and cons
    • Choosing a contractor accountant – The factors to consider when choosing an accountant
    • Step-by-step Guide to Contracting – Download a FREE copy of our guide
    • Limited or Umbrella? Can’t decide? – We help you decide which is best for you
    • Guide to Contracting – All the best guides to contracting in one place
    • Expenses Guide – Know exactly what you can claim
    • Umbrella company guide – Everything you ever wanted to know about umbrella company services
    • IR35 Guide – A great plain English guide to IR35

    *If you would like us to complete your company year end accounts we simply ask that you have been a client of SJD for one year or have made 12 monthly payments. All accountants are part or fully qualified.

    Home, Auto, Business, Car, Flood, General Liability Insurance in Ft #auto #insurance,


    Your Local Insurance Agency in Fort Myers FL

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    Let us help you cut your insurance cost in Florida

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